Frank Pet Insurance Reviews 

997
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 328 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for handling claims with exceptional speed and efficiency, ensuring that payments are sent directly to veterinary clinics without any unnecessary fuss. People consistently appreciate the straightforward online process, noting that clear communication makes managing pet insurance smooth and stress-free. Reviewers often note that the responsive customer service makes them feel supported throughout. However, some reviewers were not happy with denied claims or partial payouts regarding specific veterinary treatments and medications. Consumers also mentioned frustrations concerning unexpected policy exclusions, such as lack of coverage for certain drugs or pre-existing conditions.

What people talk about most

Claim

Clients share positive opinions on claim experiences, highlighting that the process is remarkably fast and... See more

Service

Reviewers highlight positive aspects of service, describing it as stress-free and efficient with quick... See more

Response time

Customers consistently note positive experiences with response_time, highlighting fast email replies, quick... See more

Payment

Consumers find payment to be ambiguous, with highly mixed experiences reported. Many reviewers praise the... See more

Staff

Users describe positive interactions with staff, highlighting them as kind, professional, and very helpful.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Frank make submitting a claim simple. When you're worried and scared about the health of your beloved family dog, they handle your claim efficiently, liaising directly with the vet and paying our clai... See more

Company replied

Rated 5 out of 5 stars

I’m just about to start my second year with Frank pet insurance. I haven’t needed to call on their services but was happy with my original cover and price . I’ve recently revisited my second year wh... See more

Company replied

Rated 5 out of 5 stars

I received an excellent service from Frank team every time I contacted them. They have been very helpful and dealt with my queries in a professional manner. My dog is insured with them for the last co... See more

Company replied

Rated 5 out of 5 stars

Very simple process when we unfortunately had to make a claim for our old dog who was attacked by another dog off its lead, they thereafter claimed the money back for the surgery from the other dogs o... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

Honest, simple, game-changing pet insurance. We're also majorly pet obsessed, which means we always put your furry friends first.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

997 reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.5

All reviews

(997)

312 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

First time making a claim was straight…

First time making a claim was straight forward communication was excellent fast replies via email and payments made direct to the vets. Can’t fault them.

June 19, 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Esta,

Thank you so much for your lovely review. We’re really pleased to hear your first claim felt straightforward.

Our claims team work hard for a fast turnaround so there is less stress at an already stressful time.

We’re glad we could make things simple when you needed us.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Very simple process when we…

Very simple process when we unfortunately had to make a claim for our old dog who was attacked by another dog off its lead, they thereafter claimed the money back for the surgery from the other dogs owner. FRANK dealt with it all to which we were very grateful for.

June 22, 2026
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Reply from Frank Pet Insurance

Hi there,

Thank you so much for your lovely review. We’re sorry to hear about what happened to your pet, but we’re really pleased the claim process felt simple and that we could handle things for you.

We know situations like this can be stressful, so it means a lot to hear you felt supported and grateful for the help from our team.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Great pet insurance providers

Frank were always really clear about insurance coverage and the claims process was so easy. I never had a problem with them and they always replied to my enquiries very quickly with very well explained answers. They were very supportive when my cat passed away and wrapped up loose ends. Thank you :)

June 18, 2026
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Reply from Frank Pet Insurance

Hi Grace,

Thank you so much for your kind review. We’re really pleased to hear you found the cover clear, the claims process easy, and our replies helpful.

We’re especially grateful for your words about the support you received when your cat passed away. We know how difficult that time can be, and we’re glad we could help make things a little easier.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

It’s so easy to deal with my claim I…

It’s so easy to deal with my claim I just quickly fill in the form, upload the vet’s invoice & they pay my vet directly. No fess 👍🏻🤗

June 16, 2026
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Reply from Frank Pet Insurance

Hi Trudie,

Thank you for your lovely review. We’re really pleased to hear you found the claims process so easy.

