RCI Bank Reviews 883

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 370 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent customer service, praising the staff for being helpful, knowledgeable, and pleasant to interact with. Many appreciate the ease of navigating the website and the straightforward process for setting up accounts and managing finances. The service is consistently described as very good, with people noting prompt communication and efficient handling of transactions. However, some people experienced issues with payment processes, including difficulties with security checks and transferring funds, leading to frustration and account closures. A few reviewers also reported slow progress on their inquiries and receiving automated or conflicting replies from customer service.

What people talk about most

Customer service

Users describe positive interactions with customer service, often praising the availability of human advisors... See more

Staff

Consumers find staff to be positive, highlighting their helpfulness, efficiency, and professionalism. Many... See more

User experience

Reviewers mention positive feedback about user experience, frequently describing the website and app as easy... See more

Service

Customers had positive experiences with service, often describing it as excellent, professional, and... See more

Payment

Customers consistently note ambiguous experiences with payment, with some finding the process straightforward... See more

Reviews shaping this summary

Rated 5 out of 5 stars

RCI website is easy to navigate. Text message always sent when a deposit is made, confirming receipt. You allow emails to be sent, which no other banks I know of, allow. So communiction is easy. Servi... See more

Company replied

Rated 5 out of 5 stars

Open a 1 yr Bank Bond which was simple enough. Postal authenticated receipt received and updated, no issues there. Email and texts received when deposits, via bank transfer, have been placed. Competit... See more

Company replied

Rated 5 out of 5 stars

Never had any issues with them. Their security checks are good and the website is easy to navigate. When my Bonds have nearly reached maturity they've offered very good rates to stick with them, unlik... See more

Company replied

Rated 5 out of 5 stars

They actually have human beings who answer their phones and help out customers like me who hate the digital world and its complications. I needed help in renewing an investment with RCI and I phone... See more

Company replied


Company details

  1. Bank

Written by the company

RCI Bank is a digital bank that offers simple and straightforward savings accounts, providing our customers with an award-winning service online and via our app. Save in seconds with the RCI Bank app. Download it on the App store or Google Play store or visit our website by clicking the link above.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

883 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 86% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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Rated 4 out of 5 stars

I am very satisfied with RCI

I am very satisfied with RCI. I opened a new savings account the other day and you made the whole experience very easy to deal with unlike some of your competitors! When I had some difficulty understanding the process of making my first payment your phone assistants were super helpful and patient until I got it right! Thank you very much

February 26, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Allyson.
Thank you for taking the time to provide your feedback. We're very pleased to hear that you found our customer services team very pleasant and helpful. We will make sure this is fed back to the team. Have a lovely day.

Rated 5 out of 5 stars

Good reasons to use RCI

My wife and in have used RCI for several years and always very reliable and efficient. The app is simple to navigate, secure and has multi use facets. RCI are currently very competitive on savings accounts and will always get our support if they continue. Highly recommend

March 1, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Phillip.
Thank you for taking the time to provide your feedback. We're glad to hear you find our app simple to use and your ongoing experience with us continues to be a happy one. Have a lovely day.

Rated 5 out of 5 stars

Needed to renew a fixed term deposit…

Needed to renew a fixed term deposit but only wanted to use half of the existing FTD. I found the process confusing but was talked through it by a helpful member of the team who was very patient when I made mistakes

February 13, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Richard.
Thank you for taking the time to provide your feedback. We're very pleased that you found our customer services team very pleasant and helpful. We will make sure this is fed back to the team. Have a lovely day.

Rated 4 out of 5 stars

I am a new customer and found RCI…

I am a new customer and found RCI rigorous but helpful. No complaints.

February 28, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Julian.
We really appreciate your feedback and are glad you had a pleasant experience with us. Have a lovely day

Rated 5 out of 5 stars

Excellent service

Excellent service, easy to use, and quick notification of receipt of funds.

February 24, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Kathryn.
Thank you for taking the time to provide your feedback. We're very glad to hear that your ongoing experience with us continues to be a happy one. Have a lovely day.

Rated 5 out of 5 stars

Straight forward and easy to set up my…

Straight forward and easy to set up my new savings account. And good rates!

March 1, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi.
Thank you for your feedback. We're glad to hear that you found your savings account simple to set up. Have a lovely day.

Rated 5 out of 5 stars

Good Interest Rates

The interest rates were good and the website was easy to navigate. I had no reason to contact customer services, so I'm unable to comment, although I've heard only good reviews.

March 1, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi.
Thank you for taking the time to provide your feedback. We're glad to hear that you found our website easy to use. Have a lovely day.

Rated 5 out of 5 stars

I would recommend

I have been saving with RCI for several years, with no issues. The app is simple and easy to use. I think the savings offers are very good.

