Smart Cover Reviews 3,641

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 278 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and friendly demeanor, making interactions pleasant and efficient. The service provided is frequently described as excellent, with many appreciating the quick and efficient handling of claims, often exceeding expectations for speed. Reviewers are particularly impressed with the thoroughness of the engineers and the clear communication from the customer service team throughout the process. However, some people were dissatisfied with the response times, reporting long waits on hold or delays in getting issues resolved. A few other people also felt that the customer service was unhelpful or rude, and some experienced issues with policy coverage or engineer punctuality.

What people talk about most

Staff

Consumers find staff to be positive, with many reviewers highlighting the helpfulness and professionalism of... See more

Service

Clients share positive opinions on service, with many reviewers highlighting efficient and prompt service,... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the kindness, helpfulness, and... See more

Claim

Reviewers mention positive feedback about claim, with many customers reporting a smooth and hassle-free... See more

Response time

Customers had ambiguous experiences with response times, with many praising the promptness and efficiency in... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The Plumbers from Budget Drains in Nottingham were sent out to us and carried out the plumbing drainage work efficiently. They delivered a professional and reliable friendly service and we would re... See more

Company replied

Rated 5 out of 5 stars

James Peter serviced my boiler. He was friendly, efficient & informed me of what he was doing. He spent a good amount of time servicing which was not like other boiler engineers who do a quick 10 min... See more

Rated 5 out of 5 stars

I had to use my home emergency cover for a pest infestation we had. Although Smartcover were non committal on the turn around time for a visit from the pest control services, they came the very next... See more

Company replied

Rated 5 out of 5 stars

The person who dealt with our claim was Katherine Hayes. We made the claim on-line on Sunday afternoon and the whole job was completed by Tuesday afternoon. Katherine dealt with out initial contact... See more

Company replied


Company details

  1. Insurance Agency
  2. Boiler and Heating Service

Written by the company

Smart Cover is a UK-based insurance provider specialising in home emergency cover - Boiler breakdown protection, Heating cover and Appliance Breakdown cover. Fairly priced with great customer support and our UK-wide network of approved engineers - giving homeowners and landlords genuine peace of mind when the unexpected happens.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 35% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 1 out of 5 stars

Why is it taking so long to book my…

Why is it taking so long to book my repair? Someone called me today, asked for my address for “security”, had no idea I had moved and updated my address, then left the call without taking the address or telling me the reason for his call. I reported the breakdown of my tumble drier about 5 day ago now and still no repair booked. AND this isn’t the first time, I’ve claimed in the past and had to wait a ridiculous amount of time on a repair. Heading to Domestic and General who are far quicker and much more professional!

November 3, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Gill,

Thank you for taking the time to share your feedback, and we’re truly sorry for the inconvenience and frustration you experienced.

We have reviewed your case, and we can confirm that this was actually your first claim with us — so we completely understand why the delay felt even more disappointing. Unfortunately, the wait you encountered was due to limited engineer availability in your specific area at the time. This is not the level of service we aim to provide, and your feedback has been taken seriously and shared with our service partners to prevent similar delays.

We also apologise for the confusion during the call you mentioned. That interaction fell short of the standards we expect, and we will be addressing this internally.

We’re glad to confirm that your repair was completed on 11 November, and we hope everything is now running smoothly. If there’s anything more you’d like us to review or assist with, we’re here to help.


Kind regards,
The Smart Cover Team

Rated 5 out of 5 stars

All staff at Smart Cover are friendly…

All staff at Smart Cover are friendly and helpful. I would highly recommend them.

A great pity they are slowly closing down. All my Policies have now been overtaken by another company who I find just as great.

February 4, 2025
Smart Cover logo

Reply from Smart Cover

Hi Nicole,

Thank you so much for your kind words and recommendation — we truly appreciate your long-standing support. We’re delighted to hear that you’ve consistently found our team friendly and helpful.

While some policies have transitioned to another provider, we’re glad to know you’re receiving the same level of service and care. Our priority has always been to ensure customers remain well-looked-after, and we’re pleased the handover has been smooth for you.

Thank you once again for taking the time to leave your review.

