RateSwitch Reviews 177

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Rate Switch was recommended to us ahead of our renewal and honestly, it’s one of the smartest tools we’ve used. It allowed us to monitor how rates were moving and set alerts for better deals. It... See more

Company replied

Rated 5 out of 5 stars

When my mortgage rate was nearing renewal, I set up RateSwitch to notify me when the rate dropped. It was incredibly accurate and timely. I was able to make significant savings in my monthly mortgage... See more

Company replied

Rated 5 out of 5 stars

We secured an initial mortgage rate with RateSwitch a few months' ahead of the date we needed it. Their tool then monitored this, and notified us when our provider (Halifax) lowered their rates. That... See more

Company replied

Rated 5 out of 5 stars

We have recently used RateSwitch to manage the remortgage of our property and subsequent life insurance policies. Our case handler was fantastic. Not only did he find us a fantastic rate on our mortg... See more

Company details

  1. Software Company
  2. Mortgage Broker

Written by the company

RateSwitch is a free mortgage rate alert service for UK homeowners. Register your current mortgage details, tell us the rate you want to monitor, and we'll watch it for you - notifying you by email the moment your lender reduces it. Lenders can reprice their deals at any time, often with no warning. Most homeowners only find out when it's too late. RateSwitch fixes that. The service is built around product transfers - switching to a new deal with your existing lender - which means no credit checks, no affordability assessments, and no paperwork. Just a simple alert, and a better rate when the time is right. It's completely free. No hidden fees of any kind.


Contact info

  • Sophia House, 28 Cathedral Road, Cardiff, United Kingdom

  • rateswitch.uk

4.9

Excellent

TrustScore 5 out of 5

177 reviews

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No history of asking for reviews

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Rated 5 out of 5 stars

Rate switch has been the best decision…

Rate switch has been the best decision for sorting our mortgage. Mr Lee gave us excellent service, helped us to sort our mortgage without us having to worry much. Everything was sorted by him with the best option for us
Thank you Lee

July 17, 2020
Unprompted review
Rated 5 out of 5 stars

Don’t miss out!!!!

I first heard about Rateswitch via Martin Lewis on his MSE Website. I was not disappointed. The Rateswitch website is clear, concise and brings you the best available mortgage deals in seconds.

The company itself was great to deal with. Very professional, great product knowledge, swift to respond to queries. I would highly recommend them.

Don’t take my word for it try them out and you will see for yourself.

July 17, 2020
Unprompted review
Rated 5 out of 5 stars

Gold standard service

Gold standard service

From the very first contact to the switch being complete, 10 business days. 10! Lee is excellent, his style personable with great technical knowledge and his speed of response outstanding. Why go anywhere else?

Thank you Lee

June 27, 2020
Unprompted review
Rated 5 out of 5 stars

I got a great new mortgage with Lee

I got a great new mortgage with Lee. Not just in terms of the rate but he really understood the details of our financial and family situation and got us a deal that suited us in terms of upfront fees and exit fee. Most importantly of all, Lee was an absolute pleasure to deal with throughout and made what could have been a painful process very, very easy. In terms of communication I personally found the combination of whatsapp and phone calls suited me very well (although I presume if you want to communicate in other ways they would accommodate that). I can't recommend them enough.

June 26, 2020
Unprompted review
Rated 5 out of 5 stars

Excellent,attentive service

Highly recommended. We echo the comments made by other recent reviewers.
Attentive, thorough and professional service. We have every confidence in rateswitch's ability to find and put into practice a better mortgage rate for us and will use the service again.

June 10, 2020
Unprompted review
Rated 5 out of 5 stars

What a fantastic and easy transition

What a fantastic and easy transition, I am supper happy with the contact I had with Lee. He contacted me after using the rate switch button on the control panel and found a great deal that couldn’t get anywhere near with anyone else or direct with my current provider. The switch was started and completed within days with zero fuss. Lee has saved me £80 a month on my contract payment so I can now overpay by this and keep track on the web site. What a great idea and super friendly, knowledgeable people. Thank you so much Lee.

