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RSPCA Pet Insurance (UK) Reviews 

232
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 169 reviews, reviewers overwhelmingly had a truly great experience with this company. Consumers frequently praise the affordable prices, reasonable monthly amounts, and the straightforward online registration process. Many people also highlight the incredible value, the great cover provided, and the quick, hassle-free claim payouts. However, some reviewers were not happy with communication issues, long delays, and unresponsive customer service when dealing with claims. A few other people also felt that unexpected policy renewals, very steep premium increases, and rejected claims caused frustration. Certain customers additionally noted that reaching support agents became quite difficult when trying to resolve urgent policy matters.

What people talk about most

Price

Clients share positive opinions on price, describing the insurance rates as affordable, reasonable, and very... See more

Service

Consumers find service to be positive, highlighting an easy insurance setup and helpful customer support.... See more

Claim

Reviewers mention ambiguous feedback about claim experiences, with experiences varying significantly among... See more

User experience

People report positive experiences with user experience, highlighting how fast and efficient the setup... See more

Value for money

Reviewers highlight positive aspects of value for money, consistently reporting brilliant and competitive... See more

Reviews shaping this summary

Rated 5 out of 5 stars

From the start of our time with RSPCA insurance, everything has been absolutely excellent. The portal worked very well, there have never been any issues and the customer service people have been grea... See more

Company replied

Rated 5 out of 5 stars

Our Lab sustained an injury while playing fetch and required overnight anaesthesia, stitches, and antibiotics at the out-of-hours vet. The claim was accepted within 3 days and paid within another 3. N... See more

Company replied

Rated 5 out of 5 stars

Just by chance I found the RSPCA pet insurance via a comparison site and although they weren't the cheapest they were a trusted name and what they offer is exceptional value and they even accepted... See more

Rated 5 out of 5 stars

I couldn’t be happier with RSPCA Pet Insurance! The online form was super easy to complete, and the whole process was quick and stress-free. They liaised directly with my vet, which made everything so... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

With RSPCA pet insurance*, you’ll be ready to take care of your pet when they need it.Every policy taken out supports our mission against animal cruelty and neglect.


Contact info

Get peace of mind

with our 5* Defaqto rated cover

4.5

Excellent

TrustScore 4.5 out of 5

232 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 78% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(232)

171 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Peace of mind

Quick and easy and glad to be supporting the rspca

July 30, 2025
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi there, thanks for your kind comment and for dropping a review! We really appreciate your support.
Take care!
Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Easy to do & good value

Easy to do & good value

July 16, 2025
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi Lynn, thanks for your kind comment and for dropping a review! We're so happy to hear you found the process easy.
Take care!
Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

They were very helpful and caring as my…

They were very helpful and caring as my cat hurt her leg, they got in touch with the emergency vets for us.

July 29, 2025
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you for the great feedback about RSPCA Pet Insurance! We’re really glad we could help out. Sorry to hear your furry friend was under the weather; we hope she's feeling a lot better now!
Take care!
Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Really easy to navigate the policy and…

Really easy to navigate the policy and a good price for what your getting, not the cheapest but everything covered at a fair price,

July 24, 2025
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Reply from RSPCA Pet Insurance (UK)

Hey John! Thanks so much for your kind words and for leaving a review. We really appreciate your feedback.
All the best.
Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Very Professional

They were very professional from the way the process went from the start to the end

July 29, 2025
Unprompted review
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

We're so happy to hear you got great service from us, John! We really love it when our customers share their experiences. Thank you for taking the time to share your thoughts.
Take care!
Kate from the RSPCA Pet Insurance Team

Rated 4 out of 5 stars

The company doing well and how easy it…

The company doing well and how easy it was to get the right policy for my dog.

July 23, 2025
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Reply from RSPCA Pet Insurance (UK)

Hi Philippa, thanks so much for your kind words and for leaving a review! We really appreciate your feedback and we're glad to hear you had a smooth experience.
All the best.
Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Good value pet insurance and easy to…

Good value pet insurance and easy to purchase.

July 22, 2025
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Reply from RSPCA Pet Insurance (UK)

Hi Mark, thanks for your kind comment and for dropping a review! We're so happy to hear you found the process easy.
Take care!
Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Looked for a new policy…

Looked for a new policy after the previous company tried to up the premium by 35% for my 1yr old toy poodle who is in very good health and not been to see a vet for any illness. Took out the policy with the rspca, cheaper monthly payments, although the excess is £40 more than the last insurer. Sorting the policy was quick and simple, will see what happens when it comes to renewal time again. Will always compare prices if I feel I am being overcharged when no claims have been made.

