nesto mortgages Reviews 340

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, professionalism, and positive attitude, making interactions pleasant and productive. Many people highlight the outstanding customer service, appreciating the personalized and understanding approach. The service provided is often described as excellent, with consumers noting the efficiency and ease of their overall experience, particularly impressed with quick response times and smooth user experience. People also frequently mention securing great rates and a user-friendly online portal. However, some customers also noted issues with disorganization and unresponsiveness, with some experiencing unreturned calls and a lack of follow-up. A few other people also felt that the staff lacked experience or were dismissive, particularly when seeking initial quotes or explanations for financial discrepancies.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting their professionalism,... See more

Service

Reviewers highlight positive aspects of service, with many customers expressing satisfaction with the... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting helpful and responsive... See more

Price

Customers had positive experiences with price, often highlighting Nesto's competitive rates. Many reviewers... See more

User experience

Consumers generally find the user experience to be positive. Many reviewers highlight the electronic process... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My experience with Nesto was EXCELLENT. Thanks . Special for Jeff so the attention for give me solutions was GREAT. Jeff will be Manager soon I honestly about this review. Nesto improved regarding... See more

Rated 5 out of 5 stars

We needed to secure a mortgage within a very short timeline and Jeffrey Liu helped us out immensely. He made sure that our file was prioritized and he was on top of communicating with us always. He en... See more

Company replied

Rated 5 out of 5 stars

I went through Karun Khanna and he's probably the most helpful customer service representative that I've ever had. He walked me through the pros/cons very well, and got back to my questions and phone... See more

Rated 5 out of 5 stars

I had been having a terrible experience with my "big bank" as I needed to weigh options to sell and buy new or renew my existing mortgage. The bank was just far too siloed to be able to provide an... See more


Company details

  1. Mortgage Broker
  2. Mortgage Lender

Written by the company

At nesto, we’re on a mission to offer a positive, empowering and transparent property financing experience, simplified from start to finish.


Contact info

4.2

Great

TrustScore 4 out of 5

340 reviews

5-star
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1-star

Replied to 100% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Great rate and service!

Nesto was great to work with and Elischa was quick to respond and answered all our questions.
The online system is very efficient for uploading all the documents and made the complicated process seem simpler.
I would definitely recommended contacting Nesto for your next mortgage! Their rate is very good and they will rate match.

September 15, 2023
Unprompted review
Rated 4 out of 5 stars

Explore the Excitement Best offer All…

Explore the Excitement Best offer All This ting offer 50%Offer

August 8, 2023
Unprompted review
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Reply from nesto mortgages

Hi Abiraje

We're nesto mortgages, Canada’s first digital mortgage lending platform, with a dedicated team of qualified mortgage experts supported by advanced technologies. We're not sure if this review was intended for us or not, however we appreciate the 4 stars and hope we can make your experience with us a 5 star review in the future. :)

Rated 1 out of 5 stars

Entirely unprofessional

Aside from the initial phone call that I missed, there has been no contact from nesto. Calls and messages were unanswered. After a month I called the general line to follow up, made 2 appointments, wasted 2 hours waiting for a call that never came. Maybe I just got assigned a bad agent, but this was a complete waste of my time. Just let me withdraw my application.

March 31, 2023
Unprompted review
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Reply from nesto mortgages

Hello,

We're really sorry to hear about your experience. At nesto, we pride ourselves on providing excellent customer service, and it seems like we missed the mark this time.

We appreciate your feedback and would like to look into the matter immediately. Could you please contact us at support@nesto.ca? It will aid us in understanding what went wrong and how we can rectify the situation. We hope for another chance to assist with your mortgage inquiries and improve your opinion of our service.

Best Regards,
The nesto Team

Rated 5 out of 5 stars

A better option than your local bank

I found Nesto via online search and was lucky enough to be put into the hands of Elischa and Laura. The communication and response time was incredible. Document submission was easy. I was buying without real estate agent for the first time and was very impressed with the level of knowledge.

August 16, 2023
Unprompted review
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Reply from nesto mortgages

Hello Danton,

Thank you so much for your kind words! We're delighted to hear about your positive experience with Elischa, Laura, and our team at nesto. It's wonderful to know that the process was smooth and efficient for you, especially as it was your first time buying without a real estate agent. We pride ourselves on our communication and customer service, and your compliments really make our day. Should you ever need assistance or have any further queries, please feel free to reach out to us at support@nesto.ca.

