We had an outstanding experience working with Threshold Mortgages. Ben Cummins our mortgage advisor was exceptional - incredibly knowledgeable, proactive, and supportive throughout the process. He... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
We are first time buyers, and so finding a mortgage felt like a mine-field. Jake, Daniella and the team helped us through the process so smoothly, and explained everything along the way. We really app... See more
Company replied
Threshold has some of the country’s finest mortgage advisors who provide an excellent service to the clients. The overall process and the conversations were completely stress free and the process went... See more
Company replied
Megan J is a star, we had a few complications with our re-mortgage application, as this was our 1st re-mortgage we were not fully aware how it worked. Megan took the time to explain the process and w... See more
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Company details
Information provided by various external sources
Threshold Mortgage Advice offers professional mortgage advice helping you to find the right lender and mortgage for you. For over a decade we have been one of the mortgage advisers that some of the UK House builders and Housing Associations recommend. Our clients always return to use our services time and time again knowing they will receive quality advice.
Contact info
2 The Brookside Centre, Auckland Road, SO15 0SD, Southampton, United Kingdom
- 03300 249 115
- admin@thresholdmortgages.com
- thresholdmortgages.com
4.9
Excellent
2K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 66% of negative reviews
Typically replies within 2 weeks
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
You were timely and communicated…
You were timely and communicated greatly. Your advice was so useful and you were very patient listening to our questions.
April 8, 2025
Good serviceThere was some confusion with the…
There was some confusion with the figures in the beginning which held us up and cost us £2,500 but overall
Good experience because we got our mortgage approved in the end so thank you. People were lovely and the process was made fast and easy with the Threshold app!
March 31, 2025
Efficient & Quality service
Threshold were always friendly & approachable… never once did I feel I was being a burden on them.
I received a very efficient & quality service 👍
April 1, 2025
Very fast and efficient
Very fast and efficient, got us the best deal on the market.
March 28, 2025
Unprompted review
Reply from Threshold Mortgage Advice
Hi Tendai, thank you for your kind review. I am so pleased to read that you felt the service was fast and efficient, and we were able to secure a good rate for you. We hope you enjoy your new home and should you need any help in the future please do get in touch
Helpful and timely
Adviced on the mortgage and was really responsive. However our advisor didn't let us know about the required building insurance. And even when we were told by our solicitor, he didn't provide any assistance in that regard.
March 11, 2025
Reply from Threshold Mortgage Advice
Hello
Thank you for taking the time to review our service as you would expect we are very disappointed, none more so than Ben to receive 2-star review.
We have read your comments and reviewed the case in its entirety and although we understand that you feel that Ben did not provide any assistance, I feel that to be unfair.
Ben completed your mortgage application and secured an offer within 11 days. Within the offer confirmation email from Threshold it states
• It is a condition of your mortgage offer that you have Buildings insurance in place on or before completion. We offer a 5* De Facto rated product and would be happy to arrange cover for you.
In addition to our email, it is also stated with your mortgage offer. As per the below text from the offer
• You must make sure there is suitable buildings insurance in place as long as you have this mortgage. However, you are not obliged to buy this insurance from *******
Following your conversations with your solicitor, you contacted Ben for assistance which he responded to and advised he would have our insurance team to contact you within the week and provide a quote, as this was a Sunday and the insurance team were unavailable this wasn’t allocated until the Monday morning . I understand you were concerned that a policy was needed and emailed again at 7.39pm on Monday the 24th to Ben and his colleague in the insurance team advising that there was still no contact. As I am sure you can appreciate, the team will have scheduled calls/appointments so were unable to action that day, however on the 25th one of our Insurance advisors did speak to you and attempted to provide a quote which our brokerage system was unable to do, as a result she completed an internal referral to a specialist brokerage called Blue Drop to fulfil. We are unsure if they were able to provide a policy, but we are aware they were attempting to contact you to discuss.
I understand that you feel that Ben was not interested in assisting with your building’s insurance, but he has followed the correct process to ensure that you were responded to and passed to the correct team, who did contact you within the previously advised timescale.
Once again thank you for your review, I hope that this offers more clarity and you feel that maybe Ben may warrant a kinder review score.
Thanks for choosing Threshold and we hope you enjoy your new home
Super helpful team! Thank you...!
Kevin was super helpful from start to end on my mortgage application and I was always met with a friendly and professional approach. Lauren then took over my case and was always responsive on emails. Thanks to these guys I've been able to (almost) complete on my property in less than 3 weeks! Thank you!
