Equifax Reviews 

4,979
TrustScore 3.5 out of 5

3.3

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Review summary

Created with AI, based on recent reviews

Evaluating 1,109 reviews, most reviewers were somewhat happy with their experience overall. Consumers generally find the digital platform very easy to use, appreciating the clear and comprehensive information provided about their credit scores. Many people also mention that setting up an account and navigating through the initial stages is remarkably quick and straightforward. Some reviewers were not happy with the customer service, noting unhelpful responses and difficulties when trying to resolve issues. Other users also experienced frustrating difficulties with the website login process and challenges when attempting to update personal details. People expressed that getting support to correct mistakes on records can feel complicated and prolonged.

What people talk about most

User experience

Reviewers express mixed feelings regarding user experience, with opinions heavily divided. Many consumers... See more

Customer service

Customers consistently note ambiguous experiences with customer_service. Many reviewers report feeling... See more

Service

Reviewers highlight ambiguous aspects of service, showing a stark contrast in consumer opinions. While many... See more

Website

Clients share ambiguous opinions on website features and functionality. Some users find the platform clear,... See more

Staff

Customers had ambiguous experiences with staff, reflecting high disagreement among reviewers. On one hand,... See more

Reviews shaping this summary

Rated 3 out of 5 stars

I’ve got to be honest I wanted to get a credit score from Equifax because I wanted to see how much it differs from my Experian score. Went to the website and started the process name address etc, w... See more

Company replied

Rated 3 out of 5 stars

The service seems OK, but creating an account was a nightmare. Equifax use an address lookup system that returned an incorrect address against my postcode (not good anyway for a company where securit... See more

Company replied

Rated 4 out of 5 stars

Someone took out a line of credit in my name and so I needed to ensure there were not additional breeches. I used Equifax and a few other services. It was all clear and straightforward. It gave me pea... See more

Company replied

Rated 4 out of 5 stars

Downloaded the App after seeing on Martin Lewis program for car finance checker, filled all the information in and would not allow me to open the App, used the phone No listed, got through to a human... See more

Company replied


Company details

  1. Credit Reporting Agency
  2. Alternative Financial Service
  3. Credit Bureau
  4. Non-Bank Financial Service

About Equifax

Written by the company

Our Equifax Credit Report & Score has been built to be more usable, accessible and accurate than ever, featuring a credit score which is out of 1000 points. Our enhanced Equifax Credit Report also includes a range of Identity Protection Features as well as access to our highly experienced call centre Support Team.

Having access to your credit report will show you areas in your financial life that can affect your credit score. We explain how the Equifax Credit Report & Score works and how you can use it to help manage your financial information.

Try your Equifax Credit Report & Score for FREE*

*Your first 30 days are free then it’s £14.95 per month. You can cancel at any time.

If you would like to discuss a query, raise a data dispute or make a complaint, you can do so by visiting our Online Help. This facility is free to use and you do not need to be an Equifax customer. Online Help also has lots of FAQ's which may answer your questions.

Contact
Visit Online Help for information.


Contact info

3.3

Average

TrustScore 3.5 out of 5

5K reviews

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3.3

All reviews

(4,979)

1,081 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent and very quick customer service

I had an enquiry with Equifax regarding an issue with my credit report, and I was very impressed with how quickly they responded.

The person who dealt with my enquiry was helpful, professional and clear in their communication. They understood what I was asking, checked the matter properly and came back to me with a clear response.

I was particularly pleased with how straightforward the whole process was. I did not feel like I was being passed around or ignored, and my enquiry was dealt with efficiently.

Thank you to the Equifax customer service team for the quick response and for handling my enquiry so well.

August 10, 2026
Equifax logo

Reply from Equifax

Hi there,

Thanks so much for taking the time to rate us and for your very kind comments, we really appreciate it. We’re always looking at ways to improve and develop our service and your feedback will help us.

