Only Paws Pet Insurance Reviews 

402
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 163 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptional customer service, highlighting staff helpfulness, professionalism, and prompt, friendly communication. The online portal and claims process are consistently described as very easy to use, efficient, and straightforward, with many noting the simplicity of submitting claims. Payouts are often quick and prompt, with funds received within a few days. However, some customers noted dissatisfaction with claim outcomes, mentioning denials or partial payments. This was often due to specific policy exclusions, such as age limits or conditions deemed pre-existing. Some reviewers felt that policy terms were unclear, leading to unexpected expenses.

What people talk about most

Claim

Customers had ambiguous experiences with claim, with many reporting the process to be easy, quick, and... See more

Service

Reviewers mention ambiguous feedback about service, with some customers expressing high satisfaction,... See more

Customer service

Reviewers highlight positive aspects of customer service, often praising the helpfulness, efficiency, and... See more

Payment

Consumers find payment to be ambiguous, with some reporting quick and straightforward payouts, often within a... See more

User experience

Clients share positive opinions on user experience, consistently highlighting the ease and speed of setting... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think th... See more

Company replied

Rated 4 out of 5 stars

Unfortunately I had to make a claim for one of my cats recently but once I got online it was straight forward enough & then only paws contacted my vets who dealt with the claim . The only downside was... See more

Company replied

Rated 4 out of 5 stars

I wrote a previously bad review below based upon a disagreement regarding a condition. Since then they reviewed my case and made a payment. subsequently my pet died unfortunately. Following this they... See more

Company replied

Rated 5 out of 5 stars

Clearly communicated everything and treated us with respect, payments were made quickly. Sent a condolence letter when we lost our cat which while a small gesture did go a long way. Good experience al... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

Always-there-for-you pet insurance at affordable prices. Made by pet lovers for pet lovers.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

402 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(402)

142 reviews in the last 12 months

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Rated 1 out of 5 stars

Shame I couldn't score this company nil…

Shame I couldn't score this company nil or minus stars. The one time my cat needed treatment, for teeth lesions which my vet says is not an uncommon condition as cats age, I told that because I hadn't selected some obscure add on to my main policy then I wasn't covered. Totally unaware of these add-ons when renewing each year. When trying to claim, also discovered they don't have a phone number after endless searching - you have to email them or complete a form for a call back - needless to say after sending this twice, I wasn't contacted by phone either time as promised, just an email saying my cat's condition not covered - absolutely terrible service, would avoid them at all costs- impression is they will try and resist majority of claims

June 30, 2025
Unprompted review
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good morning Rob, thank you for your review. I can see that an agent responded to your query by email and offered to arrange a call if you still wished to speak with someone directly. This process has generally worked well for most of our customers, as it provides a clear written response first. However, I’m sorry to hear it hasn’t met your expectations. Please be assured that it is never our intention to cause any frustration.

The additional boosters are designed to enhance your policy by giving you the flexibility to tailor the cover to your pet’s individual needs. These options are clearly shown during the quote process, where you can also select the policy limits that suit you best.

As a company, we strive to deliver excellent customer service and truly value your feedback. Your comments will be shared with the relevant team for review.

Rated 1 out of 5 stars

Couldn’t recommend less

Couldn’t recommend less. 9 out 10 claims are discounted, really not worth the premiums you pay this company. It would be far better to put money aside for your pets needs. Years of wasted money and fake assurance.

As the saying goes, you only know how good a company is when you need to claim. Buyers beware

June 19, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good Afternoon Charlie.

Thank you for sharing your experience, we’re genuinely sorry to hear that you feel let down. We fully understand how frustrating it is when a claim doesn’t meet your expectations, especially when you’ve trusted us to help care for your pet.

Our team assesses each claim carefully against the terms of your policy to ensure fairness and transparency. That said, we absolutely don’t want you feeling disappointed or unsupported. If you’d like, we’re more than happy to review your claims in detail and clarify any decisions made, just email us at claims@onlypawspetinsurance.co.uk with your policy details.

We appreciate you taking the time to leave feedback.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Very quick customer care response

Very quick customer care response. Easy to complete online form.

June 26, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Suzan,

Thank you for sharing your lovely feedback! We’re so pleased to hear you found our customer success team responsive and the online form easy to complete. Making things simple and stress-free for pet parents is what we’re all about.

If you ever need anything else, we’re here for you at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Easy to set up.

I have just requested a quote for cat insurance with Only Paws which was a reasonable price so agreed to take out the policy. I was suprised how quick and easy this was!

June 25, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Lindsey,

Thanks so much for choosing Only Paws! We're thrilled to hear you found the setup quick and easy, and even happier that your cat is now covered 🐾. Making the process smooth and stress-free is exactly what we aim for.

If you ever have questions or need support, we're just a message away at info@onlypawspetinsurance.co.uk.

Welcome to the Only Paws family!

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars

Simple Application Process

Was easy to follow through the application

June 20, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good Morning Jane.

Thanks for taking the time to leave a review! We’re so glad you found the application process easy to follow, that’s exactly what we aim for. If you ever have any questions or need support down the line, we’re always here to help.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Really fast to process and…

Really fast to process and communication great

June 17, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good Morning Susan.
Thank you so much for your lovely review!

We’re delighted to hear that your claims process was handled quickly and that communication was smooth, that’s exactly the kind of experience we aim to deliver. Making things simple and stress-free during claim time is especially important to us.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Easy to claim, quick to pay

Reasonably priced insurance, although it's very difficult to compare pet insurance policies. Easy to buy. Crucially, easy to claim and quick to pay out.

