We couldn't have asked for a better service or more support that we received from Positive Lending. Everyone we dealt with was so helpful and professional, but we must particularly thank Gillian for r... See more

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About Positive Lending
Written by the company
We are directly authorised by the Financial Conduct Authority and have won more than 25 industry awards in specialist finance.
Every year we arrange thousands of specialist loans for our customers, either directly or via 9000 mortgage brokers who recommend our services, so rest assured that you are in safe hands.
We can support with specialist lending solutions including:
- Bridging loans
- Second Charge Mortgages
- Residential Mortgages
- Buy to Let Mortgages
- Commercial Mortgages
- Development Finance
- Equity Release and RIO
We have an unrivaled and extensive panel of lenders giving us the power to search the whole of the market and help find the perfect solution for your financial needs.
Our exceptional team are dedicated to supporting clients in making their property dreams a reality.
Visit our websiteAll the best Specialist Lending Solutions
Written by the company

- Second Charge Mortgages
- With a whole of market product range, exclusive products, transparent fees and superb service, we’re Positive we can find you the best second charge mortgage outcome for your clients; discover more and meet the team
- Bridging Loans
- Our bridging experts promise you the best rates on the market, AIPs in 4 hours, a specialist valuer panel who are selected for speed, expert bridging solicitors and focussed underwriters. When it comes to bridging, Positive is the packager of choice.
- Specialist Residential and Buy to Let
- For customers struggling to secure mortgages on the high street, our expert Mortgage Desk are on hand to help. So if you have a specialist residential or buy to let case that’s difficult to place, take a look at how we can help you.
- Commercial Mortgages
- Our team of lending experts give you access to a wide range of specialist lenders and private funders. When it comes to commercial mortgages; we’ll make sure your clients get the best outcomes available.
- Development Finance
- We ensure that we meet your clients’ project needs and deliver high returns for their investments through competitive pricing and prompt delivery of funds.
- Equity Release & RIO
- We have a great range of products designed to help current, and soon-to-be, retirees make the most of their finances – enjoying their funds and the equity that’s built up in their property.
Contact info
Positive House, 1 GP Centre, Yeoman Road, BH24 3FF, Ringwood, United Kingdom
- 01202 850830
- operations@positivelending.co.uk
- positivelending.co.uk
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The service
The service, quality and transparency given by this team is top class. Both Declan and Georgia were in sync with eachother to help me achieve my loan. The follow up and after care is superb and I would highly recommend this outstanding team and business.
Reliable and efficient
Reliable and efficient, always delivers on time with clear communication.
Fantastic service from start to finish.
The team at Positive Lending was professional, clear, and incredibly helpful throughout the process, specially Gillian and Kieran.
Highly recommend for anyone.
Many thanks,
Iuliana Ene
Amazing service from David Hounsell
Amazing service from David Hounsell - saved us money by getting us a better rate than originally proceeding at and got the deal through so quickly, very efficient and fantastic to deal with from start to finish - very knowledgeable and gives great advice… will definitely deal with again, look forward to using in the future ⭐️⭐️⭐️⭐️⭐️
Celi Digby was brilliant
Celi Digby was brilliant! very helpful and very quick to answer any question we raised. Super speedy service, excellent communication and we will be using their services again. Thank you very much Celi, you've been great to work with!
Gillian was so helpful and kept us up…
Gillian was so helpful and kept us up to date with all of the steps. She was very quick to respond to any questions we had.
Gillian was speedy and thorough
Gillian was speedy and thorough and kept us up to date throughout the process. Great service and much appreciated.
Highly Recommend A++++++++
I can't recommend David and his team highly enough! From start to finish, he was absolutely fantastic in helping me with my mortgage from a bridge. His communication was clear, prompt, and reassuring throughout the whole process, which made a potentially stressful time feel much more manageable for me.
What really stood out was how he and his brilliant team went above and beyond to ensure everything ran smoothly. Nothing was ever too much trouble, and I always felt like I was in capable, trustworthy hands. A special mention to Matt too who was 'on it' and is again a great member of the team.
Thanks to their dedication and professionalism, everything came together perfectly. If you're looking for someone reliable, knowledgeable, and genuinely invested in helping you, look no further! I won't be using anyone else for my mortgages and bridge loans going forward.
I had a fantastic experience with Positive Lending
I had a fantastic experience with Positive Lending. From start to finish, the process was smooth, professional, and stress-free. The team was incredibly helpful, responsive, and transparent throughout. They took the time to explain all my options clearly and worked hard to find the best solution tailored to my needs.
Customer service from Gillian (Underwriter) was top-notch – friendly, knowledgeable, and efficient. I felt supported at every step and appreciated how quickly everything was handled. I would highly recommend Positive Lending to anyone looking for trustworthy and reliable financial assistance.
Thank you for making what could have been a stressful process so easy!
Positive lending we’re suburb from…
Positive lending we’re suburb from start to finish. Always available and very clear with the information required.
Especially Brad and Gillian, they handled our case expertly and were super competent throughout!
Great Communication
Ed at Positive Lending was really knowledgable and efficient with communication to keep me updated so I could link in with my client.
Would be my first choice to place any business through as and when needed.
Thank you Positive Lending for helping me with my finances.
Gillian from Positive Lending was very helpful and understanding of my personal circumstances and assisted me throughout my application.
Although my circumstances were not straight forward, Positive Lending were able to find a lender who was willing to help and to which has made such a difference to my life.
I would definitely recommend this company.
Really fast and competitive
Competitive rate with an excellent service, producing the funds in 10 days.
Excellent service
Excellent service
Sue was responsive, thorough and very helpful at all times.
Definitely recommend
Very unhappy
Very unhappy. After speaking woth brokers and lenders it seems I was sold a very high bridging loan with higher commissions. My rate for the bridge os 1.1% a month. 75% LTV. There is much lower rates available. Nearly half. My fault for being naive but I trusted the experts and learned my lesson. Stay away or do research.

Reply from Positive Lending
We were recently helped by Positive…
We were recently helped by Positive Lending, with a complicated second charge mortgage application. They we excellent throughout, making the entire process clear and transparent, and displayed the upmost patience with our constant questions.
Would highly recommend.

Reply from Positive Lending
This was quite a difficult case to…
This was quite a difficult case to place and needed expert eyes to cover the abhorent amount of info needed by the lender. Took a while to get there but Ed was diligent and got it through in the end.

Reply from Positive Lending
Exceptional Service from Start to Finish
From our initial contact with Declan Thomas to our most recent communication with Suzanne Brown, we received a consistently professional, informative, and prompt service. It has been a truly positive experience, and I would highly recommend it to anyone. Thank you for your excellent assistance.

Reply from Positive Lending
Mortgage application
The whole process was dealt with professionally and in a timely manner. The underwriting department was especially efficient.

Reply from Positive Lending
Amazing service
Amazing service, professional helpful efficient competitive charges. I was new to bridging loads with a very tight deadline, David was fantastic from explaining the process to the application to following through to completion, unlike other brokers the various options were set out with lots of information to make a clear and informed decision no pressure selling or panic. I know my completion deadline would not if been met without the help of positive Lending and David and I know after looking at different company's prior to positive Lending I got the bridging loan that is right fur my situation. Can't recommend highly enough.

Reply from Positive Lending
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