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Payment Assist Reviews 

11,224
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 1,940 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently note how quick and straightforward the application process is, allowing them to get approval within minutes. Consumers love the simple and convenient payment plans, which make handling unexpected vehicle repair costs much more manageable. People also appreciate the helpful staff and friendly support team who are always ready to assist with any questions. However, some people mentioned experiencing long wait times when trying to reach customer support or getting in touch by phone. Some reviewers also noted encountering minor technical difficulties with online forms or dealing with unexpected complications during their transactions.

What people talk about most

Payment

People report positive experiences with payment plans, noting that the application process is extremely... See more

Service

Customers expressed great satisfaction with the service, highlighting its quick, streamlined, and stress-free... See more

User experience

Users describe positive interactions with user experience, highlighting the application process as quick,... See more

Staff

Clients share satisfaction on staff, noting that the team is friendly, professional, and easy to deal with.... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that representatives are always... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We needed a windscreen replacement - Payment Assist were brilliant - no hassle, instant approval, 9 monthly payments with no interest - what's not to like. Thank you Payment Assist. You made all the... See more

Company replied

Rated 5 out of 5 stars

The documents came in thick and fast but all I had to do was click ‘sign’ and I got a confirmation (more emails😂) to say it was done. You can’t sign the same document twice which was helpful when I w... See more

Company replied

Rated 5 out of 5 stars

Payment assist is an Excellent company which will help you with no issues at all, they have helped everytime when i need them, I really dont know what I would do without them and customer supprt are... See more

Company replied

Rated 5 out of 5 stars

My car went in for service and mot only to fail as it needs a new sub frame and it not cheap and can only get from manufacturer. So the garage put me onto payment assist and with thought any issues o... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Car Finance and Loan Company

Written by the company

At Payment Assist, we believe looking after your car and staying safe on the road, shouldn't mean worrying about how you'll pay for it. Whether it's an unexpected repair, a service, new tyres or an MOT, we're here to help make essential vehicle maintenance more manageable. Since 2013, we've helped more than 1.5 million customers spread the cost of their garage bills with straightforward payment options designed to give people more choice and greater peace of mind. We work alongside thousands of trusted garages and dealerships across the UK, making it easy to arrange a payment plan at the point you need it most. Our application process is simple and transparent. We'll always explain your options clearly, so you can make the decision that's right for you. Trust is at the heart of everything we do. As an FCA-regulated finance provider, we're committed to treating every customer fairly, communicating honestly and supporting responsible lending. We know that needing vehicle repairs is rarely planned, which is why we focus on making the experience as straightforward and stress-free as possible. Every review on this page helps us learn, improve and celebrate the moments when we've made a real difference. If you've used Payment Assist, we'd love to hear about your experience. Your feedback helps future customers make informed decisions and helps us continue to raise the standard of service we provide. Thank you for placing your trust in Payment Assist.


Contact info

4.8

Excellent

TrustScore 5 out of 5

11K reviews

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No recent history of asking for reviews

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Replied to 100% of negative reviews

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4.8

All reviews

(11,224)

1,802 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent experience with their…

Excellent experience with their service. Quick and easy.

October 3, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Zubair,

We're delighted you had such an excellent experience and found the service quick and easy from start to finish.

Thank you for taking the time to leave your feedback.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Very friendly and helpful staff when…

Very friendly and helpful staff when completing the various forms. Easy with guidance and pleased with the outcome.

October 2, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi David,

We're delighted that our team was friendly and helpful, providing the guidance you needed to make completing the forms straightforward.

It's great to hear you were pleased with the outcome and had such a positive experience.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

0% interest generated great interest

I was going to pay cash which would have left me short over the next month so when offered 0% over 4 months why not, only do this if you can afford the subsequent payments,it doesn’t remove the payment it delays it,the process was extremely easy and stress free and enabled me to get a very good offer, a useful tool but please remember you have to pay the money back

October 2, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi John,

We're pleased the interest-free payment option gave you some extra breathing room and allowed you to take advantage of a good offer.

It's great to hear you found the whole process easy and stress-free. Thank you for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Very easy does it all for you a check…

Very easy does it all for you a check out without filling in loads of forms just basic info. Do a quick soft check nothing invasive or damaging on your credit score. You can still get this if your just building your credit score, so helpful at spreading the cost on car parts and repairs.

October 2, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Caroline,

We're pleased you found the checkout process so simple, with only a few basic details needed to get everything arranged.

It's great to hear that Payment Assist has given you a helpful way to spread the cost of car parts and repairs without a lengthy application process.

Thank you for taking the time to share such detailed feedback.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Superb service

Superb service

October 2, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Alan,

Superb service is exactly the feedback we love to receive!

Thank you for your kind words and for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

All excellent just when I needed it

October 2, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Andrew,

We're delighted that Payment Assist was there just when you needed it and that you had such an excellent experience.

Thank you for taking the time to leave your feedback.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Absolute easy and quick application,I…

Absolute easy and quick application,I was done in no time and payment went directly to the vendor…thank u

October 2, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Fahd,

We're delighted that the application was so quick and easy, with everything completed in no time and the payment sent directly to the vendor.

Thank you for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Everything went through without any…

Everything went through without any issues. Very quick & easy to navigate.

October 1, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi there,

We're pleased that everything went through smoothly and without any issues, and that you found the process quick and easy to navigate.

