Pense Reviews 236

TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 115 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their efficiency and helpfulness, noting that they provide clear, easy-to-understand advice tailored to individual needs. The service is frequently described as excellent, with many appreciating the smooth process and the team's ability to simplify complex financial matters. People also highlight the exceptional customer service, particularly the regular and proactive communication, which keeps them well-informed throughout the entire process. However, some customers mentioned issues with internal communication, where different agents were not always aware of previous discussions, leading to repetitive questions. A few other people also felt that the company's communication, while generally good, was sometimes excessive, with frequent calls, texts, and emails.

What people talk about most

Staff

Reviewers mention positive feedback about staff. Customers consistently praise the team's professionalism,... See more

Service

Customers had positive experiences with service. Reviewers consistently praise the professional and helpful... See more

Customer service

People report positive experiences with customer service. Customers consistently praise the helpfulness and... See more

Customer communications

Consumers find contact with the company to be positive. Many reviewers highlight the consistent... See more

Response time

Customers consistently note positive experiences with response times. Reviewers frequently mention timely and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Needed help turning my company pension pot into the highest-yielding annuity I could get, and Pense were superb. Detailed but easy to understand advice based on my own personal needs, medical is... See more

Rated 5 out of 5 stars

Great service from start to finish. Amber went above & beyond to make sure I was kept updated at all times. She provided regular feedback on what turned out to be a nightmare case, albeit nothing to... See more

Rated 5 out of 5 stars

I believe Pense got me a very good deal on my annuity. I was given weekly updates on progress and received my first payment from the provider after about 3 months from first contacting Pense. This was... See more

Rated 5 out of 5 stars

Pense were excellent. The 2 contacts l had were very efficient, giving me good explanations to various terms. I wasn't pressured to make decision, but they made sure that l completely understood the... See more



Contact info

4.9

Excellent

TrustScore 5 out of 5

236 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 33% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Pension advice and guidance

I used pense for help with my pension
They were so helpful professional.
They handled everything for me and explained my options
Through the whole process they kept me updated weekly. I would recommend any one to use them.

The level of service has been second to none

June 27, 2025
Unprompted review
Rated 2 out of 5 stars

Quite disappointing Discussing for many…

Quite disappointing Discussing for many months the problem is when I came to action the person who it had been handed over was not aware of some of the information and started asking the same questions I had been over with in detail to his colleague previously the left hand didn’t know what the right was doing not exactly the right foundation of a company to entrust your pension to .Pense thanks for waisting so much time.

June 24, 2025
Unprompted review
Rated 5 out of 5 stars

from initial contact

from initial contact - to completion , communication was first class. james allott, kimberley baker and amber garner kept me well informed.
i would have no hesitation in recommending pense to others.

June 20, 2025
Rated 5 out of 5 stars

I had a truly excellent experience…

I had a truly excellent experience working with Pense. My financial advisor, James Allott, and the Administration Manager, Amber Garner, both provided outstanding service.

From our initial consultation to the completion of our work together, James demonstrated exceptional professionalism and a deep understanding of my financial needs. He was incredibly thorough in explaining all aspects of the process and patiently answered all my questions, ensuring I felt completely informed and comfortable every step of the way.

What particularly stood out was the proactive and consistent communication from the team, especially Amber. She kept me thoroughly updated throughout the entire process, which I greatly appreciated. Her regular updates gave me peace of mind and showed a real dedication to client service.

A testament to Pense's integrity and client focus was an instance where I considered pulling out of the process. They assured me that this wouldn't be a problem and, remarkably, confirmed I would not be charged for the work they had done up to that point. This level of transparency and fairness truly solidified my trust in them.

Thanks to James's expert guidance and Amber's efficient administrative support, I feel much more confident and clear about my financial future. I highly recommend Pense, and specifically James Allott and Amber Garner, to anyone seeking reliable, knowledgeable, and communicative financial advice.

Thank you, James and Amber, for your outstanding support. All the best, Paul Wilkinson

May 30, 2025
Unprompted review
Rated 5 out of 5 stars

Very smooth transfer!

James Allott explained everything very well and advised what would work the best for me.
After agreeing to transferring my pension Amber Garner kept me informed by email as things progressed.
Overall very happy with the way it went !

May 27, 2025
Rated 5 out of 5 stars

Fantastic Service

A great experience from start to finish from my first contact with Russell Flannery to James Allott with all the advise I needed in plain English.
Amber Garner kept me up to date weekly as to how things progressed and always answered any questions I had.
Great experience from start to finish, I would definitely recommend Pense and the people who work there.

April 22, 2025
Rated 5 out of 5 stars

The world of pensions and annuities is…

The world of pensions and annuities is all a bit scary when you get to a certain age, and need to commit. I contacted Pense and and arranged a call with James, who discussed my options pretty thoroughly, probably in more detail than I would have imagined. However, we agreed best options and I passed on details of my pension (just a small personal pension I had running that was based on a with profit retire at 55 type thing, still working so continuing to save into another). I was then passed onto Amber who did all the admin for me. She kept me regularly up to date via email and confirmed successful transfer of tax free sum and new medium ish risk pot. This will sit for another 5 years till I decide on early retirement if possible. I imagine I will use Pense again in 5 years time when I hit the big 60.
Both Amber and James did a fab job for me.
RvB, Scotland.

May 21, 2025
Rated 5 out of 5 stars

Excellent Service highly recommended

I saw an advert in the Daily Mail for this company and it has been a pleasure dealing with them. I spoke to Russ who discussed my pension options in a clear and easily understood manner. He then made sure I understood the implications of the decisions I made and made all the arrangements to put the plan into place assisted by Amber who was extremely efficient, keeping me updated at every stage of the process. I will definitely be contacting Pense when my next pension reaches maturity.

April 9, 2025
Rated 5 out of 5 stars

Pensions made easy

From the first phone call all my questions where answered in an easy to understand way and going through my finances and what I was hoping to achieve. The advice and best course of action to achieve this was explained in detail and the process to get things moving was simple. I was updated weekly on the progress of my chosen Annuity and the ease with which my pension was arranged was simple, fast efficient.
Will certainly use them again fir my other pensions.

May 14, 2025
Rated 5 out of 5 stars

First Class Service

From start to finish Amber kept me up to date at every stage of the annuity process which really gave me peace of mind and I would certainly have no hesitation in recommending Pense to anyone.

May 6, 2025

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