Thanks again for choosing nesto!✨

Rated 5 out of 5 stars

Simple, clear, great rates!

The whole process is clearly layed out, with helpful and friendly humans, an easy and clear web interface to use, and amazing rates when I compared to all others this summer. Thank you for the help!

August 2, 2023
Unprompted review
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Reply from nesto mortgages

Hey there,

thanks for your stellar review! We're thrilled you found our process user-friendly and our rates unbeatable.

We hope to assist you again in the future!

Rated 5 out of 5 stars

Very easy and helpful and best rate i…

Very easy and helpful and best rate i could get and not much hassle

July 17, 2023
Unprompted review
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Reply from nesto mortgages

Hi Mohamed,

We're thrilled to hear you had a great experience with us! Our goal is to make the mortgage process as simple as possible. We cannot wait to work with you in the future!

Have a wonderful day

Rated 5 out of 5 stars

Straightforward, friendly service and good rate

I didn't know nesto and contacted them because their low rate came up in an online search, but found the service to be far from cut price.
As relatively new arrivals in Canada we didn't have huge experience in mortgage applications, but our advisor Elischa and processor Alin gave really clear advice and instructions and were very pleasant to deal with. Time is always of the essence with such things, but I felt supported rather than pressured. The online portal was a straightforward way to apply and upload all the necessary documents.
What could have been a stressful experience was pleasingly simple, and nesto will certainly be top of mind when we next move or want to remortgage.

July 26, 2023
Unprompted review
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Reply from nesto mortgages

Hi Chris,

Thank you for taking the time to share your wonderful experience with us! We are thrilled to hear that you had a stress-free and positive mortgage application process with us.

We take pride in offering competitive rates and exceptional service to all our valued customers, and we're delighted that you found our service to be beyond expectations. Our team, especially Elischa and Alin, are dedicated to providing clear and helpful advice throughout the process, ensuring that you feel supported and informed at every step.

We cannot wait to work with you in the future!
Best regards,

nesto team✨

Rated 1 out of 5 stars

Poor communication and approval timeline

Nesto claims their approvals (or decisions) take 24-48 hours after document submission. But that’s a bold-faced lie. My application has been in limbo for over a week now, and every question about timeline is responded to with more requests for documents and clarifications and even a race-based assumption! I understand the underwriting process—a bunch of pencil pushers with the collective flexibility of a mummified corpse—but that doesn’t excuse that they only ask for more info when their delays are questioned. There's no proactive effort to clarify everything all at once from the start. Delays, avoidance, more questions in poorly phrased English, and then silence until they get a bit more pressure. It’s been an entirely disappointing experience that has also tarnished my opinion of EQBank, with whom I’ve banked with since their consumer inception. I didn’t even need a positive answer, just _an_ answer in the promised timeframe.

July 11, 2023
Unprompted review
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Reply from nesto mortgages

Hi Yves,

Your feedback is valuable to us, and we want to assure you that we take it seriously. We would love to investigate your application more closely to see what caused these delays. Please feel free to reach out to our team directly by sending us an email at complaints@nesto.ca, our team will be more than willing to assist you with any outstanding concerns.

We deeply apologize for the inconvenience caused and thank you for bringing this matter to our attention. Your feedback will help us improve our processes and provide a better experience for all our customers.

Sincerely,
nesto team

Rated 5 out of 5 stars

Excellent customer service

Elischa offered us an incredible level of service. He was approachable, efficient and offered fantastic insight to the current economic portrait. We would not hesitate one moment to do business with him again in the future.

July 14, 2023
Unprompted review
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Reply from nesto mortgages

Hi Anne,

Thank you for taking the time to leave us a review! We are glad to hear that Elischa was able to provide you with a positive mortgage experience. We will be sure to pass along the kind words.

Have a great day!
The nesto Team ✨

Rated 5 out of 5 stars

Great customer service

Great customer service. Easy process. Quick approvals. Transparent terms. Lowest rates in the market.

Shout out to Alec Harvey for getting the approval and locking my rates in less than 24 hours.

July 11, 2023
Unprompted review
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Reply from nesto mortgages

Thank you so much for your kind words! We are thrilled to hear that you had a great experience with our customer service and found the entire process to be easy and straightforward.

