AXA UK Car and Home Reviews 

30,067
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 3,106 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent service and helpful, efficient staff, noting clear communication. Many appreciate the user-friendly website and online portal for simple, quick policy management, quotes, and changes, often without administration fees. Reviewers generally find prices reasonable and competitive, offering good value, describing the overall process as smooth and straightforward. However, some customers noted concerns regarding price increases, with several reporting significant jumps in renewal quotes or finding cheaper options elsewhere. Additionally, a few people mentioned issues with customer service, including incorrect information, difficulty reaching support, or wasted time due to system problems.

What people talk about most

Price

Consumers find price to be positive, with many reviewers reporting good coverage at a reasonable cost and... See more

Service

People report positive experiences with service, with many customers expressing satisfaction with the... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the ease of use and... See more

Website

Clients share positive opinions on website, with many reviewers finding it extremely easy to use and navigate... See more

Staff

Reviewers highlight positive aspects of staff, often praising their helpfulness and efficiency. Customers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I’ve been with AXA for many years, and overall I’ve been very happy with their service. However, I do have one concern. I believe loyal, long-term customers should be treated much better. Instead of i... See more

Company replied

Rated 4 out of 5 stars

Achieved the objective. Expensive, very intrusive. At least a human being was on hand, other wise the score would be lower.

Company replied

Rated 5 out of 5 stars

Searched online for a car insurance quote. AXA stood out amongst the rest for its range of products, enabled you to tailor the cover to your needs, very competitive prices, allows free online changes... See more

Company replied

Rated 5 out of 5 stars

AXA made it easy. I always renew manually as I never trust the best quote to be sent on auto renewal. AXA were still the most competitive after going through the usual compare websites. FairPlay it ha... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Business Insurance Company
  4. Home Insurance Agency
  5. Insurance Company
  6. Landlord Insurance Company
  7. Travel Insurance Company

About AXA UK Car and Home

Written by the company

Welcome!

AXA offers 5-star Defaqto rated car and home insurance, health and life insurance, plus cover for businesses, landlords and vans.

We believe that your insurer should make life easier whether you need to claim or not.

Get a quote

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

30K reviews

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4.4

All reviews

(30,067)

2,948 reviews in the last 12 months

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Rated 5 out of 5 stars

I had to make some changes to my policy…

I had to make some changes to my policy and it was all sorted within a few hours after changing them in the app

July 7, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Amanda,

Thanks for taking the time to leave us a review.

It's great to hear that you found everything quick and easy!

Have a great day!

Nicola
AXA Customer Service Team

Rated 3 out of 5 stars

3 weeks to update account details

Got public liability insurance for my new business a few months ago. Subsequently tried to update the registered address.

You'd expect that they either update their records directly from Company House like the banks do or at least make it easy for me to update directly on the website. Nope.

I raised a ticket on the site. I received an email saying this was a business query so the right team would be notified. Then crickets. I sent a follow up mail a week later. More crickets.

Then I googled their email addresses and sent yet another follow up email only to be told this was for the Home Insurance team and would be forwarded to the elusive Business Team.

The Business Team finally replied and said they didn't have enough information to act on my request. I suppressed the urge to tell them to read the mail trail and typed all the information they asked for and more.

That was 3 days ago. I received another email today, asking for the address I wanted to change to. Information which was in the last email I sent them. I've sent it to them.

It's taking 3 weeks (and counting) to update an address. I'm afraid for how long it will take to make an actual claim.

That's why I only fill feedback forms based on my experience with the service, not on the account opening process.

Edit: So I finally got the address updated without any further delays. However, I'm more impressed with how they handled my reviews/complaints on trustpilot and feefo.

They took ownership and agreed that they could have done better, which is more than I can say for most other services I've interacted with recently.

Still not [yet] a 5-star from me but it's good to know they listen to feedback.

July 9, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Modupe,

Thanks for leaving us your review and I'm sorry to hear you've not had a good experience.

I have requested some more information so that we can look into this for you and raise your concerns.

