Paws & Claws Reviews 

557
TrustScore 1.5 out of 5

1.3

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Rated 1 out of 5 stars

This place would get zero stars. It’s disgusting. This pet store should be shut down. Looks like a puppy mill in there. The poor puppies look drained not in good health they were laying in their feces... See more

Rated 1 out of 5 stars

I have just received our annual renewal policy and it has literally doubled in cost even though we only made one claim last year for a minimal amount! Absolutely shocking…I know costs are going up but... See more

Rated 1 out of 5 stars

My dog has an ongoing condition so we have to claim every 3 months & unfortunately we are now stuck with Paws & Claws. They are painfully slow & keep saying they haven’t received the claim from our ve... See more

Rated 1 out of 5 stars

Absolutely outraged this morning. I had an English Springer Spaniel that I retired from the military at the age of 8, 7 years ago. I spent quite a lot of time looking for an insurance company as I onl... See more

Company details

  1. Insurance Agency
  2. Financial Consultant

Information provided by various external sources

Paws & Claws pet insurance have a range of policies which offer accident and illness cover to help protect your cat or dog in their time of need.”


Contact info

1.3

Bad

TrustScore 1.5 out of 5

557 reviews

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1.3

All reviews

(557)

1 review in the last 12 months

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Rated 5 out of 5 stars

Thankfully I have never had to make a…

Thankfully I have never had to make a claim.
I had moved house and forgot to update my details. They contacted me. At first I was told I would be charged £30 for this. I said I was going to cancel my contract was then told there was a charge for that. Luckily my policy was just about to come up for renewal so all charges was wavered. Overall happy with the company.

Ronnie mum 🐶

January 24, 2020
Unprompted review
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Reply from Paws & Claws

Thank you for the great review Venetia!

Rated 1 out of 5 stars

Total waste of your monthly direct…

Total waste of your monthly direct debits! Service terrible. When my 14 year old dog died I had to go through so many phone calls to claim for his condition. By the time I got my pay back it was 4 months on from his passing and even this pay out was minimal. Don't go with this company!

January 22, 2020
Unprompted review
Rated 1 out of 5 stars

Absolutely disgusting - legalised theft of money??????

Absolutely disgusting, inconsiderate, totally unsympatheti, terrible. I am only awarding the one star because I cannot award a minus. My policies were due for renewal on 12/01/20. I chatted on line on 18/12/19, and said I did not want to renew. On checking out my account on 13/01/20, I find that £35 for renewal has been taken from it. I called up, and have been told that I said I would discuss renewal when it was due. Not the case; I did not want to renew, I do not want to renew and never will want to. Now I am being told that I will have to pay £30 cancellation fee, because the renewal took effect (14 hours ago). I am now waiting for a manager to check last year's notes (why? this has nothing to do with wanting to cancel). I am now off the call after 50 minutes and nothing is resolved. I have been told I can have half the fee cancelled. I want all my money back. It never should have been taken, and I should not have to have such a battle to get my money back. Professionalism - rubbish, customer satisfaction - rubbish. Paws and Claws - rubbish. Still fudging me off. They now admitted that I said I wanted to cancel on 18/12/19, but they still insisted that they send out renewal notification. Obviously they are not listening to what they are told by their customers. As 18/12/19 was less than a month from the expiry of my policies, why did they not heed my documented request to cancel. They are now placing restrictions on when I am or am not allowed to cancel. Talk about a con to extract money (in my mind) illegally. I intend to put all this out on social media so it can go viral, and warn others off this deceitful company. I still want all my money back, and will not agree, as they asked, to do a deal, and accept half the penalty fee which was incurred when they renewed my policies against my wishes. As I said, they already agreed that I asked to cancel on chat line, which they acknowledged and in my mind admitted their responsibility by trying to get me to only give them half the cancellation fee. Why won't they do the right thing and give me my money back, after all I have not bought a service from them. Final comment - I still stand by my opinion - legalised theft.

January 13, 2020
Unprompted review
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Reply from Paws & Claws

Thank you for the review Richard, and I am sorry to hear you are dissatisfied with your experience with us during your renewal period. Our policies do renew automatically to make the process as efficient as possible for our customers, unless advised otherwise by our customers. I have passed your query on for investigation to the relevant department to see what was discussed on the 18/12/2019. We will be in contact soon to discuss further.

Rated 5 out of 5 stars

Don't know how we would have got…

Don't know how we would have got through Maisies(ongoing) illness without the support of the friendly and professional team at paws and claws.
I can't recommend them highly enough.

January 9, 2020
Unprompted review
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Reply from Paws & Claws

Thank you for taking the time to leave a review, Guy! I'm glad to hear we have been able to support you in what must be a difficult time, and we wish Maisie all the best and hope she soon makes her way towards recovery.

Rated 4 out of 5 stars

Premium rises every year

Premium rises every year, although we have never made a claim.

December 4, 2019
Unprompted review
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Reply from Paws & Claws

Good Afternoon Peter,

Thank you for your review.

