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Review summary

Created with AI, based on recent reviews

Considering 529 reviews, reviewers overwhelmingly had a great experience with this company, often highlighting the quick and efficient service provided. Customers appreciate the straightforward application process and the speed with which funds are deposited into their accounts, often within minutes. Many people found the company to be very understanding and helpful, especially during challenging financial times, with excellent customer service that responds quickly to queries. However, some reviewers were not happy with the customer service, mentioning that emails are not always answered and that they faced issues with loan declines after providing personal and bank details. A few other people also felt that the payment terms were unclear or that they were charged additional interest when they struggled to pay back the loan.

What people talk about most

Payment

Users describe ambiguous interactions with payment, with some reporting problems like unexpected balances,... See more

Service

Consumers find service to be positive, with many describing it as great, quick, and reliable, often praising... See more

User experience

Clients share positive opinions on user experience, with many reviewers finding the application process... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with many expressing dissatisfaction due to a... See more

Response time

Customers generally report positive experiences with response times, highlighting quick application processes... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I'm giving them four stars because they do help you out but I'm not going to give five stars because of the fact that if you repay early more than once then you will be suddenly declined from applying... See more

Company replied

Rated 5 out of 5 stars

I unexpectedly needed a short term loan and Ondal helped me with that. No fuss, a few simple questions and I received the funds within minutes of the application. The application itself only to... See more

Company replied

Rated 5 out of 5 stars

No fuss, no hassle, no silly forms and going back and forth, just simply apply for what you need and your sorted in literally seconds, canvas for better service that that now can you, Absolutely b... See more

Company replied

Rated 5 out of 5 stars

I have just received my second loan from Ondal and I can honestly say the whole process was complete in around 10 minutes. Easy straight forward application and once your accepted the money is availab... See more

Company replied


Company details

  1. Loan Agency
  2. Alternative Financial Service
  3. Financial Institution

About Ondal

Written by the company

24/7 ethical on-line lending. A new breed of financial institution allowing you to borrow only what you need for as long as you need it .

Simple, convenient, transparent and responsible borrowing @ fairly priced services.

Up to x7 cheaper than unauthorised overdrafts from the UK high street bank (Which May 2018)

- Typically costing less the £2 a day
- Money agreed and delivered instantly
- NO Early repayment penalties

www.myfinanceclub.com

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 62% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

I got a loan for 150 paid back the 200…

I got a loan for 150 paid back the 200 on time tried to get another one and got declined

January 27, 2026
Unprompted review
Ondal logo

Reply from Ondal

Hi Kai,

Thank you for your feedback. We know how frustrating this can be.

Please call us on 0808 812 6577 or use the 'contact us' (https://www.ondal.co.uk/contact-us) page on our website to discuss in detail.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 5 out of 5 stars

Officially my favourite loan provider

Officially my favourite loan provider. They’re supportive and understanding and have a generous acceptance policy which allows you to choose either paying in monthly instalments or all in one go within a few months with very little interest compared to other companies

January 28, 2026
Unprompted review
Ondal logo

Reply from Ondal

Hi Shakyira,

Thank you for your kind review!

We're so glad you were happy with our service. This is what we aim for!

Thanks for your feedback, and we hope to see you again soon.

Rated 1 out of 5 stars

Really bad customer experience mistake…

Really bad customer experience mistake on their system reference dates and complaint was raised, you get asked to email them and you get a very 1 line approach, loan is more or less paid off, you do sign up for high interest, but the interest now supercedes the original interest, dont want to speak to you on the phone wanted to give them the oppurtunity to speak but kept directing me to email so have gone to the ombudsman, i can clearly see there is a IT mistake, 1 phone call is all it takes, but nothing.

January 23, 2026
Unprompted review
Ondal logo

Reply from Ondal

Hi Benjamin,

Thank you for your feedback and we are sorry to hear that.

We want to give customers the best service we can. Your comments will help us improve.