May 8, 2020
Unprompted review
Rated 5 out of 5 stars

No brainer!

I found rateswitch online and filled in the call back form. They contacted me and explained the quick and painless process of switching. All they did was take down my account mortgage number and that was it. They did all the leg work and all I did was confirm the change at the end. It was like shopping on the online shopping warehouse with one click buy. I did NOT spend ages comparing rates or hours on hold to speak to someone. I have more than halved the mortgage rate and saved hundreds. It was the best financial decision I have ever made and I look forward to working with rateswitch again when my fixed rate comes to an end. Thank you rateswitch.

April 29, 2020
Unprompted review
Rated 5 out of 5 stars

Excellent service from RateSwitch. Highly recommended.

I found RateSwitch as the result of an internet search. My current Buy-to-let Mortgage arrangement was coming to an end. Lee contacted me directly after my inquiry and quickly understood my requirements. He explained verbally in the first telephone call how Rateswitch operated and the information that would be required from me. The telephone call was followed by prompt email correspondence. Lee was efficient and professional in all respects. He went the extra mile by finding other options available as well as the obvious re-mortgaging with the current provider. I had a further query which Lee investigated with the Mortgage company without delay. I thoroughly recommend RateSWitch.

April 28, 2020
Unprompted review
Rated 5 out of 5 stars

Brilliant!

Wasn't sure what to expect but the service was fantastic! Nearly all dealt with over email which is ideal for me, they were fast and personalised to me, felt like they quickly understood my level of understanding and what I wanted so were able to explain everything at the right level (not patronising or over my head).

April 3, 2020
Unprompted review
Rated 5 out of 5 stars

Life saver

I have been fortunte enough to deal with Lee during my mortgage renewal and what a smooth process it has been.
What a fantastic service he has provided me with......Friendly,
Professional, knowledagble and reliable.
Lee has made the whole process so smooth for me and saved me a decent amount of money each month but the best part.....no paperwork! What a dream!
I will of course be using Rate saver in the future and I have already recommended Lee to a few of my family members.
THANKS AGAIN LEE. LIFE SAVER!

March 3, 2020
Unprompted review
Rated 5 out of 5 stars

Lifesaver!

Lee saved me £50 per month in about an hour. He works fast, has great empathy and understanding and is 100% trustworthy. If your current mortgage deal is coming to and end please please give him a ring you will not regret it. Can’t wait to tell my friends and family about what he can do!

February 5, 2020
Unprompted review
Rated 5 out of 5 stars

first class service

Rate switch made getting my mortgage stress free. Very professional and above all transparent and open with everything. I knew exactly where the application was at, at all times during the process, I genuinely cannot recommend rateswitch enough.

January 20, 2020
Unprompted review
Rated 5 out of 5 stars

Helpful, efficient and thorough.

Chris was incredibly helpful when advising me about the different mortgages on offer. Once I had chosen the best one for me, he was efficient and thorough in getting the application completed. Rate switch made the mortgage application process pain free!

December 23, 2019
Unprompted review
Rated 5 out of 5 stars

Outstanding

If more companies were like this, the world would be a better place. Attentive, friendly staff, who deliver on their promises....they call when they say they will call, they will email when they say they will email, they answer all questions clearly and concisely. Genuinely, a pleasure to work with. Highly recommend.

December 12, 2019
Unprompted review
Rated 5 out of 5 stars

Lee could not do enough to help us

Lee could not do enough to help us. Thank you!

Even if you're only curious to see what you'd save, it's really worth having a chat.

Super-friendly advice that helped us easily navigate what was required, and happily saved us enough money to cover a small holiday next year. Brilliant!

December 11, 2019
Unprompted review
Rated 5 out of 5 stars

Really pleased with the help from Lee

Really pleased with the help from Lee, it was very quick and easy to switch to a better mortgage deal with a big drop in our monthly rate! I did it all over the phone and email which was brilliant as it’s working full time makes it difficult to have a face to face meeting.

Thank you very much Lee, would definitely recommend RateSwitch to friends

Beth Powell

November 2, 2019
Unprompted review

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