Expert Mortgage Advisor 

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Rated 5 out of 5 stars

Fantastic experience start to finish. Billy has been so helpful and proactive, working with us and being patient whilst we found our perfect home. Billy guided us through the whole process, with clear... See more

Rated 5 out of 5 stars

I've just reached the end of the mortgage process with the support of Ben Kistell at Option Finance and i'd recommend him in a heartbeat. Ben is not only knowledgeable he's fast, provides great commun... See more

Rated 5 out of 5 stars

We cannot thank Billy enough, from start to finish he has been amazing. Communication faultless, explaining each step and process throughout. I feel he has gone above and beyond his duties to help us... See more

Rated 5 out of 5 stars

We dealt with Ben to get our first mortgage and can’t recommend the service enough. He was knowledgeable and competent, and never made us feel like any question was too small or too silly! He kept us... See more

Company details

  1. Mortgage Broker

Written by the company

We are a mortgage information website providing an insight into specialist mortgages for applicants who have bad credit, are self-employed or require commercial finance. We can also put you in contact with suited mortgage brokers based on your circumstances


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(221)

1 review in the last 12 months

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Rated 5 out of 5 stars

Stress free and very helpful financial advisors!

We contacted Option Finance as we hadn't lived in the UK for some years so needed assistance in finding someone who would lend to us. Tim sorted us with a proposal and dealt with all the paperwork on our behalf. This was completely stress free considering that this was done during COVID! It turned out to be very easy for us as Tim dealt with everything and only contacted us when required. We highly recommend using them!

December 2, 2020
Unprompted review
Rated 5 out of 5 stars

Option Finance Review

Laura from Option Finance managed to secure a joint mortgage for myself and another when a lot of other people we called said no.

Laura was extremely friendly, very quick to respond and helpful when we had any questions we needed answering. Would 100% recommend to anyone looking for a first time buyer joint mortgage.

November 27, 2020
Unprompted review
Rated 5 out of 5 stars

Excellent service

As a first time buyer, myself and wife had saved up 10% deposit for our mortgage but we did find it very difficult and stressful to get a mortgage as my wife is a staff nurse on zero hour contract with NHS. Very few lenders were willing to accept her contract. I submitted our mortgage application directly to one particular lender i work for, unfortunately we been declined and we were worrying about loosing our house.

When i first spoke to Laura Floyd and explained the unpleasant journey we did experience so far, she was very knowledgeable, friendly and professional. Due to lenders criteria and credit score requirement when lending at 90% LTV it was very difficult.

After chatting to Laura we then considered getting help from family members, something i don't think we would have considered if it wasn't for Laura.

As soon as we were able to increase our deposit to 15% Laura was able to find us a great deal from a lender who accept zero hour contract. Our mortgage application only took 2 days from the day the application was submitted to the day we got our mortgage offer.

I would strongly recommend Option Finance to my family and friends. They have played a massive role to get us this mortgage offer. Every staff we dealt with were very professional and helpful. We also dealt with Kirsten who i believe is the administrator. She went through our documents and made sure that every documents the lender could possibly have asked for was included and submitted to avoid any delays which is exactly what has happen.

Both Laura and Kirsten were very prompt in terms of replying to my emails, texts and calls even after 6 pm which is something i could not get from another mortgage broker i have used. At very affordable price, its definitely worth having Option Finance in hand

Excellent service, keep it up. Massive thank you to Laura and Kirsten

November 25, 2020
Unprompted review
Rated 5 out of 5 stars

Thank you Laura

We couldn’t be happier with Laura at Option finance. Laura was simply brilliant. We had exhausted all other avenues in order to get a new mortgage. Laura at Option finance was our last shot after being turned down multiple times after failed attempts by our previous mortgage advisor. Laura was very confident of getting us a mortgage offer which she did flawlesly and very professionally. She was very honest and supportive throughout and did everything in her power to get us our mortgage and she DID it. We won’t hesitate to recommend Laura at Option finance to anyone. She was absolutely amazing.

November 25, 2020
Unprompted review
Rated 5 out of 5 stars

Laura has been fantastic threw out my…

Laura has been fantastic threw out my remortgage application, Laura has kept me updated at all times, speaking with Laura at anytime has always been easy via emails,texts or phone calls, I honestly can not recommend highly enough for easy transition, this probably would not have happened without the help of Laura. Thank you so much

November 25, 2020
Unprompted review
Rated 5 out of 5 stars

Amazing service

Great service from Laura at Option Finance. She managed to secure a mortgage for me when I couldn’t find a lender due to my personal circumstances. She was great at providing me with different options and always happy to chat on the phone. The whole process was very easy and stress free. Would highly recommend.

