Pepper are a genuine pleasure to work with. Always assessing cases and documents within 24 hours and answering any phone calls within 2 minutes at absolute most. They take a common sense, human approa... See more
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At Pepper Money we’re redefining lending norms, looking for a reason to offer help, rather than refuse it. So if you’re looking for a mortgage lender with the expertise and the experience to make sensible lending decisions, look no further. Discover more about us here: www.pepper.money
4 Capital Quarter, Tyndall St, CF10 4BZ, Cardiff, United Kingdom
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Sam’s been great to work with. I usually go to him with tricky cases and he’s always willing to look into things properly rather than just giving a quick answer. He’ll speak to the right people internally and help work through the case from the start, which makes a big difference.
By the time we get to application stage, most of the groundwork has already been done, so cases tend to run smoothly and we often get quick offers as well.
He’s reliable — always comes back to me, whether it’s a call or email, and gets involved when needed. Just a really good BDM to deal with.

Reply from Pepper Money UK
I have dealt with Pepper Money for the last couple of years and specifically Sam Bickerton. Exceptional service from Sam, always at the end of the phone and sorts out any issues without hesitation, thanks. A refreshing approach to common sense lending with great USP's and great service levels. A hands on human approach and will continue to support the lender with cases in the future.

Reply from Pepper Money UK
Alex is really responsive and really knows his stuff! He is always keen to help and comes back to you with good detail and reassurance that the case will be able to proceed. It's great having someone that you can rely on so much and that has a detailed level of knowledge! Thanks, Alex!

Reply from Pepper Money UK
We’ve had a couple of very good experiences recently, Sam Bickerton has been really helpful especially when cases go slightly wrong he is always very insightful and guides us well on how to rectify any issues that arise

Reply from Pepper Money UK
I have submitted a couple of application through Pepper Money now and that would not of been possible if it wasn't for my BDM Sam Bickerton, he is always on hand to help my with products and criteria. He is excellent at communicating with me and the underwriters to help any cases go through.
If it wasn't for Sam i wouldn't of known that Pepper Money could help my clients

Reply from Pepper Money UK
I use Pepper all the time, Sam Bickerton ( BDM) is always there for me when i need him. He is one of the best BDM around. Pepper are great and with Sams help it makes life lot easier.

Reply from Pepper Money UK
Alex Hall is always helpful and well informed.
Pepper in general are very efficient and I can rely on them to do what they say they will do quickly and without fuss

Reply from Pepper Money UK
Pepper are a flexible lender and the support we have from our BDM Alex Hall is top notch.

Reply from Pepper Money UK
Broker of 22 years & have been working with Pepper for 7+ years on 1st & 2nd charge lending. Great lender, reliable, fast, competitively price and excellent BDM support from Alex

Reply from Pepper Money UK
The support offered by Alex Hall at Pepper throughout the whole process is absolutely brilliant. He is always available to help, quick to respond, and will always go above and beyond to help if he / Pepper can.
Nothing ever feels like too much trouble, and his knowledge of products and criteria is always spot on. It makes a stressful process so much smoother for both us and our clients.
Really refreshing to deal with someone so proactive, approachable and easy to work with. He is a real asset to Pepper.

Reply from Pepper Money UK
Great communication from Pepper throughout the application process up to issue of the Offer.

Reply from Pepper Money UK
at a time when other lenders are taking 10 working days to look at docs , pepper manage to look at it on same day . service is outstanding .
Big shout out to Alex hall our bdm , his knowledge is first class and always gets back to you same day .

Reply from Pepper Money UK
Pepper are a genuine pleasure to work with. Always assessing cases and documents within 24 hours and answering any phone calls within 2 minutes at absolute most. They take a common sense, human approach to their underwriting and are happy to consider almost anything even if it is outside of exception. My BDM Alex Hall genuinely cannot help enough either and makes himself available any time of day for you to do what he can to help you. Thank you Alex & Pepper!

Reply from Pepper Money UK
Alex Hall is incredible. A first class business development manager. Always available when needed and assists us place any cases with maximum support. Simply one of the best BDMS's out there. Pepper are very lucky to have him.

Reply from Pepper Money UK
Really positive experience with Pepper Money. As a broker, it’s refreshing to work with a lender that takes a more practical view on cases and understands that not every client fits a standard high street profile.
The process has been smooth, communication has been clear throughout, and turnaround times have been solid. Big shoutout to Alex, the BDM, who has been really helpful and easy to deal with. He’s always quick to respond and happy to help with any questions or case queries. Makes a real difference having that level of support.

Reply from Pepper Money UK
Our experience in dealing with Alex Hall has been fantastic. Alex is our Business Development Manager and he's genuinely one of the best there is. His knowledge is second to none, he is always friendly and helpful and nothing is ever too difficult or too much trouble, our clients benefit directly from us working with Alex.

Reply from Pepper Money UK
Service is brilliant, actually help to get the case offered.

Reply from Pepper Money UK
I come to Pepper money with cases that don't fit with other banks and I expect that things are going to be more complex. I appreciate that you have managed to strike a good balance to underwrite these more difficult cases without excessive requirements from the client. Quick and professional. I am sure that I will be placing another case with you soon.

Reply from Pepper Money UK
Great service levels, great underwriting happy with overall service and speed of application to offer

Reply from Pepper Money UK
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