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Tiimely Home Reviews 

954
TrustScore 4.5 out of 5

4.5

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Rated 1 out of 5 stars

Unable to transfer money from offset account to pay invoices straight away. They schedule it for 2 hours later. Don’t have access to your own money when you need it. Tried to call customer service bu... See more

Rated 5 out of 5 stars

Working with you as my mortgage broker has been such a positive experience. Having known you for years, I already knew you were someone I could trust, but you went above and beyond throughout my h... See more

Company replied

Rated 5 out of 5 stars

We had a fantastic experience working with Sam. Sam made the refinancing process clear and straightforward, kept us informed at every stage, and worked hard to achieve the best outcome for us. T... See more

Company replied

Rated 5 out of 5 stars

Tiimely provided same level of service as my local broker, although remotely via calls and video call. They offered the benefit of cash back offer which helped offset the fees in refinancing. My local... See more

Company replied

Company details

  1. Mortgage Lender
  2. Mortgage Broker

About Tiimely Home

Written by the company

In 2017, we launched as Tic:Toc Home Loans, introducing The World’s First Instant Home Loan®. A world-first innovation that changed the way Australians fulfilled their home loan.

Since then, we’ve evolved beyond our price and speed proposition. What began as a faster way to get your approval has become something much bigger, to become Australia’s leading online home loan destination. Now as Tiimely Home, we combine our innovation with real human expertise to make every step of the home loan process faster, smarter, and simpler. We are here to support Australians refinance, buy, and invest with confidence.

With access to multiple lenders, competitive rates, and expert support all the way to settlement, Tiimely Home is helping thousands achieve their home ownership goals on their terms.

Apply now ↗

Book a call with a broker ↗

Our services

Written by the company

Digital Home Loans
Tiimely Own is our award-winning digital home loan, built to give you more than just a competitive rate. If you need a hand, our Australian-based support team is available 7 days a week.
Mortgage Brokers
Tiimely Home’s mortgage broker team brings deep expertise and a genuine commitment to helping clients secure the right home loan. With access to 30+ lenders, our mortgage brokers can help find a loan that suits you.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

954 reviews

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1-star

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Replied to 90% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(954)

80 reviews in the last 12 months

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Rated 5 out of 5 stars

Did everything well

Did everything well. No complaints. I had Magdalena Szal and it was great.

April 1, 2025
Unprompted review
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Reply from Tiimely Home

G'day Max. Thanks for the review, I've forwarded it to Magda and the team ~ Alex.

Rated 5 out of 5 stars

I’m beyond grateful to Timely Home for…

I’m beyond grateful to Timely Home for their incredible service, especially Jordan and Resham, who went above and beyond to help us. As a first-time refinancer, I was amazed at how smooth and fast the process was – I had my refinance settled within two weeks after submitting my application. The service was top-notch, and I locked in an amazing low rate. I’m beyond thrilled to be a Timely customer, a HUGE thanks to the whole team!

April 1, 2025
Unprompted review
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Reply from Tiimely Home

Hi Emily! Thank you for your wonderful review and congrats on the refinance! It's great to hear that your experience with Tiimely Home is exactly what we expect for our customers. I'll be sure to forward your feedback to Jordan, Resham and the wider team. We're here for any questions, so don't hesitate to reach out ~ Alex.

Rated 1 out of 5 stars

Bad for existing customers

Definitely would not recommend. As an existing customer they are charging me a higher rate than advertised to new customers and my request to have it lowered has been rejected. We have to refinance away from Tiimely to get a good rate again.

At least I'll be able to join a new bank with an app and faster Osko transfers!

March 17, 2025
Unprompted review
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Reply from Tiimely Home

Hi Rhys. We’re sorry to hear about your experience and appreciate you sharing your feedback.

At Tiimely Home, similar to many other lenders, rates offered can vary depending on a range of factors such as the type of loan, economic cycles & RBA movements. However, we do consider rate review requests on a case-by-case basis. We understand how important a competitive rate is, and we’re always happy to discuss—however sometimes individual circumstances mean we cannot always meet the request in full.

Regarding the app and Osko transfers, we’re actively working on a new app that will include Osko access, making transfers faster and more seamless. We know this is an important feature for many of our customers, and we appreciate your patience as we transition.

