Intelligent Insurance Reviews 

5,566
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 466 reviews, reviewers overwhelmingly had a great experience with this company and its reliable offerings. Customers frequently praise the knowledgeable staff and efficient phone support, noting that they genuinely appreciate speaking directly with helpful people instead of automated systems. Consumers also mention the competitive pricing and explain how easy it is to set up or renew their policies compared to alternative providers. However, some reviewers were not happy with the digital features, mentioning significant difficulties with the web portal and connecting through the online chat. A few other people also felt that certain renewal quotes were unexpectedly high or experienced communication delays when trying to get assistance.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting helpful, polite, and efficient... See more

Price

Consumers find price to be positive, frequently highlighting very competitive quotes and reductions compared... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting polite and knowledgeable staff who... See more

Service

Reviewers highlight positive aspects of service, noting that staff members are exceptionally clear, concise,... See more

Website

Clients share ambiguous opinions on website experiences, with many reviewers praising the clearly laid out... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was looking for buildings and contents insurance for a coach house. Jack was extremely helpful and patient. He was able to answer all my queries and I feel assured I have obtained the right insuranc... See more

Company replied

Rated 5 out of 5 stars

As a new customer I was very impressed by the knowledge of the staff, the excellent customer service and the fact that there were no Bots or automated systems. I spoke with a real person after a very... See more

Company replied

Rated 5 out of 5 stars

It was great and reliable service. I found Jack and Katie both helpful and supportive. Jack, also explained the policy well. And the online service was quick and efficient. I've spoken to other h... See more

Company replied

Rated 5 out of 5 stars

First time dealing with this Insurance company as I needed specific insurance to cover building work. Quick, straight talking, and were contactable by phone immediately. Dealt with Emma Newman who,... See more

Company replied


Company details

  1. Home Insurance Agency
  2. Insurance Agency

About Intelligent Insurance

Written by the company

Intelligent Insurance is dedicated to finding home insurance for typically ‘hard to insure’ properties and circumstances. From unoccupied home insurance to insurance for listed buildings and holiday homes, we'll strive to arrange high-quality, competitively priced home insurance, whatever your property type, condition, usage or personal circumstances.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

6K reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 62% of negative reviews

Typically replies within 48 hours

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4.5

All reviews

(5,566)

438 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Efficient, helpful and friendly

Efficient quotation exploring alternatives and answering my questions in a helpful and friendly manner. Excellent value with the bonus of free legal cover. A pleasure to deal with after a day of struggling with inflexible, impersonal and totally frustrating IT based systems. Glad to have found Intelligence Insurance.

April 1, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear John,

Thank you for taking the time to leave such a lovely review.

We’re so pleased to hear that we were able to help you find the right home insurance cover, answer your questions clearly, and explore the alternatives with you. It’s also great to know that the included legal cover felt like a real bonus.

Providing a flexible, personal and friendly service is exactly what we aim for, so it’s especially rewarding to hear that this stood out after such a frustrating experience elsewhere. We believe insurance should feel straightforward and human, not rigid or impersonal.

Thank you again for your kind words and for choosing Intelligent Insurance.

Best wishes,
Intelligent Insurance Team

Rated 4 out of 5 stars

The quote I received was for £242 but…

The quote I received was for £242 which is perhaps not the cheapest but when going through the app. online it jumped to £255.93 and because I required an insurance policy quickly I had to accept the change but I do feel I was ripped off but Intelligence Insurance phoned me and refunded the £13.93 and for that alone I would definitely use Intelligence Insurance again as honesty is super important to me and it is clear that they accepted that the rise in price was unfair and they chose to accept that by refunding me which is a great example of honesty.

March 30, 2026
Unprompted review
Rated 5 out of 5 stars

Renewal cost went down!

Had expected my 1st 12 month renewal to go up in price by at least the cost of inflation but it has instead reduced by about 15%. Delighted to have found an insurer that offers loyalty or no claims reductions (I guess) - whatever the reason for the lower price, I’m just delighted it has cost me less this year for the same cover.