At nesto, we strive to provide our clients with the best possible service, and we're delighted to know that you had a quick and smooth approval process. We understand how important it is to have transparent terms and be upfront about all aspects of the mortgage, and we're glad that our approach resonated with you.

Alec Harvey is a valued member of our team, and we will be sure to pass along your appreciation to him. We are proud to have him on board, and it's wonderful to know that he was able to efficiently get your approval and lock in your rates in such a short time.

Rated 5 out of 5 stars

My experience with nesto was excellent

My experience with nesto was excellent, the entire team was very helpful and transparent throughout my experience. I would definitely recommend nesto for anyone looking for a mortgage and I will strongly consider them for my next new one. The only reason I didn’t sign on with a switch to nesto is because my current lender decided to compete with their rates, making it easier for me to stay with my current lender instead of jumping through all of the remaining hoops required. Thanks for everyone’s help

July 12, 2023
Unprompted review
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Reply from nesto mortgages

Thank you for sharing your excellent experience with nesto!
We truly appreciate your recommendation to others seeking a mortgage. Word-of-mouth referrals are invaluable to us, and we're honored that you trust us enough to recommend our services to your friends and family.

While we're sorry to hear that you didn't end up switching to nesto this time, we completely understand that sometimes circumstances change, and staying with your current lender made more sense for you at the moment. We're glad that your current lender stepped up to compete with our rates, showing that competition can benefit customers in making informed decisions.

Please know that we are here for you whenever you're ready to explore your options again. If there's anything else we can do for you or if you have any questions in the future, don't hesitate to reach out.

Rated 5 out of 5 stars

Elischa was fantastic

Elischa at Nesto was fantastic! He had no problem assessing our needs or communicating upcoming changes, was very knowledgable and promptly provided a solution that presented the best rate. Thank you for the stress free experience, would not hesitate to work with you again in the future!

July 5, 2023
Unprompted review
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Reply from nesto mortgages

Hi,

Thank you for taking the time to leave a review. It's great to hear that Elischa was able to provide you with a positive mortgage experience. We will be sure to pass along the kind words over to him.

Have a great day!
The nesto Team ✨

Rated 1 out of 5 stars

We buy for underwear they have mentions …

We buy for underwear they have mention for underwear cannot try it.but I did not notice the message I bring fitting room two underwear box and other pen also but I did not try for both I wear one.One staff see that the name is SAMIKSHA the lady ask about that and then she say I have to pay for that ok I will buy and than she looking around to me and looking it not comfortable to shopping and then she asks me to pay for both but my mistake I bring long pen and two underwear but I not wear all in my hand only I look that and than she talk to me rude and she call security also they both the talk me pay for that .After my mistake I say sorry I can’t pay for both but they talk rude and they say you have to pay for that and then they call again Supervisor ,the Supervisor is good he talk nicely and he apologized also after we pay for that and I say sorry also but the Staff lay and Security stay in counter and they are talk again. I very disappoint for the buying .Please attention to this Staff -SAMIKSHA the lady .

June 29, 2023
Unprompted review
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Reply from nesto mortgages

Hello,

It has come to our attention that there may be some confusion regarding our company. We believe there may be a mistake, as we are nesto mortgages, a Canadian online mortgage company, and not a vendor of underwear. Our primary focus is assisting Canadians in finding the most favorable rates and products for their mortgage needs.

We kindly request removing the comment in question, as it does not pertain to our services and mistakenly associates us with a completely different business.

Thank you for your understanding.

Best regards,
nesto Mortgages

Rated 5 out of 5 stars

First time homebuyers

My wife and I are first time homebuyers and we were a little unsure about going with Nesto, who we hadn’t heard of before, instead of one of the big banks. Well, we didn’t need to have worried. Elischa and Alin were an awesome team who took us through every step of the process and made sure that everything was explained to us. The whole process was super simple and was so much easier and faster than we expected. We had the whole approval done within a day of the application and we were ready to go. We move in to our new house next month. We will definitely use Nesto again!

May 10, 2023
Unprompted review
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Reply from nesto mortgages

Thank you for taking the time to give us such positive feedback! We are glad to hear that Elischa and Alin were able to help you reach your mortgage goals. At nesto, we aim to make the mortgage experience simple and easy from start to finish. We will pass this message on to the rest of the team.

