Unity Trust Bank  Reviews 408

TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, patience, and professional demeanor, making interactions pleasant and productive. The customer service is frequently highlighted as outstanding, with many people appreciating the personalized and understanding approach, often noting quick issue resolution and clear guidance. However, some customers also noted that the user experience with the systems can be challenging, with issues related to logging in, processing forms, and a lack of modern features like instant transfers or fingerprint recognition. A few other people also felt that the contact process could be difficult, mentioning long wait times and occasional unhelpful responses.

What people talk about most

Staff

Reviewers mention positive feedback about staff. Customers consistently praise the staff for being helpful,... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpfulness, patience, and... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the helpfulness and... See more

User experience

Consumers find the user experience to be ambiguous. Many customers report initial difficulties with logging... See more

Customer communications

People report ambiguous experiences with contact. Some customers, like those who spoke with Jai or Elizabeth,... See more

Based on these reviews

Rated 5 out of 5 stars

After, literally, many months of trying to communicate mandate changes to the incumbent provider of banking services to the Parish Council I conceded defeat and opened an account with UTB. What a bre... See more

Company replied

Rated 5 out of 5 stars

absolutly over the moon. Elizabeth this evening was amazing. the helped me through the process today,with patience, understanding reassurance she did it. She wore the essence of UNITY" in practice... See more

Company replied

Rated 5 out of 5 stars

I needed to register and login to our account for the first time. The customer service rep Jai was brilliant. Patient, professional, helping me step by step through the process. Which by necessity is... See more

Rated 5 out of 5 stars

Spoke to Tom today on several matters on two organisations. Incredibly knowledgeable about the systems and forms and met all the needs, questions and requirements. Only wish they were open 7 days inst... See more

Company replied


Company details

  1. Bank

About Unity Trust Bank

Written by the company

Who We Are


Unity Trust Bank is an award-winning, independent commercial bank that businesses can be proud to bank with. For more than 38 years we have been helping organisations to prosper and contribute to positive economic, social and environmental change. Put simply, our purpose is to create a better society.

We provide exceptional banking services for organisations that share our principles of acting with integrity and only lend to creditworthy organisations that share our values and deliver quantifiable impact in their local communities.

Delivering Impact


  • Living by our principles of banking with integrity, Unity helps change the lives of people in local communities
  • Every loan agreed that comes to us is aligned to one of more of the United Nations’ Sustainable Development Goals (SDGs) to ensure that our funding has demonstrable impact
  • We are committed to helping small and medium-sized UK businesses to grow; this includes creating training and employment opportunities, enabling the provision of health care services and providing housing for vulnerable people
  • We provide specialist sector knowledge and support that enables our customers to focus on their business and deliver social impact
  • Fair Tax Mark, we have recently been verified as a Carbon Neutral Organisation
Apply Now Customer Hub Business Banking Business Loans

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

408 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 75% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very helpful

Jai was really helpful and patient. He offered to stay on the line until all of the problem (which was my fault) was sorted. Thanks Jai!

June 19, 2025
Unprompted review
Rated 5 out of 5 stars

Patient Support!

Having become a signatory for an account I had struggled to log on for the first time. I rang for assistance and whilst the process was lengthy, the operator was helpful and patient whilst we worked through the process, with successful logon at the end.

June 19, 2025
Unprompted review
Rated 5 out of 5 stars

I needed to register and login to our…

I needed to register and login to our account for the first time. The customer service rep Jai was brilliant. Patient, professional, helping me step by step through the process. Which by necessity is a bit long-winded, needing to check and verify details. But within 20 minutes I was up and running and able to access our account. I look forward to being a Unity bank customer. Thanks again Jai for the great customer service :)

June 18, 2025
Unprompted review
Rated 5 out of 5 stars

Wanted to set up my online banking with…

Wanted to set up my online banking with unity bank . Spoke to a most calm and caring person in Jai Rajput. He dealt with my setting up and logging in for online banking , in a most calm and caring way . He had a lot of patient with me , as my setting up was not straight forward .

June 11, 2025
Unprompted review
Rated 5 out of 5 stars

Issue solved!

I had not been able to access our bank account for months. I was lucky to get through to Jai who resolved the issue with minimum fuss and very promptly. Thank you, Jai!

