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See what reviewers are saying

Rated 5 out of 5 stars

I'm completely new client. Came from Ukraine having experience with related app in Ukraine - mono Bank. So far pretty positive experience. As less interactions with real people as possible. But whe... See more

Company replied

Rated 1 out of 5 stars

Guys,read review before.You open the account send all required paperwork and they ask for more.Driving license wasn't sufficient,they need proof of address and another id document.If you refused cred... See more

Company replied

Rated 1 out of 5 stars

** STILL WAITING NO UPDATES *** NOW OVER A MONTH NO UPDATE SUPPORT DON’T KNOW WHAT IS GOING ON Advised eligible on the 19th Sept however credit account remains at bear with us making tweaks ever since... See more

Company replied

Rated 1 out of 5 stars

What can I say, 1 star is 5 stars too many. Impossible to use product, statments contain charges being added and taken off many times and the helpdesk staff do not understand anything, logged on t... See more

Company replied

Company details

  1. Non-Bank Financial Service
  2. Mobile Money Agent

Written by the company

A challenger in the UK credit market. It combines credit card, the features of a neobank and e-money account. Join the credit revolution! Our mission is to make the experience of getting a credit simple, fast and convenient without unnecessary bureaucracy. Therefore, we’ve developed an app that you’ll want to use every day thanks to affordable credit conditions, smart features and cashless payments. All in one app. We look at eligibility for credit individually, and use Open Banking to make things easy - no need to send in bank statements or answer lots of questions to apply.


Contact info

3.1

Average

TrustScore 3 out of 5

259 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Had a problem with my card

Had a problem with my card - someone tried using it which wasn’t me - contacted the text chat service and this was resolved straight away and a new card issued - couldn’t have asked for better service - 5 star customer service - would recommend

July 8, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hello Mark! Thank you for your feedback. We are happy we could resolve your issue fast and convenient for you. If you have any questions - we are always here for you!

Rated 1 out of 5 stars

It takes your info and says that not…

It takes your info and says that not eligible.

July 8, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Tara! Unfortunately, at this current time, we are unable to offer you any kind of lending based on the information provided to us from our credit reference agency. You may wish to check your credit score, using a range of different free credit scoring websites/applications on the market.

Once you see your credit score improving, you can try and reapply, and hopefully we will be able to help you.

Rated 3 out of 5 stars

Not to bad good so far I think it’s the…

Not to bad good so far I think it’s the best credit card I’ve had

July 8, 2022
The Credit Thing logo

Reply from The Credit Thing

Hi Tanya! Thanks for taking your time and leaving us a review! We are working to provide the best product for our customers!

Rated 5 out of 5 stars

Fast and accurate support service

Fast and accurate support service, believe me, there is something to contact)

July 7, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Vova! We are very glad to hear about your positive experience. Thank you for being our customer!

Rated 5 out of 5 stars

Why are you still reading this, apply NOW!!!!!

What a wonderful and easy process in application for the card.
It was even easier to use it and manage repayments via my phone.
I would whole heartily recommend them.
Why are you still reading this, apply NOW!!!!!

July 4, 2022
The Credit Thing logo

Reply from The Credit Thing

Hello! Thank you so much for finding the time to leave us a review. We highly appreciate your feedback! 😼❤️

Rated 5 out of 5 stars

first class

Easy option For short term cash

July 4, 2022
The Credit Thing logo

Reply from The Credit Thing

Hello Darren! Thanks for your five-start review. We are glad to hear that you are happy with The Credit Thing. :)

Rated 5 out of 5 stars

Very good

Very good service good

July 4, 2022
The Credit Thing logo

Reply from The Credit Thing

Hi Marcio! Thank you for your feedback. We do appreciate it!

Rated 5 out of 5 stars

I had a trouble with payment because…

I had a trouble with payment because eshop platform had some bug, sometimes it happens. But this how I faced the best Supporting Clients Service. Quick, polite and finally very helpful! So even if You have any issues with payments they would help You.

July 1, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hello Daria! Thank you for your five-star review. We are glad that we could help you. If you need anything - we are here for you!

Rated 5 out of 5 stars

Easy to install, great support

Very easy to install and use. Fantastic and fast support team. The fastest credits ever which is very useful for Ukrainians who arrived to UK because of the war. I love this product. You can get 10 pounds immediately after using the link. Will share,if you ask:)

July 1, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Yulia! We are happy that we can help those who need it the most! Keep sharing your referral link with friends, let's make our marvellous community wider 😼

Rated 5 out of 5 stars

It s one of the best online banking…

It s one of the best online banking app. Easy to use, customer service answers instantly, solved every query i ve had, changed whatever i needed. I love it

July 1, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hello Albert! Thank you so much for your kind words! We love you too. 😼❤️

Rated 5 out of 5 stars

User friendly interface

User friendly interface. Transparent about transactions. Lower interest comparing with other companies. Prompt response from customer service team. I hope they increase my credit limit so that I can close my other credit card account. Thank you The Credit Thing🙏🏽

June 28, 2022
The Credit Thing logo

Reply from The Credit Thing

Hi Zubair! Thank you for choosing The Credit Thing. We do appreciate your participation in building the great product!

Rated 5 out of 5 stars

Definitely recommend to everyone

I had a very good experience with using chat support. They helped me with my request so quickly! I was pleasantly surprised! Also The Credit Thing is very convenient and easy to use. Definitely recommend to everyone x

June 27, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hello Viktoria! Thank you so much for your kind words! You inspire us to move mountains! 😼❤️

Rated 5 out of 5 stars

service of the highest level

service of the highest level. responded very quickly to my problem

June 27, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Oleksii! We are very pleased to hear that because providing our customers with the best service - is one of our main priorities. If you need anything - we are here to help!

Rated 5 out of 5 stars

5 star

Really easy to use, sits in the back ground until needed and no unnecessary contact or offers.. love it

June 27, 2022
The Credit Thing logo

Reply from The Credit Thing

Hi Natalie. Thank you for your five-star review! If you need anything - just let us know. We are always here for you.

Rated 5 out of 5 stars

Easy To use

Easy To use
very user friendly interface

June 25, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Mouhamad! Thank you very much for your feedback! We are really happy you're enjoying the app!

Rated 5 out of 5 stars

It’s easy to open an account here

It’s easy to open an account here, it takes a minimum time and energy) I used to using monobank in Ukraine and anywhere I need, it’s convenient and user friendly, that’s why I’ve chosen the same kind of service in UK. I hope it will be possible to have a plastic card soon:)

June 25, 2022
Unprompted review
The Credit Thing logo

Reply from The Credit Thing

Hi Olena! We are very happy to have you on board with us. We're all about providing the best service to our customers, and you inspire and motivate us!☺️❤️

As for the plastic card issue, we are already working on it. Stay tuned!

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