It’s great to know direct vet payment helped make things simple and stress-free. No fuss is exactly what we aim for.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Cat Insurance Claim

Unfortunately we had to make a claim for our much loved, but very poorly cat. After making the very difficult decision to have her put to sleep we contacted the insurance company who were compassionate and made the actual claim process very easy, and straight forward. They kept us up to date with the process of the claim, and worked with the vets concerning the costs involved. Settlement was made quickly. I would use Frank Insurance again in the future.

June 11, 2026
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Reply from Frank Pet Insurance

Thank you for your review Carol.

I'm sorry to hear you lost your beloved pet.

We take pride in our efficient claim process, and our agents are always compassionate and do their best to take the stress away from customers at a difficult time.

Rated 5 out of 5 stars

short but sweet

Sadly losing our lovely dog too soon we haven't had to call on Frank for anything but, arranging insurance was easy as was ending the supporrtr, so thank you.

June 18, 2026
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Reply from Frank Pet Insurance

Hi Elizabeth, thank you for your review, I'm so sorry for your loss.

Our aim is to make those difficult times as stress free as possible, we understand how tough it is losing a pet.

Rated 5 out of 5 stars

Easy claims process

Easy claims process, all sorted online and paid out within a week.

June 11, 2026
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Reply from Frank Pet Insurance

Hi there,

Thanks so much for your review! We’re delighted to hear your claim was easy to complete from start to finish.

That’s exactly the straightforward, no-nonsense service we aim to provide.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Easy

Easy, simple effective

June 18, 2026
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Reply from Frank Pet Insurance

Hi Hayley,

Thanks so much for your review! We’re really pleased to hear taking out your Frank policy was easy, simple and effective.

We appreciate you choosing us to help protect your pet.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Stephen,

Thanks so much for your review! We’re really pleased to hear your claim was settled quickly, that’s exactly the kind of no-nonsense claims experience we aim for.

We appreciate you choosing Frank.

The Frank Pet Insurance Team.

Rated 1 out of 5 stars

Read every little detail!

I was a customer of Frank Pet Insurance 2025-2026 and have recently chosen not to renew my policy following my experience of making a claim after the loss of my beloved 7 year old cat to Lymphoma.

My main concern relates to the policy wording around the death benefit. The policy states “Percentage of Price Paid (up to £1,000)”. As a reasonable consumer, I believed this referred to costs associated with the death of a pet, such as euthanasia. It was only during the claims process that I discovered it referred to a percentage of the original purchase price of the pet. I strongly recommend that Frank review and rewrite this section of the policy to make it clear that it relates solely to the original purchase price and not to end-of-life costs.

I found the handling of my claim to be insensitive and blunt at a time when I was grieving the loss of a much-loved family member. What should have been a straightforward and compassionate process became a source of significant stress and upset.

I took my complaint to the Financial Ombudsman Service. Initially, my concerns appeared to be understood, however the final outcome did not reflect that position. While I accept the decision, it did not change my view that the policy wording is misleading and that the customer experience fell below what I would expect from a company dealing with bereaved pet owners.

As a result, I have chosen to cancel my policy renewal and move to another insurer.

I would encourage anyone considering this policy to read the death benefit section very carefully and ensure they fully understand what is, and is not, covered.

Sadly, based on my experience, I would not choose Frank Pet Insurance again.

October 15, 2025
Unprompted review
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Reply from Frank Pet Insurance

Hi Lynette,

Thank you for your feedback, and we’re truly sorry for the loss of your cat.

Our Death of Pet benefit is a benefit to your policy where you can claim for the original purchase price you paid for your pet. More information can be found in your policy wording under Section 2: Death of Pet, which explains what this benefit is for.

End-of-life treatment costs such as euthanasia costs is also claimable but under a different part of the policy. More information can be found in your policy wording under Section 1: Veterinary Treatment.

If you would like to discuss this with our team, please contact us at info@frankpetinsurance.co.uk.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Very easy and straightforward

Very easy and straightforward

June 13, 2026
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Reply from Frank Pet Insurance

Thank you for your feedback Lisa

We're so glad to hear that you found our quote process easy, that was always our aim.