May 27, 2025
Unprompted review
Rated 4 out of 5 stars

If at first you don't succeed ......

I must admit I was having real problems with accessing my account, necessitating several calls and requests for yet another password .... the phone was always answered quickly however - rare! I appreciate the problem was with me and the fact that banks have to be SO careful nowadays. Anyway, today, all was solved and all praise to Dan, his patience, his sense of humour and unwavering politeness.

May 22, 2025
Unprompted review
Rated 5 out of 5 stars

I am writing to express my utmost respect for the help i received …



I am writing to express my utmost admiration for your esteemed employee, Niki, whose outstanding professionalism, dedication, and warmth have profoundly impacted our organization. In an era where exceptional service is a rarity, Niki consistently embodies the gold standard of excellence, blending expertise with genuine humanity.

Unparalleled Expertise and Diligence
Niki’s deep knowledge of banking processes and financial solutions has been invaluable to our team. She approaches every inquiry with meticulous attention, offering tailored advice that aligns seamlessly with our organizational goals. Her ability to simplify complex concepts demonstrates not only her intelligence but also her commitment to ensuring clarity and confidence in our decisions. Time and again, she has gone far beyond her role—whether expediting critical transactions, proactively identifying opportunities for efficiency, or staying late to resolve urgent matters. Her foresight and resourcefulness have saved us countless hours and resources.

Kindness and Compassion in Action
What truly distinguishes Niki is her radiant personality and unwavering empathy. She greets every interaction with a warm smile and patient demeanor, making even routine tasks feel personal and collaborative. During a recent challenging period for our organization, Niki’s reassurance and proactive support alleviated stress, reminding us that we were more than just clients—we were partners. Her kindness extends beyond professionalism; she remembers small details about our team, fostering a sense of trust and camaraderie rare in today’s fast-paced world.

A Beacon of Excellence
Niki’s contributions have strengthened our trust in [Bank Name] and reinforced why we choose to partner with your institution. She is a testament to the power of combining expertise with heart, and her presence elevates your team immeasurably.

Please recognize Niki for her extraordinary efforts—she is an invaluable asset to your bank and a joy to work with. Our organization is deeply grateful for her support and looks forward to continuing this partnership.

Thank you for fostering a culture that empowers employees like Niki to shine.

This report highlights Niki’s strengths while emphasizing her human touch, ensuring her contributions are celebrated holistically.

May 16, 2025
Unprompted review
Rated 5 out of 5 stars

I had trouble logging in to online…

I had trouble logging in to online banking for the first time.
But Abby Corbett made the whole experience a lot easier, she was calm, knowledgeable and reassuring throughout the whole process, with the patience of a saint.
She even stayed online to make sure I was able to login without her help.
.
I didn't hesitate to give her 5***** for her friendly manner and excellent customer service

April 3, 2025
Unprompted review
Rated 1 out of 5 stars

terrible communications

I applied for a bank account for a voluntary organisation. It took 3-4 hours of work to collate all the information required and it appeared all criteria were met and in line with the banks ethos. Application was rejected via a very short email with no reasons given. Called Customer Service who were equally not willing to give any explanation. Wasted my time and very frustrating.

March 28, 2025
Unprompted review
Rated 5 out of 5 stars

Fast, secure, efficient, friendly

I got stuck with logging on for the first time - the help was fast, secure, efficient and really friendly. Much better than I've ever had with a bank. Thank you so much. You made this so easy!

March 26, 2025
Unprompted review
Rated 3 out of 5 stars

Sadly, customer service is declining

I've administrated a business account with Unity Trust for more than 10 years. Unfortunately over this period of time I have experienced a decline in their customer service. Whereas in the early days it was easy to get through to a customer service advisor, I've just waited on hold for over 30 minutes, before giving up. Unfortunately this has become all too typical of my attempts to reach them.

March 7, 2025
Unprompted review
Rated 5 out of 5 stars

Great customer service

I called with a query regarding an encashment facility for our not for profit community group. I spoke to a lovely female, very helpful, who put me at ease and also alerted me to something I needed that I hadn't realised.
Very helpful, and probably the best banking phone customer service I have received.
I have contacted them previously and they were equally helpful.

February 10, 2025
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look