Please call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website to tell us more.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 1 out of 5 stars

I had 2 loans with them always paid on…

I had 2 loans with them always paid on time try to get a 3rd one after a while says declined due to my credit . My credit history was worse when I got the loans then now. So that is just not makes sense

January 13, 2026
Unprompted review
Ondal logo

Reply from Ondal

Hi Florin,

Thank you for your feedback. We know how frustrating this can be.

Please call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website to discuss in detail.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 1 out of 5 stars

Interest so high don't bother

Interest so high don't bother.
Update the reply says it all double what you borrow my god that's insane you borrow 1k you pay back 3k 🤪🤪🤪🤪🤪

January 13, 2026
Unprompted review
Ondal logo

Reply from Ondal

Hi Alan,

Thank you for your feedback.

Our interest rate complies with Financial Conduct Authority guidelines and is capped so that customers never owe more than twice what they borrowed from us.

Call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website if you would like further details.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 5 out of 5 stars

Ondal Loans

The process was very quick and satisfactory. I can thoroughly recommend them

January 6, 2026
Unprompted review
Ondal logo

Reply from Ondal

Hi Alan,

Thank you for your review!

We always aim to provide the highest quality service. It means a lot that you would recommend us!

We hope to help again in future.

Rated 1 out of 5 stars

They sent my money to a closed bank…

They sent my money to a closed bank account and also once it bounced back to them they classed it as paying back the loan and won't actually accept me for another. Terrible service unfortunately

December 30, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi Liam,

Thank you for your feedback. We know how frustrating this can be.

Please call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website to discuss in detail.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 2 out of 5 stars

I also had a bereavement which caused…

KI also had a bereavement which caused me to be late repaying and although it was paid and two earlier loans were paid on time ive been declined ever since. No compassion or understanding at all. In response to your reply ive used the contact page as you advised but not heard back from you as yet and still being declined when i apply. Will update this review as and when the issue is resolved. *Update* Still unresolved. No reply to these review updates or message via the contact us page. Very poor customer service. Ive just received a cheeky email dated today 7/1/26 saying due to previous issues with my account they wont be lending to me again. Im being penalised for one late repayment due to financial difficulties arising from a death in the family. Absolutely disgraceful so watch out everybody. This is not a company to deal with unless you are desperate and i hope ypu dont go through what i have.

January 3, 2026
Unprompted review
Ondal logo

Reply from Ondal

Hi Keith,

Thank you for your feedback. We know how frustrating this can be.

Please call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website to discuss in detail.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 5 out of 5 stars

Genuine company and is always my go to

Best loan company available; Have secured many loans over many months (and always pay back in full), the only loan company that is genuine and always reliable and trustworthy.

January 3, 2026
Unprompted review
Ondal logo

Reply from Ondal

Hi Charlie,

Thank you for your review.

We want all our customers to have a smooth journey, so are thrilled you found the process so straightforward.

We hope you’ll consider Ondal again in future.

Rated 1 out of 5 stars

DO NOT USE

I got 2 loans from them but they refused to give me a third even though i wasnt late on the repayments.

January 1, 2026
Unprompted review
Ondal logo

Reply from Ondal

Hi Patrick,

Thank you for your feedback. We know how frustrating this can be.

Please call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website to discuss in detail.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 2 out of 5 stars

I’ve been accepted but when I try to go…

I’ve been accepted but when I try to go through the final phase of accepting the actual loan it goes back and says we are processing your application loading… been saying that for a while so im not sure what its doing.

December 24, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi Jaden,

Thank you for your feedback.

We want to give customers the best service we can. Your comments will help us improve.

Please call us on 0808 812 6577 or use the 'contact us' (https://www.ondal.co.uk/contact-us) page on our website to tell us more.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 5 out of 5 stars

I had a loan from them with no fuss

I had a loan from them with no fuss. However, I there was a bereavement in my family and I had to contribute to the costs which meant I wouldn't be able to make the payment which was really stressing me out.

I contacted them and explained what had happened, no judgement just really helpful.