Rated 5 out of 5 stars

Follow the passing of our beloved dog…

Follow the passing of our beloved dog the Frank team showed exceptional care and empathy when dealing with me.

June 5, 2026
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Reply from Frank Pet Insurance

Hi Andrew, thank you for your review.

Losing a beloved pet is a stressful time, we understand that and we'll always do our best to ensure the claims process is a smooth one.

Rated 5 out of 5 stars

Can honestly say this is the best pet…

Can honestly say this is the best pet insurance I have used , they are super helpful and quick at processing claims. They state it takes up to 10 working days to process claims but every time I put in a claim my money is in my account before I can blink. Will definitely carry on using them.

June 1, 2026
Unprompted review
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Simon, thank you for your kind feedback.

Our aim is to assess claims within 10 working days once all relevant information is received but we are currently completing claims within a few days.

Rated 1 out of 5 stars

If I could give zero stars I would so…

If I could give zero stars I would so take this as a zero star review. Having just made a claim they have refused to pay and cancelled my pet insurance as my dog had been “snappy” at the vets. He doesn’t like being messed with like lot of dogs. They have put this down as “aggression” and as such they will not now cover him which is a pathetic excuse to wriggle out of settling a claim. It also means I am unable to get new insurance. He was previously insured by Tesco who had no problem with “snappiness”. Lesson learned - don’t go with Frank as they may be cheaper than Tesco but totally useless. Give them a wide berth.

June 3, 2026
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Reply from Frank Pet Insurance

Hi Karen,

Thank you for your valued feedback.

When we assess a claim, your pet’s medical history is reviewed. While we do have the right to void a policy in some cases, our priority is always to be fair and take everyday dog behaviour into account. Where possible in more serious cases, we hope to only remove the specific section of cover affected, so you can still claim for veterinary treatments and continue to enjoy the other benefits your policy provides.

If you believe a decision has been made in error, please don’t hesitate to reach out to claims@frankpetinsurance.co.uk and one of our claims agents will be happy to review your case and guide you through the appeals process.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Jamie was really informative

Jamie was really informative, patient and returned my call promptly.

June 10, 2026
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Reply from Frank Pet Insurance

Hi Jane,

Thank you for your lovely review. We’re really pleased to hear Jamie was informative, patient and quick to return your call.

We know clear support makes all the difference, so it’s great to hear Jamie was able to help so promptly. We’ll be sure to feed this back to him.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

best price on compare and all cover was…

best price on compare and all cover was easy to compleate

June 10, 2026
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Reply from Frank Pet Insurance

Hi James,

Thank you for your lovely review. We’re really pleased to hear you found us at a great price on Compare and that completing your quote and cover was easy.

We work hard to keep things clear, simple and no-nonsense from the start, so it’s great to know the process worked well for you.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

So efficient

So efficient - thank you

June 2, 2026
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Reply from Frank Pet Insurance

Hi Sheena,

Thank you for your lovely review. We’re really pleased to hear you found the claims process so efficient.

We know claims can come at stressful times, so it’s great to know we made things quick and straightforward for you.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Very straightforward claim process and…

Very straightforward claim process and a swift settlement

June 9, 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Anne-Marie.

Thank you for your lovely review.

We’re really pleased to hear you found the claims process straightforward and that your settlement was handled swiftly.

We know making a claim can feel stressful, so it’s great to know we kept things simple and efficient for you.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Great service always pays fast

Great service always pays fast

June 9, 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thanks so much for your review. We’re really pleased to hear you’ve had a great experience with our claims process and that payments have been fast.

We know how important it is to keep things simple and efficient when your pet needs care, so it’s lovely to know we’ve delivered that for you.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thanks so much for your review. We’re really pleased to hear you found setting up your policy easy and straightforward.

We like to keep things simple, clear and no-nonsense from the very start, so it’s great to know the process worked well for you.

The Frank Pet Insurance Team.

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