I'm delighted that our team was able to assist you so quickly and professionally with your credit report enquiry, ensuring a clear and straightforward process without any hassle. I hope that you will continue to find Equifax of value and that we can continue to assist with managing and monitoring your credit health in the future.

Thanks again for the review and if ever you have any questions about how our features can help you further, please feel free to contact using Online Help.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

No issues found it easy to use

No issues found it easy to use

August 7, 2026
Equifax logo

Reply from Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 5 out of 5 stars

Easy to set up and use

Easy to set up and use giving me clear and useful information

August 6, 2026
Equifax logo

Reply from Equifax

Hi William,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 5 out of 5 stars

I am waiting for suitable credit card…

I am waiting for suitable credit card and overdraft options

August 13, 2026
Equifax logo

Reply from Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 5 out of 5 stars

Very useful and helped me understand…

Very useful and helped me understand what parts of my file were not up to date.

August 6, 2026
Equifax logo

Reply from Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 5 out of 5 stars

User Friendly website

User Friendly website , Easy to access the information relevant to my searches while offering clear results that are easy to decipher. I also appreciate the criteria used in determining credit scores.

August 6, 2026
Equifax logo

Reply from Equifax

Hi Charles,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 1 out of 5 stars

Total waste of time

Total waste of time and they now have photos of my driving licence and DWP correspondence. Trapped in a loop of id verification and a nonfunctioning app.

August 14, 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi Peter,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

Great customer service

January 27, 2026
Equifax logo

Reply from Equifax

Hi Celia,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 1 out of 5 stars

The Free service doesnt actually help…

The Free service doesnt actually help with anything which was the whole reason why I signed up. All the things that need to be seen are hidden behind a pay wall which is completely stupid! "Pay money you likely dont have so you can see how bad your rating is!" Good that!!

August 13, 2026
Equifax logo

Reply from Equifax

Hi Lee,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,
The Equifax Team

Rated 1 out of 5 stars

Data breaches and wrong information on…

Data breaches and wrong information on their files, absolutely rubbish customer service to get this sorted.. opened up a case and just nothing happens!

August 13, 2026
Equifax logo

Reply from Equifax

Hi Chris,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 4 out of 5 stars

My experice great because i sent to…

My experice great because i sent to change my new address withing 10hrs the responsed was so fast as rocket to space.thanks equifax.

August 13, 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi there,

Thanks so much for taking the time to rate us and for your very kind comments, we really appreciate it. We’re always looking at ways to improve and develop our service and your feedback will help us.

I'm delighted that your address was updated so quickly. I hope that you will continue to find Equifax of value and that we can continue to assist with any future queries.

Thanks again for the review and if ever you have any questions about how our features can help you further, please feel free to contact using Online Help.

Kind regards,

The Equifax Team

Rated 2 out of 5 stars

No a fan at all find the site awful to…

No a fan at all find the site awful to use very confusing

June 14, 2026
Equifax logo

Reply from Equifax

Hi there,

Thank you for taking the time to leave your feedback. At Equifax, we want to make sure our users are front and centre of our thoughts when improving our service. In this instance, it seems our service did not quite measure up to your expectations.

We’d be happy to discuss your feedback further so feel free to reach out via our Online Help page.

Kind regards,

The Equifax Team

Rated 1 out of 5 stars

Incorrect information on my file and it…

Incorrect information on my file and it is proving impossible to correct it. I have requested that my ex-wife is removed from being connected to me and a fraudulent hard search removed from my account.
It seems impossible to get anyone to actually action these changes and now my cases are not visible at all on their website so I cant see updates. One case was simply just marked as correct and immediately closed. They have now put a notice of correction on my file which is causing legitimate applications to be instantly rejected.

August 5, 2026
Equifax logo

Reply from Equifax

Hi there,

Thanks for taking the time to leave your feedback. Customer feedback, whether positive or negative, is invaluable in helping us improve our service and we really appreciate your comments.

