National Debtline Reviews 

329
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 248 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable, kind, and empathetic staff who provide clear, practical debt advice completely free of judgment. People feel significantly relieved after speaking with the team, noting that the helpful guidance simplifies complex financial situations and puts everything into a much better perspective for the future. However, some people mentioned experiencing frustrating waiting times on the phone before managing to connect with an advisor. A few reviewers also felt rushed during their conversations, noting that certain handlers seemed impatient or eager to end the call.

What people talk about most

Staff

Users describe positive interactions with staff, consistently highlighting their compassionate,... See more

Customer service

Clients share positive opinions on customer service, highlighting that advisers are patient, understanding,... See more

Service

Reviewers mention positive feedback about service, frequently highlighting compassionate support, helpful... See more

User experience

Reviewers highlight positive aspects of user experience, frequently noting that the website is extremely easy... See more

Customer communications

Customers consistently note ambiguous experiences with customer communications, expressing both deep... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Patience in collecting the relevant info from me, then very clear feedback on the process and next steps I needed to take. Gave me confidence to proceed without spending money on lawyers (at least fo... See more

Company replied

Rated 5 out of 5 stars

I had to deal with an issue that I had never came across and required advice. I was given an advice that wasn't what I expected but it seemed the correct advice which I followed and time will tell if... See more

Company replied

Rated 5 out of 5 stars

Wow, what a life saver! This company is incredible. I spoke with a wonderful lady, that she was knowledgeable, kind, empathetic, effective, clear, professional and reassuring. I was given free resou... See more

Company replied

Rated 5 out of 5 stars

Debtline was there for me when I didn’t know where to turn. It provided confident and useful advice and put me in touch with the correct path for my family personal circumstances. I will use it and am... See more

Company replied


Company details

Written by the company

National Debtline is a charity run by the Money Advice Trust. Working in England, Wales and Scotland, we have helped millions of people deal with their debts. We provide free, independent debt advice over the phone and through our webchat service. We've been helping people in the UK with debt since 1987.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

329 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 1 week

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4.7

All reviews

(329)

220 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

My care and support needs have been…

My care and support needs have been very well understood and I've been supported very well. Christine and Eiffa have both been amazing and because national debt helpline is a free, independent and impartial service i can trust them with all the relevant financial information to help me make the best choice, in my own best interest instead of in my creditors interest. And, although it's too early to tell the outcome of my financial solution, a great weight off my mind has been lifted, knowing I'm getting all the debts sorted in one go. Thank you so much ❤️

June 4, 2026
Unprompted review
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Reply from National Debtline

Thank you for your review. We're pleased to hear about your positive experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very helpful and polite

Very helpful and polite

June 4, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your positive experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

Great experience and very solution…

Great experience and very solution focused.

June 5, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your positive experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

I had a bailiff turn up at my home…

I had a bailiff turn up at my home trying to reclaim money from someone who didn't live here. The advice I received was both helpful and reassuring.

May 27, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your positive experience. Kind Regards, National Debtline

Rated 1 out of 5 stars

I'm currently in a call queue where I…

I'm currently in a call queue where I have been waiting for my call to answered for 2hr and 19 mins. In what world is this acceptable??? People who are stressed and dealing with already overwhelming stress should not be waiting.

June 1, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Hi Michelle, we're sorry to hear about the long wait. We're experiencing a very high level of calls at the moment so it is taking longer than usual to get through. Thank you for your patience.

Rated 5 out of 5 stars

Excellent

Excellent, helpful and reassuring. Highly recommend.

June 1, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your positive experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

Phoning on behalf of a friend who is in…

Phoning on behalf of a friend who is in hospital I was told exactly what I had to do and how to prioritise their debts.

May 27, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your positive experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very great service

Very great service

May 22, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your positive experience. Kind Regards, National Debtline

Rated 1 out of 5 stars

AWFUL MANAGEMENT

I had an awful experience working for National Debtline. After taking around a month off due to a very close family bereavement alongside serious personal health struggles, I returned to work on a phased return agreed by management. Within days, they ended my employment just before my probation period finished, which felt completely deliberate so they could dismiss me more easily.

What shocked me most was the complete lack of compassion and empathy from management, especially considering the nature of the job. Instead of support, I was met with intrusive questioning and nitpicking about my bereavement, almost as if my reaction to losing someone close was abnormal. In my dismissal letter, they also claimed they had not seen much development from me, despite me having emails and quality monitoring feedback proving I was performing well and regularly receiving positive feedback. It honestly felt like excuses were being made up to justify dismissing me.

May 27, 2026
Unprompted review
Rated 5 out of 5 stars

Great guys

Great guys , Thankyou

May 24, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you about your positive experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

Informative

Informative, reassuring and not judgemental people.im glad I called you..

May 24, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you about your positive experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

I found the service fantastic clear…

I found the service fantastic clear understanding on what my debts looked like gave me a 30 day cool of sample letter to send to creditors there was no judgement
Cant fault them

May 23, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our sample letters useful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Good communication and good service

Good communication and good service
Very clear

May 22, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you about your positive experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

Helpful guide

Helpful guide

May 16, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our service helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Excellent advice

Amazing advice, knowledgeable and very nice and helpful people

May 15, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you about your positive experience. Kind Regards, National Debtline

Rated 1 out of 5 stars

I’ve never been in debt in my life or…

I’ve never been in debt in my life or accepted any debt but still get this number calling me daily. As soon as I explain they hang up and call back demanding money again tomorrow. This company is like a legal gang. If they done this to an older/ more mainstream person they would probably have a 90% success rate of extorting money out of good people

May 12, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are really sorry to hear that you have been experiencing recent calls like this. We can confirm that these calls were not made by National Debtline as we do not make outbound calls and do not ask for money.

We have had a number of reports recently similar to your experience and having done some further investigation, it appears that some disreputable organisations are calling numbers and pretending to be us, or they have similar names to us, in order to take advantage of our good reputation with the aim of either selling products or obtaining details from that individual. Please block these numbers in the future. Kind regards, National Debtline.

Rated 5 out of 5 stars

This really is a very helpful company

This really is a very helpful company. They explain everything in a simple way and really put your mind at ease by the end of the call. Very happy with the service 100%

May 8, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear your experience with us was helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Professional, Kind, and Life-Changing Human Support

​I am incredibly grateful for the support I received from the National Debtline today. Speaking with a real person was a complete turning point for my finances and my life. The advisor helped me create a realistic budget and provided expert legal advice that turned a very stressful situation into a clear, manageable plan.

​This service has saved me so much time that I used to lose to worry and stress. For others in my situation, please know that this human connection is a vital lifeline. While technology has its place, my past experiences with automated system errors on other platforms make me value the "human heart" of this service even more. Accuracy is vital when dealing with legal and financial matters, and the advisor's patience gave me the peace of mind I needed to focus on my next step to move forward in my life.

​Thank you for being such a professional and supportive team. You truly improve lives.

April 29, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very helpful

April 27, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your experience. Kind Regards, National Debtline

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