Secure Trust Bank PLC Reviews 3,498

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 314 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the user experience, finding the website easy to navigate and the online processes straightforward for opening and managing accounts. Many people highlight the excellent customer service, appreciating the helpful and efficient support received over the phone, with real UK-based representatives readily available. The interest rates are also frequently mentioned as competitive and attractive. However, some customers experienced issues with account transfers, describing them as complicated or delayed, leading to frustration. A few people also noted difficulties with the website, such as being timed out while reading terms and conditions or encountering problems with updating certain fields. Additionally, some reviewers expressed dissatisfaction with the practice of offering better interest rates to new customers compared to existing ones, and a small number reported significant administrative fees.

What people talk about most

User experience

Customers generally report a high level of satisfaction with the user experience, finding the app and website... See more

Service

Consumers generally express satisfaction with the service. Many reviewers highlight efficient management,... See more

Website

Reviewers mention positive feedback about the website, highlighting its clarity, ease of use, and simple... See more

Price

Reviewers highlight positive aspects of price, with many praising competitive interest rates and good savings... See more

Customer service

Clients share positive opinions on customer service, often highlighting the helpfulness and efficiency of... See more

Reviews shaping this summary

Rated 4 out of 5 stars

i have previously held a secure trust bank account and once again decided to open one again for a fixed term. My husband and I try to keep our life style simple and uncomplicated and as a result yea... See more

Company replied

Rated 4 out of 5 stars

I alreday had an account and adding a new one was technically simple. You had the best interest rate I could find for bonds with annual payment. Things I wanted to know were whether I could seed the n... See more

Company replied

Rated 5 out of 5 stars

As an older, reluctant user of technology, the ability to speak to an actual person is very welcome! Anisha spoke clearly and was very easy to understand. She explained the process for carrying out... See more

Company replied

Rated 5 out of 5 stars

Just opened a fixed rate cash Isa due to competitive interest rate. Straight forward process if it wasn't for an admin error entirely of my own making. Rang them and a very helpful and efficient lady... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

Written by the company

At Secure Trust Bank we provide simple, transparent savings accounts and business finance.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Highly recommended

Very easy to use, timely response to any correspondence, competitive interest rates, will definitely use again & happy to recommend it.

December 23, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found our service easy to use and our responses timely. We appreciate your kind words regarding our interest rates and your recommendation!

Kind regards,
Sophie

Rated 5 out of 5 stars

Excellent competitive rates

Excellent competitive rates, easy to use and access account online

December 23, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you find our rates competitive and our online account access easy to use.
Thank you for your positive feedback!

Kind regards,
Sophie

Rated 4 out of 5 stars

Re joint accounts

The only caveat we would mention is that if you take out a joint account with STB you may find that both signatories have to approve any withdrawal, which can be cumbersome and a little irksome if time is a factor.

December 22, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We appreciate your feedback and understand that the joint account withdrawal process can be challenging.

Thank you for taking the time to leave your review,

Kind regards,
Sophie

Rated 5 out of 5 stars

Good website -easy to navigate and a…

Good website -easy to navigate and a quick process. Very efficient and I feel secure.

December 18, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that our website was easy to navigate and efficient for you.
We appreciate your feedback and are glad you feel secure using our services.

Kind regards,
Sophie

Rated 5 out of 5 stars

Straightforward process

Straightforward process. Speedy transaction. Good rate.

December 17, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found the process straightforward and the transaction speedy.

We appreciate your feedback on the good rate!

Kind regards,
Sophie

Rated 5 out of 5 stars

Competitive rates, easy to deal with

Competitive rates, easy, fast and straightforward online process to open an account. When I had a query, could telephone and speak to one of their UK helpful staff without waiting ages on hold.

December 19, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found our rates competitive and the online account opening process easy. We're also glad our staff could assist you quickly with your query.

Thank you for your positive feedback!

Kind regards,
Sophie

Rated 1 out of 5 stars

Very unhelpful bereavement service

Very unhelpful following the death of my father who had an account with them. They sent me a statement but then when I rang up to discuss the statement they refused to speak to me as they had no way to take me through security. When the solicitor spoke to them they provided incorrect information. When my father was alive he found their security processes the most complex of any bank & long waits on the phone to get help. Will not be using this bank myself & would discourage anyone else from using them.

December 12, 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're very sorry to hear about the difficulties you experienced following your father's passing. We understand your frustration with the security procedures. We appreciate your feedback and will use it to improve our processes.

Kind regards,
Sophie

Rated 5 out of 5 stars

excellent service

excellent service

December 16, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are pleased to hear you are happy with the service we have provided!

Thank you for your feedback, We appreciate it!

Kind regards,
Sophie

Rated 1 out of 5 stars

Crazy amount of security

Crazy amount of security. If you get locked out,good luck getting back in a week.
Forgot my pin number. Went through security check, they said my memorable word check was incorrect but that is what used before, others have reported this also. Because my phone number needed updating, l have to wait a week for a new pin. To reset my memorable word, they sent me code, then transferred me to another dept. But they said l have wait a week then call back. This is nonsense, l closed my account. I was on the phone 30 minutes and then still need to call them back again. No 0800 numbers either. Anyway better rates elsewhere.

December 16, 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We regret the difficulties you faced accessing your account and the frustration caused by our security measures. We appreciate your feedback regarding the pin reset process and the phone support experience. We'll review your comments to improve our procedures. Thank you for your time.

Kind regards,
Sophie

Rated 5 out of 5 stars

Easy to open and manage

Very easy to open and manage account online and on phone app

December 15, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you find it easy to manage your account online and on our app. Thank you for your positive feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

It was very pleasant experience to open…

It was very pleasant experience to open account with secure trust bank.

December 13, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that your experience opening an account with us was pleasant. Thank you for sharing your positive feedback with us.

Kind regards,
Sophie

Rated 5 out of 5 stars

Easy to use

Easy to use, good rates of interest and smooth service.

December 13, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you find our service easy to use with good rates. Thank you for your positive feedback!

Kind regards,
Sophie

Rated 1 out of 5 stars
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're very sorry you were locked out. To get back into your Internet Banking you can give us a call on: 0345 111 7092 and one of our agents would be more than happy to guide you back onto your online account.

Thank you for your review

Kind regards,
Sophie

Rated 5 out of 5 stars

Always a good experience.

November 26, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're glad you had a good experience. Thank you for your positive feedback; we appreciate it.

Kind regards,
Sophie

Rated 5 out of 5 stars

Easy to use good rates.

December 4, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found our rates good and our service easy to use. Thank you for your feedback.

Kind regards,
Sophie

Rated 4 out of 5 stars

Trustworthy

Consistent service
Trustworthy

December 4, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are pleased to hear you find our bank to be trustworthy and consistent, We appreciate your feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Secure trust ISS

A great interest rate and secure account

December 3, 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you appreciate our interest rate and secure account. Thank you for your positive feedback!

Kind regards,
Sophie

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