Police Mutual Reviews 

535
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 204 reviews, reviewers overwhelmingly had a great experience with this company, consistently praising the exceptional level of support. Customers frequently point out that the staff members are extremely knowledgeable, polite, and genuinely dedicated to solving any customer inquiries. People also appreciate the smooth user experience, noting that updating policies or securing new coverage is remarkably quick and straightforward. However, some reviewers were not happy with certain policy pricing, mentioning that annual renewal quotes could occasionally become quite expensive. A few other people also felt that specific administrative procedures, unexpected coverage limitations, or strict terms caused notable frustration during their journey.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that consumers experience exceptional satisfaction when... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the professional, helpful, and... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional professionalism,... See more

Price

Users describe positive interactions with price, frequently highlighting very reasonable rates and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the website as very easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Exceptional service. Efficient. Staff very helpful, knowledgeable and listen to the customers needs. Every single person we have ever spoken to at PM have been absolutely lovely. Friendly, courteous.... See more

Company replied

Rated 5 out of 5 stars

Outstanding Customer service. Had a little wait on the phone before I spoke to Sue Stott. What a lovely lady very helpful and courteous and went out of her way to assist me with my enquiry about addi... See more

Company replied

Rated 5 out of 5 stars

Went through my usual annual troll of comparing insurance companies. Best value for best cover etc. Got it down to 2 including police mutual. Both about the same price. I contacted them to clarify a... See more

Company replied

Rated 5 out of 5 stars

Have had the genuine pleasure of speaking to police mutual customer services twice over the last few years as power of attorney for my parents. 1st to cash in their savings , 2 nd to adjust house insu... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Financial services exclusively for serving or retired Police Officers, Staff and your families


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

535 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 90% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.7

All reviews

(535)

203 reviews in the last 12 months

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Rated 5 out of 5 stars

First class service.

Thank you for being able to ring and talk to a person. Susan Canavan could not have been more helpful. It was a pleasure talking with her as she was so knowledgeable and understood my needs. Nothing was too much trouble and helped me to sort out proof no claims bonus. I congratulate Susan for the way she dealt with me. I am brain damaged following a stroke but she never rushed me or confused me. The insurance was at a competitive price. If Susan is representative of Police Mutual I would like to thank the company.
Top class service which is very unusual these days.

January 16, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for taking the time to share your feedback. We are pleased to hear that you were able to speak with someone like Susan and that she provided such excellent support. It’s great to know that she was able to assist you without rushing or causing any confusion.

Rated 5 out of 5 stars

Excellent company

Excellent company.

January 6, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your excellent review - we really appreciate it.

Rated 5 out of 5 stars

Excellent

I contacted Police Mutual re updating vehicle details due to getting another vehicle. I spoke with Keith who was very helpful and informative and the transition went smoothly, he answered every question I needed to know about.

I have been with Police Mutual for some years now and I am very happy with them

January 16, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your great review.
We're glad Keith was able to support you when updating your vehicle details and the transition went smoothly.

Rated 5 out of 5 stars

Pleased

Very easy to deal with

January 6, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We're glad you found us easy to deal with and look forward to helping you again in the future.

Rated 5 out of 5 stars

Sue Stott- very efficient!

Sue Stott is very professional, patient and extremely efficient in renewals. I renewed car and recovery with her today and this was done in a timely manner.
Communication is very clear and a pleasure speaking with her.
Renewal premiums very competitive!

January 9, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind feedback!

We're thrilled Sue made your renewal process smooth and clear. We'll pass on your comments to Sue - she will be delighted!

Rated 5 out of 5 stars

Competitive and easy

The cost was very competitive and it was very easy to do on line

December 29, 2025
Police Mutual logo

Reply from Police Mutual

Thank you for your kind review.

We're pleased to hear you found our website easy to navigate and your insurance was competitive.

Rated 5 out of 5 stars

Excellent service

Excellent Insurance company to deal with. I phoned to renew my Insurance and wanted to clarify a few queries. Keith explained everything to me and was extremely helpful and courteous.

January 5, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for your lovely feedback!
We're thrilled to hear Keith made your renewal easy and answered all your questions.

Rated 5 out of 5 stars

Recommended!

I dealt with Keith to change insurance details, etc. Keith dealt with my requests quickly, courteously and gave me any information that helped or that I requested.

