Worse credit agency. DONOT use them. Very slow and doesn’t provided support. I have near perfect credit score but NOVA kept email me stating my income info is incomplete more than 3 times without... See more
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See what reviewers are saying
On July 31, Nova Credit was unable to automatically connect with my bank so that my upcoming landlord could look at my bank accounts. I immediately informed Nova Credit. Nova Credit finally responded... See more
Mediocre! Nova Credits are only supported by Amex, who already let you transfer your creditscore in 2 ways without nova credit! Namely, by filling in your own foreign credit card number on the websi... See more
Smooth and painless, I received an Amex CC after 15 minutes with an extra call to Amex. The Irony is I am a Canadian who has paid taxes and utilities on a home in the US for over 12 years and ther... See more
Company details
Written by the company
Nova Credit helps people access financial services by providing lenders with a more complete picture of their financial health. We do this through three main solutions: Cash Atlas™, which analyzes bank account data to show your financial responsibility; Income Navigator, which quickly verifies your income; and Credit Passport®, which brings your international credit history to a new country. Our technology helps banks, credit card companies, property managers, and phone carriers say "yes" more often to people who might otherwise be overlooked by traditional credit systems, especially newcomers to a country and those with limited credit history.
Contact info
San Francisco, United States
- help@novacredit.com
- www.novacredit.com
2.3
Poor
177 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Hasn’t replied to negative reviews
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Great experience with Nova credit
Great experience with Nova credit and they quick grab my India credit details and it will help for me
April 16, 2021
Unprompted review
Application not accepted
Didn't find a suitable card for me. I applied back in Canada and was approved right away.
April 16, 2021
Unprompted review
Aussie in Texas
Nova Credit was very helpful to use my Australian credit history when setting up my new life in the USA where I had no credit history. I used it to obtain an American Express card.
April 16, 2021
Unprompted review
Amazing service- fast & awesome
Amazing service. I had no credit history in the US but was approved for an Amex Blue Cash on the spot with a pretty generous credit limit using my home country credit history. My friend tried without nova credit and he was denied. Now he has a hard pull and no credit
April 16, 2021
Unprompted review
Nova credit makes difference
After getting 3 credit cards and a phone application rejected inspite of having "Excellent" credit score in Canada, Nova Credit got me instant approved for great Amex cards. Life saver!
April 16, 2021
Unprompted review
I am a travel nurse with 6 kids down in…
I am a travel nurse with 6 kids down in Texas. I have excellent credit in Canada but was unable to get a credit card here in the states until I discovered Nova credit. With little to no hassle I was approved for a credit card and started building credit right away. Amazing service!!!
April 16, 2021
Unprompted review
I arrived to the US with no credit…
I arrived to the US with no credit history and wanted to get a credit card. Reading online, and talking with some friends I arrived to the conclusion that to get a credit card I needed to build a US credit history first. That is when I also stumbled upon Nova Credit. I do have a credit history outside the US, and so, it was possible for me to apply for an American Express card from the get go. I couldn't be happier with this.
April 16, 2021
Unprompted review
It doesn’t connect with the official…
It doesn’t connect with the official credit buró in Mexico. Multiple emails to Nova credit not responded.
April 16, 2021
Unprompted review
A great service and easy to use
Very easy to use and I was able to get a credit card as soon as I arrived in USA through Nova. It was a great help as my credit score is 0 when I arrived and I am slowly building it up.
March 12, 2021
Unprompted review
Who this I am not satisfied with your…
Who this I am not satisfied with your nova credit card
March 12, 2021
Unprompted review
I got my 1st US credit card through…
I got my 1st US credit card through Nova Credit. I have excellent credit rating in Australia built over 20 years. However it was not recognized in the US. It was only through Nova Credit's service that I was able to get an AMEX credit card. I can now start building my US credit history. Very happy!
March 12, 2021
Unprompted review
I used Nova Credit to bring my Canadian…
I used Nova Credit to bring my Canadian credit score into the US as American Express recognizes Nova Credit as valid source. So I was approved for a decent credit card with reasonable credit limit.
March 12, 2021
Unprompted review
The only path to US credit card…
The only path to US credit card agencies to access your Canadian credit.
March 12, 2021
Unprompted review
An invaluable service for expats
I am very selective about writing reviews, but I feel this deserves it.
As someone with a perfect credit rating in the UK (I promise I'm not gloating - I write this for context), to be confronted with starting at zero in the US was a hard pill to swallow.
It's extremely demoralizing to be denied credit and have no apparent way to rectify the situation. I had to consider just how long I'd have to depend on someone else. Moreover, it poses the question: how will I ever find a way to begin building credit? Any mortgage fantasies seem a long way off.
Thank you NOVA credit. The process is incredibly straight forward and you have provided an invaluable resource for people like me.
Side note for anyone considering this: don't guess your financial history questions when signing up. Make sure you explore your home country Experian account before making an application. If you mess it up, you'll have to wait 30 days. I wish I could say that didn't happen to me. :)
February 16, 2021
Unprompted review
Import your Indian credit history for a US credit card
I had a very good experience with nova credit. Getting a credit card in the US without a credit history is quite hard and nova credit helped me apply for a card by importing my India credit history. This was extremely helpful and I was able to get a credit card in a matter of 10 days.
February 14, 2021
Unprompted review
Credit not updated and not accurate
February 12, 2021
Unprompted review
Highly recommended
Extremely useful way for a new arrival in the US to get a decent credit card and build a credit rating. Application very easy, decent range of credit cards (I recommend one of the Amex Blue cards)...and makes life a lot easier in terms of signing a lease for a flat/phone etc
February 12, 2021
Unprompted review
Very helpful to start my credit cards…
Very helpful to start my credit cards in USA
February 12, 2021
Unprompted review
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