Thank you for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Outstanding company

Outstanding company. Very useful when an emergency arises on you're car. Very thorough and don't judge you whatever you're circumstances. Will help if they can and they have ALWAYS ASSISTED ME

October 2, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Liz,

Knowing you've been able to rely on Payment Assist whenever an unexpected car expense has come along means a great deal to us.

We're especially pleased you've always felt supported and treated with understanding, whatever your circumstances.

Thank you for your continued trust and for such fantastic feedback.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Outstanding! So easy to use.

Outstanding! Such a quick, streamlined service. I was even able to complete it all on my phone, without any difficulty, whilst walking back from my lunch break.

Will definitely use again.

October 1, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Johnny,

We're delighted you found the whole process so quick and streamlined, especially being able to complete everything easily from your phone while on the go.

Thank you for the outstanding feedback, and we're pleased you'd choose Payment Assist again.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

pay assist is a great help to low paid…

pay assist is a great help to low paid workers like me so it's a great service Thank-you

October 1, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Gary,

We're really pleased that Payment Assist has helped make things more manageable for you and provided some extra flexibility when you've needed it.

Thank you for your kind words about the service and for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Takes the stress out of an unexpected…

Takes the stress out of an unexpected cost. Easy to set up, friendly team and no messing around. Wouldn't hesitate to use again.

October 2, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi,

We’re really pleased to hear Payment Assist helped take some of the stress out of an unexpected cost.

Making the process quick, straightforward and supported by a friendly team is exactly the experience we want to provide.

It’s great to know you’d be happy to use us again. Thanks for sharing your feedback.

Best wishes,
Payment Assist

Rated 1 out of 5 stars

Their IT is shambolic

Worked ok until my card expired and needed updating to the new one.
They sent mails from a no reply address (all their mail do this, not helpful) with a link to (supposedly) fix it.

ERROR 404 Every time.

Sent mails to their ''Contact us..'' Nothing.

Wasted lots of time finding a work around.
Turns out this was my last payment so never have to deal with this outfit again.

September 28, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Simon,

Thank you for taking the time to leave your feedback. We’re sorry to hear you experienced issues when trying to update your card details.

For security reasons, the links we send to update card details are only valid for 24 hours. If a link is accessed after this period, it will no longer work and may display an error. We did resend the link on multiple occasions to assist with updating your details.

As confirmed in our most recent email, your plan is now complete and no further payments are due.

We’re sorry for the frustration this caused and appreciate your feedback.

Best wishes
Payment Assist

Rated 5 out of 5 stars

good friendly service

good friendly service

September 30, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Kandiah,

It’s lovely to hear you received friendly service from our team. Providing helpful, approachable support is something we’re very proud of.

We really appreciate you taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

My experience with payment assist

My experience with payment assist, has been very good, everything went through very quickly. It only took 24 hours if that.

October 1, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Kathleen,

It’s great to hear you had such a positive experience and that everything was arranged so quickly. We’re proud to make the process as smooth and straightforward as possible, especially when customers need support without unnecessary delays.

Many thanks for sharing your feedback.

Best wishes,
Payment Assist

Rated 3 out of 5 stars

The process was absolutely fine but at…

The process was absolutely fine but at the end the order wasn't processed so no service or MOT booking made and I'm just left with a credit agreement where I'm paying for nothing. I haven't got the time to chase it up so will hope it remedies itself.

September 30, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi JMC,

Thank you for taking the time to leave a review.

We have requested some further information from you so we can locate your account and establish whether there is an agreement with Payment Assist.

If an agreement is in place but the merchant did not complete the work, we would need confirmation from the merchant that the booking/order has been cancelled before we can take the appropriate action.

Best wishes
The Payment Assist Team

Rated 5 out of 5 stars

I needed 4 new tyres for my car and…

I needed 4 new tyres for my car and payment assist are amazing, approval straight away, 12 monthly payments, great interest rate, what's not to like

October 1, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Alex,

We’re delighted to hear Payment Assist helped make the cost of four new tyres more manageable and that your approval came through so quickly.

Giving customers a simple way to spread larger motoring costs over affordable monthly payments is exactly what we’re here for.

We really appreciate you sharing your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Easy to apply for

Easy to apply for, we had to pay out money we had not budgeted for, this help us spread the payments.

June 29, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Mr Cuff,

We’re pleased Payment Assist was able to help when an unexpected cost came along.

Spreading unplanned expenses into manageable payments can make a real difference, and we’re proud to make the application process as simple and straightforward as possible.

Thanks for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

I needed new tyres and after going…

I needed new tyres and after going online I was offered payment assist.
This gave the options of payment plans
To which was a very good deal for me as a pensioner to pay over time at no extra cost excellent service and easy to do .

September 30, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Paul,

Being able to spread the cost of new tyres over time can make a big difference, so we're delighted that the payment plan suited your circumstances and came at no extra cost.

It's also great to hear you found everything easy to arrange and received excellent service.

Thank you for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

This is one of the best organisations I…

This is one of the best organisations I have worked with. I have used them many times over the years and they do indeed assist. I’m sure I will work with them again and I thank them for their services.

October 1, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Penelope,

We're delighted that Payment Assist has been there to help on many occasions and that you've consistently had such a positive experience.

Thank you for your kind words, and we look forward to being there for you again whenever you need us.

Best wishes,
Payment Assist

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