Have a good day!😃

Rated 5 out of 5 stars

Exceptional Mortgage Advisory Services - Elischa David Salazar

I wanted to express my sincere appreciation for the exceptional services that Elischa David Salazar provided as our mortgage advisor.

His expertise, professionalism, and timely assistance made our home-buying journey a smooth and successful experience. Moreover, his responsiveness and efficiency when we needed it most were outstanding.

Overall, nesto's exceptional mortgage advisory services, coupled with Elischa dedicated and timely approach, made a significant difference.

May 30, 2023
Unprompted review
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Reply from nesto mortgages

Thank you for taking the time to leave such a wonderful review. We will gladly share your kind words with Elischa and the rest of the team. At nesto our goal is to make it as smooth and painless as possible .

Thank you and have a great day Victor.✨

Rated 5 out of 5 stars

The company was very transparent from…

The company was very transparent from the start of the process. Interest rate, no additional charges at any stage. Communication is excellent and the whole process was simple.

May 8, 2023
Unprompted review
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Reply from nesto mortgages

Thank you Jennifer for your kind words. This is what we at nesto strive towards. Offering you a positive, empowering and transparent property financing experience, simplified from start to finish. ✨

Rated 5 out of 5 stars

An unequivocal YES!

From the customer service rep I initially spoke to, through to the mortgage processor, everyone has been professional, responsive, and positive. A special shout out goes to the mortgage broker I worked with, Nisrine Laanan: She turned what could have been a disaster (I'm looking at you, Nesto) into one of the best customer service experiences I've ever had. She understood the urgency of my situation and had everything turned over for final approval within 4 business days. Compared to the 15 plus days I spent working with Neo, NESTO was like those fingers of light that cut through the clouds on an overcast day.

The story: After working with a Neo broker for 15 days (5 days after I was supposed to have final approval to secure the sale) I was informed by the Neo broker that the lender didn't accept the FTHBI as part of the down payment! He knew from day one I was using this as part of my down payment. He even had the completed forms.

If it wasn't for Nisrine and Alin at NESTO, there is a very good chance the property would have been sold to one of the many people who submitted offers after I did.

I have zero hesitation in recommending Nesto to anyone interested in financing their home purchase online.

May 17, 2023
Unprompted review
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Reply from nesto mortgages

Hi Jennifer 👋

Thank you for taking the time to leave us such a glowing review. We are so glad to hear that Nisrine and Alin were able to assist you in a timely manner. At nesto, we are very proud of our customer service which is why it's great to hear that both Nisrine and Alin were able to provide you with a positive experience.

We will be sure to pass along the kind words to the both of them.

Have a great day!
The nesto Team ✨

Rated 5 out of 5 stars

No negotiation game needed

Based on my research, Nesto offers the most competitive rates on the market with upfront transparency. I highly appreciate the fact that I do not need to play the negotiation game with lenders to push them to maybe finally show me the best deal. The online platform works great. Whenever I phoned, the agents were always efficient and friendly. One area of improvement could be to use video conferences with clients, especially when it comes to explaining math calculations.

May 15, 2023
Unprompted review
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Reply from nesto mortgages

Hey there, thank you for your thoughtful feedback! We're thrilled to know that our rates, transparency, and efficient service met your expectations. We also appreciate your suggestion about video conferencing, especially when explaining complex math calculations as that's a great point. We're always looking for ways to improve and we'll certainly consider this idea.

Feel free to reach out anytime if you need further assistance, we're always here to help.✨

Rated 5 out of 5 stars

Highly recommend Elischa

We were so fortunate to have the opportunity to work with Elischa Salazar.
We were facing a very short time line to secure our mortgage, Elischa was able to make it happen for us.
Even though he was leaving on holidays with his family, he made a personal commitment to ensure our needs were met before he left.
He’s incredibly responsive, friendly, and knowledgeable and definitely went above and beyond for us.
We couldn’t be happier with the service we received from Elischa and would highly recommend.

May 11, 2023
Unprompted review
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Reply from nesto mortgages

Hey Debbie,

Thank you for the glowing review! We're happy to know that Elischa was able to assist you even with the tight time frame. His dedication to our wonderful clients like you truly exemplifies our mission. We're glad he made your mortgage experience positive and we look forward to assisting you with any future needs.

Thank you again for recommending us!

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