There are many rating factors taken into consideration when it comes to renewal. The main factors underwriters use in setting premiums are; the pets age, breed and gender. Your address is also a factor. Some postal codes are rated higher than others for two main reasons:
· There may be a higher concentration of claims in some areas.
· Costs of vet fees can also vary across the country.
Most premiums have also increased over the last few years because technology in veterinary treatment has advanced, so conditions are costing more to treat.

We do appreciate your loyalty and we always appreciate the feedback.

Kind regards,

Rated 1 out of 5 stars

Took 2 months to clear my claim and…

Took 2 months to clear my claim and doubled my premium after the first year.

Trying to contact them is very difficult, and my average wait time on the phone was 30mins.

Their web portal is a mess.

November 28, 2019
Unprompted review
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Reply from Paws & Claws

Good Afternoon Chris and thank you for taking the time to leave a review.

I'm sorry that there was delays in assessing your claim. To enable our assessors to reach an accurate outcome we require:
- A claims form to be signed, dated and stamped by a veterinary surgeon
- The form to be signed and dated by the named policy holder
- An itemised invoice for the treatment that is being claimed for
- A full medical history
If there is anything missing from the claim, then it can cause delays in the assessing process.

It is regrettable that your premium increased at renewal, and although claims are considered when the renewal price is generated, it is not the only factor we use.
The main rating factors underwriters use in setting premiums are; the pets age, breed and gender. Your address is also a factor, some postal codes are rated higher than others. This is because the cost of veterinary fees can vary across the country, and there may be a higher concentration of claims in some areas.

We appreciate all your feedback, and we're always looking for ways to improve our services.

If you would like to discuss this in further depth, please contact us on 0330 102 5747.

Kind Regards,

Rated 5 out of 5 stars

Great insurance

Great insurance, has been completely hassle free also. Been with them several years now. Would recommend.

November 20, 2019
Unprompted review
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Reply from Paws & Claws

Thank you for the great review, Kay!

Rated 2 out of 5 stars

We had to make a claim on one of our…

We had to make a claim on one of our dogs last year. The following year the yearly premium for that dog increased by more than the cost of the claim (it was nothing to do with the dog getting older as the premium on the other one - her twin - barely rose). What is the point of having insurance when they make sure they recover any money paid out and more? I would find it hard to recommend this company after that.

November 15, 2019
Unprompted review
Rated 4 out of 5 stars

Haven't had to make a claim yet

Haven't had to make a claim yet, so a bit surprised when the premium was increased this year. Will review prices again next year and consider moving for similar cover at lower prices, unless we've made a claim and then we can make a judgement on the service

November 15, 2019
Unprompted review
Rated 3 out of 5 stars

Made my first ever claim

Made my first ever claim . Renew cost this year has increased by a substantial amount. Might only be a coincidence?

November 11, 2019
Unprompted review
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Reply from Paws & Claws

Good Afternoon Mr Pearce,

Thank you for your review.

Claims are taken into account when the renewal is run, but it is not the only factor used.

There are many rating factors taken into consideration when it comes to renewal. The main factors underwriters use in setting premiums are; the pets age, breed and gender. Your address is also a factor. Some postal codes are rated higher than others for two main reasons:
· There may be a higher concentration of claims in some areas.
· Costs of vet fees can also vary across the country.
· The cost of vet fees is taken into consideration as well as the number of claims in that area. Most premiums have also increased over the last few years because technology in veterinary treatment has advanced, so conditions are costing more to treat.

We do appreciate your loyalty and we always appreciate the feedback.

Kind regards,

Rated 5 out of 5 stars

Satisfied

Satisfied with my cover it suits my purpose is fine so I continue with it

November 11, 2019
Unprompted review
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Reply from Paws & Claws

Thank you for your five star review, Steve!

Rated 5 out of 5 stars

Happy customer

The lady I spoke with was very pleasant and helpful. I was a bit upset that the insurance had gone up so much but she checked and based on my record was able to offer a discount, so I went ahead.

November 11, 2019
Unprompted review
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Reply from Paws & Claws

Thank you for your review, June! I'm glad we've been able to help you this year!

Rated 1 out of 5 stars

SHOCKING!!!

Shocking is too mild a word for the way in which I have been told that we have no claim after our dog died suddenly over night due to a condition we did not know about until he died!!

I tried to contact this company SEVERAL times in order to inform them that our dog has died and to make a claim, but got no where as each time the phone queues were endless. When I finally got through I was told that I could have written them an e-mail about the case as an alternative way to contact them (as if it is OK that I was repeatedly kept waiting in phone queues).

Having told the agent about what happened (and ended up in tears in the process), I was taken through the set of instructions on how to make a claim, what documentation to submit, what information to provide about the vet surgery where the emergency operation was done, about the vet practice where our dog was registered, etc., only to be told at the very end that in fact our policy does not cover us for anything else other than accidents.

If I was told about this at the very start of the call, I may have been spared from getting upset again about the sudden death of our dog who was part of the family for nearly 9 years!!

November 6, 2019
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Good Afternoon Ms Petric,

Thank you for your feedback, and I'm sorry if your call with one of our agents caused you more upset during this difficult time.

I have passed your information to our complaints team, to enable them to do a thorough investigation. They will contact you within the next few days.

If you require anything further in the meantime, please do not hesitate to contact us on 0330 102 5747.

Kind Regards,

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