MyCreditMonitor Reviews 

406
TrustScore 4 out of 5

4.1

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Rated 1 out of 5 stars

This company is a scam company-they ask for proof documents to be sent in the post but won't cover postage. I cancelled because of this but they still scammed money off my card. There is no way of c... See more

Rated 5 out of 5 stars

I've tried others like experian & clearscore but this is by far the best. A- because these are Extremely helpful and polite if you need to speak to an adviser which personally is what I look for. Th... See more

Rated 4 out of 5 stars

Recent member, still in my trial time but sofar Im very impressed. Having promising thoughts that finally I may of found a tool that can start helping me repair a terrible history that I have found i... See more

Company replied

Rated 5 out of 5 stars

Had a pleasure to talk to one of stuff. Very pleasant, patient and knowledgeable gentleman answered all my even silly question. They really seem to know about credit score and everything that affectin... See more

Company replied

Company details

  1. Credit Bureau

Information provided by various external sources

Get instant online access to your credit report & score for free with MyCreditMonitor. View your credit history and protect yourself against fraud.


Contact info

4.1

Great

TrustScore 4 out of 5

406 reviews

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4.1

All reviews

(406)

0 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Best company

You help people

December 13, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 4 out of 5 stars

so far so good

will depend on questions to be asked

December 12, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Janet,

Thanks so much for your feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Our Customer Service team are on hand should you have any questions regarding your credit report, they can be contacted on 0344 381 4163.

Thanks very much
Sarah King
Customer Service Expert

Rated 4 out of 5 stars

good

very helpful

December 12, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 4 out of 5 stars

Miss

Helpful people

December 11, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Deon,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 5 out of 5 stars

My Review

Was very helpful And easy to work.

December 10, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Christopher,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 1 out of 5 stars

Feels like a scam

Poor experience of this website. I accessed it to take advantage of 30 day free trial credit scoring, which turns out cannot be provided without postage of sets of paperwork - so it is NOT any kind of easy online service as suggested. I then had £14.99 taken from my account. I cancelled membership - or so I thought- only to again have £14.99 taken from my bank the following month. This has all the makings and feeling of a 'scam' which preys on those least able to afford £14.99 per month. Terms and conditions all geared towards making it difficult to remove yourself from the site and the monthly £14.99 - for absolutely NO service whatsoever. I truly feel as though I have been scammed. I am reasonably capable and comfortable using internet services and really feel silly for having fallen for this.
Thank you Sarah for your response. I will phone or email or attempt to do what is necessary to properly cancel my membership. I would like a refund of this months £14.99 and will be asking for this. I would hope that common sense would prevail and that anyone who has clearly not received a service would at least expect this to be carried out without additional fuss.
I have now received an email confirming my canceled membership. I will follow up with an enquiry as to why the £14.99 was removed from my account this month and request it is refunded.
I have had the £14.99 refunded, which is much appreciated, thank you.

December 8, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Angela,

Many thanks for your feedback and apologies our product didn't meet your expectations. As part of the registration process for customers we ask 3 questions in order to validate their identity, if a customer passes all 3 questions they have instant access to their credit report and score. If a customer fails one or more of the questions, we request that they send in ID to validate their identity.

I'm sorry that you account wasn't cancelled when requested. If you still need to cancel your account please call 0344 381 4163. Alternatively, please email me at sarah@mycreditmonitor.co.uk with your membership number.

Angela, let me know how you get on regarding your refund, if you require assistance please contact me by email.

Many thanks
Sarah King
Customer Service Expert

Rated 5 out of 5 stars

mycreditmonitor

this is very easy to under stand your report has ive found other credit reports hard to figure out but would recommend using creditmonitor

December 7, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello John,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 5 out of 5 stars

Good

Very good!!!!!!!!!!!!

December 7, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 5 out of 5 stars

My Credit Monitor

I recently used this site to check my credit history for personal reasons. Easy to use and understand would recommend this site to all.