Thank you Ondal. Very understanding and helpful. Great service!

December 16, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi,

Thank you for your kind review!

We're so glad you were happy with our service. This is what we aim for!

Thanks for your feedback, and we hope to see you again soon.

Rated 1 out of 5 stars

They never stop even if you don't want…

They never stop even if you don't want the loan, beware

December 17, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi Thomas,

Thank you for your feedback.

We want to give customers the best service we can.

Please call us on 0808 812 6577 or use the 'contact us' (https://www.ondal.co.uk/contact-us) page on our website to tell us more.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 5 out of 5 stars

Just paid off my third loan through…

Just paid off my third loan through Ondal loans and I can't praise them enough. The customer service is absolutely excellent and they reply every single time and super super quick, the loans I've had and paid back are cleared fast and confirmed as being received within the same day or by the next day latest. Every other lender turned us down immediately and even the ridiculous 1295% APR payday loan companies did, but Ondal didn't and they have been amazing from the start. I won't even bother looking elsewhere now or in the future because I won't find anyone as good as Ondal. Amazing company, amazing customer service and wouldn't recommend anyone but Ondal ! Keep up the amazing work guys it's appreciated 👍👍 xxx

December 13, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi Laura,

Thank you for your kind review!

We're so glad you were happy with our service. This is what we aim for!

Thanks for your feedback, and we hope to see you again soon.

Rated 3 out of 5 stars

They did help me when I needed it

They did help me when I needed it, and have had a few loans with this company, however all of a sudden got declined which is very frustrating when u have always paid back and all they say is didn't meet the criteria which is difficult to understand when nothing has changed,

December 13, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi Michelle,

Thank you for your feedback. We know how frustrating this can be.

Please call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website to discuss in detail.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 1 out of 5 stars

I really could do with this loan for…

I really could do with this loan for over Xmas but they asked for ALL my card details, even for a direct debits I've never gave my 3 digit security or expiry date and when I called the woman I spoke to said well don't get it then, so seems abit scammy😔

December 8, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi Tasha,

Thank you for your feedback. We know how frustrating this can be.

Please call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website to discuss in detail.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 1 out of 5 stars

They add interest daily but won’t let me pay my loan back

Cannot get through to their customer services as nobody answers the phone, nobody responds to online queries submitted on their form on the site and meanwhile I am wanting to pay off my loan and they aren’t letting me AND adding interest daily! Scam!

September 22, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi Lauren,

Thank you for your feedback.

We want to give customers the best service we can. Your comments will help us improve.

If you have not received a response, please call us on 0808 812 6577 or use the 'contact us ' page (https://www.ondal.co.uk/contact-us) on our website to tell us more.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 1 out of 5 stars

Avoid at all costs!

They do not respond to complaints, I have now reached out to the FCA. Emails go unanswered and when they eventually reply they completely ignore what you have asked.

December 1, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi,

Thank you for your feedback.

We want to give customers the best experience we can and we always look to improve our service.

Please call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website to tell us more.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 2 out of 5 stars

Bad experience

Bad, very bad.
So firstly, I got accepted for a small loan which I paid back without any problems, letting me know that if I want in the future another one, then the amount is bigger and the success is assured.
Guess what? Declined, as expected.
Just bad experience overall despite the fact that repayment wasn't a problem.

December 1, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi Andrei,

Thank you for your feedback. We know how frustrating this can be.

Please call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website to discuss in detail.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

Rated 1 out of 5 stars

Bad at responding and seems like they ignore emails

Waste of money

December 1, 2025
Unprompted review
Ondal logo

Reply from Ondal

Hi,

Thank you for your feedback.

We want to give customers the best service we can. Your comments will help us improve.

Please call us on 0808 812 6577 or use the 'contact us' page (https://www.ondal.co.uk/contact-us) on our website to tell us more.

Our hours are:

• 08:30am-19:30pm on weekdays

• 09:00am-16:00pm on Saturdays

• 10:00am-16:00pm on Sundays

We look forward to hearing from you.

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