Budgetdirect Reviews 

1,114
TrustScore 3 out of 5

3.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 631 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the competitive pricing, finding policies affordable and often significantly cheaper than previous insurers. People also frequently commend the helpful, friendly, and patient staff who explain things clearly and provide excellent service. However, a significant number of people express strong dissatisfaction with the claims process, citing frequent denials, slow inspections, and policies that refuse coverage for common issues. Some customers also report poor customer service, including long wait times, communication breakdowns, unprofessional staff, and unexpected premium increases year-on-year.

What people talk about most

Price

Clients share ambiguous opinions on price, with many reviewers finding the prices reasonable, affordable, and... See more

Service

Consumers find service to be ambiguous, with many reviewers expressing extreme disappointment and... See more

Claim

People report negative experiences with claim, often citing significant delays and poor communication... See more

Customer service

Customers had ambiguous experiences with customer service, with some reviewers praising the helpfulness,... See more

Staff

Reviewers highlight ambiguous aspects of staff, with many customers praising the helpfulness, patience, and... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Minor damage from storm. $4000 area. First claim in 50 years. Slow to inspect damage. Slow to affect repairs (but good job) Dunno if slow is correct re payment cos the damage was affected just af... See more

Rated 5 out of 5 stars

I was buying a new car (a hybrid) and needed comprehensive insurance with no fuss, no bother, no backwards and forwards with endless e-mails. I got a good on-line quote from Budget Direct and now, al... See more

Rated 5 out of 5 stars

The process was very easy from my initial contact. The service provided by Customer Service was exceptional. Anything I was unsure of was fully clarified and the price of the policy was affordable... See more

Rated 5 out of 5 stars

I am a senior lady and they explained things clearly, often more than once. The money I saved is amazing. My previous insurer charged me over $4,000 per year for house and contents, Budget is o... See more


Company details


Contact info

3.1

Average

TrustScore 3 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.1

All reviews

(1,114)

633 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Never ever use budget direct

Never ever use budget direct! They took three weeks and 10+ phone calls to sort out a no fault claim for $2200! I was hung on multiple times for telling them they have bad customer service and treated like an idiot when I was in the right the whole time. Absolutely disgusting service!

July 9, 2026
Unprompted review
Rated 1 out of 5 stars

Worst insurance company I have ever…

Worst insurance company I have ever been with ! My experience was they lied and did anything to get out of paying any legit claims . I wasted my money going with Budget Direct , There are better , honest and fairer insurance companies to go with! Please read the fine print , as i found it misleading , Ambiguous and with Conflicting statements . After my experience it was clear , This is a greedy company only after Taking $$$ from their customers and not honoring the insurance claim ! Why would any one want to support such a corrupt company ? !!

June 1, 2026
Unprompted review
Rated 1 out of 5 stars

Very disappointed with my experience…

Very disappointed with my experience with Budget Direct.

I had a water leak in the wall of my house and did the responsible thing by arranging a plumber to repair it immediately to prevent further damage to my property.

When I spoke with one of your staff members, Ken, he acknowledged that I had acted promptly and told me I would receive a partial reimbursement. He even asked if I was happy to proceed on that basis, and I agreed.

After waiting almost two weeks with no update, I finally received a call from the same staff member telling me that I was no longer eligible because my policy did not qualify. This was completely different from what I had been told initially.

The issue isn't the money—it's being given information that I relied on, only to have it changed later. Customers should be able to trust the advice they receive from their insurer. If I had been told the correct information from the start, I would have accepted it and moved on. Instead, I was left waiting, only to be disappointed by the reversal.

As a result, I withdrew my claim. Unfortunately, Budget Direct has now lost a loyal customer. I had trusted them with my home and contents insurance as well as my vehicles, but after this experience, I no longer have confidence in their customer service or the way they handle claims.

I hope Budget Direct improves the consistency of the advice given to customers so others don't have the same experience.

July 6, 2026
Unprompted review
Rated 5 out of 5 stars

Great service

Great service, very informative, so very helpful in what I was looking for. Price was very reasonable.
Very happy with the whole package.

June 19, 2026
Unprompted review
Rated 1 out of 5 stars

Budget - avoid at all costs

Budget is great unless you need to make an insurance claim. Cheap, but lousy service. I am currently waiting 60 days for my car repair. They dont seem to care. I also asked for a refund on 2 months of insurance premiums - I stated that how could my car be in an accident if its in your shop for 2 months. They said no way. It would have been good to know that 21 days of hire car is only a token if the car will be in repair for over 60 days.

July 2, 2026
Unprompted review
Rated 2 out of 5 stars

It was pretty much all bad

It was pretty much all bad. I had to suffer the embarassment of being insured by someone of this name, but i had never even looked at other quotes. Cancelling was a nightmare. They also had the wrong registration details. I can only imagine how hard it would be to claim.

July 1, 2026
Unprompted review
Rated 1 out of 5 stars

Roadside assistance

I had to call Budget Direct during an emergency, and the customer service I received was extremely disappointing. The lady who answered the phone sounded clearly annoyed from the start and treated me in a dismissive and rude manner. When you're dealing with an emergency, you expect empathy and professionalism, not to feel like you're an inconvenience. If this is the standard of customer service Budget Direct provides, I'll seriously consider switching my motorcycle insurance to another company. Very disappointing experience.
No , I'm not a bot and Yes this happened for real just yesterday night

June 29, 2026
Unprompted review
Rated 4 out of 5 stars

I haven't had any problems everything's been great. I wouldn't leave a review if it wasn't truthful and 100% from myself' been just fine

I haven't had any problems everything seems straight forward the only thing I haven't received is a policy I thought maybe it might take while after the first payment had come out but I still haven't received anything. Please can you send me a written policy setting out out everything for me to keep as a reference. I believe we have our home and contents with you as well and are very happy with that too. I think the prices are reasonable. I have maximum protected no claims bonus on my car insurance. I'm also happy to recommend you to family and friends. Thank You

June 18, 2026
Unprompted review
Rated 1 out of 5 stars

The worst insurance company ever!

The worst insurance company ever!! I’d rather pay a bit extra and go with another insurance provider.
I was recently involved in a motor vehicle accident, where the other driver was at fault (the car hit me from directly behind). The other driver went to his insurer and then sent me the claim number which indicated he had paid his excess and was at fault. I contacted budget so they could handle the claim/repairs on my end and was told I would have to pay the excess and that it would be refunded if it was determined I was not liable, they also told me that my insurance premium would increase!! I had the documents from the other driver’s insurer clearly indicating they were at fault. They also informed me that because the other vehicle was classed as a TRUCK (it was a small Daihatsu Hijet) that according to Budget Direct’s policy, if you’re involved in an incident with a truck, you’re automatically at fault until they investigate and determine who’s liable!! I have never heard of such BS from any other insurance provider in my 25+ years of driving! I contacted the at fault driver’s insurance company (Shannons) myself and they have taken care of me and my vehicle and organised repairs/ hire car etc. I can’t sing their praises enough. Needless to say, I’ll be changing insurers as soon as my policy ends.

June 25, 2026
Unprompted review
Rated 5 out of 5 stars

I recently purchased an insurance…

I recently purchased an insurance policy from budget direct for my vehicle as the online quote came back significantly cheaper than their competitors for the same benefits.
I found their application service simple and easy to use & cover almost immediately for my vehicle.
Budget direct staff made the whole process far less overwhelming than past insurance experiences & I would highly recommend them to my family & friends.
I will definitely be using their insurance services in the future.

June 15, 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look