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Review summary

Created with AI, based on recent reviews

Considering 79 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently highlight the helpfulness and professionalism of the staff, often praising specific individuals for their excellent service. Many also appreciate the quick responses and efficient support received, indicating a generally positive customer service experience. However, some people were dissatisfied with the pricing, finding it to be expensive or inconsistent. There were also instances where customers experienced issues with response times and the overall service, with some reporting difficulties reaching customer support or delays in receiving assistance.

What people talk about most

Staff

Reviewers mention positive feedback about staff. Customers consistently praise the staff for being helpful,... See more

Customer service

Consumers generally find customer service to be positive. Many reviewers highlight helpful, clear, and... See more

Price

Users describe ambiguous interactions with price. Many customers report getting better or cheaper rates and... See more

Service

Customers consistently note ambiguous experiences with service. Many reviewers praise the fast, efficient,... See more

Response time

Customers had ambiguous experiences with response times. Many reviewers praised the quick and fast response... See more

Reviews shaping this summary

Rated 4 out of 5 stars

So far I’ve had great service. My only complaints are that 1) i purposefully had my payments coming out on the 15th of the month because that was better for me. 2) now i suddenly have to come up with... See more

Company replied


Company details

  1. #6 of 6 best companies in Auto Insurance Agency
  2. #6 of 6 best companies in Home Insurance Agency

Written by the company

At Onlia, we make home, auto, and lifestyle & leisure insurance a breeze. Our secret sauce? We’re the only brokerage that gives customers access to multiple insurance companies and competitive pricing, with the freedom to buy online or through a broker. We keep things simple, clear, and stress-free—because insurance doesn’t have to be a headache. Bottom line: we’re here to offer straightforward, flexible options with a friendly touch—and maybe a little swagger. As a RIBO licensed insurance broker serving customers in Ontario, Alberta, and BC, we’re able to find you the best quote for your needs at the best possible price from our group of nationally trusted carriers — 24/7 online, or over the phone with a broker. We’re backed by a strong and reputable Canadian financial holdings company, Southampton Financial Inc. Southampton’s principles are recognized for creating robust and successful insurance distributors in the Canadian marketplace.


Contact info

3.5

Average

TrustScore 3.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 70% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

GARBAGE. Stay away. They're thieves and should be prosecuted for fraud

I cancelled my plan back at the end of 2024 after ONLIA changed the way they handle payments / accounts, yet I continued getting billed. They never responded to my request at any time.

I emailed again in February and am just now getting a response and they're telling me my balance is almost $600. After this "ticket" was opened in February and no response was given, I get a generated response stating I owe them money and they immediately close the ticket saying it was resolved. Bullcrap!

Their website is garbage; I cannot login and make adjustments and they removed the ability to make payments through my online web account. Requesting a "new password" never sends an email, because my account has clearly been deleted or locked to stop me from accessing my info.

ONLIA, stop screwing over your "clients" and make things right. Remove the "$590+" that I "owe" as my insurance has been cancelled since late last year. It was cancelled BY YOU due to "non-payment" as a result of YOUR dysfunctional website and lack of communication. I've seen the dozens of negative reviews and bad press you're receiving. I'm not asking for money back, I'm asking for you to remove any outstanding balance you think I have. I've been with a new insurance provider since December 2024 because you don't conduct business in a professional manner and shut me out when contacting for a resolution.

April 25, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi there, we're very sorry to hear about your experience. We take your concerns very seriously and would like to look into this in more detail to help resolve it. Since we don't have your contact information through this review, could you please email us at support@onlia.ca and include 'Trustpilot Review' in the subject line? This will help us locate your case quickly and investigate your concerns properly. We truly appreciate you bringing this to our attention and hope to have the opportunity to make this right.

Rated 3 out of 5 stars

Was in a bind and needed insurance…

Was in a bind and needed insurance quickly. Was approved within 40mins of getting a free quote and for a lower premium that I was quoted elsewhere. Unfortunately they were unable to offer me rental insurance, so I have to look elsewhere for that.

April 15, 2025
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Reply from Onlia

Hi GB, thanks so much for your review! We're thrilled to hear we could help you get covered quickly, and at a lower premium too! 🙌 We're sorry we couldn't offer you rental insurance at this time. We really appreciate you choosing us, and we’re here if you ever need anything in the future!

Rated 4 out of 5 stars

I was impressed with the knowledge and…

I was impressed with the knowledge and expertise of agents that I spoke with or communicated with. Your service was superb. However, my biggest problem is on time availability via phone is very poor. Average 40 to 70 minutes to get a live agent to talk to us not good at all. Pls consider improving your direct access to agent services.

April 13, 2025
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Reply from Onlia

Hi Kojo, thank you so much for your kind words about our team’s service. We truly appreciate your feedback! 😊 We’re sorry to hear about the long wait times you experienced when trying to reach us by phone. Please know that we’re actively working on improving this area.