January 2, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for sharing this feedback.

We’re glad to hear Keith provided a quick and courteous service.

Rated 5 out of 5 stars

Outstanding customer service

Outstanding customer service. I’ve genuinely never experienced anyone so helpful. Susan Stott was an absolute star — a real hero. She went above and beyond, was incredibly supportive throughout, and made everything so easy. I would strongly recommend Forces Mutual to anyone who can go with them. 10 out of 10.

January 2, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for your review. We're so pleased to hear you felt supported throughout and made your enquiry so easy.
We'll be sure to share your kinds words with Sue!

Rated 5 out of 5 stars

Very helpful and care centered service…

Very helpful and care centered service provided.

December 8, 2025
Police Mutual logo

Reply from Police Mutual

Thank you for your kind review.

We're delighted you found the service from our team helpful, and we look forward to assisting you with future enquiries.

Rated 1 out of 5 stars

The healthcare is unregulated and a scam

My wife needed to claim on the health insurance and initially all seemed well, we got a consult with the surgeon and all booked. Then 9 days before surgery they announced they weren't covering it at all giving two reasons -
1) initial operation had been emergency NHS so nothing related is covered
2) potential for costs to exceed coverage

So it appears reason 1 rules out follow-up on any on the job injury as those are always initially dealt with by NHS, and reason 2 is just obscene, they were under no obligation to pay more than the cap but used that as an excuse to pay nothing at all.

I'd complain to the FCA but this isn't real health insurance and is not regulated. They can and will deny your claim on a whim.

I would strongly advise any officer using this plan to cancel and save your money to pay towards real health insurance. It costs more, but that is because it is actual coverage.

December 12, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to leave us a review.

We’re sorry to hear about yours and your wife’s experience.

If you would like to discuss this further, please contact us on 0151 242 7640 or email healthcare@policemutual.co.uk and a member of our team will be happy to assist.

Rated 5 out of 5 stars

Really helpful

Really helpful

December 7, 2025
Police Mutual logo

Reply from Police Mutual

We really appreciate you taking the time to leave us a five star review. It's great to hear the service you received was helpful.

Rated 5 out of 5 stars

Friendly helpful service

Friendly helpful service, Been with PMAS for the past 5 years and always very helpful and looking to sort out my query.

December 17, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind review.

We're delighted to hear you always receive a friendly and helpful service when speaking to our team.

Rated 5 out of 5 stars

First Class

Always great service from Police Mutual. Many thanks to Keith for efficiently arranging cover for my new vehicle.

December 17, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind review.
We're so pleased to hear Keith provided an efficient service.
Enjoy your new car!

Rated 5 out of 5 stars

Exceptional customer service!

Keith was exceptional in helping me update my car insurance policy for my new vehicle. He walked me through every step with clarity and patience, making the entire process quick and stress-free. Keith’s professionalism, kindness, and genuine willingness to help truly stood out. I’m very grateful for his outstanding support and couldn’t have asked for a better experience!

December 10, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for sharing your experience!
We're so pleased Keith made updating your policy clear and stress free. Your kind words mean a lot, and we'll be sure to pass them on.
If you need anything else, we're always here to help.

Rated 5 out of 5 stars

Rebecca was very helpful in resolving…

Rebecca was very helpful in resolving issues I asked her about. Very pleasant and great to deal with.

December 5, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind review.
We're pleased to hear Rebecca was helpful and pleasant in resolving your enquiry.

Rated 5 out of 5 stars

Elaine went above and beyond to help me…

Elaine went above and beyond to help me and I was really grateful for all of your help and support to me .
Thank you so much Elaine !!!

December 1, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for sharing this. We’re glad to hear Elaine went above and beyond to support you

Rated 5 out of 5 stars

Our family have used Police Mutual for…

Our family have used Police Mutual for many years and for several of their products. Their agents are very knowledgeable, friendly and efficient.

December 4, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for sharing your experience. It’s great to hear that Police Mutual has provided such knowledgeable and friendly service over the years

Rated 5 out of 5 stars

Always easy to deal with

Always easy to deal with, staff are very friendly and explain all steps.
Been with them for car and home insurance for a long time, always a decent renewal price.

December 2, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you. We’re pleased to hear that our team provided clear communication and competitive renewal pricing. Your continued trust in us for both car and home insurance is greatly appreciated.

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