IDFC FIRST Bank 

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Rated 1 out of 5 stars

IDFC bank loan recory or loan department bahut kharb bank hai. Es bank nai mujhe barbad kar diya hai . Mai emi nhi paya mujhe harrisment kiya ja rha hai costumer care complain karne k bad bhi unhe koi... See more

Rated 1 out of 5 stars

Worst service by IDFC First Bank toward they select a courier service. They knows bludart has worst service ever and even bludart reviews also seen in online websites then why IDFC always choose bluda... See more

Rated 5 out of 5 stars

I really have to give kudos and thanks to the Coimbatore RSPuram branch staff of IDFC first bank- MrSangameshwaran - and his manager and also two of the female staff- who were so helpful in getting... See more

Company replied

Rated 1 out of 5 stars

very cheap services provided by customer care services litreally get irriated with continous phone calls for emi even after payment has been done they continously call for payment & talk very rudely.n... See more

Company details

  1. Private Sector Bank

Written by the company

About IDFC FIRST Bank Introduction: IDFC FIRST Bank's vision is to build a world-class bank in India that's guided by ethics, powered by technology, and a force for social good. IDFC FIRST is a new age bank that works in the best interest of its customers. Customer-First Philosophy: The Bank has a customer-first philosophy and offers high-quality products to our customers. In any product we launch, we bring something special to our customers. For instance, the Bank is the first and only bank in India that offers Zero fees for 28 essential services on Savings Accounts including for ATM cash withdrawals, IMPS, RTGS, NEFT, Cash Deposits at branches, Cash withdrawals at branches, SMS Alerts, Cheque book, Demand Drafts, Pay-order, duplicate statements, etc. IDFC FIRST Bank is the first bank to offer monthly credit in savings accounts. The bank’s credit cards have unique features such as lifetime free, never-expiring rewards points, zero interest on cash withdrawal at ATMs and low APR, so customer incur less fees on our Credit Cards. Ethics First: The Bank believes that income earned unethically is not worth earning. The Bank applies a "Near and Dear" Test in all product design, so that the employees of the Bank serve only such products to customers that they'd want for their own loved ones. Transformation: IDFC FIRST Bank has transformed from infrastructure to retail banking in four years since merger, increasing CASA ratio from 8.7% to 46.8% (December 31, 2023). Total Customer Deposits have increased by 4.5X from Rs. 39,602 crores at the time of merger as of December 31, 2018, to Rs. 1,76,481 crores as of December 31, 2023. The Bank has set up 897 branches and 1,136 ATMs. Financial Performance: The Bank recorded a PAT of Rs. 2,232 crore (~US$ 269 million) in 9M-FY24, with strong Capital Adequacy of 16.73%. The Bank has a long history of nearly 14 years (including period of Capital First) of maintaining high asset quality, with Retail, Rural & SME book currently having Gross NPA of only 1.45% and Net NPA of 0.51% as of December 31, 2023. Overall Gross NPA including infrastructure is 2.04% and Net NPA is 0.68%. ESG Goals: The Bank is highly committed to ESG. The Bank has high governance scores, the business lines naturally support social goals, and efforts are ongoing to achieve environmental goals.


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Rated 1 out of 5 stars

Frauds

Bunch of frauds operating the bank who steal personal identification from other banks and don’t stop bothering other bank customers by calling them multiple times daily. Stay away from these unethical fraudsters.

February 16, 2024
Unprompted review
Rated 1 out of 5 stars

Very very cheapest bank I ever seen

Very very cheapest bank I ever seen
They will continuously debited my cash for no reasons and the emi also very big amount every mnth I paid about 1000 for bounce charge .I paid the money the crct day ,but without no reason they will bounced charge .never go for any services for this bank.they are cheating customer.the world's froud'st bank is IDFC FIRST BANk.

