Omni Capital Retail Finance Reviews 

658
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 75 reviews, reviewers had a great experience with this company. People frequently praise the helpful staff and professional team members who guide them patiently through every single step of the procedure. Consumers consistently find the online platform and financial options very straightforward, clean, and remarkably easy to navigate. Clients appreciate the clear communication and overall convenience provided during their transactions. However, some customers also noted frustrating difficulties with payment processing errors and unexpected loan application rejections despite having good credit scores. A few people experienced poor communication barriers and unhelpful customer service responses when trying to resolve urgent account or billing questions.

What people talk about most

Service

Users describe positive interactions with service, highlighting efficient communication and helpfulness.... See more

Staff

Consumers find staff to be positive, helpful, and professional across various interactions. Reviewers... See more

Payment

Customers consistently note ambiguous experiences with payment, reflecting a wide range of outcomes. While... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the quick, simple, and... See more

Customer service

Clients share positive opinions on customer service, highlighting helpful and professional staff members who... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I took an interest free loan with Omni Capital Finance for goods from Sheds.co.uk. Paid my deposit and made interest free payments over 4mths since. They adjusted my initial payment to a time to s... See more

Rated 5 out of 5 stars

Very good at sending relevant information in good time. It sounds very easy to i.e. pay our monthly payment, pay more if we wanted to or settle the account if extra money became available to us. This... See more

Company replied

Rated 5 out of 5 stars

I have only positive feedback to give about this company. I took out an interest-free loan as a strategic move to boost my credit score, and it paid off. When unexpected health issues forced me to be... See more

Rated 5 out of 5 stars

From start to finish, the experience was exceptional. The team were professional, friendly, and completely trustworthy throughout. Communication was excellent, the work was completed within the same d... See more

Company replied


4.2

Great

TrustScore 4 out of 5

658 reviews

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No recent history of asking for reviews

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4.2

All reviews

(658)

78 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

Third time lucky

Third time lucky? Thank you Trustpilot too for making me start again!!
Although successful, rventually, the process to get the form completed, left me gasping! Firstly to register on the site - a password is given which you need to copy into their box - almost impossible unless you can paste and copy - which I can't do! So, I failed, and then hit the "forgotten password" link. i created my own password,which was approved and happily went back to register. Only it didn't recognise the password just created - and I had to start over. Eventually, I register and then you come to the form itself - which in turn is a nightmare. One has to expand each section by clicking on the section heading i- which didn't often respond! What a faff! And all that after the signing in bit where they want to know whether you are a robot!, How many times can you check the boxes for motorcycles, cars, buses, or sidewalks, without going completely scranny?

November 22, 2024
Unprompted review
Rated 5 out of 5 stars

Recommended

Used This company twice, and both times, the process has been straight forward & professional. The range of finance options were better than I’d been offered elsewhere.
Would definitely recommend! :)

November 16, 2024
Unprompted review
Rated 1 out of 5 stars

A company with a bad recommendation

Today the company was supposed to collect the last installment of £52. But they took £128 from my account without reason as always. My balance is already 0 but they are still taking money from my account. So even such a company has to be watched because they will continue to collect. I do not recommend this company. Thank you

October 31, 2024
Unprompted review
Rated 1 out of 5 stars

Do not use this lending company

Do not use this lending company. They behave like loan sharks. They use their ability to damage your credit score to extract money that is not owed to them. They are gaming the system, knowing that they can go after you for small amounts that are not owed to them - which makes any legal defence disproportionately expensive; whilst the FCA takes ages to respond and take action.

AVOID AT ALL COST.

July 19, 2024
Unprompted review
Omni Capital Retail Finance logo

Reply from Omni Capital Retail Finance

We're sorry that you're having problems with your finance agreement with us. As we can't identify you from your review we're unable to comment on the specific circumstances. We'll be more than happy to investigate if you send an email with your account details to customerenquiries@ocrf.co.uk.

Rated 2 out of 5 stars

What a mess about it was to get the ok…

What a mess about it was to get the ok for a mobile I wanted. It took nearly 1 whole week to get it done after repeatedly being told that everything was sorted out. The annoying thing is I missed the deadline to claim a freebie from Samsung. In future I will seek other methods.

October 4, 2024
Unprompted review
Omni Capital Retail Finance logo

Reply from Omni Capital Retail Finance

We’re sorry it took you longer to receive your new phone than expected. As the finance company, we can see from our records that your application for credit was accepted on the day we received the application. If there were delays with receiving the device, this should be discussed with the Retailer.

Rated 1 out of 5 stars

Money taken without being owed.

I was incorrectly debited on 25th September (I owed them nothing) and despite promises to refund me I am still waiting a week later. I was promised three working days! Do I have to go to court?

September 25, 2024
Unprompted review
Rated 5 out of 5 stars

Supportive every time.

I have been in touch with their Support team several times and they never fail to make me feel welcome and safe.

I recently spoke with Kirsty and Tyler from the Omni Capital Retail Finance team and they have been super helpful. I recently used Omni Capital Retail financing for a course under learningpeople dot com I no longer wished to study the course and unfortunately came to this resolution after the 14 day cooling off period so I still have to pay the fees due.

I am currently struggling for money and payments and due to my circumstances with debt, the team have been kind in allowing me to fill in a income & expenditures form - lowering my monthly fees whilst I get back on my feet.

Please keep being kind, many of us are vulnerable and it's much appreciated in these tough times. Thank you Omni Capital team.

Best,
Thahmina Tee

October 1, 2024
Unprompted review
Rated 5 out of 5 stars

I took out finance for cosmetic dental…

I took out finance for cosmetic dental work and everything was simple and easy. Monthly payments came off with no issue and when I inherited some money and decided to pay off the loan early in full this was straightforward and confirmed in writing the next day.

September 19, 2024
Unprompted review
Rated 1 out of 5 stars

AVIOD SNEEKY CONTRACTS

AVIOD SNEEKY CONTRACTS

I took out a 6 month interest free loan for with this company for a course of laser hair removal treatment with Sk:n Clinic.

Sk:n Clinic have gone into liquidation and ceased trading. I signed the finance agreement with Omni on 16th July and the company went into liquidation on 17th July. I was never made aware of this and have only just found out. I am therefore now past my 14 day cooling off period and Omni are telling me I need to continue my payments, even though I won’t receive my treatment and apparently my contract states this is an ‘unsecured loan’ and therefore I have no consumer rights. They advised if I cancel my direct debits my will take action against me and my payment could be higher and it will affect my credit score. I have no option but to continue to pay over £600 and receive nothing for it!

September 17, 2024
Unprompted review

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