Kind regards,
The Smart Cover Team

Rated 1 out of 5 stars

Absolutely useless

Absolutely useless. Have waited over 3 weeks on replacement washing machine. Everything takes too long to process. Paid for delivery & installation of new washing machine & removal of old machine to be told company wouldn’t disconnect my old washing machine and I would have to do it myself. Delivery hasn’t arrived when I was told it would be here. Waste of money and time with this company. If I’d have just gone to currys I would have had a new machine 3 weeks ago. Meanwhile I’m out pocket as I’m having to use a public laundrette at £11 a wash. Absolute shambles. AVOID AT ALL COSTS.

October 31, 2025
Unprompted review
Rated 5 out of 5 stars

Katherine was amazing a credit to the…

Katherine was amazing a credit to the company and only reason I’m giving 5 is because she was so helpful …. But I was charged for parts that were not fitted and this was confirmed by a second engineer on my recall repair and yet I was still not refunded …. This was not ok!

October 3, 2025
Unprompted review
Rated 5 out of 5 stars

Efficient service.

Problem was handled efficiently and quickly, I was kept informed at each stage of my claim by Katherine Hayes.

October 17, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Keith,

Thank you for your feedback! We’re glad to hear that Katherine kept you informed throughout the process and that your claim was handled efficiently. Your kind words are much appreciated.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Tumble Dryer Repair Call Experience

The agent that handeled our service call (Katherine Hayes) was attentive and continued to keep us updated as we needed a part to be sourced and then followed up with ensuring we had an engineer appoiintment done and that they attended and that we where satisfied with the work done.
We are very pleased with the service recieved. The tumble dryer is working fine.

October 24, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Summer Vale,

Thank you for your lovely feedback! We’re thrilled to hear that Katherine and the team were able to keep you updated throughout the process and that your tumble dryer is now working perfectly. We really appreciate you taking the time to share your experience.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

The man was very pleasant and polite

The man was very pleasant and polite, also cleaned my boiler , no other person has done this he was very professional.

September 10, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi H A Butler,

Thank you for your kind feedback! We’re delighted to hear that our engineer provided a professional and thorough service. It’s great to know you were happy with the extra care taken during your boiler clean.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Katherine at Smart Cover was very professional and attentive, as previouse

Katherine at Smart Cover was very professional, explained the process fully and arranged my service easily and efficiently.
Brian the Engineer was also exceptional, very thorough and professional.

October 1, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Al Carnegie,

Thank you for your kind words! We’re thrilled to hear that Katherine provided professional and attentive support and that Brian delivered such a thorough and exceptional service. We’ll be sure to pass on your feedback to them.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Very good

Very good - Catherine Hayes very helpful - excellent boiler service

October 6, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Dan,

Thank you for your feedback! We’re delighted to hear that Catherine provided helpful support and that your boiler service was excellent. We’ll make sure to pass your kind words on to her.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

As soon as I contact Smart Cover to…

As soon as I contact Smart Cover to repair my Washing Machine, I have been contacted by one of their Customer Service Katherine Hayes she handled my claim and updated me with the engineers visiting time and the replacement of my washing machine as it cannot be Repaired. I recommend Smart Sure Cover for their speed communication and decision.

October 9, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Ahmed,

Thank you for sharing your experience! We’re thrilled to hear that Katherine Hayes provided clear updates and handled your washing machine claim efficiently. We’ll be sure to pass on your kind words. Your recommendation means a lot to us!

Best regards,
The Smart Cover Team

Rated 2 out of 5 stars

Poor Customer Service

Claimed for our washing machine which had broke down. The operator said they would get back to us with a repair engineer within 24 to 48H. Have had to phone them twice with limited success to be told that the claim was being considered by the underwriters. Meanwhile we have no washing machine - its this type of emergency that this type of insurance is meant to minimize. The staff I have spoken to have been useless. This is the first ever claim on our policy which covers all the white goods in our kitchen and I am less than impressed with the response and service. Needless to say I can't recommend this company and I won't be renewing my policy

October 6, 2025
Unprompted review
Rated 5 out of 5 stars

I am very pleased with the quike…QUALITY SERVICE

I am very pleased with the quike response from the time my concern was received by Kevin Jones,arrranged by Jim Matthews and attended by gas engineer Sam.The response, attendance and service is second best to none.