February 2, 2024
Unprompted review
Rated 2 out of 5 stars

SOME MAJOR TECHNICAL ISSUES WITH THE…

SOME MAJOR TECHNICAL ISSUES WITH THE BANK
1. OTP NOT RECIVED ON SMS FOR LAST THRE DAYS.SAME MOBILE NO LINKED WITH OTHER THREE BANKS BUT NO ISSUE .
2. IDFC BANK MESSAGE COMES ON EMAIL THAT OTP DELIVERED THROUGH SMS BUT NO SUCH SMS IS RECEIVED AFTER 5 ATTEMPTS
3. OTHER BANKS LIKE HDFC SENDS OTP THROUGH EMAIL AS WELL AS SMS AND EVEN IF OTP THROUGH SMS IS NOT RECEIVED ON CAN DO TRANSACTION BY CHECKING EMAIL
4. IDFC BANK IS RIGID THAT OTP WILL COME THROUGH SMS ONLY AND NOT ON EMAIL AS WELL AS THROUGH SMS SO PROBLEMS
5. CHECKED TO MY OPERATOR AIRTEL THERE IS NO ISSUE ON THEIR END
6. COMPLAINED LODGED ON HELP LINE ON 13-01-2024 BUT NO SOLUTION SO FAR
EXPECT DYNAMIC MD OF THE BANK WILL EXAMINE THIS MATTER .
R K NAGPAL MOBILE NO 9910528368

January 13, 2024
Unprompted review
Rated 1 out of 5 stars

Worst Treat with customer from loan department on chandra layout branch Bangalore -560040

The world worst bank is IDFC Bank,they don't have proper operation team,in chandra loyout loan branch IDFC Bank employees mis behave with customer & there is t00 much hidden charges will applicable,i request all people to not go with IDFC First bank, please go with other banks like ICICI Bank they will provide good respect & polite with customer.

When i told to give one more NOC due to RC i have recieved late from RTO ,IDFC employee(Mr.Pradeep) is misbehave with customer & he his asking Rs.500 to issue to NOC,but its not my mistake to submit to RTO on HP Cancellation & Mr.Pradeep will alway misbehave with customer he will always show his attitude ,i request to IDFC Founder to look on this kind of employee behaviour & take proper inmprovement action.

January 5, 2024
Unprompted review
Rated 1 out of 5 stars

Worst service in this bank

Worst service in this bank, while taking loan they will assure that we can close the loan after 1 EMI but when we check they tell different story. Never go for any service for this Bank. They are cheating the customer by giving lie assurance. Worst Worst Worst customer service and loan department. They are charging 27% for personal loan which no bank or NBFC 's charging.

December 1, 2023
Unprompted review
Rated 1 out of 5 stars

pathetic…

Opened a current account pathetic service no relation ship manager bothered to slove clients problems .At the time of opening they are claiming with lots of free services and offers to be provided by bank but all are in vein.NOT AT ALL TRUSTED COUSTOMER SERVICES.

November 6, 2023
Unprompted review
Rated 1 out of 5 stars

Stay Away from IDFC

Being a client of the GMS Road, Dehradun branch has been the worst mistake ever. Pathetic service. The people there don't know what they are doing. Most unprofessional and incompetent.

November 3, 2023
Unprompted review
Rated 1 out of 5 stars

Worst bank service I had an account…

Worst bank service I had an account since 2017 and it's 2023 my amount hold by MHA and they did and no one even helped me in proper way how to resolve that issue better is Paytm at least they guide me in right way and their support said amount held by MHA and I asked what is MHA they scared on call they weren't aware what it is worst service afterwards one senior guided me but very wrongly. He inform me what is MHA and thought he helped me , I will never recommend this bank for further.

October 15, 2023
Unprompted review
Rated 1 out of 5 stars

cheap services provided by…

very cheap services provided by customer care services litreally get irriated with continous phone calls for emi even after payment has been done they continously call for payment & talk very rudely.not satisfied with facility please improve system of bank for EMI.every month same issue faced by us.

October 11, 2023
Unprompted review
Rated 1 out of 5 stars

In the process of filing a case against…

In the process of filing a case against the bank because they have been cheating me every month for over a year with my emi and giving me rubbish excuses for why they overcharge me monthly. This time, I have all the proof I need that they're scamming and honestly, EVERYONE SHOULD AVOID THIS BANK.

September 5, 2023
Unprompted review
Rated 1 out of 5 stars

Worst and annoying bank

Many functionalities in the app doesn’t work. They couldn’t fix the UPI issue. It has been more than 3 days, still haven’t fixed it. If I access many parts of the app, it crashes. First make the app stable and build the functionality and sure there is no regression. App full of bugs and crashes or not working. Very very annoying and highly undependable app. In case of any urgency, your app will ditch the customers.
Average customer support - Few ladies were shouting and not listening to what the customer is asking for.

It says main head branch in the city, but it doesn't do any customer related banking activities. It is just joke, then calling it as head branch for the city. First address customer needs, make the app reliable and fully functional and make the main head branch in the city as customer oriented branch otherwise don't call it as head branch of the city.

July 21, 2023
Unprompted review

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