March 1, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Jenny.
Thank you for taking the time to provide your feedback. We're very glad to hear that your ongoing experience with us continues to be a happy one. Have a lovely day.

Rated 5 out of 5 stars

New Account Opened

Open a 1 yr Bank Bond which was simple enough. Postal authenticated receipt received and updated, no issues there. Email and texts received when deposits, via bank transfer, have been placed. Competitive fixed rate brought me here and so far, so good, extremely happy.

March 1, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Chris.
Thank you for taking the time to provide your feedback. We're glad to hear that you had a pleasant experience opening your new account. Have a lovely day.

Rated 5 out of 5 stars

First impressions good

RCI Bank was recommended to me by my partner who has always been very satisfied with his account. It's early days for me but so far so good.

March 1, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Shirley.
We really appreciate your feedback and are glad you had a pleasant experience with us. Have a lovely day.

Rated 5 out of 5 stars

Excellent service staff very helpful

Excellent service staff very helpful

February 25, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Anne.
We really appreciate your feedback and are glad you had a pleasant experience with us. We will pass this on to our customer services team. Have a lovely day.

Rated 5 out of 5 stars

Excellent in every way!

As I have always found with RCI, their interest rates are competitive, and transactions are simple and straightforward.

February 25, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Edward.
We really appreciate your feedback and are glad you had a pleasant experience with us. We will make sure this is fed back to the team. Have a lovely day.

Rated 1 out of 5 stars

Oh my goodness what a rubbish bank!

Oh my goodness what a rubbish bank!
Please note everyone - close your accounts down and empty them. Take your money elsewhere, every other bank works more SIMPLY than RCI does. Changing your nominated bank SHOULD be possible via the app or web site. No PAPER FORMS needed or copies of statements or utility bills - UTTER and prohibitive NONSENSE.

February 20, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Liz,
Thanks for your feedback. We request this information when changing linked accounts to meet UK regulatory identity requirements and to ensure the account belongs to you. These checks are in place to safeguard your funds and prevent fraud.

Rated 5 out of 5 stars

Resetting a password is not always…

Resetting a password is not always simple but with Ian's help it was a seamless experience.
What a pleasure to get to a UK based individual who was so genuinely knowledgeable and helpful!

February 18, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Sean.
Thank you for taking the time to provide your feedback. We're very pleased that you found our customer services team very pleasant and helpful. We will make sure this is fed back to the team. Have a lovely day.

Rated 5 out of 5 stars

Excellent customer service!

;I had to ring because I was having trouble accessing my account. I spoke to Steven (Stephen?) who was excellent. He patiently talked me through the process without losing his cool once! Explained everything and made sure I understood and was able to log in myself. Thank you so much Steven. You're a star! Also, it was quick and easy to speak to a real person! Well done all.

February 6, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Teresa.
Thank you for taking the time to provide your feedback. We're very pleased that you found our customer services team very pleasant and helpful. We will make sure this is fed back to the team. Have a lovely day.

Rated 5 out of 5 stars

Excellent bank.

I have been a saver with RCI for several years.
I now have several fixed rate accounts,quite small sums,but growing nicely.
My Freedom saver keeps my emergency money avaliable at quite a good rate.
For me,good communication & an easy to use website are important ,& RCI excel with both.
Thank you RCI.Recommended.

February 12, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Denise.
We really appreciate your feedback and are glad you had a pleasant experience with us. We will make sure this is fed back to the team. Have a lovely day.

Rated 5 out of 5 stars

The company employee was excellent and…

The company employee was excellent and helped me thtough options in friendly and hepful manner

February 10, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Chris.
Thank you for taking the time to provide your feedback. We're very pleased that you found our customer services team very pleasant and helpful. We will make sure this is fed back to the team. Have a lovely day.

Rated 4 out of 5 stars

Happy customer

So far, as an 80 year old not great with online banking, I've had no problems. The interest rate seems quite competitive and access fairly simple. Speaking to an advisor I had to do once or twice initially was pretty quick, unlike the NS&I (where its impossible!)

February 1, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Sue.
Thank you for providing your feedback. We are glad to hear that you have had no problems with our online banking, and pleased you found our customer services team very helpful. Have a lovely day.

Rated 5 out of 5 stars

Happy with joining this bank

I opened saving account and the money was there within one day well done and I hope they be good to me in the future

January 31, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Mike.
We really appreciate your feedback and are glad you had a pleasant experience with us. Have a lovely day.

Rated 5 out of 5 stars

All done with ease

All done with ease, Really good online website. Reasonable rates of interest. What's not to like

January 22, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Brian.
Thank you for taking the time to provide your feedback. We're very glad to hear that your ongoing experience with us continues to be a happy one. Have a lovely day.

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