June 12, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Mark,

Thank you so much for your thoughtful review! We know comparing pet insurance policies can be a bit of a maze, so we're really glad you found ours straightforward and easy to purchase.

Even more importantly, we're thrilled to hear your claims experience was smooth and speedy, that's exactly what we aim for! If you ever have questions or need support in the future, we’re just a message away.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Quick and easy

Quick, problem free process from start to finish. Very competitive quote.

June 15, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your feedback Angi and welcome to Only Paws! 🐾

Rated 3 out of 5 stars

Cat Policy Insurance

NOT SURE about this website yet.

June 14, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Mohammed, thank you for your review. We are always happy to help with any queries, simply email us via info@onlypawspetinsurance.co.uk

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service, love the website UI. Straightforward and simple.

June 13, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good morning Daniella and thank you for your feedback! Our Customer Success Team are always happy to help you with your query. Glad you found our website easy to use!

Rated 5 out of 5 stars

Excellent company

Excellent company - really supported us with our cat Lulu with her overactive thyroid - I would recommend them

June 5, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your review Sally, we're so glad to hear you are happy with our claims process, it is a speedy one! 🐾

Rated 5 out of 5 stars

Only Paws - doesn't impose co-payment excesses

I previously held pet insurance for my elderly cat with Only Paws. What sets them apart from other insurers that they don't impose co-payment excesses when the pet ages. It purely increases from £99 to £200 so you know in advance how much you will pay rather than having to pay 10-20% of the vets fees plus an excess. The claim process is also easily done and quickly paid. I've looked at other insurers now I have a new young rescue cat but cannot find another insurer that doesn't impose a co-payment excess when the pet ages.

June 5, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Colette,

Thank you so much for this thoughtful review — we’re really grateful you took the time to share your experience. It’s great to hear that our approach to covering older pets stood out for you. At Only Paws, we don’t apply co-payments for older pets, just the fixed excess increase from £99 to £200, so you always know what to expect, no matter your pet’s age.

A big welcome to your new rescue cat 🐾 — We are thrilled to have you back on board with us.

Warm regards,
The Only Paws Pet Insurance Team

Rated 4 out of 5 stars

Fairly easy to navigate.

Fairly easy to navigate.
There are so many pet insurance companies, but I hope I've made the right decision.

June 2, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good Morning Chris. Thank you for taking the time to leave a review! We’re glad to hear you found our quote journey fairly easy to navigate, that’s exactly what we aim for.

We completely understand that choosing a pet insurance provider can feel overwhelming, especially with so many options out there. Please rest assured that we’re here to support you every step of the way. If you ever have any questions or need help understanding your policy, just reach out, we’re always happy to help.

Warm regards,
The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars

looks good

looks good, but onlt time will tell if it is

May 31, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good afternoon Richard, Thank you for your honest feedback! We're really pleased to hear things are looking good so far, and we completely understand that trust is built over time. We're here to support you every step of the way.

If you ever have any questions or need assistance, don’t hesitate to reach out.

All the best,
The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Never had to make a claim

Never had to make a claim, so no complaints.

May 21, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good afternoon Graham. Thank you for taking the time to leave us a review!

We're glad to hear everything has gone smoothly with your policy so far. While we hope you never need to make a claim, please rest assured that if the time ever comes, we're here to make the process as straightforward and stress-free as possible.

Warm regards,
The Only Paws Pet Insurance Team

Rated 5 out of 5 stars

Easy to set up and clear breakdown of…

Easy to set up and clear breakdown of costs

May 28, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good Evening Jane. Thanks so much for your review. We're really pleased to hear that you found the quote journey easy to set up and appreciated the clear breakdown of costs. Making the process straightforward and transparent is really important to us, so it’s lovely to hear that came through for you.

All the best,
The Only Paws Pet Insurance Team

Rated 5 out of 5 stars

Great service provided by Only Paws…

Great service provided by Only Paws .There was a bit of confusion with our claim as our dog came back to the UK with us from Turkey .However ,the team at only paws were very thorough but once the confusion was cleared up it was plain sailing.Thanks Only Paws -great experience.

May 20, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good Morning David, Thank you so much for your lovely review! We're really pleased to hear you had a great experience with Only Paws, even with the initial confusion around your claim. We understand that situations like bringing a pet from abroad can be a bit complex, so we’re glad our team was able to work through everything thoroughly and get things resolved smoothly for you.

It’s wonderful to know everything was plain sailing in the end — we truly appreciate your patience and kind words.

Wishing you and your dog all the best,
The Only Paws Pet Insurance Team

Rated 4 out of 5 stars
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good Evening Stephen, Thank you for your feedback.

Just to clarify, we don’t charge VAT on our policies. The reference you may be thinking of is to Insurance Premium Tax (IPT), which is a government-required tax and is already included within the premium you see throughout the quote process.

It’s not an additional charge added after setting up the policy — the full cost, including IPT, is displayed clearly at every stage of the journey.

If you have any questions or would like us to take a closer look at your quote, feel free to get in touch at info@onlypawspetinsurance.co.uk — we’re here to help.

Kind Regards,
The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Pet priority simplified

Just so simple to navigate.

Both pets added at the same time time.

Good value for money.

No excessive compulsory excess.

Life time cover & dental cover options.

Very pleased, would recommend.

May 24, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Ann,

Thank you so much for your fantastic review! We're thrilled to hear that you found the process simple to navigate and that adding both pets was easy. It's great to know our cover options — including lifetime and dental — met your needs and offered real value.

Your recommendation truly means a lot to us. We're so pleased you're happy with your experience, and we're here if you ever need any support along the way.

Warmest wishes,
The Only Paws Pet Insurance Team 🐾

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