Credit Direct Reviews 321

TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

Mr Ed Packman was professional and personable. He is trustworthy and was recommended to me by a coworker. I’m so thankful for him and the relief I have now. I can finally breathe and not live paycheck... See more

Company replied

Rated 5 out of 5 stars

Working with David W. was so easy! He patiently answered all of my questions, alleviated my fears, and clearly explained everything about the debt consolidation program. We were also able to get some... See more

Company replied

Rated 5 out of 5 stars

Danielle was extremely pleasant to talk with. Most notably, she wasn't pushy. She was genuinely interested in providing a solution that would work for me. Should I decide in the future to look into a... See more

Company replied

Rated 5 out of 5 stars

I would like to take this opportunity to write a commendation for Ms. Kristin McCoy. She was very professional, knowledgeable, courteous and compassionate during her dealings with me to find "the perf... See more

Company replied

Company details

  1. Loan Agency

Written by the company

Credit Direct is a new kind of consumer credit provider that makes access to funds simple. Our straight forward approach to lending is designed to get you from application to funding in as soon as 48 hours. To get you the best offer available we lend directly as well as through our select partner network. Sometimes we don’t have the best offer, and we are okay with that. Our online application process takes minutes to complete and won’t hurt your credit score. Select the amount you need to borrow, submit your application, review your loan options, and sign for your loan. Our rates and terms are clearly presented so you can make the best decision for your financial situation. Plus, if you have any questions, our friendly representatives are here to help. Now that’s money made simple!


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

321 reviews

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1-star

Replied to 33% of negative reviews

Typically replies within 1 month

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Rated 5 out of 5 stars

Credit Direct was great!

Credit Direct was great! The process was a very nice experience. When I would hit a problem during the process, a Credit Direct representative would assist me making the process go smooth, being there to navigate me clear to the completion.

March 13, 2024
Unprompted review
Credit Direct logo

Reply from Credit Direct

We love to hear this, thank you!

Rated 5 out of 5 stars

Professional Staff

David Wright was the gentleman I spoke with to complete my application.

Addressed my questions and concerns with the highest level of integrity.

February 13, 2024
Unprompted review
Credit Direct logo

Reply from Credit Direct

We are so happy to hear this, thank you!

Rated 5 out of 5 stars

The process was very fast and the…

The process was very fast and the service was excellent. I can say that compared to other offers, Kristin's attention was 101% recommended.

January 17, 2024
Unprompted review
Credit Direct logo

Reply from Credit Direct

Thank you so much!

Rated 5 out of 5 stars

Kevin Kooi was great

Kevin Kooi was great. He explained all options so clearly and why certain options made sense. He wasn’t pushy like so many other advocate I’ve dealt with. He provided an overall great experience. Thank you!

December 18, 2023
Unprompted review
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Reply from Credit Direct

Thank you so much!

Rated 5 out of 5 stars

Very pleased with the prompt…

I was quite pleased with the prompt service I received as well as with the representative that I worked with: Dan Rosenfeld. He took time to respond and answer several questions that I had about the entire process. I thought it was going to take "several days" before I received a follow-up call...but I received a call back on the very same day I applied!

November 1, 2023
Unprompted review
Credit Direct logo

Reply from Credit Direct

Thank you so much!

Rated 1 out of 5 stars

Very deceptive offer

Very deceptive offer, said it was an offer based on credit in the last 30 days, which nothing had changed with my credit during that time, but the offer was much lower and at a very high interest rate, higher than the debt I was wanting to pay off. Just stay away!!!

October 25, 2023
Unprompted review
Credit Direct logo

Reply from Credit Direct

Thank you for taking the time to share your feedback. We apologize if our offer fell short of your expectations. While we always aim to offer the best possible rates and terms, it's important to understand that various factors, such as your credit profile and current market conditions, can influence the final offer at the time of application. Please give us a call at 866-414-4198 if you would like to discuss your application further.

Rated 5 out of 5 stars

Best Egg Employee Provided Outstanding Customer Service

I contacted Credit Lending through their toll free 800 number from a pre-qualified offer that I had received in the mail. My telephone call was re-routed to Senior Loan Specialist Andre Anderson of Best Egg. From Mr. Anderson’s first words ‘how can I help you’ I felt a sense of calm. I desperately needed a loan but was apprehensive whether I would qualify for one. I didn’t want to over request for fear that I might be denied so I requested a lesser amount ($1,500) than I actually needed knowing that something would be better than nothing. Mr. Anderson took my application over the phone while discussing my needs, after a short period of time he advised me that I could be granted $10,000 which would be more in line with what I needed for Medical and Dental reasons (I have very good medical insurance and adequate dental insurance for routine needs). Mr. Anderson explained that I needed to upload proof of income and that the Underwriters would then do a review. At this point Mr. Anderson said that he wanted to go over some other options that were available to me regarding debt consolidation. We discussed the options. Mr. Anderson advised me that I didn’t need to make a decision at that time, that he wanted to provide that information for future reference.

During the approximately 30 minute telephone call Mr. Anderson was extremely professional, courteous and empathetic to my needs. He knew that I was anxious about being approved. During our conversation he was able to convey to me that I had been approved but the Underwriter had to verify my income. I on the other hand having gone through similar applications with different companies and having been told that I was awarded but then later denying the loan made me apprehensive. Mr. Anderson assured me that if the Underwriters denied the recommended $10,000 amount that he would work with me to try to secure a lesser amount. He advised that I should receive a response probably around August 8, 2023. I did receive the funds.

I want Best Egg to know that Mr. Anderson did not give the standard customer service to a client in order to ‘close the deal’. Nope, he went above and beyond what I would calculate as acceptable customer service. His mission was to help me secure a loan but in doing so he made me feel that I mattered. On a personal note having worked for the Social Security Administration for over 40 years, I know what customer service is all about. It is important to me that as his employer that you know that Mr. Anderson is an outstanding employee and an asset to your company.

Please convey to Mr. Anderson that I truly appreciated his assistance.

Thank you

August 3, 2023
Unprompted review
Credit Direct logo

Reply from Credit Direct

Thank you so much for this!! We will be sure to pass this on to Andre and the rest of our team!

Rated 1 out of 5 stars

Matt Gilligan is a jerk!

Matt Gilligan said “don’t expect a loan” and hung up on me! Poor miserable guy! Having a bad day I guess.

June 13, 2023
Unprompted review
Credit Direct logo

Reply from Credit Direct

Thank you for bringing this to our attention. We spoke with the employee involved and are taking steps to ensure that this does not happen again. We value your business and want to make sure that you have a positive experience with us. If there is anything else we can do to assist you, please let us know.

- Sarah

Rated 5 out of 5 stars

Mario

Mario, customer service was outstanding and he remained professional throughout the entire process. I was completely satisfied with the service

June 7, 2023
Unprompted review
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Reply from Credit Direct

Thank you so much!

Rated 5 out of 5 stars

I had the best experience with Jay…

I had the best experience with Jay Vinson! He explained everything to me and he is very professional! By the end of our call I was more confident in my decision to do this process.
Job well done!!

April 18, 2023
Unprompted review
Credit Direct logo

Reply from Credit Direct

Thank you!

Rated 5 out of 5 stars

Jay was perfect support

Jay was very understanding, available, and easy to talk to. He answered all my questions and concerns clearly allowing me to make my decision faster. I really appreciated his help!

April 18, 2023
Unprompted review
Credit Direct logo

Reply from Credit Direct

Thank you so much for the positive feedback!

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