Extremely grateful for approving my loan given my low credit score. But they could see I have much recent history of consistently repairing that. From there the process was quick concise and efficient... See more
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Whatever your circumstances, including bad credit history, if you are looking for a loan with friendly local service, The One Stop Money Shop can help.
The One Stop Money Shop was founded in 2002 and originally started as a credit broker for short term affordable loans. The business later transformed into an online money lender as it continues to operate today.
Based in Wakefield, Yorkshire, we are proud to our northern roots and to be serving the whole of the UK with a flexible, instalment loan product. Moving away from the traditional payday loan product, we are pleased to offer loans repaid over 6,9 and 12 months which give customers greater flexibility and breathing space to repay their loans.
The One Stop Money Shop is a fully authorised lender under the Financial Conduct Authority, registration number 713424.
As an authorised firm, we have demonstrated our commitment to provide safe and transparent financial products with our customers' best interests at heart.
We carry out a series of checks to ensure that customers can afford to repay our loans without falling into financial difficulty and being clear and transparent is part of the company culture and centre to everything we do.
Visit our website and complete our simple online loan application form. You'll receive a decision within minutes.
For more information, please visit our website or click one of the following links.
The One Stop Money Shop, Ground Floor, Cora House, 20 Gills Yard, Wakefield, WF1 3BZ, WF1 3BZ, Wakefield, United Kingdom
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I had a positive experience with The One Stop Money Shop on 10/02/2026. The syatem was friendly,and very helpful throughout. The process was straightforward, and I felt supported in understanding all the options available. I especially appreciated the clear communication and the professionalism of the team. Overall, it was a smooth and stress-free experience. I would recommend this company to anyone looking for reliable financial services.

Reply from The One Stop Money Shop
Very straight forward and the money went in quick

Reply from The One Stop Money Shop

Reply from The One Stop Money Shop
They helped me out of a very sticky situation when no other company would offer me a loan. Despite my poor credit, due to mistakes made younger they still offered the loan. 👍

Reply from The One Stop Money Shop
Moro thanks to the one stop money for meeting my need at the time I feel that I have no one.the company meet my need. Indeed you are the helper.

Reply from The One Stop Money Shop
It was a clear and simple application well understood

Reply from The One Stop Money Shop
The easy of the application and everything straight forward. I was told I will get my money before 3:30 pm, truly the money was there. I recommend them to anyone who needs short term loan,

Reply from The One Stop Money Shop
I love that this company don’t just focus on credit score numbers and actually focus on affordability

Reply from The One Stop Money Shop
Had an unexpected wage reduction and I asked a little bit time for payments, but they started bullying blackmailing. I proved everything and they said,I'm a scammer! What a disgusting company?? I never ever will use their service after this loan!! I highly recommend to Everyone AVOID this company!

Reply from The One Stop Money Shop
Horrible company full of rude staff with no empathy or consideration. I told them who was managing my debt and they still threatened me with a court order and home visits. They are demanding more than I can afford but wouldn't accept my offer. I could not believe how nasty and rude the person on the chat was. I have never been spoken to by anyone in such an aggressive manner. I hope they sleep well knowing the misery they cause others who are already in a difficult situation through no fault of their own.

Reply from The One Stop Money Shop
Always great service! Easy application, process and payment. Thanks OSMS 👏🏼

Reply from The One Stop Money Shop
All straight forward and money in my account within a couple of hours

Reply from The One Stop Money Shop
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