Unity Trust Bank  Reviews 408

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, patience, and professional demeanor, making interactions pleasant and productive. The customer service is frequently highlighted as outstanding, with many people appreciating the personalized and understanding approach, often noting quick issue resolution and clear guidance. However, some customers also noted that the user experience with the systems can be challenging, with issues related to logging in, processing forms, and a lack of modern features like instant transfers or fingerprint recognition. A few other people also felt that the contact process could be difficult, mentioning long wait times and occasional unhelpful responses.

What people talk about most

Staff

Reviewers mention positive feedback about staff. Customers consistently praise the staff for being helpful,... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpfulness, patience, and... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the helpfulness and... See more

User experience

Consumers find the user experience to be ambiguous. Many customers report initial difficulties with logging... See more

Customer communications

People report ambiguous experiences with contact. Some customers, like those who spoke with Jai or Elizabeth,... See more

Based on these reviews

Rated 5 out of 5 stars

After, literally, many months of trying to communicate mandate changes to the incumbent provider of banking services to the Parish Council I conceded defeat and opened an account with UTB. What a bre... See more

Company replied

Rated 5 out of 5 stars

absolutly over the moon. Elizabeth this evening was amazing. the helped me through the process today,with patience, understanding reassurance she did it. She wore the essence of UNITY" in practice... See more

Company replied

Rated 5 out of 5 stars

I needed to register and login to our account for the first time. The customer service rep Jai was brilliant. Patient, professional, helping me step by step through the process. Which by necessity is... See more

Rated 5 out of 5 stars

Spoke to Tom today on several matters on two organisations. Incredibly knowledgeable about the systems and forms and met all the needs, questions and requirements. Only wish they were open 7 days inst... See more

Company replied


Company details

  1. Bank

About Unity Trust Bank

Written by the company

Who We Are


Unity Trust Bank is an award-winning, independent commercial bank that businesses can be proud to bank with. For more than 38 years we have been helping organisations to prosper and contribute to positive economic, social and environmental change. Put simply, our purpose is to create a better society.

We provide exceptional banking services for organisations that share our principles of acting with integrity and only lend to creditworthy organisations that share our values and deliver quantifiable impact in their local communities.

Delivering Impact


  • Living by our principles of banking with integrity, Unity helps change the lives of people in local communities
  • Every loan agreed that comes to us is aligned to one of more of the United Nations’ Sustainable Development Goals (SDGs) to ensure that our funding has demonstrable impact
  • We are committed to helping small and medium-sized UK businesses to grow; this includes creating training and employment opportunities, enabling the provision of health care services and providing housing for vulnerable people
  • We provide specialist sector knowledge and support that enables our customers to focus on their business and deliver social impact
  • Fair Tax Mark, we have recently been verified as a Carbon Neutral Organisation
Apply Now Customer Hub Business Banking Business Loans

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

408 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 75% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Luke at Unity Trust Bank was helpful

Luke at Unity Trust Bank was helpful, speedy and supportive with our application for a new account.

April 14, 2026
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Ray,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 4 out of 5 stars

Antiquated processes, great staff

I started using Unity Trust Bank last year. I have had a number of issues since joining. Their processes are antiquated and involve lots of red tape. Everything seems to be paper based, including a wet signature for absolutely everything, which seems incredible in this digital age. Their saving grace is their customer service staff. Everyone that I have dealt with has done their best to support me, within the constraints placed on them. One member of staff, Dwayne, has stood out especially. He took ownership of multiple issues I have reported and has seen them through to resolution. I’m not sure where I would have been without his help. If the bank could just bring its processes into the 21st century it would make all the difference.

March 6, 2026
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi LJ, Thank you for your review.

At Unity Trust Bank we really truly value our customers' feedback, so we appreciate you taking the time to share your experience.

We’re sorry to hear that some parts of your experience may not have felt as smooth as expected and we're constantly taking customer feedback into consideration when planning our next steps.

However, we are really pleased to hear that Dwayne from our team was able to support you with resolving these issues.

Rated 2 out of 5 stars

Meh!

The person touch used to be superb with the contact centre, now it seems to be getting the problem moved to another team. I hazard a guess that they are targeting speedy calls now, like every other bank. What changed?

February 27, 2026
Unprompted review
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Reply from Unity Trust Bank

Thank you for your review. We’re always looking for ways to learn from customer feedback and improve our service. We’re sorry to hear we didn’t meet your expectations on this occasion. Please could you contact us at us@unity.co.uk with more details so that we can look into this?
Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Excellent assistance from Nikki Lee

I have been dealing with Nikki Lee. Her prompt actions and attention to detail have helped me enormously this morning and we are now on our way to completing the tasks in hand.