We’re always striving to improve, and we value your feedback. If there’s anything else we can do to help, please let us know ~ Alex.

Rated 2 out of 5 stars

Systems improvements required…

Everything went smoothly right up until the settlement happened. It was only after this we realized that there is no internet banking app, no Osko payments, and now a 2 week delay in issuing our cards. Also no Apple pay. We had planned to switch over our banking to operate of the offset accounts but will keep everything set up as is until the systems improve. Not giving a lot of confidence at this stage

December 10, 2024
Unprompted review
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Reply from Tiimely Home

Hi Liam. Congratulations on settlement. It's a big moment. Thank you for your feedback, I've shared it directly with the team. The team is available for any questions should you have them about your post-settlement experience ~ Alex.

Rated 5 out of 5 stars

Quick for pre and full approval

It took a week before we got assigned a credit assessor. But after that it was very quick and smooth to getting pre and full approval.

October 16, 2024
Unprompted review
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Reply from Tiimely Home

Hi Carl, congrats on the home loan. Glad to hear with was quick and smooth ~ Alex.

Rated 5 out of 5 stars

Very Satisfied

Refinancing my home loan was very straightforward and completely online. Very happy with the service and support provided.

November 2, 2024
Unprompted review
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Reply from Tiimely Home

Hi Shannon. Congrats on the refinance. Don't hesitate to reach out if you have any questions ~ Alex.

Rated 5 out of 5 stars

We were approved for full finance for a property purchase

We were approved for full finance for our new purchase in 4 business days!. It was unbelievably fast. The process was simple and seamless as everything is online. The few times I called Tiimely the staff was incredibly kind, courteous and helpful. Our credit assessor Vik stayed in touch every day and went out of his way to process our application quickly. I honestly cannot recommend Tiimeky enough. I’ve already told so many friends and family about them! 10 stars!

November 1, 2024
Unprompted review
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Reply from Tiimely Home

Hey Rebecca, congrats on the home loan. It's always wonderful to hear when customers have exactly the experience we expect! So kind of you to recommend us to others. Be sure to reach out if you have any questions ~ Alex.

Rated 5 out of 5 stars

Incredible service and support

Our broker Barb was incredibly supportive throughout the process. It would have been impossible for us to get a home without her.

She always responded quickly and guided us through the many steps with our lender.

She made a very complex process so easy and we will always be grateful.

October 29, 2024
Unprompted review
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Reply from Tiimely Home

Hey Callum! Cheers for the feedback and glad that you were able to find a solution through Tiimely Home broker. I've let Barb and the team know about your review ~ Alex.

Rated 5 out of 5 stars

They are easy to deal with and have a…

They are easy to deal with and have a more open style of communication regarding the home loan we applied for. The big banks don't really care about your individual circumstances, but timely gave us time to support ourselves out.

October 23, 2024
Unprompted review
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Reply from Tiimely Home

Hey GXT! Glad to know the team could help out and were easy to deal with! Be sure to reach out if you have any questions ~ Alex.

Rated 5 out of 5 stars

Thank you Tiimley

Quick responses
Friendly team
Trying their best to make things easy

October 11, 2024
Unprompted review
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Reply from Tiimely Home

Hey Michael, thanks for the feedback! Always doing our best for customers. Reach out anytime for help ~ Alex.

Rated 5 out of 5 stars

Truly excellent service

I'm a first home buyer and had absolutely no knowledge of anything about housing market or home loan application. Everyone at the customer service on the phone and the online chat service helped me understand things I didn't understand and answered all my questions. They all responded professionally yet friendly, and showed me respect. In addition, there was no waiting time till someone start responding on the phone or online chat. Overall customer service experience was 10/10. I am impressed. Really.
Home loan application process was easy and simple. It took me a couple of days to get a pre approval as human had to check my document manually but I was pretty happy. I'm happy with the rate I got as well.
I had to settle ASAP, so I was a little worried about how fast can things go. Tiimely home loan worked pretty fast and everything went smoothly.
I have been in Australia for 10+ years and I think this is one of the best service I ever experienced in the country. Many companies use useless robots answering customers and it results in annoying people even more these days. Given that, I think it's kind of rare to experience this level of good customer service. I truly hope they keep doing what they do.
I can recommend anyone Tiimely home loan with confidence.

