Unf the windscreen of car I hired last year was hit by a stone and damaged so was in danger of losing my deposit. I made the best decision ever by taking out the policy and money the rental company to... See more
Company replied
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Review summary
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What people talk about most
Reviews shaping this summary
I only found out about this service through moneysavingexpert.com and an article about rip off car hire companies. Literally 6 hours before picking my car up you managed to save me over £130 for 4 da... See more
Company replied
Long time user of reduced my excess but never had to claim. Returned my car hire to be informed of damage on the rear of the car which I was completely unaware aware of. Got stung with a £600 bill for... See more
Company replied
I have been using annual excess car hire insurance for years and it gives me a comfort and savings when turning down the hire company’s policies. This year my hire car trip was running beyond the en... See more
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Company details
About ReduceMyExcess
Written by the company
ReduceMyExcess is a leading provider of car hire excess insurance, created to offer drivers a clearer and more affordable alternative to costly rental company waivers. ReduceMyExcess has been recognised with the Which? Best Buy award for our hire car excess insurance.
Since 2011, we have focused on providing comprehensive and affordable car hire excess insurance policies alongside uncomplicated information to help customers make informed decisions when renting a car.Contact info
United Kingdom
- reducemyexcess.co.uk
ReduceMyExcess Car Hire Excess Insurance
4.7
Excellent
3K reviews
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Set up was easy, not expensive.
Set up was easy, it is not expensive and gives me peace of mind when hiring a vehicle.
May 4, 2026
Reply from ReduceMyExcess
Hi Roxy,
We're so glad the setup was easy, and our affordable policies give you peace of mind when hiring a vehicle. Thank you for your positive feedback!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Fernando,
We're happy it was quick and easy to get cover. Thank you for your positive feedback.
Kind regards,
Anna
Easy to navigate and a great price
Easy to navigate and a great price. We'll see how they are if one has to make a claim. But so far so good. Wood recommend - so far!
May 6, 2026
Reply from ReduceMyExcess
Hi Brendan,
We're happy to hear that you found ReduceMyExcess easy to navigate and the price of our policies great! Thanks for your review.
Kind regards,
Anna
Very good value compared with car hire…
Very good value compared with car hire agent. Easy and simple to arrange. Coverage clear. Just hope if I have to claim, they are as good as their purchasing process.
May 6, 2026
Reply from ReduceMyExcess
Hi Alan,
We're glad you found our service easy to use and our policies of good value. We appreciate your feedback on the clarity of coverage, and we hope our claims process meets your expectations should you need it.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Geoff,
We're happy to hear that you received a better renewal price than last year! We appreciate you sharing your positive experience with us.
Kind regards,
Anna
Quick and easy to purchase
Was very simple to set up and purchase. Did not need to do a claim so I can’t speak to the claims process, but other than that, everything was easy and simple. I compared their prices to the rental car service and it was about a third of the price.
April 25, 2026
Reply from ReduceMyExcess
Hi David,
We're happy to hear that the setup and purchase process was simple for you. We appreciate you mentioning our competitive pricing compared to the car hire company. Thank you for your feedback!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Gordon,
We're happy ReduceMyExcess was easy to use and the price remained consistent. We appreciate you sharing your positive experience with us!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Ewan,
We're happy to hear the ReduceMyExcess website is user-friendly. Thanks for your feedback!
Kind regards,
Anna
Simple to use website and comprehensive…
Simple to use website and comprehensive cover for reasonable price
May 5, 2026
Reply from ReduceMyExcess
Hi Birte,
We appreciate your feedback and are happy you found our website simple to use and the cover comprehensive for a reasonable price. Thank you for sharing.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi,
We're happy to hear that you were pleased with the renewal discount. We appreciate you sharing your positive experience with us!
Kind regards,
Anna
Quick to find a decent quote
Quick to find a decent quote, hopefully we never have to use it but it's there if we do, and time will tell I guess
May 1, 2026
Reply from ReduceMyExcess
Hi Davd,
We're happy to hear that you found a suitable quote quickly. If you do need to make a claim, we'll be here to support you. Thanks for your feedback!
Kind regards,
Anna
COMPLAINT- WHERES MY REFUND ???
COMPLAINT- WHERES MY REFUND ???
I had to cancel my policy to which you said no problem you will receive a partial refund within 3 - 5 days !!! TWO MONTHS LATER AND IM STILL WAITING. Did an online form your molly didn't reply ! I want it back plus interest!
April 6, 2026
Unprompted review
Reply from ReduceMyExcess
Hi Janine,
Thank you for your email - I am sorry there has been a delay with your refund - I can see this is being dealt with for you - it appears there was a system issue which wouldnt allow the refund to process through. I will raise your complaint as requested and we will be in touch regarding this.
Kind regards
Rebecca
I've used this site several times…
I've used this site several times before and find it easy to use and it gives me peace of mind when hiring a car abroad.
May 3, 2026
Reply from ReduceMyExcess
Hi Andrew,
We're happy to hear the ReduceMyExcess website is easy to use and provides you with peace of mind when booking car rentals abroad. Thank you for your positive feedback.
Kind regards,
Anna
Easy quick straightforward to get a…
Easy quick straightforward to get a quote and purchase insurance r
May 5, 2026
Reply from ReduceMyExcess
Hi Carol,
We're happy it was easy, quick, and straightforward for you to get a quote and purchase insurance. Thank you for your positive feedback; we appreciate it.
Kind regards,
Anna
Great Price and much cheaper than buying the rental companies offering.
Great Price and much cheaper than buying the rental companies offering. Simple to buy and fortunately I didn't have an accident, but peace of mind made the rental more relaxing.
April 30, 2026
Reply from ReduceMyExcess
Hi Mike,
We're happy to hear that you found our prices great and the purchase simple. We appreciate you sharing that the peace of mind made your rental more relaxing. Thank you for your positive feedback!
Kind regards,
Anna
I have used this service before and it…
I have used this service before and it covers my needs
May 3, 2026
Reply from ReduceMyExcess
Hi Penelope,
We're happy to hear that our service meets your needs. Thank you for your continued support and positive feedback.
Kind regards,
Anna
Great company to deal with
Very simple processes, staff interaction are timely and always answer the questions asked.
May 4, 2026
Reply from ReduceMyExcess
Hi Steven,
We're happy to hear that our simple processes and timely, informative staff interactions met your expectations. Thank you for your positive feedback.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi William,
Thank you for your feedback - I am a bit confused as you have rated us with 1* but your comments are positive - please make contact with us via our contact form - https://reducemyexcess.co.uk/app/contact-us/ if you have any issues you would like to discuss.
Kind regards, Rebecca
Good product that pays for itself.
May 2, 2026
Reply from ReduceMyExcess
Hi Paul,
We're happy to hear that our product provides great value. Thank you for your positive feedback.
Kind regards,
Anna
easy and clear
April 30, 2026
Reply from ReduceMyExcess
Hi,
We're happy you found ReduceMyExcess easy and clear to use!
Kind regards,
Anna
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