TMS Legal Reviews 

605
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 63 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the professional staff for their helpful guidance, ensuring people are kept thoroughly informed throughout the entire legal claim process and delivering successful outcomes. Reviewers frequently highlight the efficient service, fast payouts, and smooth communication that make handling compensation claims completely straightforward and stress-free. Though some customers experienced difficulties regarding delayed payments or missing payouts following their successful case resolutions. A few reviewers also noted frustrating communication breakdowns, unreturned calls, and a complete lack of proper updates when seeking essential information about their pending files.

What people talk about most

Service

Reviewers highlight high satisfaction with the service, praising a quick, effective, and easy process where... See more

Claim

People report high satisfaction and strong appreciation regarding the handling of their claim. Reviewers... See more

Payment

Consumers find payment to be ambiguous as experiences vary greatly regarding financial transactions. While... See more

Customer service

Users describe positive interactions with customer service, highlighting great professional support,... See more

Staff

Reviewers mention positive feedback about staff, highlighting that team members are very polite, helpful, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

TMS legal has been absolutely amazing. On a few occasions now they have managed to win my cases. Today I have received £3600 into my account after a credit company charged me extremely high inter... See more

Rated 5 out of 5 stars

TMS Legal won my case with my bank in what was an easy process from my point of view. They asked some questions and then took care of all the legalities concerning my claim. In a short period of time... See more

Rated 5 out of 5 stars

Just received my payment, and literally didn't have to do anything. Money transferred into my account. They took there commission as expected and all is good. Could not fault them

Rated 5 out of 5 stars

From start to finish was kept informed of what was going on. Used this company a few times and everytime got a fab result. Staff are very polite and helpful. Thankyou for my little windfall that I nev... See more


Company details

  1. Law Firm

Written by the company

Solicitors specialising in mis-sold financial products - unafordable lending on loans, credit cards, overdrafts and vehicle finance. Also packgaged bank account claims.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

605 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 50% of negative reviews

Typically takes over 1 month to reply

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(605)

61 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Received confirmation from TMS that…

Received confirmation from TMS that they’d been successful in a claim against Aqua and that the lender will refund me directly. They also advised that their fee would be 45%. (Fee structure on website states 36%) I haven’t received the refund as yet but have been hounded by TMS for their fee. Called and spoke to a lady who advised that my file notes were confusing and put me on hold to speak to a manager. Came back to me a while later and said they weren’t able to understand what was happening from the notes and would call me back. No call back and today I receive an email threatening additional admin fees if not paid within 5 days. Line is constantly engaged so I’m not able to speak with anyone!

September 30, 2025
Unprompted review
TMS Legal logo

Reply from TMS Legal

We are sorry you feel frustrated and would like to clarify the position.

Your agreement was entered into prior to the introduction of the SRA fee cap, and the applicable success fee is the percentage set out in the signed agreement at the time of instruction. The 36% fee referenced on our website applies to clients who signed up after the cap was introduced.

Where a complaint is upheld and the lender confirms redress, our fee becomes payable in accordance with that agreement, even if the lender has not yet processed payment.

We are sorry if there was any confusion during your call. If there has been a delay in returning your call, that is not the level of service we aim to provide. Please contact us directly, and a manager will review your file and provide a clear written breakdown of the fee and redress calculation.

Rated 1 out of 5 stars

would not recommend TMS Legal

would not recommend TMS Legal. They charge a success fee even if you don’t receive any funds, as long as they secure a balance reduction — which feels unfair when you’re already struggling with debt. I’d suggest looking at other companies like Redbridge Finance instead, as their approach is more reasonable and transparent.

September 19, 2025
Unprompted review
TMS Legal logo

Reply from TMS Legal

We are sorry you feel this way.

As set out clearly in our agreement and onboarding information, our success fee applies to the total redress achieved — whether that redress is paid directly to you or used to reduce an outstanding balance. Where a lender applies an offset, it still results in a financial benefit by reducing the debt owed.

We understand that offset outcomes can feel disappointing where no cash is received, but the fee structure is explained in advance and agreed at the outset.

If you would like a full breakdown of how your redress and fee were calculated, please contact us directly and we will be happy to provide this.

Rated 1 out of 5 stars

Crap

Crap. They only give you a fraction. Not worth it.they don't tell you what you can expect in compensation, just we,ll see when we get the offer from the lender. I wouldn't have gone through with it otherwise.
All they had to do was give me a rough idea.