October 2, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Mr Muruako,

Thank you for sharing your experience! We’re thrilled to hear that Kevin, Jim, and Sam provided such a quick and high-quality service. It’s always our aim to ensure every issue is handled efficiently and professionally.

Best regards,

Rated 5 out of 5 stars

Annual Boiler Service

Jim Mathew came in and completed the service efficiently and told me that everything was OK. And the report would be sent via email mail, which I have recieived today.

October 2, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Francis,

Thank you for your feedback! We’re pleased to hear that Jim completed your boiler service efficiently and that you’ve received the report.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Booked an appointment for my annual…

Booked an appointment for my annual boiler service with Smart Cover n was easily booked and engineer was arranged. Engineer turned up on the appointed date and time and took 30-40 mins and the job was completed.

September 2, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Louise,

Thank you for sharing your experience! We’re glad to hear that booking your annual boiler service was easy and that the engineer completed the job efficiently.

Best regards,
The Smart Cover Team

Rated 1 out of 5 stars

Still waiting

I contacted Smart Cover at 12 noon today to report that we had a blocked toilet. I stated that we had only one toilet in the house and that my wife and I are pensioners.
The operator insisted that we pay 3 months premiums in advance before taking our claim. We thus paid the additional money and told an engineer will call us when they are on there way.
Well it's nearly 11 o'clock at night and not a word from the company.
I've rang their 24/7 helpline on 03333449247 on numerous occasions and all we get is a recorded message saying that they are busy and leave a message. We we did leave many messages but still no one calls back.
We have paid our monthly premiums in good faith but have been so let down.
We don't have any family or friends nearby by to use their toilets.
What are we supposed to do?
Please can someone help us?

October 1, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Terence Coakley,

We’re pleased to confirm that the issue reported on 1st October was fully resolved by 2nd October. We apologise for the initial difficulty in reaching our helpline and completely understand how stressful the situation was.

As soon as we became aware of the problem, our team escalated the matter internally, arranged immediate assistance, and ensured continuous updates until the repair was completed. This approach reflects how we handle all urgent claims — prioritising customer safety and satisfaction while addressing issues promptly.


Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

I was very pleased with the response…

I was very pleased with the response after reporting a fault with my TV.
The claims handler, Katherine HAYES, arranged for a local technician, Paul, to contact me to discuss the fault and ultimately fix the problem. Katherine kept me updated and monitored progress.
I was impressed with the level of communication by Katherine and efficiency of the repair.

September 30, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Michael,

Thank you for sharing your experience! We’re thrilled to hear that Katherine and Paul provided clear communication and efficient support. It’s great to know your TV fault was resolved smoothly, and that our team could make the process hassle-free for you.

Best regards,
The Smart Cover Team

Rated 4 out of 5 stars

Once the claim was being dealt with by…

Once the claim was being dealt with by Katherine Hayes an engineer was in contact and the fault repaired a week after making the initial call to smartcover.

September 26, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Michael,

Thank you for taking the time to share your experience. We are pleased to hear that Katherine Hayes and our engineer were able to assist you and that the fault was resolved promptly.

We appreciate your feedback and are glad that your claim was handled efficiently.

Kind regards,
The Smart Cover Team

Rated 1 out of 5 stars

The worst ever company I have used the…

Con artists…. The worst ever company I have used the service is rubbish and staff so unprofessional, great way to answer the telephone (Hello) we have had no cooker working for 4 days now, firstly have to wait for approval then another waiting again for an engineer. Clear off Smart Cover go go domestic and General so much more professional, I have paid over £1200 for the last few years I have been with you. So £14.99 a month. And service has been awful. And to try and make a complaint is having a fight. This company should be investigated and closed down. Messing around with people’s money ( promise after promise but don’t deliver.

September 30, 2025
Unprompted review
Rated 5 out of 5 stars

Rapid service

Quick service and made sure to keep me updated regularly. This was thanks to Katherine Hayes.

September 19, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear SA,

Thank you for your feedback! We’re glad to hear that Katherine provided timely updates and ensured your service was handled quickly. We’ll be sure to pass your kind words on to her.

Best regards,
The Smart Cover Team

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