When no financial institution would re-mortgage my property (because I'm retired), Joe found a few companies that would! Joe was friendly, 100% customer service orientated and assisted the whole way t... See more
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Buying your first house is always a stressful time but having Joe on our side made things so much easier! His knowledge and expertise was fantastic from start to finish, finding us the best deal possi... See more
It was such a pleasure working with Tony Manfredini. He dealt with all our Equity Release needs efficiently and professionally, making us feel relaxed and confident in following the process from th... See more
Barry was brilliant with my recent request. Easy to talk to, fully understood what we wanted to do and got answers for us quickly and efficiently. Any slight hiiccips further down the line that we en... See more
Company details
Written by the company
Independent, specialist advice and solutions for Equity Release and retirement planning
Contact info
Pixel Business Centre, 110 Brooker Rd, EN9 1JH, Waltham Abbey, United Kingdom
- 0203 435 9561
- info@prpltd.co.uk
- personalretirementplanning.co.uk
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I DEFINATELY RECOMMEND PERSONAL RETIREMENT PLANNING
When no financial institution would re-mortgage my property (because I'm retired), Joe found a few companies that would! Joe was friendly, 100% customer service orientated and assisted the whole way through, even after his job was complete and the solicitors had taken over, Joe continued to be helpful and supportive. I can't recommend Personal Retirement Planning enough.
Excellent Service
Was looked after well and kept informed at every stage by Tony up till completion. I would highly recommend Tony and PRP to my friends and family.
Excellent service
From start to finish the service I received from Tony Manfredini was exceptional. I was kept informed of the progress of my case and knew that if I was concerned, Tony explained and helped every step of the way.
I would highly recommend this company, and particularly Tony-thank you
We recently had the pleasure of working…
We recently had the pleasure of working with Tony & his son Joe, we couldn't be more impressed with their professionalism and expertise as our mortgage broker. From the very start, both Tony and Joe went above and beyond to make the process smooth and stress-free. They demonstrated exceptional knowledge of the mortgage market and tailored their advice to suit our unique circumstances perfectly.
Tony and Joe’s communications were outstanding—they kept us informed every step of the way and were always available to answer our questions. Their attention to detail and dedication made us feel confident and supported throughout the entire journey. Thanks to Tony and Joe’s hard work and guidance, we secured a mortgage that was ideal for our needs, and we couldn't be happier with the outcome. Many thanks
We wholeheartedly recommend Tony and his son to anyone in need of a reliable and skilled mortgage broker. Their commitment to their clients is truly remarkable, and we're grateful for all they did to help us achieve our goals.
Great service, great team….
I am not one to leave reviews, but there can be a time when you feel compelled, particularly when you have been completely satisfied with the service that you have received and expectations are exceeded.
Tony Manfredini was clear, precise and incredibly patient when explaining the process of Equity Release to me as it was a very big decision for me and my family to make.
I’d recommend Personal Retirement Planning to anyone that requires help with taking advantage of your asset whilst in retirement, you can expect an informative, professional approach with compassionate guidance through every step of the process.
Equity Release Mortgage
Absolutely first class service from PRP Ltd, especially Tony Manfredini, who made the whole process stress free and simple.
I would also highly recommend the product itself(Equity Release or Lifetime Mortgage),which is comparable with other conventional mortgages.

Reply from Personal Retirement Planning
Joe Manfredini
When it comes to do with anything regarding residential and buy to let mortgages, I found Joe to be invaluable. From his pragmatic advice, accessibility and friendly nature through to his professional manner, he really did simplify the process. I cannot recommend both him and Personal Retirement Planning Ltd highly enough.
My overall experience was that the…
My overall experience was that the consultant was fabulous. He was very patient and considerate of my needs. I felt comfortable with the line of questions.
The consultant was helpful and understood my medical conditions.
I recommend this company to those who wish to release equity from their property.
Would 100% recommend, Joe at PRP was fantastic!
Buying your first house is always a stressful time but having Joe on our side made things so much easier! His knowledge and expertise was fantastic from start to finish, finding us the best deal possible and re working it multiple times as we hit some delays. Honestly made the whole thing easy and hassle free, would 100% recommend.