August 1, 2024
Unprompted review
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Reply from Tiimely Home

Hey KN. Wow! What a great review. Thank you for taking the time to write this up. Glad we could work through this smoothly and quickly. No robots to talk to here at Tiimely Home, it's a great group of people who know their stuff and are ready to help. Thanks for the feedback and recommendation ~ Alex.

Rated 5 out of 5 stars

Great low rate and simple process.

Low interest rate, clear and simple application process, processing time 2-3 days, excellent communication, responsive to all enquiries and questions.

July 31, 2024
Unprompted review
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Reply from Tiimely Home

Hey, Annalise. Thanks for taking the time to leave your feedback, it's great to know it all went well ~ Alex.

Rated 5 out of 5 stars

Barb you are the the best!

Barb, as you know you are simply the best! Fast approval and absolutely perfect support!

August 8, 2024
Unprompted review
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Reply from Tiimely Home

Hey, Jacob. Thanks for the wonderful review! I've let Barb and the team know ~ Alex.

Rated 5 out of 5 stars

Great experience as a First Home Buyer

I've been in talks with Tiimely for the past few months to find the right property. Assessing our credit was very straightforward, but finding the right property was a bit more nuanced. Thankfully, all of their staff have been extremely helpful, I've never had issues sending an email or making a call, as they've always responded extremely quickly! And we definitely got assigned a very patient and understanding credit assessor in Sumaiya who has guided us so much in this process, especially as first home buyers. Definitely recommend their team.

July 24, 2024
Unprompted review
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Reply from Tiimely Home

G'day Vic. Cheers for the comprehensive feedback. I've shared your review with Sumaiya and the team. It's great to hear that with good communication we were able to sort out your first home loan! Congrats and welcome to Tiimely Home ~ Alex.

Rated 5 out of 5 stars

Great experience

I had a great first experience of getting a home loan through Tiimely. I was quite impressed with how friendly and helpful email correspondence was (thank you Jake) and everything was sorted in such a quick time frame, all online which made it stress free and simple for me. I couldn’t be more happy and grateful. I highly recommend, thanks Tiimely!

July 23, 2024
Unprompted review
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Reply from Tiimely Home

Thanks for the recommendation, Emma! Congrats on your loan with Tiimely Home. I've shared your feedback with Jake and the team. Quick and stress free, exactly how we like it ~ Alex.

Rated 5 out of 5 stars

The process is so quick and easy

The process is so quick and easy. I did not expect my refinance will be approve within three days and they give a low interest as advertised. Sumaiya is so helpful. I will definitely recommend this to my friends.

July 19, 2024
Unprompted review
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Reply from Tiimely Home

Hi Maynard. Thanks for the feedback! Glad your refinance with Tiimely Home was easy. I've let Sumaiya and the team know about your review. Cheers for the recommendation ~ Alex.

Rated 5 out of 5 stars

So far so good

While we’re still in progress of the loan so far the experience has been great. The application process was simple, communication was clear and prompt.

July 27, 2024
Unprompted review
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Reply from Tiimely Home

G'day Nick. Glad to hear everything is going well. Don't hesitate to reach out if you have any questions ~ Alex.

Rated 5 out of 5 stars

My experience so far has been…

My experience so far has been faboulous, wonderful, amazing. I got home loan approval in a couple of days. Their online Chat is very helpful, they answered all my question every time and ontime. Their process is very clear and online which made my life easy.
Special thanks to Susie Yates.

July 25, 2024
Unprompted review
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Reply from Tiimely Home

Hey Sardar, thanks for your energetic feedback! I've shared it with Susie and the team. Awesome to hear you found the process seamless ~ Alex.

Rated 5 out of 5 stars

Very competitive rates

Straight forward and very competitive interest rates. Easy to refinance with and can potentially save you more than a thousand dollars a year in interest in the current market.

July 11, 2024
Unprompted review
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Reply from Tiimely Home

Hi David, thanks for your review! Glad you were able to easily refinance with us! Be sure to reach out if you have any questions ~ Alex.

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