July 16, 2025
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Reply from RSPCA Pet Insurance (UK)

Hey Dave, thanks for your kind comment and for dropping a review! We really appreciate it and are excited to welcome you and your toy poodle to the RSPCA Pet Insurance family!
Take care!
Kate from the RSPCA Pet Insurance Team

Rated 1 out of 5 stars

Completely rude and insensitive.

Completely rude and insensitive.
Only contacted me back about my deceased pets policies when I requested a new policy for my deceased loved on.

Cash grab and incompetent.

Would not recommend

June 28, 2025
Unprompted review
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi Glen, thank you for taking the time to leave a review, we're very sorry to hear of your experience. We are always looking for areas where we can improve, so if you want to chat more about this, please do reach out to our complaints team on 0344 543 1008 or via email at complaints@email.insurance.rspca.org.uk.
All the best,
Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Absolutely fantastic service

Absolutely fantastic service. When your beloved pet is poorly it's very stressful anyway but knowing you have a great insurance policy in place and great customer service it's peace of mind. I've had Labradors for 25 years, and they have all been insured, RSPCA Insurance are by far the best
Thank You.

June 24, 2025
Unprompted review
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Reply from RSPCA Pet Insurance (UK)

We're so happy to hear you got great service from us, Julie, and hope your labs are in good health! We really love it when our customers share their experiences. Thank you for taking the time to share your thoughts.
Take care!
Kate from the RSPCA Pet Insurance Team

Rated 1 out of 5 stars

Insurance Claim Declined

Wouldn't bother with these guys. Took a policy in November 2024. Claimed for my dog who had an aggravated ear in September 2024 and we were given a sterile cleaner. She has been fine since. In April her ears needed cleaning under anaesthetic as something had aggravated her ears again.

They are linking the two issues and stating that her condition was pre-existing, despite the fact she has been fine for months. There is no way to tell if the issue was preexisting or not, but logic would dictate that no further vet visits up until this month would suggest these are two seperate incidents.

I would never have changed insurer if I reasonably thought my pet had ongoing issues.

I am now faced with a large bill. Absolutely shocking. Will be moving away from these guys asap.

April 25, 2025
Unprompted review
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Reply from RSPCA Pet Insurance (UK)

Hi there, thanks for reaching out and sharing your thoughts with us! We totally understand why you’re frustrated that your dog's issue wasn't covered and we’re sorry to hear you’re not happy with our service. If you want to discuss this further, our Customer Service Team is here to help, and can be reached on: 0344 543 1008, via email at complaints@email.insurance.rspca.org.uk.
Please note we are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm.

All the best, Kate from the RSPCA Pet Insurance Team

Rated 1 out of 5 stars

Had my dog insured with the rspca for 1…

Had my dog insured with the rspca for 1 year they have said the renewal price will be £80 more a 40 percent increase no claims were made clearly you don’t want normal people to own a dog your a joke the year round collection we have for the rspca which saves about £1500 a year was removed from our shop today no need for the greed and to top it off just gone a comparison site they have offered the same cover for 25 percent less than what I originally paid

April 23, 2025
Unprompted review
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Reply from RSPCA Pet Insurance (UK)

Thanks for your feedback! We understand that you’re unhappy with the new price of your insurance, and we get how frustrating that can be. We try our best to keep our prices competitive, and we're sorry if this new price makes you think about seeking insurance options elsewhere. We are always looking for areas where we can improve, so if you want to chat more about this, feel free to reach out to our complaints team on 0344 543 1008 or via email at complaints@email.insurance.rspca.org.uk.
All the best, Kate from the RSPCA Pet Insurance Team

Rated 1 out of 5 stars

No pet insurance for older pets

Seems a bit odd when they try to get you to adopt senior pets but their insurance doesn’t let you get a quote for a cat who is over 10 years old.

April 20, 2025
Unprompted review
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Reply from RSPCA Pet Insurance (UK)

Hi Angela, thanks for sharing your thoughts on older pets! We’re sorry that currently we can't cover cats and dogs past a certain age. We understand senior furry friends deserve to be protected too, which is why we're actively looking into expanding our cover in the future.

