Worse credit agency. DONOT use them. Very slow and doesn’t provided support. I have near perfect credit score but NOVA kept email me stating my income info is incomplete more than 3 times without... See more
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See what reviewers are saying
On July 31, Nova Credit was unable to automatically connect with my bank so that my upcoming landlord could look at my bank accounts. I immediately informed Nova Credit. Nova Credit finally responded... See more
Mediocre! Nova Credits are only supported by Amex, who already let you transfer your creditscore in 2 ways without nova credit! Namely, by filling in your own foreign credit card number on the websi... See more
Smooth and painless, I received an Amex CC after 15 minutes with an extra call to Amex. The Irony is I am a Canadian who has paid taxes and utilities on a home in the US for over 12 years and ther... See more
Company details
Written by the company
Nova Credit helps people access financial services by providing lenders with a more complete picture of their financial health. We do this through three main solutions: Cash Atlas™, which analyzes bank account data to show your financial responsibility; Income Navigator, which quickly verifies your income; and Credit Passport®, which brings your international credit history to a new country. Our technology helps banks, credit card companies, property managers, and phone carriers say "yes" more often to people who might otherwise be overlooked by traditional credit systems, especially newcomers to a country and those with limited credit history.
Contact info
San Francisco, United States
- help@novacredit.com
- www.novacredit.com
2.3
Poor
177 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Hasn’t replied to negative reviews
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Amex approval via Nova for Canadian
I moved to US and had 10 years of credit history and an excellent credit score (820).
Sadly in US no one really cares about the Canadian history and I applied few times and no luck.
I was withAmerican Express in Canada but since I have not used My Amex there that much, I could not ask Amex for Global card transfer.
I applied through Nova and finally got approved by Amex. Although the credit limit was quite low (1000 $ only) and compared to what I had in Canada Looks like a joke but at least a start.
Thanks Nova for facilitating it!
December 10, 2020
Unprompted review
It was very helpful and I really…
It was very helpful and I really appreciated
December 6, 2020
Unprompted review
Works great, limited card choices though!
Helped me get a credit card in US using my India credit history.
December 3, 2020
Unprompted review
I was surprised there could be such a…
I was surprised there could be such a thing as ‘importing credit history from another country’. I recently moved to the US & Nova Credit helped me obtain a credit card within a day with no credit history in the US. I received an Amex card after Nova Credit sent my credit history of my country to Amex. Very innovative & was of great help to me.
December 3, 2020
Unprompted review
Waste of time
December 3, 2020
Unprompted review
Good app useful
December 3, 2020
Unprompted review
I was new to US & Nova Credits helped…
I was new to US & Nova Credits helped me getting a credit card.
December 2, 2020
Unprompted review
NovaCredit turbocharged my transition to US
I am a Canadian who recently moved to US to start work. Having no credit history in US seemed like my life would be pushed back to post-university days and having to resort to Secured or Entry level credit cards to establish credit. But thankfully due to Nova Credit I was able to get a nice Credit card using my Canadian credit history, which really made my transition into the US very easy and gave me a turbo-boost to start building my credit in US.
December 2, 2020
Unprompted review
I tried using the services!
I tried using the services! After repeated calls to customer service which were so unhelpful, I gave up on this service!
December 2, 2020
Unprompted review
Excellent business model.I really…
Excellent business model.I really admire it.
December 2, 2020
Unprompted review
They didn’t even answer my question…
They didn’t even answer my question about why my longstanding Transunion credit report couldn’t be pulled. Your system requested my information and simply said nothing could be located, affecting my ability to apply for a Amex US card
December 2, 2020
Unprompted review
My experience with nova credit is…
My experience with nova credit is awesome and seamless. Approved my card in a day after transferring my credit history from my native country. I also received the report free which actually costs some money in my country. Thank you Nova Credit..!!!
December 2, 2020
Unprompted review
Exceptional experience and ease of use
Exceptional experience and ease of use, especially how Nova Credit was able to secure credit report for a non-US applicant from home country and feed that information to US financial institution
December 2, 2020
Unprompted review
The service was good and genuine and…
The service was good and genuine and helped me in getting credit card in the US.
December 2, 2020
Unprompted review
Good real credit n cibil score
December 2, 2020
Unprompted review
When we moved to the U.S.
When we moved to the U.S., Nova Credit was a great help in securing a credit card based on our Canadian credit history. Very efficient and straightforward process. Couldn't be happier with how it went!
December 2, 2020
Unprompted review
Very good way of varifying identify
December 2, 2020
Unprompted review
I used this service to get an Amex…
I used this service to get an Amex Approval, but Amex didn't received the full report (it was in zeros, ande they could not verify anything), so I got it declined.
December 2, 2020
Unprompted review
Very good service
December 2, 2020
Unprompted review
Nova Credit did help me with starting…
Nova Credit did help me with starting my credit history in US where having a credit history is very important for everything.
December 2, 2020
Unprompted review
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