We couldn't have asked for a better service or more support that we received from Positive Lending. Everyone we dealt with was so helpful and professional, but we must particularly thank Gillian for r... See more

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About Positive Lending
Written by the company
We are directly authorised by the Financial Conduct Authority and have won more than 25 industry awards in specialist finance.
Every year we arrange thousands of specialist loans for our customers, either directly or via 9000 mortgage brokers who recommend our services, so rest assured that you are in safe hands.
We can support with specialist lending solutions including:
- Bridging loans
- Second Charge Mortgages
- Residential Mortgages
- Buy to Let Mortgages
- Commercial Mortgages
- Development Finance
- Equity Release and RIO
We have an unrivaled and extensive panel of lenders giving us the power to search the whole of the market and help find the perfect solution for your financial needs.
Our exceptional team are dedicated to supporting clients in making their property dreams a reality.
Visit our websiteAll the best Specialist Lending Solutions
Written by the company

- Second Charge Mortgages
- With a whole of market product range, exclusive products, transparent fees and superb service, we’re Positive we can find you the best second charge mortgage outcome for your clients; discover more and meet the team
- Bridging Loans
- Our bridging experts promise you the best rates on the market, AIPs in 4 hours, a specialist valuer panel who are selected for speed, expert bridging solicitors and focussed underwriters. When it comes to bridging, Positive is the packager of choice.
- Specialist Residential and Buy to Let
- For customers struggling to secure mortgages on the high street, our expert Mortgage Desk are on hand to help. So if you have a specialist residential or buy to let case that’s difficult to place, take a look at how we can help you.
- Commercial Mortgages
- Our team of lending experts give you access to a wide range of specialist lenders and private funders. When it comes to commercial mortgages; we’ll make sure your clients get the best outcomes available.
- Development Finance
- We ensure that we meet your clients’ project needs and deliver high returns for their investments through competitive pricing and prompt delivery of funds.
- Equity Release & RIO
- We have a great range of products designed to help current, and soon-to-be, retirees make the most of their finances – enjoying their funds and the equity that’s built up in their property.
Contact info
Positive House, 1 GP Centre, Yeoman Road, BH24 3FF, Ringwood, United Kingdom
- 01202 850830
- operations@positivelending.co.uk
- positivelending.co.uk
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5* Service
Gillian and Kieran were amazing. Always in contact updating me on the progress of my application. Highly recommend.

Reply from Positive Lending
Great service
Both Declan Thomas and Suzanne Brown were very helpful in providing a good service so that I could obtain a second charge mortgage. They provided several options and kept going even when it looked likely that an offer would not be provided. In addition they kept me informed and did what they agreed to do. Thank you
Great Packager for mortgage brokers
As a mortgage broker we use Positive Lending for wider access to Second Charge mortgage borrowing, Bridging and in certain scenarios for adverse credit lending.
I've recently worked with Brigita for an Adverse Credit Residential and Buy to Let remortgage. Positive Lending had access to unique adverse lending criteria which my client could not benefit from if I'd submitted the application myself.
Brigita was very efficient, right from the initial enquiry and through to obtaining the offer. Always answering phone calls and responding to emails. We managed to secure mortgage offers with both lenders, first time of asking and with minimal back and forward questions from the lender.
Incredible result for the client and the situation they were in.
David Hounsell
Massive thank you for David Hounsell for all his help with a recent bridging loan. The loan was agreed in a timely manner, and then David went over and above to chase solicitors and get the transaction to completion, without his chasing we believe the purchase may never have happened. Excellent work, thank you and well done.
Fantastic service
Fantastic service! Great company to work with, Georgia and Kieran were so helpful throughout the whole process. Would highly recommend!
Jake Ralph arranged a mortgage for me
Jake Ralph arranged a mortgage for me, which has enabled me to make my dream move north to Scotland. Jake has been a great support. Excellent communication with everything explained in terms even I can understand!
Declan Thomas and Gillian Langford
Both Declan Thomas and Gillian Langford have been an absolute joy to work with. Both have guided myself and wife through a lengthy complex and made it very easy and pleasureable. They explained every detail of the process and answered questions competently and confidently. They have kept us informed both by phone and email throughout ending in a positive and welcome outcome. Thank you both.
helped my client
Ed Barnes helped me with quite a complex case, he was knowledgeable and approachable with all my queries, would highly recommend using Positive Lending
This company wanted £905 up front then…
This company wanted £905 up front then couldn't arrange a loan although another company did. the refunded the survey fee of £495 but would not return the admin fee, I did complain but they would only refund an extra £100, they did very little so I would not recommend them, a decent company wouldn't ask for money up front.
You have now replied and you say a survey was carried out, it was not or I was never informed of one being done as no contact to me was made about access to the property, my broker thinks that more should have been refunded so I will take my complaint to the Financial Ombudsman as I am far from happy with your company that want to charge me for not being able to do the job

Reply from Positive Lending
Georgia is amazing
submitted several applications through Positive Lending and recently Georgia McGonigle has been handling my cases, she has been amazing. Helping me resolve issues on cases, replying very quickly when questioned on outstanding queries. Really impressed and hope she continues to look after our applications.
Excellent communication and very fast…
Excellent communication and very fast and efficient service! The best ive experienced to date!
A complicated bridge loan that needed…
A complicated bridge loan that needed completing within a week. David put all the stops out and managed to get it over the line. Excellent..
Brilliant service
Brilliant service, quick easy and very friendly from start to finish. Gary, Declan and Gillian were all fab, answering all my questions and reassured me through the whole process.
Positive lending has helped us consolidate our debt into one easy and much more affordable monthly payment. I feel like I have my life back, thank you!
Over and above 5 stars!
I can not give a good enough review about Positive Lending, 5 stars and more from me. Georgia at PL was amazing, so professional, pro-active and she understood the criticality of my situation and pulled out all the stops to get the job done to my timeline.
I highly recommend and although I hope to not have to use them again, if I did need to… I have Georgia’s number and would not hesitate.
For me, I couldn’t have asked for a better service, I felt at all times like PL were in control and managing my situation and at every point… I was kept updated.
Thanks Positive Lending, you excelled!!
Excellent!
Suzanne and Declan were efficient and helpful throughout. They sent and processed the paperwork quickly. If we had any queries we never had to wait long for a reply. It was a very smooth process and took less than 2 weeks for everything to be sorted. Thank you both very much for all the help!
Referred a case to Brigita who has been…
Referred a case to Brigita who has been extremely helpful throughout the process providing updates from the Lender all the way through to mortgage offer.
Amazing service!!
We dealt with Kieran and Gillian and both were fantastic. Kieran went through the application process and step by step explained in full what was needed and why. He helped us get the best rates we could and explained anything we asked for in more detail. Gillian was the underwriting process and again was incredibly helpful and detailed in why she was asking for the information and what it was needed for. Definately recommend them to anyone who is looking for quick timings and efficiency. Thank you both very much!
Was very helpful
Was very helpful , and kept everything as simple as they could so I could understand
Excellent Customer Service and very quickSwift Service Declan and Suzanne kept us up to date…
Declan and Suzanne kept us up to date and helped with any issues.
It was all done very quickly and a very positive swift experience.
Would highly recommend them to anyone.
Support and assistance from all staff…
Support and assistance from all staff was brilliant. They made the whole process easy and smooth and we felt very supported.
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