All the best, Kate from the RSPCA Pet Insurance Team

Rated 1 out of 5 stars

Absolutely terrible cannot for the life…

Absolutely terrible cannot for the life of me access the my pet portal hub to cancel my pet insurance! Only recently bought it. Only good reviews came up until I came across bad reviews! Absolutely shocking

February 13, 2025
Unprompted review
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Reply from RSPCA Pet Insurance (UK)

Hi Lauren, we’re sorry to hear you are having issues with our systems, let’s get this resolved as quickly as possible; please get in touch with our Customer Service Team on: 0344 543 1008 or via email at contact@email.insurance.rspca.org.uk and they will be able to help. The team are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm.
All the best, Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

I had a brilliant experience with…

I had a brilliant experience with RSPCA.
My puppy got bit by another dog and his face swelled up. It was 4am on Sunday morning so my vet wasn’t open, I called the 24/7 RSPCA helpline and a lovely woman named Emma T (I think) reassured me and FaceTimed me so she could see my dog. She was so helpful and brilliant with myself and my dog.
I went to the emergency vet and it cost me a fortune. I filed a claim with RSPCA and got the money back within 5 days. I think the website is easy to navigate too.
I know everyone has different experience with insurance companies and I can’t ensure it will be this easy every time.. but this time they were ace.

January 25, 2025
Unprompted review
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi Felix, thanks so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad to have you and your puppy in the RSPCA Pet Insurance family! We hope the little one has a speedy recovery.
All the best, Kate from the RSPCA Pet Insurance Team

Rated 1 out of 5 stars

Don't waste your money

Don't waste your money, they are a scam insurer that will never pay for anything

Based on my own experience RSPSA flag little symptoms like bad belly or virus so they will never pay for anything related to that in a future so any gastrointestinal problem will not be paid for even thou they have nothing to do with each others! Pointless business scam nothing else! Avoid!

Just to clarify RSPSA it was not a pre existing condition as stated in your own letter by YOU!

January 13, 2025
Unprompted review
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi Kamil, thanks for your feedback. Most of our claims get approved and paid out, but unfortunately, we don't cover pre-existing conditions right now. We understand how important that is and are looking into ways we can offer it in the future. We're one of the few insurers that do upfront medical underwriting, so we want to be clear with our customers about what's in their policy. If you want to discuss this further, our Customer Service Team is here to help, and can be reached on: 0344 543 1008, via email at complaints@email.insurance.rspca.org.uk.
Please note we are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm.

All the best, Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Completely faultless!

Completely faultless - a rare thing in insurance. Thank you for your fast payment without fuss when our dog Elsie got sick.

January 9, 2025
Unprompted review
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thanks, John, for the awesome feedback about RSPCA Pet Insurance! We’re really glad we could help out. Sorry to hear Elsie was under the weather. We hope she's feeling a lot better now!
Take care!
Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

My Experience Was Amazing – Highly Recommend RSPCA Insurance

I had an incredible experience with RSPCA insurance. I adopted a dog from the Dogs Trust who needed surgery to remove a ball from his stomach. The RSPCA team was outstanding throughout the entire process. They were incredibly quick to act, and they paid the vet directly, which made everything so much easier. When I called the helpline after seeing the dog eat the ball, the vet team guided me to go straight to the vet without hesitation, showing their expertise and commitment.

Unfortunately, I had to return the dog to the Dogs Trust because we realized he wasn’t the right fit for our family. When I cancelled the insurance policy, the team was incredibly understanding and even offered to refund the months I paid for after I no longer had the dog.

I couldn’t be more impressed with RSPCA Insurance – from their amazing customer service to their quick and helpful response during a stressful time. They offer great prices and truly went above and beyond for us. If you're looking for pet insurance, I would highly recommend RSPCA. They have been a wonderful help from beginning to end.

July 19, 2024
Unprompted review
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hey Aline! Thanks so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad your dog was able to get the help he needed! We hope you and your family have a wonderful Christmas.
Take care!
Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Couldn’t fault RSPCA insurance

Couldn’t fault RSPCA insurance, our dog had an accident that became expensive and they covered the bill. Would recommend to anyone who looking for pet insurance.

October 21, 2024
Unprompted review
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

We're so happy to hear you got great service from us, Bradley! We really love it when our customers share their experiences. Thank you for taking the time to share your thoughts.
Take care! Kate from the RSPCA Pet Insurance Team

Rated 1 out of 5 stars

RSPCA harassing with emails even though I did unsuscribed

I am sick and tired of keep receiving emails from these thieves and fraudsters. I am also fed up of seeing them on television adds asking for donations. The donations they ask for, are to pay for their wages and not to look after the rescued animals. They spend a 1% of what they get from the public and other donations on the animals, and the rest goes in paying staff wages. Being a charity volunteer, it means to work for free and not to get a £££ mostly salary, because their salaries are way above the national minimun wage. The Charities Watchdog, should just shut down this rouge organization

October 22, 2024
Unprompted review
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi Giorgio, to confirm, this is the RSPCA Pet Insurance page and this review does not reference our product; I would therefore recommend contacting the RSPCA directly if you wish to raise your concerns with the correct organisation and team.
Thank you, the RSPCA Pet Insurance Team.

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