March 31, 2026
Unprompted review
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Reply from Intelligent Insurance

Dear Tony,

Thank you for taking the time to leave us such a positive review.

We’re delighted to hear that your renewal price came down this year, especially when you were expecting it to rise. We know that renewal time can often bring a bit of uncertainty, so it’s lovely to hear how pleased you were to receive the same cover at a lower cost.

It’s also great to know that this made you feel valued as a customer. We always aim to offer fair, competitive cover, so your comments really mean a lot.

Thank you again for choosing Intelligent Insurance, and for sharing your experience.

Best wishes,
Intelligent Insurance Team

Rated 5 out of 5 stars

An intelligent approach to my policy needs

My house is a new build with a very modern design and within 200M of a river, which I surprisingly found difficult to insure. I then came across Intelligent Insurance, who, as their name suggests, took an intelligent approach, rather than a tick box approach to my policy. The policy covers all my needs and a good price.

March 28, 2026
Unprompted review
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Reply from Intelligent Insurance

Hi Roger,

We’re really pleased to hear that we could take an intelligent approach to your insurance needs and help arrange cover that suited your home and circumstances.

Moving beyond a simple tick-box approach is one of our real strengths, so it’s lovely to know that stood out to you.

Thank you again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Phillip worked hard to get our policy…

Phillip worked hard to get our policy in place and kept us informed every step of the way. Phillips efforts and commitment is the main reason why we are now with you guys.

March 25, 2026
Unprompted review
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Reply from Intelligent Insurance

Hi James,

We’re delighted to hear that Phillip worked hard on your behalf and kept you updated every step of the way. Knowing that his dedication and commitment played such a big part in your decision to choose us really means a lot.

We’ll be sure to pass your comments on to Phillip. Thank you again for choosing Intelligent Insurance.

Best wishes,
Intelligent Insurance Team

Rated 5 out of 5 stars

Renewal was straight forward

Renewal was straight forward and increase in instalment was reasonable.
I did have questions prior to renewal on Live Chat which was an efficient polite service

March 26, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear John,

Thank you for taking the time to leave us a review.

We’re pleased to hear that your renewal process was straightforward and that our Live Chat service was helpful, polite and efficient when you had questions beforehand. Feedback like this is always appreciated.

Thank you again for choosing Intelligent Insurance.

Best wishes,
Intelligent Insurance Team

Rated 5 out of 5 stars

2nd Year with Intelligent Insurance

Quick, clear and easy to see what the policy covered and to renew. This is our 2nd year with Intelligent and we have been happy so far.

March 26, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for taking the time to leave us a review.

We’re so pleased to hear that renewing for your second year was quick and straightforward, and that the cover was clear and easy to understand. It means a lot to know you’ve been happy with us so far.

Thank you again for choosing Intelligent Insurance.

Best wishes,
Intelligent Insurance Team

Rated 5 out of 5 stars

Great Service

Great service, easy renewal process.

March 25, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Hi Linda,
Thank you for your review.

We’re pleased to hear you found the service great and the renewal process easy.

Thank you again for choosing Intelligent Insurance.

Best wishes,
The Intelligent Insurance Team

Rated 5 out of 5 stars

Lady we dealt with was easy to talk…

Lady we dealt with was easy to talk with and understanding. Walked us through what we needed to do.

March 24, 2026
Unprompted review
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Reply from Intelligent Insurance

Thank you for your positive review.

We’re pleased to hear that the team member you spoke with was understanding, easy to talk to, and able to guide you through everything clearly.

Best wishes,
The Intelligent Insurance Team

Rated 5 out of 5 stars

The new quote was very pleasing

The new quote was very pleasing, communication clear and timely, and everything has been sorted out for the new year, quickly and efficiently, with no fuss.

March 24, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your kind review.

We’re so pleased to hear that you were happy with your new quote and that everything was handled quickly, efficiently and with clear communication throughout.

Best wishes,
The Intelligent Insurance Team

Rated 5 out of 5 stars

Insurance for empty second home

Philip was highly professional, efficient, and easy to deal with, and found me a policy for an unusual situation whereby my purchase was going to remain empty for a while before refurbishment works begin.

