Liberty - Ruth Middleton Reviews 

150
TrustScore 5 out of 5

4.9

PO Box 218, 3550 BENDIGO, Victoria, AU


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Rated 5 out of 5 stars

We approached Ruth to get a second opinion, before we made a decision on what we were going to do. We are so glad we went with Ruth as our broker. She was very clear with her communication, and above... See more

Rated 5 out of 5 stars

Ruth was a wonderful person to deal with, has been well above expectations with dealing with me and my questions. Would recommend Ruth to anyone who would like to apply for finance. Overall bloody bri... See more

Rated 5 out of 5 stars

Ruth made experience as first home buyers easy and stress-free. Everything went smoothly, she communicated with us constantly, and explained everything very clearly. I cannot recommend Ruth more!! Tha... See more

Rated 5 out of 5 stars

Ruth Middleton was recommended to me by my accountant. Ruth assisted me with all paper work. She frequently kept me up to date with each stage and responded in a timely manner to my questions. I high... See more


Company details

  1. Financial Institution

Information provided by various external sources

At Liberty, our products are customised to suit the needs of more customers. We’re a free-thinking finance company that offers innovative solutions at competitive prices to support customers with greater choice. With a wide range of home, car, business and personal loans, as well as SMSF lending and insurance products, Liberty offers solutions to help more people get financial.

Disclaimer

Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2019 All rights reserved | Liberty Network Services Pty Ltd (ABN 65 151 158 628/Australian Credit Licence 408042) (LNS) is a wholly-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983/Australian Credit Licence 286596). Liberty Network Services has access to products including those from Liberty Financial.

Contact info

4.9

Excellent

TrustScore 5 out of 5

150 reviews

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4.9

All reviews

(150)

990 reviews in the last 12 months

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Rated 5 out of 5 stars

Ruth Middleton

Ruth was a wonderful person to deal with, has been well above expectations with dealing with me and my questions. Would recommend Ruth to anyone who would like to apply for finance. Overall bloody brilliant.

June 9, 2026
Rated 5 out of 5 stars

Excellent service

Ruth Middleton was recommended to me by my accountant.
Ruth assisted me with all paper work. She frequently kept me up to date with each stage and responded in a timely manner to my questions. I highly recommend Ruth.

April 20, 2026
Rated 5 out of 5 stars

Second to none service

We approached Ruth to get a second opinion, before we made a decision on what we were going to do. We are so glad we went with Ruth as our broker. She was very clear with her communication, and above and beyond with email updates. Was a stress free easy process because of how easy Ruth made the process, and how she kept us up to date with information. We will highly recommend Ruth, to everyone!

May 1, 2026
Rated 5 out of 5 stars

Ruth was fabulous

Ruth was fabulous, so friendly and happy to answer any questions I had. Communication was fantastic too. I’d highly recommend Ruth to anyone needing finance!

February 28, 2026
Rated 5 out of 5 stars

We had such a positive experience!

We had such a positive experience working with Ruth as our broker. From the very beginning, she was incredibly supportive, always taking the time to explain things clearly and make sure we felt comfortable with every step of the process.

Her communication was amazing as she kept us updated regularly, responded quickly to any questions and made what could have been a really stressful time feel so much more manageable. It honestly felt like she genuinely cared about getting the best outcome for us, not just doing her job.

We’re so grateful for all her help and wouldn’t hesitate to recommend Ruth to anyone looking for a reliable, approachable and knowledgeable broker.

Thankyou Ruth!!
Isabella & Tom

March 20, 2026
Rated 5 out of 5 stars

Ruth is so professional &…

Ruth is so professional & knowledgeable, which made the loan process run very smoothly. She discussed many different options with me. I would highly recommend Ruth as your home loan broker.

January 29, 2026
Rated 5 out of 5 stars

Highly recommended ⭐️⭐️⭐️⭐️⭐️

Ruth is knowledgeable, passionate and will go above and beyond to achieve results for her clients. She was extremely attentive throughout our dealings with her and always managed to find a solution in complex situations. Ruth is highly recommended by myself and partner!

December 18, 2025
Rated 5 out of 5 stars

Ruth is the best!

Ruth is fantastic at her job and goes above and beyond to make sure everything is easy, organised and in place. Can’t recommend her highly enough.

October 6, 2025
Rated 5 out of 5 stars

Ruth Midelton has been an absolute…

Ruth Midelton has been an absolute godess whilst helping us through the minefield that has been thrown in front of us to get a mortgage. We could not have asked for a kinder more respectful person. All the months leading up to settlement were a nightmare but Ruth set our minds at ease with her help. Then while she was away for a while her daughter stepped in to continue the awesomeness.

September 16, 2025
Rated 5 out of 5 stars

Ruth turns overwhelm into empowerment

Numbers and budgets have always made my brain switch off as much as I would prefer it not to. Ruth has always made the scary process of buying a house or car an exciting experience rather than a terrifying one. I have entered every appointment overwhelmed and left feeling calm, like I understood enough about my options to make an informed decision, and knowing that Ruth would be in the background making sure everything went well. I could not recommend her enough. Thanks for your warmth, humour, and brilliance Ruth!

July 4, 2025
Rated 5 out of 5 stars

Exceptional service and support from start to finish

We’ve worked with Ruth over a number of years now. She has helped us secure home loans, refinance when the time was right, and most recently supported us with a car loan. Every time, Ruth has been outstanding.

She’s consistently kept in touch throughout each process, always making sure we understand what’s happening and feel confident in the next steps. Ruth is friendly, approachable, and incredibly professional. Nothing is ever too much trouble, and she genuinely cares about getting the best result for you.

We can’t recommend her highly enough. Her knowledge, communication, and reliability have made every experience smooth and stress free. Thank you Ruth!

July 8, 2025

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