Payhawk Reviews 273

TrustScore 3 out of 5

2.8

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Rated 2 out of 5 stars

Over account management is pretty shody. Then we received an email informing us of a 22% price increase mid way through our current contract. I don;t think that is a reasonable and trustworthy... See more

Company replied

Rated 5 out of 5 stars

Speed? Helpfulness? Everything is here. I used many different payment services before but I've never seen fastest responses like this. I asked my all "long" questions and Eleonora answered them patien... See more

Rated 1 out of 5 stars

Had difficulty setting up my account, so requested help from support, which promised to be speedy. 6 hours of queuing, so gave up. They tried to lure me back with the promise of an Amazon vouche... See more

Company replied

Rated 5 out of 5 stars

I really don't understand some of the bad reviews that are posted here. We've been working with Payhawk since a few weeks and so far the experience has been AWESOME! The initial demo went smoot... See more

Company replied

Company details

  1. Payment Service
  2. Accounting Software Company
  3. Financial Institution
  4. Software Company
  5. Software Vendor

Written by the company

Payhawk is an AI-native spend management platform that orchestrates company spending across Bills, Cards, Expenses, Travel, and Procurement to give finance teams maximum control, automation, and visibility. The platform combines a global money account with powerful automation and AI agents that enforce policies, budgets, and approval flows on every payment while giving employees a seamless spending experience. Payhawk includes specialized AI agents designed to streamline different areas of company spending: • Finance Controller Agent – automates routine finance operations and reduces manual reconciliation work. It also includes Agent Fetch, an AI-powered capability that automatically retrieves missing receipts and invoices directly from supplier portal attaching them to transactions so finance teams no longer need to chase employees or suppliers for documentation. • Payments Agent – helps employees resolve card and expense-related issues in real time. It enables instant self-service support for problems like failed or blocked transactions, provides real-time updates on reimbursements, per diems, and mileage status, and answers policy-related questions. • Procurement Agent – manages purchase requests, approvals, and purchase orders in one place, helping companies ensure spend is approved before it happens and aligned with company budgets. • Travel Agent – simplifies business travel by integrating booking, payment, and expense management into a single workflow, reducing manual expense reporting and improving policy compliance. Payhawk allows companies to manage all types of business spend in one platform, transforming processes around Travel, Cards & Expenses, Bill Payments, and Procurement. Companies can adopt these modules gradually or implement them together to create a unified spend management system. The platform also provides a global money account that enables companies to operate internationally with ease. Customers can issue corporate cards, manage multi-currency accounts, and make supplier payments in over 150 countries and 115 currencies. Payhawk supports dedicated IBANs, local payment rails such as SEPA, ACH and Faster Payments, and highly competitive FX rates. A key differentiator of Payhawk is its deep accounting and ERP integrations. The platform is built with strong accounting logic, enabling seamless syncing with systems such as Microsoft Dynamics, NetSuite, Exact, Xero, Sage, Pennylane and QuickBooks. This allows finance teams to automate reconciliation, maintain accurate financial records, and reduce manual data entry. Headquartered in London with offices across Europe and the US, Payhawk serves mid-market and enterprise companies globally, including brands such as Luxair, Babbel, and Vinted. By combining automation, global payments infrastructure, and AI-powered finance agents, Payhawk helps organizations reduce manual work, improve financial control, and give finance teams more time to focus on strategic decisions.


Contact info

2.8

Average

TrustScore 3 out of 5

273 reviews

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Replied to 100% of negative reviews

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Rated 5 out of 5 stars

We really appreciate Payhawk

I had to go to Estonia to open an account and after more than 8 months of pending sales, I almost gave up opening an account and found Payhawk.
I am very grateful to Payhawk
I would like to introduce you to this innovative company!
The team is very responsive and reliable.

November 19, 2021
Unprompted review
Payhawk logo

Reply from Payhawk

Thank you very much for your review! Your feedback means a lot to us! We are glad that we can eliminate some pain points for you and really appreciate you being a customer!

Rated 5 out of 5 stars

With every contact and service PayHawk…

With every contact and service PayHawk has me, as a customer, in mind. I couldn't be more satisfied ☺

November 17, 2021
Payhawk logo

Reply from Payhawk

Hi Freddy! Thank you for the glowing review! We're so happy to see you happy. Making the day-to-day simpler, smarter and better organized is what we strive for.

Rated 1 out of 5 stars

Avoid, avoid, avoid

Nightmare signing-up

Signing up was a complete nightmare. The comms from the team were not especially clear - nor was the product I was signing up for. And so many hoops to jump though (signing up to a bank had less forms to fill in!).

Money for nothing

To then get slapped with a £150+ fee before I'd barely had access to the app and a chance to evaluate it (I had not made a deposit, or been even been issued a card) was not a particularly welcoming experience.

