Nova Credit Reviews 

177
TrustScore 2.5 out of 5

2.3

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Rated 1 out of 5 stars

Worse credit agency. DONOT use them. Very slow and doesn’t provided support. I have near perfect credit score but NOVA kept email me stating my income info is incomplete more than 3 times without... See more

Rated 1 out of 5 stars

On July 31, Nova Credit was unable to automatically connect with my bank so that my upcoming landlord could look at my bank accounts. I immediately informed Nova Credit. Nova Credit finally responded... See more

Rated 2 out of 5 stars

Mediocre! Nova Credits are only supported by Amex, who already let you transfer your creditscore in 2 ways without nova credit! Namely, by filling in your own foreign credit card number on the websi... See more

Rated 5 out of 5 stars

Smooth and painless, I received an Amex CC after 15 minutes with an extra call to Amex. The Irony is I am a Canadian who has paid taxes and utilities on a home in the US for over 12 years and ther... See more

Company details

  1. Credit Reporting Agency
  2. Credit Bureau

Written by the company

Nova Credit helps people access financial services by providing lenders with a more complete picture of their financial health. We do this through three main solutions: Cash Atlas™, which analyzes bank account data to show your financial responsibility; Income Navigator, which quickly verifies your income; and Credit Passport®, which brings your international credit history to a new country. Our technology helps banks, credit card companies, property managers, and phone carriers say "yes" more often to people who might otherwise be overlooked by traditional credit systems, especially newcomers to a country and those with limited credit history.


Contact info

2.3

Poor

TrustScore 2.5 out of 5

177 reviews

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No recent history of asking for reviews

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2.3

All reviews

(177)

26 reviews in the last 12 months

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Rated 5 out of 5 stars

I love nova credit

Best service when you are coming from a different country and are trying to start credit I got approved with Amex and it’s been a year going strong

February 11, 2021
Unprompted review
Rated 1 out of 5 stars

Provide Result

My country CIBIL credit score I knew. Also I was aware in USA my score won’t be the same it will be on a lower side. So it was not a big deal. Nova credit should provide various platforms to obtain loans or credit. If they tie up with the 3 credit bureaus and give them the details of our past then also it will be helpful for a new ones. Just by knowing your credit score which cannot be use is useless.

December 17, 2020
Unprompted review
Rated 5 out of 5 stars

I had a very good experience with Nova…

I had a very good experience with Nova Credit as they were able to leverage my credit history in my home country to apply for a new credit card in the United States. Their service was very easy to use and i recieved a very detailed report on my home country credit that i will be able to use for future applications. Thank you!

December 17, 2020
Unprompted review
Rated 1 out of 5 stars

Disappointed in Amex and Nova Credit

I am new to United states. I have a very good credit history in Canada. I noticed that American Express claims that they can have access to credit history in Canada through Nova Credit and take that into consideration when people apply for credit cards. considering this and the fact that I already have a credit card with Amex in Canada, I submitted an application for Credit card to American Express. However, despite all these my application was declined right away.

December 16, 2020
Unprompted review
Rated 5 out of 5 stars

Recently moved from England to the US

Recently moved from England to the US. Saw the company being advertised on Facebook for me. And saw their forbes article as well from a few years back.

I had a decent credit score back in England, and I ideally didn't want to start on beginners standard credit card here in the US, so took a risk and applied for one of the AMEX cards using Nova Credit. The selection was limited (mostly AMEXs), I think there was one other lower tier card though (Which I kept in mind incase the AMEX application wasn't successful). The process itself wasn't too bad, decently step-by-step.

But everything went well, my score in England helped me get the AMEX card and I've been using it fine for a while now.

December 14, 2020
Unprompted review

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