January 20, 2026
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Rated 5 out of 5 stars

This bank is brilliant

This bank is brilliant! In fact, it’s unique in the level of customer service it offers.
If you have a problem or a query, you can always get through to an actual person immediately and the help and advice you receive is second to none. Advisors are knowledgeable, patient and caring. Advice is clear and personalised. I have just spoken to a lovely lady called Helen M. She looked after me really well and took the time to investigate my situation fully and comprehensively. Nothing was too much trouble and I came off the phone feeling reassured and confident that all was resolved. She is an absolute credit to the company. This has been the same for all the advisors I’ve spoken to over the years of being with the bank.
This personal customer service is so rare in these days of AI support and lengthy waiting times. I cannot recommend this bank highly enough.

January 8, 2026
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Thank you for leaving us such a positive review! At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.
Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

I had a problem with logging into my account

I had a problem with logging into my account. spoke with Helen M who i have to say was very professional in assisting me with the issue, not only that she was patient and extremely helpful in navigating me through the necessary course of action to take. very satisfied with the service.Winston.R

December 24, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Lavern,
Thanks so much for the review - we're sorry to hear about the issues you had logging in, but are glad that you received excellent support from our customer services team to solve this issue.
Thanks,
Unity Trust Bank

Rated 4 out of 5 stars

I had issues logging into the system…

I had issues logging into the system for the first time. Jai was very helpful, he had to change something which was not working and then stayed on the line to make sure all of the subsequent steps worked. So, it was frustrating that the system did not work (hence 4stars not 5) but it was resolved easily with Jai's help.

December 8, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Rachel,
Thanks so much for the review - we're sorry to hear about the issues you had logging in, but are glad that you received excellent support from our customer services team to solve this issue.
Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

I had to call to get assistance with our charity account

I had to call to get assistance with our charity account and couldn’t be more pleased with the service I received from Helen & Alex. Very little delay in connecting and both staff were a credit to the bank.
Thanks again
Gordon

December 5, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

absolutly over the moon

absolutly over the moon. Elizabeth this evening was amazing. the helped me through the process today,with patience, understanding reassurance she did it.
She wore the essence of UNITY" in practice. Any company should be soooo proud of her work. in fact it all comes at once : great weekend ahead, a birthday/ rebirth really and great Joy. thank you Elizabeth

November 28, 2025
Unprompted review
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Reply from Unity Trust Bank

Hi Vartan,
Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Online banking registration woes sorted...!

I was struggling to set up online banking as I has forgotten some of the details I was obviously asked for when I requested it - Doh...! Rang Unity and was put through to Jai who was super-helpful and stayed on the call with me until I was successfully done.

November 28, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Tim,
Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Helen's help

The contact, Helen, was very patient, gave clear advice and it helped that what I had thought was my inadequacy was shown to be incorrect.

November 17, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Peter,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai was most helpful…

Jai was most courteous and helpful polite and patient in helping me with my set up of online banking, talking me through each stage and checking I could repeat my log in once logged off.

November 14, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Jenny,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Brilliant service

Brilliant service, thanks to Jai.

November 13, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Simon,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai at Customer Support was excellent…

Jai at Customer Support was excellent in helping me through the new user process, thank you 😊

November 12, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi James,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Helen M is extremely patient

Helen M is extremely patient, professional and helpful 😊

November 12, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Damian,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai was excellent

Jai was excellent, when I called about a login problem. very helpful and knowledgeable.
Brilliant, thank you

November 10, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Christine,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

I would like to commend a very helpful Customer Service Rep.

I would like to commend a very helpful customer service rep named Kulvinder, who helped me sort out the problems with my account. She was VERY patient and understanding and made me feel so comfortable whilst dealing with the problem. Thank you Kulvinder.

November 6, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Sandra,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 3 out of 5 stars

Processes are PAINFULLY slow

Processes are PAINFULLY slow, but staff are always super helpful. Thank you Jai for your patience and guidance

November 5, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Sarah,

Thanks for the review, we’re always looking for ways to take on customer feedback to improve our service moving forwards. We’re sorry that we haven’t met your expectations this time, but are pleased you received a positive experience with our Customer Services Team.

Thanks,
Unity Trust Bank

Rated 2 out of 5 stars

Bad experience saved by an excellent advisor

It took 3 weeks to receive an activation code by post by which time it was out of date. It then took >5 attempts (c. 15 minutes each time) to get through by telephone.

HOWEVER, once finally connected today the advisor Jai, was diligent and patient and finally got be logged in. Without him I would have given up

October 21, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Simon, hope you're well. We're sorry to hear about your experience in terms of getting in touch with our customer services line. We're always striving to improve the ease of which our valued customers can reach our Unity Experience Team and we're glad that Jai was able to help you.

If there is anything else still outstanding issues regarding your account, please email complaints@unity.co.uk and we will investigate this as a priority.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Professional and knowledgeable

Jai was the operator in charge of my call. Very professional and friendly throughout giving clear explanations, advice and lots of patience in guiding me through a new account that was set up. Highly recommended operator and with a wealth of knowledge

October 21, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

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