Expensive and unclear - especially for new companies

I use a lot of fintech companies - in general, they are amazing at working with small companies and understanding their needs.

I was very clear with the Payhawk team that I wanted to try this out to see how I felt the product would work for my company. While they did mention fees, they were not clear on the amount and exactly when they would be due.

I am not saying these details were not in the small print. I am sure they were - I just don't think they are especially clear on this with their new customers.

Misleading customers (or just plain not listening)

Additionally - while I employ between 10 and 20 staff, I stated to the rep on the phone I would only ever envisage needing a couple of cards for the time being (this, if I went ahead and decided the service was right for us).

The rep I spoke to jumped on the staff numbers and seemed to think I would need 10-20 cards and I was going to save a fortune with their product!

November 10, 2021
Unprompted review
Payhawk logo

Reply from Payhawk

Good afternoon Jonathan,

First of all, we want to offer our sincere apology for the experience that you have had with Payhawk.

We have reviewed all of our communications with you, and it seems that we have failed to serve you on several levels.
We can assure you that every employee in Payhawk has two titles: Customer Success and something else. We have a lot to improve, and your feedback was useful and well-received by the team.
In fact, we have already implemented some changes in order to improve the communication with our customers.

If you have anything else you would like to share feel free to ping us directly.

The Payhawk Team

Rated 5 out of 5 stars

Super easy to use and works great

Super easy to use, good customer support and great service. Highly recommended.

November 9, 2021
Unprompted review
Payhawk logo

Reply from Payhawk

Thank you very much for your 5-star review Bilal, we are glad to see you are happy with us!

Rated 5 out of 5 stars

Quick and super helpful

Quick and super helpful! Very personal and kind, a real saviour!

November 8, 2021
Unprompted review
Payhawk logo

Reply from Payhawk

Hi Simone, thank you for your review! We are very happy to see your experience with us is being great so far.

Rated 4 out of 5 stars

great tool for expense mgmt

great tool for expense mgmt
we are using the tool since some weeks for our small team 7 fte for complete expense and partially invoice management. except of some minor funtionality miss outs it covers all important aspects and is easy to use.

November 7, 2021
Unprompted review
Payhawk logo

Reply from Payhawk

Hello Stephan, thank you for your review! We highly appreciate your feedback. Do not hesitate to contact your Customer Success Specialist and report any missing feature which is key for your business.

Rated 5 out of 5 stars

Very excellent service

Very excellent service. I received card in few days after application and incoming payment are credited in short time…

October 26, 2021
Payhawk logo

Reply from Payhawk

Thank you very much for your review, we highly appreciate your feedback!

Rated 3 out of 5 stars

Still waiting to check if we will be…

Still waiting to check if we will be able to post from Payhawk to Dynamics

October 15, 2021
Payhawk logo

Reply from Payhawk

Thank you Susana for your review! We confirm the integration with Microsoft Dyanmics Business Central is currently available in Payhawk. Your Customer Success Specialist will contact you soon to make sure the integration is working correctly.

Rated 2 out of 5 stars

very uncooperative

September 28, 2021
Payhawk logo

Reply from Payhawk

Thank you for your review! However, we are sorry you had bad experience with us. From Payhawk's Customer Success Team we do our best to help our customers solve any of their issues. Nevertheless, thank you for taking the time to leave a review, we appreciate your feedback.

Rated 5 out of 5 stars

So far so good

August 24, 2021
Payhawk logo

Reply from Payhawk

Thank you for your review! Nevertheless, if you ever need assistance, do not hesitate to contact us at support@payhawk.com.

Rated 5 out of 5 stars

The service I was looking for.

They are not mechanical, and they are very accommodating and care about my business.
I have found exactly the service I was looking for here.
I think it will expand the possibilities for the E-residency company.

July 23, 2021
Rated 5 out of 5 stars

Essential tool for your finance team!

The product is very interesting for fast-growing tech companies like us. It is very simple to automate and digitize valueless financial tasks and be able to focus efforts on other areas with more impact on the business outcomes.

The usability of the product is quite good and with inclusive functionalities to increase productivity in the team. The customer success team is very involved and the experience has been very good from the first contact, the implementation, and even some operational doubts that have been raised during the use of the platform.

July 7, 2021
Unprompted review
Rated 5 out of 5 stars

Fast, Helpful and Time Saver

Speed? Helpfulness? Everything is here. I used many different payment services before but I've never seen fastest responses like this. I asked my all "long" questions and Eleonora answered them patiently. No question marks in mind thanks of employees. If you are not resident in Estonia but have an company in there, I definitely recommend this service. It saves your time and help to get Estonian IBAN.

July 5, 2021
Unprompted review

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