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RAC Car Insurance Reviews 

18,184
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight competitive pricing and good value, often finding reasonable or reduced quotes. Many people appreciate the straightforward online user experience, noting the website is easy to navigate for setting up and managing policies. The service is consistently praised for being efficient and smooth, with consumers valuing convenient online renewals and good cover options, including roadside assistance. However, some customers noted that renewal premiums could sometimes increase significantly. A few found updating policy details online, like driver's license or vehicle information, problematic, resulting in a new policy with a substantial price hike.

What people talk about most

Price

Reviewers mention positive feedback about price, with many finding competitive quotes and good value for... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the process was... See more

Service

Customers had positive experiences with service, often praising the competitive pricing and excellent cover... See more

Website

Clients share positive opinions on website, with many finding it easy to navigate and manage their policies... See more

Subscription

Consumers find subscription to be positive, with many appreciating the ease and convenience of the renewal... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Staff were really helpful on the call, but I have rated 4/5 rather than 5/5 as the initial quote that I was given was higher than the one that was sent through for renewal... a different quote was... See more

Company replied

Rated 4 out of 5 stars

The price was really competitive & the features included were just what I needed. The online portal is very easy to navigate & I sorted my cover within a few minutes. I have not claimed on my car insu... See more

Company replied

Rated 4 out of 5 stars

Very competitive price compared to renewal quote from previous insurer, just have to hope next years renewal is not hiked up as with most insurers. Easy to set up and go. Would like to see auto... See more

Company replied

Rated 4 out of 5 stars

There was an issue with my renewal and I needed to contact RAC. I was disappointed to find that this could only be done through online "chat" Fortunately as this was a payment issue it required a call... See more

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

18K reviews

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4.4

All reviews

(18,184)

11,356 reviews in the last 12 months

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Rated 5 out of 5 stars

the price is good inc the breakdown…

the price is good inc the breakdown cover , if you can keep it the same for next year Ill stick with you
thanks

July 21, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

It was automatic so what do you want to…

It was automatic so what do you want to say!

July 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

good price

good price, easy to deal with

July 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave such a lovely review. We’re glad you’ve had a good experience with us.

Rated 4 out of 5 stars

Insurance and Breakdown Cover

Efficient and competitive pricing. Useful to speak to an Operator. Unfortunately my husband's name still appears on the Breakdown Policy, even though I am the registered owner of the vehicle and also the Policy holder. I have mentioned this, and been advised that this has been rectified, but it hasn't. The Operator REFUSED to speak to me when I phoned about Breakdown cover, even though she said she had changed the name to mine.

July 23, 2026
Rated 4 out of 5 stars

Great customer service

Great customer service

This isthe first time I am getting
A RAC car experience

Looking forward to experience the services. Price was cheaper than other companies car insurances.

July 22, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Complete lack of understanding on the…

Complete lack of understanding on the part of the person who was supposed to be assisting me.

July 27, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Angela,


Thank you for taking the time to share your feedback. We're sorry to hear that your experience did not meet your expectations. We take comments like yours seriously and would like the opportunity to better understand what happened. A member of our team will be in touch with you shortly to discuss your experience and see how we can help. We appreciate your feedback and hope to have the chance to put things right.


Many thanks,
Kirsty

Rated 5 out of 5 stars

No trouble

No trouble, straightforward.

July 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

Good insurance

Good insurance. Good price.

July 23, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Quick and easy to set up the car…

Quick and easy to set up the car insurance

July 22, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

My renewal process was flawless

My renewal process was flawless. So efficient.

July 21, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to deal with online

Offered insurance for basically the same price as last year. Easy to renew online.

July 27, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

RAC xperience

It was and is a good experience with RAC insurance, they provided excellent cover for what I required for my car, have a good customer service if any problems occurring, along with the breakdown service they are providing are a great company to be with.

July 26, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 4 out of 5 stars

The price was really competitive.

The price was really competitive & the features included were just what I needed. The online portal is very easy to navigate & I sorted my cover within a few minutes. I have not claimed on my car insurance for over 40 years, so I cannot comment on what the service would be like in the event of a claim. But I am pleased with the service so far.

July 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Great price

July 17, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Used Rac for the first time,the basic…

Used Rac for the first time,the basic quote is good ,but everything is a extra,i put all details in about 2 claims from 4 years ago,the same as i have with each insurer for the lat 4 years & RAC found a reason to charge £97 extra, extremely difficult to sort out as on line only,beware they are looking for extras!
R A C never again!

July 29, 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Michael,

Thanks for taking the time to share your feedback. We’re really sorry to hear about your experience and the frustration this extra charge has caused.

We always want to be clear and upfront about our pricing. We would love the chance to check what happened here and make sure everything was calculated correctly.

So we can look into this for you, please email your policy details to socialresponders@bglgroup.co.uk. Your case will be dealt with by BISL Limited, who arrange and administer your car insurance policy on behalf of RAC.

Leanne

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