Emerald Finance Reviews 

107
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Matt Piper has been handling my remortgages for years and really has given me sound advice and an incredible service every time . Jen and Fran have also helped with my latest remortgage and made sure... See more

Rated 5 out of 5 stars

We recently remortgaged with the help of Jenn and Matt at Emerald Finance.The experience couldn't have been smoother. They reviewed our current deal, searched the whole market, and found us a signific... See more

Company replied

Rated 5 out of 5 stars

Can't sing their praises enough! Callum and Matt have handled our joint application with ease, despite it not being straightforward. They made our lives so much easier, were great at communicating... See more

Company replied

Rated 5 out of 5 stars

Callum and Matt were extremely helpful. Providing plenty of advice, guidance and updates throughout the mortgage process. From the initial call talking through our options, with no rush or pressure... See more

Company replied

Company details

  1. Mortgage Broker
  2. Financial Consultant
  3. Insurance Broker

Written by the company

Emerald Finance Ltd is a Worthing based firm of independent mortgage, insurance and equity release advisers, providing whole-of-market advice to clients across Sussex and the South Coast. FCA regulated, our advisers help homebuyers, homeowners and retirees secure the right mortgage, protection and later-life lending solutions.


Contact info

4.8

Excellent

TrustScore 5 out of 5

107 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(107)

14 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent service, highly recommended!

I've used Emerald Finance for several years now and have always been impressed at the level of service. This year they have dealt with my residential mortgage, a buy to let mortgage, life insurance and a critical illness policy and I always trust them to find the best deal on the market at the time. I would highly recommend them!

June 13, 2025
Unprompted review
Rated 5 out of 5 stars

Made it a very stress free process

The whole team have been brilliant and really friendly from the day I walked in with great communication throughout the process. Matt has been fantastic at finding a solution for my mortgage and made something I thought would be complicated a really easy process for me.

June 4, 2025
Rated 5 out of 5 stars

Always professional, efficient and knowledgeable

Emerald Finance are always very professional, efficient and knowledgeable. They have been advising us and helping us with various processes for many years and strive to ensure we get as good a deal as possible. We have no hesitation in recommending them.

June 3, 2025
Unprompted review
Rated 5 out of 5 stars

Top team and Problem Solvers

Top team and Problem Solvers
I can't praise Emerald Finance enough. We've used them for our initial mortgage and the following 3 remortgages. They helped us always. Our circumstances changes (living abroad) and they managed to find a Lender that fitted our needs.

The team goes the extra mile to make sure that the completion goes easy.
Highly recommended.

May 22, 2025
Unprompted review
Rated 5 out of 5 stars

Exceptional service

Exceptional and friendly service who went out of their way to secure savings for us on our mortgage payments. Matt, Callum and Lorna have all been superb across the full process

May 7, 2025
Unprompted review
Rated 5 out of 5 stars

My overall experience with Emerald…

My overall experience with Emerald Finance has been amazing! Last year I started to lose hope getting on the ladder as a single first time buyer, but my friend recommended Matt to me and he was able to find a lender that met my desired budget. From my offer being accepted to receiving the keys in just 5 weeks, the team at Emerald Finance were very fast and communication was great. Everyone was friendly and easy to talk to. I highly recommend Emerald Finance to anyone! Huge thank you to Matt, Callum, Lorna & Alex for everything!

April 4, 2025
Unprompted review
Rated 4 out of 5 stars

Mortgage

We had a really good experience and Matt was all good with everything we asked
looking forward to closure
thanks all Geoff Janet smith

February 13, 2025
Unprompted review
Rated 5 out of 5 stars

Everything was clearly and thoroughly…

Everything was clearly and thoroughly explained to us, so we were confident in our decision making.
Admin was great, calls, emails and messages were responded to promptly.
Everyone was friendly and professional.

February 7, 2025
Unprompted review
Rated 5 out of 5 stars

I've been working with Emerald Finance…

I've been working with Emerald Finance (business-to-business) for quite some time now, as they use our innovative software to effectively monitor ever-changing mortgage rates between application and completion for their clients.

There is no regulatory requirement for them to do this, which speaks volumes about the integrity of this mortgage firm - who have chosen to go over and above to deliver the best outcomes for their clients.