November 25, 2020
Unprompted review
Rated 5 out of 5 stars

Fantastic service from Tom at Option…

Fantastic service from Tom at Option Finance who secured us a mortgage with a leading high street provider despite me having previous poor credit history and being self employed trading only for a short time. He managed the process superbly from start to finsh andmade it virtually stress free. Thanks again Tom and all at option Finance.

September 14, 2020
Unprompted review
Rated 5 out of 5 stars

Many thanks to both Megan and Davi And…

Many thanks to both Megan and Davi And the team at Option Finance who helped us secure our mortgage with NatWest Bank. They were very helpful, knowledgeable, understanding and patient throughout the whole process. Will be in touch again when required. Kind Regards. Andrew

September 3, 2020
Unprompted review
Rated 5 out of 5 stars

Option finance 5⭐️

I couldn’t be happier with option finance. Tom and Laura helped me and partner so much.
We had a very difficult case to deal with and they did everything in there power to get us our mortgage and they delivered and we couldn’t be happier. They was honest and so supportive.
I couldn’t recommend option finance enough. Thank you Tom and Laura for all you’ve done.

September 2, 2020
Unprompted review
Rated 5 out of 5 stars

Truly exceptional service and…

Truly exceptional service and experience. I would say we really challenged Davi and Megan to get us a mortgage. We are both self employed directors and that was just the start of it. However, it didn't phase them at all and they got us a superb rate quickly and efficiently. You need patience and need to provide what is requested asap but if you do that they will do the hard work. I can't say how impressed I am and I will be forever grateful as I have just moved into my half a million dream home and its thanks to them.

August 19, 2020
Unprompted review
Rated 5 out of 5 stars

Tom option finance; first time buyer

As a first time buyer and after speaking to a few mortgage brokers, I class myself extremely lucky to finally find someone like Tom from option finance. He was honest from the start, he is very knowledgeable and clearly knows the industry inside out! Although my buying process was a bit bumpy ( due to the sellers), Tom remained calm and positive throughout. Applying and getting the mortgage offer was the smoothest part of the process, thanks to Tom and Laura. Communication with both was excellent ( even responding on Sunday evenings at times ).

I have now completed on my house and I am loving life in my new home, it is something I have dreamed of for years, something I never thought would be possible due to some complexities, but Tom made it happen.

If you are looking to buy a house, approaching Tom from option finance may be the best decision you make in the whole process.

This is the first and only review I have ever left on trust pilot, but I needed to share my experience!

August 2, 2020
Unprompted review
Rated 5 out of 5 stars

The service that Expert Mortgage…

The service that Expert Mortgage Advisor provide is excellent! The whole process was incredibly smooth and efficient, even in this strange world we're now in. Tom provided us with good advice and Laura kept things moving along. Great team. Thank you.

July 23, 2020
Unprompted review
Rated 5 out of 5 stars

Very helpful, made the process less stressful

Our mortgage specialist, Tom W at Option Finance, was brilliant. He was extremely helpful and knowledgeable. He answered our questions and provided advice. Tom found us a great mortgage deal, and helped us to transfer our application when the property we were purchasing fell through. Quick and easy process. Also advised my partner on Mortgage Protection cover. I would recommend Option Finance based on our positive experiance.

June 24, 2020
Unprompted review
Rated 5 out of 5 stars

Spot On!

Tom Woodall from Option Finance was excellent at understanding our requirements. Amazing service. Extremely quick responses. Best deals. Unbiased discussions. He successfully secured us our first mortgage. We would definitely recommend him.

March 24, 2020
Unprompted review
Rated 5 out of 5 stars

After being refused a mortgage from our…

After being refused a mortgage from our bank we were really worried. Fortunately we found Tom who was amazing from start to finish. He found us a great deal on a mortgage and we have now moved in to our new home we couldn’t have been happier with the service we received the house buying process was complicated and we needed two extension to our mortgage Tom was with us every step of the way and always willing to help. We will definitely be using again

March 23, 2020
Unprompted review
Rated 5 out of 5 stars

Fantastic Service

After a broker telling me I’d never get a re-mortgage offer because of my credit history, Tom not only found me an offer within a week or two but with a high street bank at a great rate. He was so friendly and reassuring throughout the whole process. Him and Megan relentlessly chased the solicitors and answered all of my incessant questions. In fact, Tom was far more reliable and helpful than the solicitors ever were! Tom and Megan were both great and I can’t thank them enough. They handled my rather complicated case with the utmost courtesy and professionalism. I would recommend them wholeheartedly.

March 20, 2020
Unprompted review

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