March 25, 2025
Reply from Threshold Mortgage Advice
Hello Zoe, thank you for a very kind review. Kevin is a wonderful advisor and Lauren a great administrator so I am pleased to read you were looked after. We appreciate that mortgage applications can be stressful and sometimes lengthy but its great to hear yours has been very quick, we hope your completion goes well and we look forward to working with you again in the future
Martin is very good and very helpful…
Martin is very good and very helpful from start to finish. I would highly recommend Threshold. I can easily reach out to him when questions arises. Excellent response from the whole team.
March 24, 2025
Reply from Threshold Mortgage Advice
Hello M Martinez, thank you for your kind words, I know Martin will be pleased to read them. Thank you for your recommendation and thank you for choosing Threshold
Appreciate professional and promp Service
would like to express my sincere appreciation to Taylor Cambden and Melanie Lovell for their exceptional support and prompt action in securing the funds for our mortgage. In particular, I am grateful to Taylor for arranging the physical re-evaluation of the property by the lender, which significantly expedited the process and made it possible for us to purchase our new home in a remarkably short time.
Additionally, Taylor provided us with valuable and constructive information when selecting the lender, which was greatly helpful. I am genuinely pleased with the outstanding service and professionalism demonstrated by Threshold Mortgage.
March 25, 2025
Unprompted review
Reply from Threshold Mortgage Advice
Hello Hesam.
Thank you for your amazing review, I am so thrilled to read that Taylor was able to assist you with your mortgage application. All of our advisors have a wealth of industry knowledge which allows them to assist many people like yourselves to make their own informed decisions.
I will pass on your very kind comments to Taylor and Melanie who i know will be very happy to read them. Thank you for choosing Threshold and we hope you enjoy your new home
Excellent Experience
Excellent service from Sam & Melanie, extremely efficient and helpful. Appreciate their hard work and efforts getting our mortgage and protection sorted! Can’t recommend them enough.
We had previously spoke to another mortgage broker prior to Threshold, they were no where near as efficient!
March 1, 2025
Unprompted review
Reply from Threshold Mortgage Advice
Hi Alexa
Thank you for your very kind review, which i will pass onto Sam and Melanie. We appreciate the that buying a house is very stressful and undue delays can add to this, that's why we ensure our service is as efficient as possible which makes the process far more enjoyable for all.
We hope you enjoy your new home and we look forward to working with you in the future
Great customer service. Prompt to reply and patient at all times.
Nigel was always quick to reply to messages and was patient with my questions at all times. Case handling provided by Beverley was equally efficient. Overall, a highly commendable service for anyone seeking to remortgage / secure a new mortgage.
March 23, 2025
Unprompted review
Reply from Threshold Mortgage Advice
Hi Tim.
Thank you for your very kind feedback for Nigel and Beverley which i will pass onto them to read. We are very happy that your found our service efficient and that you feel you can recommend us, we hope to work with you again in the future
Great service
The threshold team were brilliant at talking me through the process, presenting the options and then handling the full application lifecycle keeping me updated. Would recommend.
March 11, 2025
Reply from Threshold Mortgage Advice
Hi Yemi, thank you for your recommendation this is really appreciated. I am so pleased that we were able to assist you with your application and we cant thank you enough for choosing Threshold.
We hope you're very happy in your new home and cant wait to work with you again
Excellent service
Joe was amazing! They made everything easy and stress-free. Very helpful, professional, and always there to answer questions. Highly recommend!
March 14, 2025
Reply from Threshold Mortgage Advice
Hello Dikshya, great to read that your application was stress free! I will pass on your comments to Joe who will be thrilled to read them.
Thank you for your recommendation and for choosing Threshold
Super quick and efficient on very tight…
Super quick and efficient on very tight timescale. Very friendly staff who knew how to support and knew what they were talking about. Shout out to Adam who was very good.
March 12, 2025
Reply from Threshold Mortgage Advice
Hi Quita, thank you so much for your kind words. Even when the time is short we will pull out all the stops to achieve the desired out and im so glad the team were able to do this for you. I will pass on your comments to Adam who will really enjoy reading them
Excellent Experience
Superlative experiene working with Threshold Mortgage Advice. Since the very beginning of the buying process, Adam Talmondt and team have been extremely transparent in all processes. They did invest a lot of time in all legalities related to home buying process and on securing mortgage. Overall, they entire team removed stress of the equation. We were able to swiftly secure a competitive mortgage. There are additional products and services offered as well such as home, life, critical illness that is supported by a super efficient team.