Rated 1 out of 5 stars

The worst experience ever! Don't buy from them

The worst experience ever!
After my car accident, I was completely left in the dark. I was bounced between three different companies — Wawanesa, AHA Insurance, and Onlia. I reached out to Onlia several times by email and phone, but never received a single real response. Only automated messages saying someone would contact me — no one ever did.

Their customer service is completely unresponsive. I still haven’t received any answer about the prorated refund I requested after my claim was denied, nor have I received confirmation of the cancellation of my insurance.

The lack of communication, transparency, and basic support is absolutely unacceptable. I would never recommend this company to anyone. If I could give a rating below zero, I would.

March 6, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi there, we’re really sorry to hear about your experience — we understand how frustrating this must have been, especially during an already stressful time following an accident. As we don’t have your contact details from this review, please reach out to us at support@onlia.ca and include 'Trustpilot Review' in the subject line so we can prioritize your case and look into what happened with your refund and cancellation. Thank you for bringing this to our attention. We’re committed to improving and making things right.

Rated 1 out of 5 stars

FRAUD liars

FRAUD liars! Took money out of my account December 2024 after I had canceled and moved on. Then on the 21st on January they claimed they had a successful refund in an account that I closed on the 15th January.. still to this day they claimed I have received the money. I went to the banks spent hours investigating.. finally got written notice that the company made an attempt to refund and the money was returned back to them. They claim the bank is wrong still do this day. They’re disgusting low life greasy fraudulent liars.

April 16, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Terrance, we're truly sorry to hear about your experience and the frustration this has caused. Your concern has been escalated to our internal teams for further investigation. We’ll be following up with you directly to provide an update and next steps. Thank you for bringing this to our attention, and again, we apologize for the inconvenience you've experienced.

Rated 1 out of 5 stars

Disappointing, stay away

I have home and auto insurance with them and when my insurance auto renew this year they increase my home insurance by 50% even though i never made a claim. when i called they say it was because there as been a lot of claim in my area and that they couldn't offer be a better price. ( my renter insurance when from 32$ to 48$ per month). the second time i called to actually cancel the insurance the girl (apparently wasn't an agent she was only customer service) said since I'm canceling mid month, if I'm allowed a rebate then they will mail it to me. After waiting 6 days for a confirmation that my policy we're cancel, emailing them twice, i decided to call them again to get confirmation. Now the person first tell me that the policy was still not cancel yet but that ok they can date it from last week since they do have the paperwork but that it will cost me 1 month extra of canceling fee. like what??? when i told him that its not what the girl on the phone last week told me, he look at the transcrip and said i was right but is only answer was "she's not register to tell you about the canceling fee".
So she's not register to tell me that there's a canceling fee but she's allowed to lied to me and tell me i might get a rebate because I'm canceling mid month.
honesty horrible customer services and they are more expensive. stay away and for future reference, maybe I'm the only one that didn't know that but remember they will charge you 1 month canceling fee if you cancel before the end of your contract. don't believe what they say. I'm just frustrating because i try to call twice to get that information. If they would have been honest i would have know about the canceling fee and i wouldn't be as mad. i just don't like to be lies to.

April 16, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Veronique, thanks for sharing your experience with us. Clear communication is so important, and we understand how frustrating it is when things aren’t explained properly or when the info doesn’t line up. We’ve escalated your concern to a manager so they can take a closer look and make sure it’s properly addressed. If there’s anything else you’d like to share or if you have questions, feel free to reach out.

Rated 1 out of 5 stars

Awful Service

they dont answer emails, when i finally got through to someone on the phone. the call took 2.5 hours to cancel the insurance on the car i sold. I was told i was getting a refund and the insurance would be removed retroactive to the day i emailed them originally and this month i was charged and no refund was issued. Awful customer service

March 5, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Angela, thank you for bringing this to our attention. We understand how frustrating it must have been to wait that long for support and to still see charges after being assured otherwise. We’ve escalated your concerns internally to ensure they’re reviewed and resolved as a priority. This is not the experience we want for our customers, and we’re committed to making it right.

Rated 1 out of 5 stars

BEWARE DO NOT TRUST THIS COMPANY

They sold the company and have been slowly cleaning house, it is impossible to get ahold of someone. I switched to another provider and they continue to charge my credit card for a cancelled policy, they cannot provide a Letter of experience for my wife who's been on the policy for 4 years, it takes them 4 days to respond to an email. Do not make the mistake of going with this company they will mess up your policy in as many ways as they possibly can.

April 10, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Noah, thank you for taking the time to share your feedback. We're genuinely sorry to hear about your experience and understand how frustrating this must be. We've escalated your concerns internally to ensure they’re addressed as quickly as possible. We appreciate your patience and the time you spent with us, and we're committed to making things right.

Rated 1 out of 5 stars

I am still waiting for a response…

I am still waiting for a response regarding my policy.

I have tried updating my credit card on file numerous times. I have also tried calling in to speak to someone and no one answers their phone. I have been an Onlia customer for 4 years. Onlia has now told me that they will be cancelling my policy early and I cannot get a hold of anyone on the phone to rectify this situation!