I’m sorry that your experience with Equifax hasn't met your expectations. We're currently investigating this for you and will be in touch with updates on your case.

In the meantime, if there’s anything you feel you need to add, please don't hesitate to get in touch with us using the contact details on our Online Help platform.

Kind regards,

The Equifax team

Rated 1 out of 5 stars

Absolutely shit reported information on…

Absolutely shit reported information on my report twice as incorrect no help what so ever no proper explanation and they want you pay for this service total rip off anyone got a complaints direct email for them

August 13, 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi Kirsty,

Thanks for taking the time to leave us a rating and some feedback, we appreciate it.

I'm afraid you haven't left us enough information to locate your Equifax account. We're keen to assist you so please feel free to get in touch using online Help. Trust Pilot comments are not linked to Equifax systems so please be sure to explain your issue in full when you get in touch.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

Thank you for the Customer service

Thank you for the Customer service. Thank you for the person come back to me after we are sorted out the problem and updating our details. Many thanks. Hariam Omar

August 5, 2026
Equifax logo

Reply from Equifax

Hi Hariam,

Thanks so much for taking the time to leave us a rating and for your kind feedback. Your comments are much appreciated and we’ll be sure to share them with the team.

I hope we continue always to meet your expectations in future. If you have any further questions, feel free to reach out via our Online Help page.

Kind regards,

The Equifax Team

Rated 1 out of 5 stars

you stick up for lying bullkies like…

you stick up for lying bullkies like moneybarn who trash peoples credit

August 12, 2026
Equifax logo

Reply from Equifax

Hi Simon,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 1 out of 5 stars

Inaccurate Data / Appalling Service

Inaccurate data. Appalling service.

I would encourage anybody who has the misfortune to have to deal with this business to exercise their Right to Erasure under GDPR (google "ICO Right to Erasure").

August 13, 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi there,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

Igot all I needed quickly and…

i got all I needed quickly and relatively painlessly

August 11, 2026
Equifax logo

Reply from Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 1 out of 5 stars

Data protection disaster

I moved house in 2024, Equifax had the right street name and house number, but in a different town in a different county, but at least it was in Wales. They tried blaming organisations that supply information to them despite those same organisations confirming to me that they supplied the correct information. Took Equifax about 3 months to sort, after asking for proof of address on multiple occasions, and ignoring each one, before asking me to prove I didn't live at the wrong address. They eventually rectified everything, but not before I threatened them with the Information Commissioner.

Jump forward 2 years and I check my credit report, only to find they've linked me with a different address, this time in Plymouth, a city in which I've spent all of maybe 5-6 hours, back in about 1998. I raise a support ticket over the wrong address and two days later I receive a response. Which details the credit history of someone completely different.

This company have serious data protection issues, especially given they are one of the principal credit reference agencies in the UK, and the information they provide to their customers has such an impact on ordinary people. And yes, I have reported them to the Information Commissioner (again), and will be contacting the resident at the Plymouth address informing them that Equifax are sharing personal data with random people off the internet.

August 12, 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi there,

Thanks for taking the time to leave us a rating and some feedback, we appreciate it.

I'm afraid you haven't left us enough information to locate your Equifax account. We're keen to assist you so please feel free to get in touch using online Help. Trust Pilot comments are not linked to Equifax systems so please be sure to explain your issue in full when you get in touch.

Kind regards,

The Equifax Team

Rated 2 out of 5 stars

Well logged in to get report and cant…

Well logged in to get report and cant download ir been trying for days and still no copy of report

August 11, 2026
Equifax logo

Reply from Equifax

Hi Karla,

Thank you for taking the time to leave your feedback. At Equifax, we want to make sure our users are front and centre of our thoughts when improving our service. In this instance, it seems our service did not quite measure up to your expectations.

We’d be happy to discuss your feedback further so feel free to reach out via our Online Help page.

Kind regards,

The Equifax Team

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