Limited coverage – short hospital stays only, no support for rehabilitation
Multicare works reasonably well for private hospitalizations of up to ~1–2 months, depending on the justification given by the caregiver. However, it does not cover continued care or rehabilitation. This is a serious limitation, especially for elderly patients who may need intensive physiotherapy or mobility support after treatment.
In addition, the phone support service is only available in Portuguese and is very rigid. They repeatedly assure that continued care is never covered, regardless of individual medical needs.
The focus seems more on avoiding financial cost than on supporting patients’ lives. For elderly patients, extending quality of life does not appear to be a priority, and the approach is rarely comprehensive or empathetic.