April 4, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Justin, we're very sorry to hear about your experience updating your payment information. We'd really like to help resolve the issue, but we don’t have access to your account details here. Please reach out to us directly at support@onlia.ca with "Trustpilot review" in the email subject line, so we can prioritize your message. Thank you for bringing this to our attention.

Rated 5 out of 5 stars

Very user friendly and whole experience…

Very user friendly and whole experience with customer support that I spoke with was very easy

April 4, 2025
Onlia logo

Reply from Onlia

Hi Marven, thanks so much for the kind words! We're glad to hear you found the experience user-friendly and that our broker made things easy for you. That’s exactly what we aim for 😊

Rated 1 out of 5 stars

Can't get a hold of them

Can't get a hold of them.
Phone calls, emails, open tickets and messages all go unanswered.
Their app does not work.
They are scammers and should be shut down.

April 4, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi there, we're very sorry to hear about your experience. We'd really like to look into this further and help resolve the issue, but unfortunately, we don’t have enough information to identify your account. Please reach out to us directly at support@onlia.ca with "Trustpilot review" in the email subject line, so we can prioritize your message and investigate what happened. Thank you for bringing this to our attention.

Rated 1 out of 5 stars

Split policies to get higher rates

Have always renewed June 1st of every year even making changes mid year. Had 3 cars and home on policy. You changed your corporate structure and now we have 1 policy with 1 firm renewing Mar 1st and another policy in June. What a shitshow! As soon as I find the time to bail out of this insanity I will transfer all policies to another provider. You have about 30 days to fix this, and then I start.

February 27, 2025
Onlia logo

Reply from Onlia

Hi Barry, thank you for your feedback. We’ve escalated your concern to the appropriate team for immediate follow-up. Someone will be in touch to review your policies and help clarify the changes that took place. We appreciate your patience and the time you’ve taken to share this with us.

Rated 1 out of 5 stars

No renters insurance for me

I have a car insurance policy, but they wouldn’t allow me to get renters insurance because I don’t have any renters insurance history…. lol useless

March 31, 2025
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Reply from Onlia

Hi Drew, we totally understand how that could be frustrating! Some insurers require a history of renters insurance to assess risk, but we know that can be a challenge for first-time renters. We appreciate your feedback though and are always looking for ways to improve our offerings!

Rated 2 out of 5 stars

Slow response times and poor communication.

Broker initially sold me my insurance and sent me my documents and slips. I then recieve an email DAYS later stating there was more paperwork they needed and that actually did NOT have coverage until it was done. Would have been nice if the first person was competent enough to realize that and not send me documents stating I had insurance when I in fact did not. Terrible experience overall. Gave 2 stars because atleast I didn't have to get on the phone and talk to someone, so there's that atleast....

March 28, 2025
Onlia logo

Reply from Onlia

Hi Jordan, we’re sorry to hear about your experience. Clear communication is key, and it sounds like we missed the mark in ensuring all requirements were outlined upfront. We truly appreciate your feedback and will be looking into this to prevent similar situations in the future. If there's anything we can do to clarify any outstanding concerns, please feel free to reach out.

Rated 1 out of 5 stars

Would not recommend!!!

My policy was cancelled "for non-payment", even though my payments were still going through? I received an email notifying me of a missed payment, so I tried calling with no luck because nobody ever picks up the phone at Onlia (unless you're seeking a new quote), and I sent many emails to follow-up without a single response. I took a screenshot of the payments going through and sent those as well. My payment continued to go out as scheduled, only to receive the cancellation notice "for non-payment" 2 months later???? So anyways, I went with another insurance company who seem to have their shit together. I wouldn't recommend Onlia to anyone moving forward... God only knows how difficult it would be to reach them if you needed to actually file a claim or something. What a crazy stressful experience! 0 Stars!!! Good riddens, Onlia!

February 28, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Stephanie, we appreciate your feedback and the time you took to share your experience. We’d love the chance to look into this further for you. I’ve escalated your concern to our team to review what happened.

Rated 5 out of 5 stars

I had a great experience with Michael…

I had a great experience with Michael is the new quotes department. Very informative and pleasant to deal with! I will refer you guys to all friends and family!
Cheer! Brandon

March 24, 2025
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Reply from Onlia

Hi Brandon, thanks so much for the 5-star review! We'll certainly pass on the feedback to Michael.

Rated 3 out of 5 stars

Second Chance

It stated with finding out that my home and car insurance was cancelled. Once I reached a representative who was AMAZING!!! did thing get settled.

I know there was a company merger and a lot of changes but this was very stressful.
I will stay with Onlia for the year in hopes that by the time I need to renew my insurance, the merger and all the issues will be resolved

March 24, 2025
Onlia logo

Reply from Onlia

Hi there, thank you for sharing your experience with us. We understand how frustrating that must have been. We’re glad to hear that our representative was able to assist you and get everything settled. We hope to continue earning your trust.

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