Rachel,
AXA Customer Service Team

Rated 1 out of 5 stars

Submitted an uncontested third party…

Submitted an uncontested third party claim against someone insured by AXA who hit my parked car.

Had to phone 7 times and send multiple emails to get reimbursed, having followed AXA advice to pay for repairs and submit invoice. Followed AXA instructions to the letter but was given incorrect email addresses to submit invoice 3 times. I was dropped from calls when being passed between departments several times too.

As a result, I incurred additional fees from my credit card provider. AXA not responding to my requests for reimbursement. They have demonstrated appalling service and a reticence to pay out.

June 1, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello,

Thanks for leaving us your review and I'm sorry to hear you've not had a good experience when making a claim.

So we can properly raise your concerns, I have requested some more information so that we can look into this for you.

Rachel,
AXA Customer Service Team

Rated 1 out of 5 stars

they don't care

after a number of years insuring my home and contents this year there renewal offer increased by over 35%. I emailed asking why such an increase and got a copy and paste answer which was no help at all. Then I was asked to call another number which was never answered. Terrible service with no concern for current customers. got better cover by searching online at over £150 lower than AXA. go elsewhere as they do not care.

July 7, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello,

Thanks for leaving us your review, I am sorry to hear you've not had a good experience.

So that we can look into this for you, I have requested some more information.

Kennedy,
AXA Customer Service Team

Rated 5 out of 5 stars

Actioned our request promptly to our…

Actioned our request promptly to our satisfaction

July 7, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello

We're so pleased we could promptly address your request and meet your expectations. Thank you for your wonderful feedback.

Richard.
AXA Customer Service Team

Rated 1 out of 5 stars

Appaling customer service

Appaling customer service. Everything seemed fine with them until I had to make a claim which has now been going on over 3 months for something so simple. Not one phone call from anyone, you get cut off after 30 mins of being on hold. If you do ever manage to get hold of someone you generally get cut off and they don't ring you back. If you email it can take weeks before they reply. I had submitted all forms and info they had requested and heard nothing. I finally managed to get hold of someone 3 weeks later to be told that my statement, witness etc hadn't even been contacted or sent over the party at fault insurer because they hadn't had anyone in the office and the lady I spike to said she'd been on holiday. AXA are meant to be a major insurer so I'm not sure why only 1 person is in the office dealing with claims. I was told I'd be updated on the 20th June and yet again nobody has been in contact with me still and I've just spent another 30 minutes on hold to be cut off! Disgusting, don't waste your money and go with a far superior company!

April 8, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello

Thank you for providing your information.

I've forwarded a copy of your contact over to the Claims Team and requested that they contact you regarding this matter.

Take care.

Richard.

Rated 1 out of 5 stars

I am absolutely appalled by the way AXA…

I am absolutely appalled by the way AXA Health has handled my case, and I want to warn anyone considering taking out a policy with them: do not do it.There is no empathy, no fairness, and absolutely no customer care here. AXA Health only seem interested in taking your money, and will find any excuse to leave you high and dry when you actually need support. I will never use them again, and I will be telling everyone I know to steer well clear.

July 7, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello,

I'm sorry to see that you're unhappy with the service you've received.

To ensure we can accurately review your case and direct it to the appropriate team for further assistance, I've requested more information from you so that we can look in to this properly and raise your concerns.

Once we receive this information, we will be able to escalate your case to the relevant department for further review and assist you accordingly.

Nicola,
AXA Customer Service Team

Rated 1 out of 5 stars

COWBOYS IN SUITS!!

Would be zero after being told that because a mouse caused expensive damage in our shed we cannot claim because in the small print it states vermin!!
No food anywhere near, clean and tidy!!
Company is a joke and must be avoided!!
You take insurance out to protect you when it is needed and AXA take the P as it is totally worthless!
DO NOT BUY INSURANCE FROM THESE COWBOYS!!!

July 6, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello,

Thanks for taking the time to leave us a review. I'm sorry to hear you haven't had a good experience with your home insurance.

