Smart Cover Reviews 3,641

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 278 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and friendly demeanor, making interactions pleasant and efficient. The service provided is frequently described as excellent, with many appreciating the quick and efficient handling of claims, often exceeding expectations for speed. Reviewers are particularly impressed with the thoroughness of the engineers and the clear communication from the customer service team throughout the process. However, some people were dissatisfied with the response times, reporting long waits on hold or delays in getting issues resolved. A few other people also felt that the customer service was unhelpful or rude, and some experienced issues with policy coverage or engineer punctuality.

What people talk about most

Staff

Consumers find staff to be positive, with many reviewers highlighting the helpfulness and professionalism of... See more

Service

Clients share positive opinions on service, with many reviewers highlighting efficient and prompt service,... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the kindness, helpfulness, and... See more

Claim

Reviewers mention positive feedback about claim, with many customers reporting a smooth and hassle-free... See more

Response time

Customers had ambiguous experiences with response times, with many praising the promptness and efficiency in... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The Plumbers from Budget Drains in Nottingham were sent out to us and carried out the plumbing drainage work efficiently. They delivered a professional and reliable friendly service and we would re... See more

Company replied

Rated 5 out of 5 stars

James Peter serviced my boiler. He was friendly, efficient & informed me of what he was doing. He spent a good amount of time servicing which was not like other boiler engineers who do a quick 10 min... See more

Rated 5 out of 5 stars

I had to use my home emergency cover for a pest infestation we had. Although Smartcover were non committal on the turn around time for a visit from the pest control services, they came the very next... See more

Company replied

Rated 5 out of 5 stars

The person who dealt with our claim was Katherine Hayes. We made the claim on-line on Sunday afternoon and the whole job was completed by Tuesday afternoon. Katherine dealt with out initial contact... See more

Company replied


Company details

  1. Insurance Agency
  2. Boiler and Heating Service

Written by the company

Smart Cover is a UK-based insurance provider specialising in home emergency cover - Boiler breakdown protection, Heating cover and Appliance Breakdown cover. Fairly priced with great customer support and our UK-wide network of approved engineers - giving homeowners and landlords genuine peace of mind when the unexpected happens.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 35% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Great service

Great service

September 22, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Luke,

Thank you for your feedback! We’re glad to hear you had a great experience with Smart Cover.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Katherine Hayes was very helpful and…

Katherine Hayes was very helpful and friendly throughout.

September 23, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Sarah,

Thank you for your feedback! We’re delighted to hear that Katherine was helpful and friendly throughout your experience. We’ll be sure to pass on your kind words to her.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Prompt and friendly people I am dealing…

Prompt and friendly people I am dealing with.

August 18, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Nalina,

Thank you for your kind words! We’re glad to hear our team made your experience prompt and friendly. Your feedback means a lot to us.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Katherine was great and very expertise…

Katherine was great and very expertise in dealing with my claim, Paid the delivery charge and now waiting for my New 40" Television, great experince and thank you again

September 23, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Kevin,

Thank you for your feedback! We’re delighted to hear that Katherine provided excellent support and that your claim process went smoothly. We hope you enjoy your new 40" television once it arrives!

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Prompt no hassle

Prompt no hassle. Matter of fact and quick.

September 8, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Matt,

Thank you for your feedback! We’re delighted to hear that you found our service prompt and hassle-free. Our goal is always to make the process as quick and straightforward as possible for our customers.

Best regards,
The Smart Cover Team

Rated 1 out of 5 stars

Avoid at all cost.

I took out a Home Emergency Essentials contract for an annual premium of £189. Approximately 10 months in to the life of the policy I had a plumbing emergency whereby water was flowing from a faulty radiator valve. I called the emergency claim line - nothing, no response in over an hour of holding on. I ended up getting the services of a plumber on call-out.
I complained; the complaint was ignored, twice. I wrote to the Financial Conduct Authority who looked into it but said they could not act as Smart Cover are not regulated by the FCA. So that was a complete waste of £189. Avoid at all costs.

May 9, 2025
Unprompted review
Rated 5 out of 5 stars

My problem was quickly fixed with a dishwasher

My problem was quickly fixed with an engineer coming out within a few days.
Katherine Hayes was very punctual in dealing with my claim.

September 17, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Joyce,

Thank you for your kind words! We’re delighted that Katherine and our team were able to resolve your dishwasher issue quickly and efficiently. It’s always great to hear when our service meets expectations and provides a smooth claims experience.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

As always Smart Cover was extremely…

As always Smart Cover was extremely helpful, best company to be with. Thanks a lot.

September 10, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Rhys,

Thank you for your lovely feedback — we’re so pleased to hear you continue to find Smart Cover helpful. Your ongoing trust means a great deal to us. If there’s ever anything you need, just drop us a line at enquiries@smart-cover.co.uk

Warm regards,
The Smart Cover Team

Rated 4 out of 5 stars

Great response by Katherine

Great response by Katherine, dishwasher fault was repaired by the engineer within a few days of reporting the problem.

