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Rated 5 out of 5 stars

I'm completely new client. Came from Ukraine having experience with related app in Ukraine - mono Bank. So far pretty positive experience. As less interactions with real people as possible. But whe... See more

Company replied

Rated 1 out of 5 stars

Guys,read review before.You open the account send all required paperwork and they ask for more.Driving license wasn't sufficient,they need proof of address and another id document.If you refused cred... See more

Company replied

Rated 1 out of 5 stars

** STILL WAITING NO UPDATES *** NOW OVER A MONTH NO UPDATE SUPPORT DON’T KNOW WHAT IS GOING ON Advised eligible on the 19th Sept however credit account remains at bear with us making tweaks ever since... See more

Company replied

Rated 1 out of 5 stars

What can I say, 1 star is 5 stars too many. Impossible to use product, statments contain charges being added and taken off many times and the helpdesk staff do not understand anything, logged on t... See more

Company replied

Company details

  1. Non-Bank Financial Service
  2. Mobile Money Agent

Written by the company

A challenger in the UK credit market. It combines credit card, the features of a neobank and e-money account. Join the credit revolution! Our mission is to make the experience of getting a credit simple, fast and convenient without unnecessary bureaucracy. Therefore, we’ve developed an app that you’ll want to use every day thanks to affordable credit conditions, smart features and cashless payments. All in one app. We look at eligibility for credit individually, and use Open Banking to make things easy - no need to send in bank statements or answer lots of questions to apply.


Contact info

3.1

Average

TrustScore 3 out of 5

259 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy

Easy, quick and convenient to use this bank of future 👍🏻

June 24, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Marrie! Thank you for such high appreciating of our product. We are working to provide the best service for our customers!😊

Rated 1 out of 5 stars

my friend referred me and i followed…

my friend referred me and i followed all the instructions but we didnt receive our bonus. after contacting customer support i felt that the person didnt have a clear understanding of english.a while later i received an email saying they have manually added my bonus.i then referred my partner, they took all his details and id and then said they wanted to call him.when they called him you could hear laughing in the back ground and felt as though it was a scam.i then tried to withdraw my bonus and the money hasnt been transferred so in all very unprofessional.

June 24, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi John! We have checked everything and can see, that your account was never opened by this name. That's why receiving a referral bonus at this stage is impossible. Have you finished the registration and complied with all conditions of the offer, you would have been granted the bonus. We have requested more information from you right now in order to investigate it further.

Rated 5 out of 5 stars

I'm completely new client

I'm completely new client. Came from Ukraine having experience with related app in Ukraine - mono Bank.

So far pretty positive experience. As less interactions with real people as possible. But when interaction needed - staff seems really polite and smart. Thank you so far!

June 17, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Alexandr! Thanks for taking the time to write in and provide your feedback :) Customers like you make our job the best. We are very glad, that you are enjoying our product!

Rated 5 out of 5 stars

Perfect

Perfect! Its convenient software doesn't need much storage space.

June 17, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hello Inna! Thank you for your review. It means a lot to us! We will keep improving our product to make sure we provide the best experience for our customers :)

Rated 5 out of 5 stars

This is the best bank I know

This is the best bank I know. It is created from Ukrainian Monobank. I would really recommend it for everyone. The best service I had. It is like speaking to the best friend. Simple, friendly and comfortable.

June 17, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Валера! Thank you for your review. We do appreciate you being a part of our amazing journey! ❤️

Rated 5 out of 5 stars

The credit thing customer service

The person had been so helpful with me explaining everything

June 15, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Bethan! Thank you for your 5-star review. We're all about providing the best service to our customers, you motivate us so much! 😼

Rated 5 out of 5 stars

Perfect bank

Perfect bank. Pls, provide service to exchange cash at future with your partner Banks.

June 15, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hello German! Thank you for your feedback. Plastic cards will be available in the nearest future, so there will be an easy way to withdraw cash. :)

Rated 5 out of 5 stars

good job

Hello, I am from Ukraine. And I have already noticed that there is a problem with the banking system in Great Britain. But not this bank! The staff works very quickly here, everything is very fast, and most importantly - online! You do not need to fill out many different documents and then wait for years for letters 😅 I issued a card in a couple of minutes, and then received a bonus of 10 pounds😊

June 10, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Анастасія! We are very glad to hear about your positive experience. We have the best customers who deserve the best service! 😺

Rated 5 out of 5 stars

Comfortable app

Comfortable app, great and fast support. Many thanks to Leonid, he helped me with my question.

June 10, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Дарія! Thanks for your 5-star review. We will keep doing our best to become better and better for our customers. ❤️

Rated 5 out of 5 stars

Great banking app

Great banking app. Brilliant support , responds fast . Thanks to support Leonid for helping me with my problem

June 9, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hello Дима! We are so glad to hear about your experience with The Credit Thing! We are committed to delivering the best-quality service for our customers. Please don’t hesitate to ask any questions when you need help! ❤️

Rated 4 out of 5 stars

Honest opinion

I have been with credit thing for quite a few years now , back then they were called “koto” Wich personally i prefer that name then the newer one, they have helped me a lot and i was first given a credit limit of £350 but that increased to £850 as time went on. Today i closed my account as I don't need the credit anymore and they were trying to persuade me to stay but managed to close in the end. I would recommend!

June 8, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi! Thanks for taking your time and leaving us a review! We are sorry to hear you have closed an account with us but we are very happy to hear we were able to help you with your credit.😊

Rated 1 out of 5 stars

Discrimination against third country…

Discrimination against third country nationals of war victims who arrived in the Uk from Ukraine .

June 7, 2022
The Credit Thing logo

Reply from The Credit Thing

Hi Muibi. We're sorry you took the situation that way. We checked everything in detail and did not find any traces of discrimination. All actions taken in connection with your registration were consistent with all current company processes.

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