September 17, 2025
Unprompted review
TMS Legal logo

Reply from TMS Legal

We’re sorry you feel disappointed.

Where a complaint is upheld, the lender determines the redress amount based on their review of the account. Our fee is then calculated as a percentage of the total redress achieved, in line with the signed agreement provided at the outset.

If you would like a clear breakdown of how your redress and fee were calculated, please contact us directly and we will be happy to provide full transparency.

Rated 5 out of 5 stars

Absolutely fantastic

Absolutely fantastic, kept me updated every step of the way. I'd have no qualms about using them in the future.

September 19, 2025
Unprompted review
Rated 1 out of 5 stars

Bad practice, appalling treatment of customers

Received a letter demanding payment of over £300 even though it had already been settled over 13 months previously. Replied by email, phoned them and they still did not acknowledge payment receipt, even though I had sent them a copy of my bank statement showing the transaction leaving my account. Then I got a letter through the post demanding payment again, and threatening adding a further £50 admin fee if not paid. Why did they decide to contact me over a year after the account was settled, what triggered this, are they really so incompetent. I found the emails and letter follow up like harassment, why should I have to prove I have paid when I know I have. Utterly disgusting way to treat former customers. Quick to jump and pounce when they think they may be out of pocket and put the pressure on for payment. I emailed the bank statement yet again. Then I got a we 'confirm' your payment email, utterly ridiculous. The account was already closed 13 months ago and paid then, not now. Then they have the nerve to ask me to refer them to my friends and give them a review. Utter cheek if you ask me. This company are happy to harass customers if they are chasing money and do not even check if their information is actually correct. They try their arm. Unfortunately the constant demands for payment and harassment could cause some vulnerable people a great deal of stress, it is utterly disgusting behaviour and practice from a so called professional law firm I received no apology whatsoever from them when I proved I had already paid. My advice is to stay well clear of TMS Legal, unscrupulous, and disgusting attitude towards clients .

September 16, 2025
Unprompted review
TMS Legal logo

Reply from TMS Legal

We are concerned to read this and take allegations of this nature very seriously.

We do not intentionally pursue clients for sums that have already been settled. On rare occasions, where there has been a reconciliation or administrative discrepancy, our system may automatically issue a reminder while a payment query is being reviewed.

As soon as confirmation of payment is received and verified, the account is closed accordingly. We regret any distress caused while this was being clarified.

We do not consider it acceptable for any client to feel harassed, and if there was a delay in updating records or responding appropriately, that is not the standard we aim to maintain.

If you would like this reviewed formally by a manager, please contact us directly and we will ensure the matter is fully examined.

Rated 5 out of 5 stars

Professional and efficient

TMS dealt with my claim against an old credit card provider. They were communicative, professional and helpful throughout. Although the claim wasn’t worth a significant deal of money, TMS still put their time & effort into pursuing.

September 10, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent team

The legal team have been first class . Instructed me all the way through the process absolutely no hassle whatsoever.. first class service.

September 9, 2025
Unprompted review
Rated 1 out of 5 stars
TMS Legal logo

Reply from TMS Legal

We are concerned to read this.

We operate on a no win, no fee basis. This means that if a complaint is unsuccessful, there is no charge. Where a complaint is upheld and redress is secured, our agreed success fee becomes payable in accordance with the signed agreement at the outset.

We do not advise clients that a successful claim would attract no fee. If there has been any misunderstanding, we would be happy to review the file and provide a clear written breakdown of the outcome and the fee calculation.

Please contact us directly with your reference so this can be resolved properly.

Rated 5 out of 5 stars

We have been using TMS Legal and very…

We have been using TMS Legal and very successful and obtaining a refund for 1 motor finance claim and 2x credit cards Vanquis Bank - Aqua - along with Oodle car finance . Great experience definitely recommend all the staff at TMS.

Thanks Jason D - UK

September 3, 2025
Unprompted review
Rated 5 out of 5 stars

Win-Win. Good job, well done TMS.

it has been a long and exciting experience dealing with TMS Legal in helping me claim what I perceived to have been unfair charges from a lender. Thank you TMS Legal for a job well done...it was indeed a win/win situation for both of us. No regrets. Thanks you once again.

September 3, 2025
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look