Thank you for providing the details requested. We have now passed the details to the correct team to contact you regarding your complaint.

Kennedy,
AXA Customer Service Team

Rated 5 out of 5 stars

Good price

Good price, easy to use website and prompt service

July 6, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Anup,

We're so glad to hear that you found our website easy to use and our service to be efficient as well. Thank you for your positive feedback.

Hope you have a great day!

Keyrthigan
AXA Customer Service Team

Rated 1 out of 5 stars

Dreadful communication with emails…

Dreadful communication with emails signed by a different respondent every time I receive one. No one addresses the issues and I’m going round in circles.

July 6, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Ian,

I'm really sorry to hear that you aren't happy with the service provided.

Just to let you know, the next available agent will respond to your query, so that they can address your issue as soon as possible.

We will send an email today addressing the issue at hand, so hopefully we can resolve this as soon as possible.

Take care and sorry for the inconvenience caused.

Keyrthigan
AXA Customer Service Team

Rated 5 out of 5 stars

1st class reputable trust worthy…

1st class reputable trust worthy insurance cimpany

July 5, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Roger,

We're so glad to hear that you are happy with the service provided. Thank you for the positive feedback.

Hope you have a great day!

Keyrthigan
AXA Customer Service Team

Rated 5 out of 5 stars

Because when i changed my car just…

Because when i changed my car just recently it was very easy for me to do everything thing on line within very sort time and it was not office hours keep on please thank you

June 26, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Andrew,

We're so glad to hear that changing your car details online was a quick and easy process for you. Thank you for your positive feedback.

Hope you have a great day!

Keyrthigan
AXA Customer Service Team

Rated 5 out of 5 stars
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi William,

We're so glad to hear that everything was straightforward for you. Thank you for the positive feedback.

Hope you have a great day!

Keyrthigan
AXA Customer Service Team

Rated 5 out of 5 stars

excellent website

excellent website, very easy to follow, especially for the older generation.

June 10, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Anthony,

We're so glad to hear that you found our website easy to navigate. Thank you for the positive feedback.

Hope you have a great day!

Keyrthigan
AXA Customer Service Team

Rated 5 out of 5 stars

Madchangorious…

Made what could have been a laborious task into an easy experience.....cheers

July 4, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Chris

We are delighted to hear that we could transform a potentially difficult task into such a smooth and easy experience for you. Thank you for sharing your positive feedback!

Thanks
Lucy
AXA Customer Service Team

Rated 5 out of 5 stars

The people that work for this company…

The people that work for this company are so helpful and curtious that all you can ask for

July 1, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello David.

We're so glad to hear that our team was helpful and courteous. Thank you for taking the time to share your positive experience with us.

Thanks
Lucy
AXA Customer Service Team

Rated 5 out of 5 stars

Really helpful advisor on the phone

Really helpful advisor on the phone. Had to leave AXA but only because they didn't cover the area we were moving to. Would highly recommend.

July 1, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Jenny,

We're so glad to hear our advisor was helpful! We appreciate your kind words and understanding regarding the coverage area. We wish you all the best in your new location.

Thanks
Lucy
AXA Customer Service Team

Rated 5 out of 5 stars

Easy as 123,

For me it was really easy dealing with AXA, on Linen I had to make one phone call to register my policy because i made a mistake my password wrong,

July 2, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello.

We're so happy to hear that our process was easy for you and that we could assist with your policy registration efficiently. Thank you for sharing your positive experience!

Thanks
Lucy
AXA Customer Service Team

Rated 2 out of 5 stars

I was hit by another driver and he took…

I was hit by another driver and he took full responsibility, but I still was charged more on my car insurance as it was due not long after accident, also I felt that I had to do all the work after accident like paper work and continues calling AxA when third party eventully payed out I still ended up out off pocket , all off this was extremely stressful.

February 13, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Sharon.

Thanks for taking the time to leave your review.

I'm sorry to hear about your experience and that the claim was stressful but I'm glad to see that the Complaints Team have now resolved your complaint.

Thanks
Lucy
AXA Customer Service Team

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