December 7, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Sandra,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 5 out of 5 stars

Excellence in Client Care

I have nothing but praise for the care and assistance of the people I Have spoken to recently over several issues. It's so wonderful to speak to someone who takes time to listen, understand and tries to help resolve a problem or error caused by others mistakes and incorrect information being added to a data file.

Highly recommend this wonderful company and their far above excellent caring staff.

December 7, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Jacqueline,

Thanks so much for your fantastic feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

I will pass your thanks onto our Customer Service team.

Thanks very much
Sarah King
Customer Service Expert

Rated 5 out of 5 stars

Quick and efficient report

Was asked for identity and was promptly issued with my report . Ni hassles on cancellation either . Thanks

November 29, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Davinder,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 4 out of 5 stars

Easy to use

Great and easy way to check my credit file. Thanks

November 29, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 5 out of 5 stars

Outstanding service!

I have joined these a months ago and had great help. I have even called up and had oustanding confidential conversation's and advise and it's so easy to you. It goes back many years so if you have forgotten anything it will show!

November 29, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Jamie,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 4 out of 5 stars

Very good service & a Comprehensive report!

Easy access, straight forward & had explanation for everything & I got the one month free trial.
Great to know where one stands in the credit market.

November 28, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 5 out of 5 stars

Very good service!!!

MyCreditMonitor is a brilliant service which is easy to deal with!

I recommend MyCreditMonitor for everyone who wants to know detailed data on his credit score.

November 28, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 5 out of 5 stars

Good service good alerts

I've used this a couple of times to check my credit rating. The alert service is good aswell as it alerts you to things affeting your credit or checking your credit It's abit pricy but cheaper than others and always good to check your rating

November 25, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 4 out of 5 stars

Only online service which worked for us.

Since my wife and I haven't lived in the UK longer than 2 Years, MyCreditMonitor was one of two services which accepted our dates but the only one with immediate results.

November 25, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Philpp,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 4 out of 5 stars

Completely info than all over credit checkers

Thank you for useful website.

November 25, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Ehsan,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

Thanks very much
Sarah King
Customer Service Expert

Rated 5 out of 5 stars

Very helpful and easy transition

I was extremely impressed with the way the lady dealt with my telephone request. She was more than helpful to me with my credit score file and I'm in the middle of getting the ex-partner off my credit file, to which she give me as much information and help as possible

November 24, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello Mr Richards,

Thanks so much for your great feedback. I'm glad we have helped you out. We’re always looking at ways to improve our product and make it easier for our customers to track and improve their credit report.

I will pass your thanks onto our Customer Service team.

Thanks very much
Sarah King
Customer Service Expert

Rated 1 out of 5 stars

Lasted 24 hours, score massively inaccurate

After providing all information was given a score of 580, the lowest possible it seems. A massive surprise as I have quite a good history. So I also signed up to the market leader where they gave me a score of 980, what a difference! Double checked both sites information against each other and they matched, picking up all my accounts and the same recent searches etc. My only thought is that perhaps they were trying to sell me a service and that my score would come back up to its correct level after signing up.
Needless to say the account was cancelled the next day.
**update**
After mycreditmonitor replied saying a score of 580 is excellent I checked their website. After stating that the score from the website will range from 0-700 it goes on to say " A score above 609 is considered to be 'excellent' whereas a rating below 588 will be judged as 'poor' and carry the associated financial consequences in relation to credit"
I still stand by my original comment, the score awarded of 559 (i just checked for the actual figure) and depicted as 1 out of 5 stars is poor.
The fact that out of a 0-700 scale the good range is 21 points is a little worrying...

November 24, 2016
Unprompted review
MyCreditMonitor logo

Reply from MyCreditMonitor

Hello,

Many thanks for your feedback and apologies our product didn't meet your expectations. Experian and Callcredit (the credit reference agency that we use) have a different scoring system. A score of 580 for MyCreditMonitor is an excellent credit score and is shown as excellent on your MyCreditMonitor page.

I assure you we weren't trying to sell you an additional service and our credit scores are accurate.

Kind regards
Sarah King
Customer Service Expert

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