Ondal Reviews 1,684

Easy, fast application and payout, however they performed a hard credit check on my first application despite them claiming they only do a soft search so borrowing with Ondal perhaps is not ideal for those looking to build up their credit score.

I settled my loan quickly and now get SMS every couple of days asking me if I want to reapply.

Whether they perform hard checks on subsequent loans i don't know, but performing a hard credit check on applications should be made clear at the start.

I'd be reluctant to borrow again from Ondal as a result of the hard search on my file.

I made a loan with Ondal last month. My first instalment was due today. On the 27th I got a reminder that £105 is to be deducted on the 31rd, but I had the option to make an earlier payment. As I got paid on the 27th I opted for that. Today, the 31rd I got an email that £38 was to be deducted but declined and interest added. You can’t email them and the link they send for their website to contact them does not exist. I am getting the feeling that this business is a scam so be weary of them. I am currently seeking legal advise to take matters further but as they don’t have a website anymore I don’t know what to do.

It is now one day after I have made two payments, going above my agreed installments and they are demanding another full installment with interest. This business is a scam.

I cannot get through on phone they dont answer they dont reply to emails either. I made my monthly payment early cause i had the money for it but they still kept sending me reminders to pay then i get emails saying they tried to take payment but it declined THATS CAUSE I ALREADY PAID IT EARLY HELLO!!!

Loyal customer with 4 previous loans, made each payment as per the terms of agreement. Receive frequent messages and e-mails to fast track loan application special customer bla bla bla then at the end of application computer says no. Most direct Lenders do manually affordability assessments on customers, perhaps Ondal should do this.

You can never reach them by phone also my circumstanes changed and enter in to a payment plan which ends 30th march now say they want another 250 interest do not use them

Stop sending me text messages all day! I don't need your Loan anymore! I can't block your text messages and it's a hell. I don't want emails either. Horrible company, don't respect people.

I had loans with ONDAL for many months and always paid in full and on-time,now they won't give me a loan after paying all my loans in full previously and on-time,they are saying it is because I failed my credit check this month,how can they pay me loans over many months then suddenly they stop giving me loans because of my credit check,there has never been a missed payment either,I payed them over £450.00 yesterday to clear my loan and now they won't give me another one,so now I am over £450.00 out of pocket because I paid my loan off in full and can't get another loan to help my costs until I pay the new loan off,well done there ONDAL,you have simply had your money in full but are not giving back,well done,I would give you - stars if it existed,terrible service,don't have loans with ONDAL,they are terrible.

Just making sure that Ondal continue to treat people with a total lack of respect and dignity. Pleased to say they still are. They will take you right down to the tenth degree of producing information. You'll have all your details confirmed. You'll get a thumbs up. They'll send you your credit agreement which you'll sign. at that point... They'll decline you. Keep up the good work Ondal.

Used and got a loan. Paid back on time then got refused a 2nd loan. Avoid.

Super easy to apply and a very direct lender ,if comparing with the other ones redirecting you endless websites. Thank you Ondal.

Can't give less than one star unfortunately. A group of incompetent charlatans who deliberately make it almost impossible to contact them in the event of a problem. Don't take money on time and then charge you for being late, the list of their incompetent actions is endless! AVOID, I wish I'd starved over Xmas as opposed to dealing with these clowns!!!

I took out a loan with Ondal. When checking my account after it stated loan repayment was due in may, In my email correspondence it had listed a schedule of dates and payments that were to be made. But these payments did not add up to the amount it stated was due in may. I contacted them, with no reply. The first payment date came and payment was made. I then received an email to say I had not paid my loan and they would be adding daily interest. I contacted them again, to get no response.

They will take your sort and account number then the long number on the card to set up CPA payment then a quick decline. I have reported them to the FCA as you can’t set up CPA until you have accepted application.

Hi there I’m going to pay of my first loan with ondal on Friday how likely are they to approve a new one quickly

Ondal have been very efficient at issuing loans when I most needed them. I would recommend Ondal to anyone who needs a loan from a reputable organisation.

Absolute dog shit!! Had 3 loans all paid on time or before they were due and since then it’s constant declines.

Won’t ever be trying again and will warn people in future not to come to you

PS wouldn’t bother filling the “CONTACT US” form nothing ever happens anyway

Unexpected bill. Application took 15 min, literally 15 minutes. Money in the account immediate. No fuss, no extensive proof of this, proof of that.
I am going to choose this company if I ever again need to. Brilliant!

Absolutely fantastic company, iv worked for 12 years in the same job im 32, I recently lost my job and had a nervous breakdown then I was signed onto sick pay, I had such bad anxiety about having to ring them about a payment plan but the staff couldn't have been nicer. Extremely understanding with very good options

Ondal issued 6 loans to me within a 2 month period.

After contacting them, they agreed they had irresponsibly lent and agreed to pay compensation.

However, I’m still waiting for the funds to be paid to my account.

*****I can’t stress this enough, if you’ve had multiple loans issued in a short space of time you can file an irresponsible lending claim, and may be entitled to compensation***

***Happy to update review when compensation is paid. However, Ondal is needlessly dragging out the process***

pays out fast but does a hard search every time and is very bad for credit score unlike competitor sites. This is a use once in an emergency situation. If youre prone to impulsivity and gambling definitely stay away as the application is so fast and instant I can see it being a problem if you have those issues.