RateSwitch Reviews 177

TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Rate Switch was recommended to us ahead of our renewal and honestly, it’s one of the smartest tools we’ve used. It allowed us to monitor how rates were moving and set alerts for better deals. It... See more

Company replied

Rated 5 out of 5 stars

When my mortgage rate was nearing renewal, I set up RateSwitch to notify me when the rate dropped. It was incredibly accurate and timely. I was able to make significant savings in my monthly mortgage... See more

Company replied

Rated 5 out of 5 stars

We secured an initial mortgage rate with RateSwitch a few months' ahead of the date we needed it. Their tool then monitored this, and notified us when our provider (Halifax) lowered their rates. That... See more

Company replied

Rated 5 out of 5 stars

We have recently used RateSwitch to manage the remortgage of our property and subsequent life insurance policies. Our case handler was fantastic. Not only did he find us a fantastic rate on our mortg... See more

Company details

  1. Software Company
  2. Mortgage Broker

Written by the company

RateSwitch is a free mortgage rate alert service for UK homeowners. Register your current mortgage details, tell us the rate you want to monitor, and we'll watch it for you - notifying you by email the moment your lender reduces it. Lenders can reprice their deals at any time, often with no warning. Most homeowners only find out when it's too late. RateSwitch fixes that. The service is built around product transfers - switching to a new deal with your existing lender - which means no credit checks, no affordability assessments, and no paperwork. Just a simple alert, and a better rate when the time is right. It's completely free. No hidden fees of any kind.


Contact info

  • Sophia House, 28 Cathedral Road, Cardiff, United Kingdom

  • rateswitch.uk

4.9

Excellent

TrustScore 5 out of 5

177 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Lots of promises none delivered

Lots of promises none delivered
Dealt with Lee originally and all came across well , contacted him 6 months before new deal was required - Then everything ended up last minute and Lee just stopped responding to my calls & emails - This was very disappointing as all he had to say was he couldn't help - not just go to ground
Had to pay my accountant a lot to deal with Lee direct and had 3 months on a high rate mortgage so it has cost me nearly £2k for nothing !!!

December 2, 2021
Unprompted review
Rated 5 out of 5 stars

Awesome mortgage advice.

RateSwitch have dealt with my mortgage a few times over the last few years. I wish I’d found them earlier as they saved me a lot of money, and their advice was second to none. One year, they suggested I just used my existing provider as it was a better deal, proving they’re genuinely there to get you the best deal possible. Lee who dealt with me took his time to explain everything in a language that makes sense, which I really needed, so I was able to choose the best option. If your mortgage is up for renewable, give them a call, you won’t be disappointed.

November 5, 2021
Unprompted review
Rated 5 out of 5 stars

Excellent service

Excellent service, very easy to use. Would definitely recommend and will use again! Chris was so helpful and made the whole process completely stress free.

October 4, 2021
Unprompted review
Rated 5 out of 5 stars

Spoke with Lee @Rateswitch with regards…

Spoke with Lee @Rateswitch with regards to remortgaging our home. Swift process, clearly explained all the ins and outs of the various products on offer and got us to completion in no time at all. Great service all round and a really smooth process with great communication throughout.

August 26, 2021
Unprompted review
Rated 5 out of 5 stars

Couldn't be more satisfied

Couldn't be more satisfied with the service we received from Chris at RateSwitch when we came to the end of our fixed rate and were looking to find a better deal. Extremely pleasant, approachable and professional, Chris organised an excellent rate for us quickly and efficiently and the process felt like a breeze. Thanks, Chris!

July 21, 2021
Unprompted review
Rated 5 out of 5 stars

Top Class Service

Thoroughly recommend RateSwitch for all your product switching requirements. Chris was incredibly helpful from start to finish, providing several options and a top class service. It was refreshing to speak with someone who made the process so easy.

July 3, 2021
Unprompted review
Rated 5 out of 5 stars

Effortless Re-Mortgage

Had Lee look over our current re-mortgage offer and check the market to ensure we had the best offer on the table. Did all the renewal work for us making it easy and painless!

June 22, 2021
Unprompted review
Rated 5 out of 5 stars

100% recommend. Quick and hassle free

Great service from rateswitch! Called at 9.20am and by 10am after a quick chat and some screenshot messages we had saved almost £200/month. Very polite, knowledgeable and enthusiastic throughout. A pleasure to deal with. 100% would recommend.

May 19, 2021
Unprompted review
Rated 5 out of 5 stars

The easy way to remortgage

I would highly recommend Chris and Rateswitch for your next remortgage. Very knowledgable about available products and found the best option for me. Very responsive and personable. I will be back in touch when our mortgage term comes to an end again.

May 13, 2021
Unprompted review
Rated 5 out of 5 stars

Great customer service

I couldn’t recommend Lee and Rateswitch more highly. Very knowledgable about products and the best option for us. Very responsive and personable. We’ll be back in touch when our mortgage term comes to an end again.

May 10, 2021
Unprompted review
Rated 5 out of 5 stars

Highly recommended!

Highly recommended!
Provide basic information and received a message the next day to set up a call to discuss my options. In a matter of days I have secured a better mortgage rate with minimum effort. Brilliant service. Lee who handled my application was great at explaining everything, making sure I was happy with all steps.

If you are looking to save money and get solid advice, go with RateSwitch!

Ross

March 26, 2021
Unprompted review
Rated 5 out of 5 stars

Friendly & Professional Service

I found out about Rateswitch through CSSC and can confirm to my fellow members that it is worth your while to contact them regarding your mortgage. From the very beginning I received a friendly and highly professional service, with phone calls, emails and messages keeping me advised of the current position all along each step of process. Despite my mortgage being small and probably not that profitable to them, not once did I feel that I wasn't important enough. I'd like to take this opportunity to thank Chris Evans for all his help in getting a cheaper mortgage deal, a weight off my shoulders, and thanks for making the whole process such an easy pleasurable experience.

January 5, 2021
Unprompted review
Rated 5 out of 5 stars

5 stars

Friendly, helpful, knowledgable and professional.
You can't ask for much more.
Chris from RateSwitch ticked all the boxes.

December 9, 2020
Unprompted review
Rated 5 out of 5 stars

First time using RateSwitch

First time using RateSwitch. Lee was a great help and made the process super easy. We will definitely be using them again and would highly recommend the company.

November 7, 2020
Unprompted review
Rated 5 out of 5 stars

Brilliant service

Second time using Rate switch. Chris made finding the right mortgage for us incredibly quick and easy. Can't thank him enough. Would and have recommended as the service is brilliant.

October 20, 2020
Unprompted review
Rated 5 out of 5 stars

I rate Rateswitch

Chris at Rateswitch did an excellent job searching for the best mortgage for me, providing great knowledge and understanding and able to answer any questions I had. He always kept me informed about any changes as the process progressed and I couldn’t be happier, I’ll be using him and Rateswitch again in the future, 10/10, would recommend to anyone!

October 19, 2020
Unprompted review
Rated 5 out of 5 stars

More of a Friend

They approached me in Feb/March when I was interested in a remortgage. At that point we had a better rate but they were very very patient in answering our queries. We initially decided not to go with them and stick to L&C but L&C screwed up the process mid way saying they the delay was was due to COVID when we started talking to them on Feb.

We went back to Rateswitch and they did not hesitate to relon at our case and infact gave us a better mortgage structure that at the end of it all saved us a lot of money.

Also, they were available whenever we had a question and felt more like dealing with a friend than an agent

August 10, 2020
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look