September 5, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Richard,

Thank you for your kind feedback. We’re delighted to hear that Katherine supported you well and that your dishwasher was repaired promptly by our engineer. We’ll be sure to share your comments with the team.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Katherine kept me informed at all

Katherine kept me informed at all
times. Great customer care. Thank you

August 22, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Ravinder,

Thank you for your kind words. We’re so pleased to hear that Katherine kept you well informed throughout and delivered the level of care we always strive for. We’ll be sure to share your feedback with her.

Best regards,
The Smart Cover Team

Rated 3 out of 5 stars

1st time I haven't been totally satisfied

I've been having my boiler serviced annually through Smart Cover and have always been satisfied with the process and service. However this year the service was completed in 10 minutes. Everything was ticked off as working on the sheet but I find it difficult to believe a thorough service can be carried out by 2 engineers in 10 minutes.

August 30, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear RP,

Thank you for your feedback and for being a loyal Smart Cover customer. We’re sorry to hear that your recent boiler service didn’t meet your expectations. Your concern about the duration of the service is completely understandable. We take feedback like this seriously and will review the visit with the engineers involved to ensure our services continue to meet the high standards you’ve come to expect.

If you’d like, we can arrange a follow-up inspection to give you additional reassurance that your boiler has been thoroughly checked. Please contact us at your convenience so we can assist further.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

I would like to thank Katherine Hayes…

I would like to thank Katherine Hayes for organising and for being polite on our recent phone call regarding our boiler service.

September 3, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Mr Styles,

Thank you for your kind words. We’re so pleased Katherine was able to assist you politely and efficiently with your boiler service. We’ll be sure to pass on your thanks to her.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Great service

August 12, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Aisha,

Thank you for your feedback! We’re glad you were happy with the service.

Best regards,
The Smart Cover Team

Rated 1 out of 5 stars

Smart cover

We signed up with smart cover for boiler, plumbing &electrical cover & we contacted them this morning as we had an issue, Smart Cover informed us that we have been migrated to Home Tree, we contacted home tree, they informed us that we are only covered for emergency cover only!!! That is not we signed up for never again can use smart cover!!!! Not recommending Smart Cover!!!

August 28, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Sudha,

Thank you for your review. Your policy has been transferred to Home Tree, who now manage your cover and claims. We’re sorry to hear that your recent experience with them did not meet your expectations. As the policy and claims are now managed by Home Tree, Smart Cover is unfortunately unable to take further action regarding this matter.

Kind regards,
The Smart Cover Team

Rated 5 out of 5 stars

Handled promptly and efficiently and…

Handled promptly and efficiently and were adaptable to suggestions.
My dealings were with Katherine Hayes who kept me informed and updated me on progress regularly, by email and by phone. When I recommended an alternative arrangement she was happy to suggest this to the insurer and this was acceptable to them.
A satisfying outcome

August 27, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Robin,

Thank you for sharing your experience! We’re pleased to hear Katherine kept you well-informed and worked flexibly to achieve a solution that suited you. Your feedback means a lot to us.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Awesome service and very happy

August 26, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Josh,

Thank you for your kind words! We’re thrilled to know you’re very happy with our service. Your satisfaction means a lot to us.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Timely and courteous service

Smart Cover rang me when they said they would (this was to arrange a date for a boiler service), but later were unexpectedly able to fit is in earlier, due to a cancellation. Everyone, including the claims handler Katherine Hayes, was very professional and polite.

August 12, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Michael,

Thank you for sharing your experience! We’re thrilled to hear that Katherine and the team were able to arrange your boiler service promptly and even fit you in earlier than expected. Professional and courteous service is what we strive for, and your feedback means a lot to us.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Very prompt appointment

Very prompt appointment, good experience with Faisal the engineer, and Katherine Hayes who organised it

August 15, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear David,

Thank you for your kind feedback! We’re delighted to hear that Faisal and Katherine provided you with a smooth and efficient experience. We’ll be sure to pass your comments on to them—they’ll be thrilled!

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Boiler service wGreat service as arranged with ease…

Boiler service was arranged with ease and promptly.
On the day of the service the engineer turned up within the given time slot. He carried out the works in a very friendly manner and was extremely helpful with a problem that I had with a radiator.

August 20, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Brian,

Thank you for your feedback! We’re delighted to hear that your boiler service was arranged smoothly and that the engineer provided friendly and helpful service. We appreciate you taking the time to share your experience.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Easy to contact

Easy to contact. They arranged my boiler service. Engineer rang me to arrange a time and date that suited me. Engineer was polite and on time. Very efficient.

August 20, 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Jacqui,

Thank you for your feedback! We’re pleased to hear that arranging your boiler service was easy and that the engineer was polite, punctual, and efficient. We appreciate you sharing your experience.

Best regards,
The Smart Cover Team

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