Would unreservedly recommend Threshold to anyone looking for great products coupled with customer service. Thank you
February 6, 2025
Reply from Threshold Mortgage Advice
Hello Mr Anooj.
Thank you for a wonderful review of Adam and the team. I am so happy to read they were able to assist you through the process and make what can be stressful a smooth experience.
We very much hope that you enjoy your new home and we look forward to working with you in the future
Great experience with Threshold
Great experience with Threshold! As first time buyers it felt like a really complicated process however with Gillian helping us every step of the way the process was smooth and efficient. Gillian was superb and answered our many questions and found us the best possible rate for our circumstances. Finally settling into our first home and it's all thanks to Gillian and Threshold Mortgages. Thank you!
January 10, 2025
Unprompted review
Reply from Threshold Mortgage Advice
Hi Scott, thank you for such a wonderful review. I am so pleased Gillian and the team were able to be part of your first home experience. To read that Gillian assisted you all the way through further exemplifies our teams ethic to not only advise but support or clients through to completion.
We very much hope you enjoy your first home and we will be happy to work with you on your next purchase
Great customer service
Taylor and Melanie provided excellent customer service, consistently keeping us updated on the application progress. They were also incredibly friendly and approachable throughout the process.
March 4, 2025
Reply from Threshold Mortgage Advice
Hello Rivett.
Thank you for taking the time to provide such wonderful feedback for Taylor and Melanie, which i know they will be thrilled to read.
We are so pleased about your service …
We are so pleased about your service even though we came from another country you guys made really easy for us to understand especially Gillian she made it really slow and easy for us to understand especially quickly. Thank you for Your help and we rally appreciate it.
March 4, 2025
Reply from Threshold Mortgage Advice
Hi Abigail, thank you for leaving a wonderful review for Gillian.
We understand that mortgages can be difficult to understand especially when you're not from the UK. To read that you were looked after and everything was explained at a pace for you to understand all the information makes us all very proud.
We hope you enjoy your new home and we look forward to working with you again
Had the most amazing experience with…
Had the most amazing experience with Nigel our mortgage advisor and Melanie my case handler, throughout the whole process kept me and my partner informed and helped us get the best rates to secure our dream home!
We are so grateful and could not have done it without them :)
Couldn’t recommend threshold mortgages enough and cannot wait to remortgage in the future with the team.
February 27, 2025
Unprompted review
Reply from Threshold Mortgage Advice
Hi Arianna.
Thank you for the kind review for Mel and Nigel, I am so pleased to read that they kept you informed throughout the process and the team were able to be part of securing your dream home.
We hope you enjoy it and we cant wait to work with you again in the future
Brilliant service from beginning to end…
Brilliant service from beginning to end Gillian was great very friendly very efficient, she went out her way to get me the best deal and nothing was to much for her, would highly recommended Threshold to anyone
February 12, 2025
Reply from Threshold Mortgage Advice
Hello Mrs. McKay, thank you for your recommendation and very kind words for Gillian who i know will be pleased to read them.
Thank you for choosing Threshold and for your recommendation
Highly recommend them for mortgage or re-mortgage
We had a very good experience working with Threshold Mortgages & I cannot speak highly enough of Trevor, our mortgage advisor. From the moment we began our journey to secure our re-mortgage, Trevor’s expertise and dedication shone through.
Trevor’s approach was both professional and personable. He took the time to understand our unique financial situation and goals, explaining complex mortgage concepts in a way that was easy to grasp. His patience and willingness to answer all our questions, no matter how small, were truly appreciated.
What stood out most was Trevor’s genuine care for our best interests. He went above and beyond to find us the most suitable mortgage product, considering not just our immediate needs but our long-term financial health as well. His attention to detail and proactive communication kept us informed throughout the entire process.
The entire team at Threshold Mortgages were amazing, Annie helped us with our communication with Lender. Their efficiency and use of modern technology made the application process smooth and straightforward.
Thanks to Trevor and Threshold Mortgages, we secured a great re-mortgage.
I wholeheartedly recommend Threshold Mortgages to anyone seeking mortgage first or re-mortgage advice. This was our second experience with them. We’re truly grateful for their support.
February 24, 2025
Unprompted review
Reply from Threshold Mortgage Advice
Hi Ammar, there are reviews and then there are reviews and this is such a fantastic review of Trevor and the team as a a whole!
I don't know where to start in my response apart from thank you, Trevor is such a wonderful member of the team who gives 100% to all his clients and to read such amazing feedback is great. I will ensure both Trevor and Annie take time to read your great comments and to share these with the business as an example of what we all aim to achieve.
Thank you again for your wonderful review
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