Great help with remortgage
It’s been a pleasure dealing with Tony while remortgaging our house. He was able to simplify the process and made it sound easy and straightforward. Made the whole process less stressful. We received the mortgage offer within weeks of putting application in.
All our phone calls and emails were answered immediately, no waiting around for him to call us back.
We were kept in the loop at all times throughout the process. The best mortgage advisors from our experience.
This company and especially Tony & Jana are highly recommended by us. We pass their details to all our friends & families.
Thank you so much for your service and patience.
Exellent service. Highly recommended
It was such a pleasure working with Tony Manfredini.
He dealt with all our Equity Release needs efficiently and professionally, making us feel relaxed and confident in following the process from the start to the completion.
Tony was always available if we had any questions and kept us updated on every stage. He did everything possible to complete the deal very quickly, which helped us a lot.
Best mortgage advisor from my experience. Could not recommend Tony highly enough! You won't be disappointed.
Barry was brilliant with my recent…
Barry was brilliant with my recent request. Easy to talk to, fully understood what we wanted to do and got answers for us quickly and efficiently. Any slight hiiccips further down the line that we encountered outside his control he managed to liaise on our behalf and made the whole process very smooth. Highly recommended to all.
Excellent service, quick and very efficient.
Excellent service. Listened to what I was looking for and gave me a range of options that met my needs.
Quick, efficient and very personable.
I wholeheartedly recommend PRP. A pleasure to do business with.
We had an outstanding experience of Joe…
We had an outstanding experience of Joe throughout the entire process of securing my mortgage. From the moment we connected, Joe exuded professionalism, friendliness, and a wealth of information that made the journey smooth and stress-free.
What truly stood out was Joe's unwavering dedication to guiding us through every step of the mortgage process. His expertise and attention to detail ensured that we fully understood each aspect, from initial consultations to finalising the paperwork.
Joe's friendly demeanour made the experience enjoyable and reassuring. He patiently answered all our questions and addressed any concerns, demonstrating a genuine commitment to providing exceptional service.
I highly recommend Joe and Personal Retirement Planning to anyone seeking mortgage assistance. His expertise, approachability, and comprehensive support make him a standout choice in the field. With Joe by your side, you can rest assured that you're in capable hands, and your mortgage journey will be nothing short of excellent. Thank you Joe!
Barry Leigh
Barry Leigh, Personal Retirement Planning Ltd, provided an excellent professional service. The advice and information provided was clear and concise to enable informed decisions. Barry was accessible and would answer any follow up questions or concerns. They were also available to discuss the process to my adult children to address their own concerns regarding the products available. I would certainly recommend the services of this company.
OUTSTANDING
All I can say is. Look no further absolutely outstanding company. From start to finish Barry Leigh was there for myself and my husband sorting our mortgage out, and it wasn't a straight forward mortgage. Every time I message him with a questions, he answered straight away. Answered ever doubt I had, talked me through everything. I know people reading this will say, but that's his Job.?
I don't agree, he went above and beyond to make our journey as easy as possible. I can't thank him enough. We are both extremely thankful for all time spent. And a great result at the end everyone out there dont waste your time with other companies. Give Barry a ring you won't be disappointed... Outstanding Company
Best mortgage advisor.
Best mortgage advisor.
Joe was amazing helping us with our first mortgage, nothing was ever too much trouble and he was always right at the end of the phone no matter what time or day. Couldn’t recommend him enough, helped us every step of the way.
Excellent Customer Service
Barry was helpful, proactive and provided a proficient service. I would happily recommend the company.
Above and Beyond
We were very likely not an easy case, and in an awful financial dilemma. Barry Leigh / PRP Ltd were professional and very clear every step of the way and going above and beyond the call of duty by helping with several of our own issues that arose during the past couple of months. Our Lifetime Mortgage finally completed last week and we can now relax and stop worrying. We cannot speak highly enough of the friendly professionalism together with various help and advice we got at what was a very difficult time for us. We got exactly what we needed / wanted and could not have done it on our own. Thank You from the bottom of our hearts. David and Melanie from North West
Excellent service from start to finish…
Excellent service from start to finish tony manfredini helped in every way possible I would highly recommend this comoany
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