November 6, 2024
Unprompted review
Emerald Finance logo

Reply from Emerald Finance

Hi Lee, thanks to the innovative software, we can ensure our clients are on the lowest rate in an ever changing market. Appreciate your comments.

Rated 5 out of 5 stars

Very happy to recommend Emerald Finance

The staff at Emerald Finance were, without exception, professional and efficient whilst at the same time being very friendly and approachable. I was kept updated on progress throughout the process, which ran very smoothly. It was great to have such a stress free experience and I would definitely use Emerald Finance again should the need for their knowledge and expertise arise.

October 3, 2024
Unprompted review
Emerald Finance logo

Reply from Emerald Finance

Hi JJ, we are extremely pleased you found us professional, efficient, friendly and approachable. The whole team are here to help and we are happy we made the process smooth and stress free for you. Thank you!

Rated 5 out of 5 stars

Very professional from start to finish

Very professional from start to finish, communication is brilliant always get a call with new information, a new lower rate came in before we completed and they were on it complete profesionalism,

November 4, 2024
Unprompted review
Emerald Finance logo

Reply from Emerald Finance

Hi Liam, thank you for your positive comments. Happy we secured you a lower rate too!

Rated 5 out of 5 stars

Emerald Mortgage Service Emerald found the mortgage we needed…

Emerald found the mortgage we needed originally and have helped us with 2 upgrades since. They have been friendly, helpful and very efficient throughout. They have taken the uncertainty out of the process, so important with such a big financial commitment.

September 16, 2024
Unprompted review
Emerald Finance logo

Reply from Emerald Finance

Thank you Rosemary. We are please to have helped you once again and hope to continue to do so!

Rated 5 out of 5 stars

Excellent service and communication…

Excellent service and communication from start to end. Very friendly and helpful team. We couldn’t have asked for better service. Thank you Matt, Callum, Alex and Lorna. Amazing service! 😊

October 11, 2024
Unprompted review
Emerald Finance logo

Reply from Emerald Finance

Hi there Deepak, thank you for your comments regarding our excellent service and communication. This is something we take great pride in at Emerald Finance. Thanks again!

Rated 5 out of 5 stars

Very positive experience

Matt and Lorna have been so ‘on the ball’ and extremely helpful. We have received our Lifetime Mortgage offer and they have guided us through very well. Would totally recommend.

August 30, 2024
Unprompted review
Emerald Finance logo

Reply from Emerald Finance

Hi Gillian, so happy to hear you would recommend us and we are extremely glad you have found us to be helpful. Thanks!

Rated 5 out of 5 stars

What an amazing experience making the…

What an amazing experience making the whole remortgage experience totally painless. I was kept updated throughout with emails, phone calls and texts. When the rate reduced I was contacted to see if I wanted the new lower rate and Emerald did the rest. In fact this happened more than once! Never to much trouble. Overall a fantastic service and great advice given when it could have been a very stressful and expensive time considering I’m trying to sort out a subsidence claim at the same time. I would thoroughly recommend. Thank you so much!

October 1, 2024
Unprompted review
Emerald Finance logo

Reply from Emerald Finance

We are extremely pleased you found your experience with us an amazing one and pain free! The whole team takes pride in keeping contact and we carry out regular rate checks to ensure you are always on the best rate with an ever changing environment. You are most welcome and look forward to speaking again in the future.

Rated 5 out of 5 stars

Callum and Matt were extremely helpful

Callum and Matt were extremely helpful. Providing plenty of advice, guidance and updates throughout the mortgage process.
From the initial call talking through our options, with no rush or pressure, to keeping us up to date with the changing rates, through to final completion was effortless!
Thanks for all your help!

October 1, 2024
Unprompted review
Emerald Finance logo

Reply from Emerald Finance

Hi Emily, thank you so much for your comments. Really appreciate you taking the time to leave us a review!

Rated 5 out of 5 stars

Good at giving updates

Very easy to deal with - making the process less complicated - and always available on the phone if needed. Very good at giving updates.

September 13, 2024
Unprompted review
Emerald Finance logo

Reply from Emerald Finance

Thank you so much DAAE! Making the process less complicated is something we aim to do each and every time so this is great to hear.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look