March 16, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Mrs. Ellison,

Thank you for your kind review.

We’re so pleased to hear that Philip was professional, efficient and easy to deal with, and that he was able to help arrange cover for your second home while it remains unoccupied ahead of refurbishment works. Situations like this often need a more considered approach, so it’s lovely to know his support made the process easier for you.

Best wishes,
The Intelligent Insurance Team

Rated 5 out of 5 stars

Buildings in probate insurance

Aislin went above and beyond my expectations to be helpful. If this is a moment where I'm about to learn they are actually a Chatbot, consider me a boomer. In what is the most stressful time of my life to date, Aislin has helped me to arrange my policy for my deceased dad's house and organise for the solicitors to administer payment. I'm beyond grateful, as so many other companies have flat-out said they won't insure a building in probate.

March 19, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Kia,

Thank you so much for your heartfelt review.

We’re incredibly pleased to hear that Aislin was able to support you during such a difficult time and help arrange probate home insurance for your late father’s house, including coordinating payment through the solicitors.

We also really appreciated your comments about not being passed to a chatbot. We do not use chatbots. We believe real people are needed for real situations, especially when someone is dealing with something as important and personal as a property in probate.

Your kind words mean a great deal, and we’ll make sure your feedback is passed on to Aislin.

Best wishes,
Intelligent Insurance Team

Rated 5 out of 5 stars

Satisfied customer

I was able to continue my house insurance at a lower rate than last year. I spoke to someone on the phone who explained that my premium would be taken from the card that I used last time. I was kept informed and everything was very straightforward.

March 16, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Hi Ann,
Thank you for renewing with us and thank you for leaving such a positive review.
If you need help before next year’s renewal, just get in touch and we’ll be happy to help.
Many Thanks,
Intelligent Insurance Team

Rated 5 out of 5 stars

I wanted specialised insurance so…

I wanted specialised insurance so shopped around I was so pleased when I rang all the insurance cover was explained how I could understand any questions I asked where answered with patience.I was offered insurance which I was so pleased all on the same day very satisfied customer

March 16, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Gina,
Thank you so much for your positive review. We're delighted to hear you found the specialist home insurance you needed.
If there’s anything else we can help with, just let us know.
Best wishes,
Intelligent insurance Team

Rated 5 out of 5 stars

Much easier than expected to fill out…

Much easier than expected to fill out the on line forms and the price is more affordable than many other providers

March 4, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear MV,
We’re grateful for your review and are happy to learn that you found our services satisfactory. Should you need any assistance in the future, our team is always here to help.
Kind regards,
Intelligent Insurance Team

Rated 5 out of 5 stars

Rachel was super helpful and made…

Rachel was super helpful and made changes to my new policy for me. Thanks for making is easy during an a stressful time moving house!

March 13, 2026
Unprompted review
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Reply from Intelligent Insurance

Dear Miss Hamilton,
It’s great to hear Rachel was able to help you. We’ll be sure to pass on your kind words. If we can help any further, feel free to get in touch.
Kind regards,
Intelligent Insurance Team

Rated 5 out of 5 stars

I inquired about home contents…

I inquired about home contents insurance, and from the first question to the last, it was very easy to understand. I am 64 years old, and usually not very good on the Internet, but had no problems in getting the quote, and setting up the direct debit, as the price was right. Thank you intelligent insurance.

March 13, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Christopher,
Thank you so much for choosing Intelligent Insurance and for taking the time to leave such encouraging feedback. We’re delighted you managed to find the insurance cover you needed for your home contents.
If there’s anything else we can help with, just let us know.
Best wishes,
Intelligent Insurance Team

Rated 5 out of 5 stars

Professional service and good value

Very professional. Good value. Customer service person took the time to explain everything. I wouldn’t hesitate to use them again.

March 12, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Paula,
Thank you for such positive feedback. We really appreciate you taking the time to comment and are delighted you’re happy with the service we’ve provided.
Best wishes,
Intelligent Insurance Team

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