Police Mutual Reviews 443

TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, politeness, and professionalism, often highlighting specific individuals for their outstanding support and clear communication. Many people found the service to be excellent, noting its efficiency and the ease with which their issues were resolved. Consumers also frequently mentioned the competitive pricing, finding the costs to be reasonable and offering good value. However, some customers were dissatisfied with the contact experience, reporting long wait times and automated messages when trying to reach the company. A few other people also felt that the pricing was not always competitive, mentioning instances where their premiums increased significantly or were higher than expected.

What people talk about most

Staff

Users describe positive interactions with staff, consistently highlighting their professionalism,... See more

Service

People report positive experiences with service. Many customers praise the professional, efficient, and... See more

Customer service

Reviewers highlight positive aspects of customer service, consistently praising the helpfulness, efficiency,... See more

Price

Customers consistently note positive experiences with price. Many reviewers found the quotes to be very good... See more

Customer communications

Customers had ambiguous experiences with contact. Many reviewers found the contact process helpful, with some... See more

Based on these reviews

Rated 5 out of 5 stars

Went through my usual annual troll of comparing insurance companies. Best value for best cover etc. Got it down to 2 including police mutual. Both about the same price. I contacted them to clarify a... See more

Company replied

Rated 5 out of 5 stars

Have had the genuine pleasure of speaking to police mutual customer services twice over the last few years as power of attorney for my parents. 1st to cash in their savings , 2 nd to adjust house insu... See more

Company replied

Rated 5 out of 5 stars

Dear Customer services , I wish to thank Tanya from your team who responded and resolved an issue I had with my insurance renewal. The way in which she applied her problem solving skills , whic... See more

Company replied

Rated 5 out of 5 stars

What a fantastic experience, professional and really put the customer at the centre of their enquiry. I spent time with Sue she sorted through all my quotes then found me an amazing deal. They do rea... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Financial services exclusively for serving or retired Police Officers, Staff and your families


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

443 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 78% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Home insurance continuity while moving house.

Today, I contacted the Police Mutual team looking to continue my existing home insurance while going through the process of moving home.

Paul was really helpful, explaining the process and answering my queries.

Additionally, Paul offered to provide a quote for vehicle insurance at the new address. This was a bonus and will be helpful in the long term too.

Thanks to Paul for his genuine customer service; today's phone call has been productive and straight forward. If only more elements of moving home were so simple!

Thank you.

April 24, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We’re pleased to hear that Paul was able to assist you clearly and effectively during your home move, and that the additional vehicle insurance quote was helpful. We’ll be sure to pass your comments on to him. Thank you for choosing Police Mutual.

Rated 5 out of 5 stars

I had left my renewal to the last…

I had left my renewal to the last minute but Sue Stott was friendly and helpful and managed to negotiate a price reduction for me as it had shot up, not least because I have a new car.
Lesson learnt, compare prices earlier to avoid panic, really wanted to stay with police mutual as nightmare about 4 years when I went to another insurance, well known name but didn't realise online only. NO customer service at all unlike Police mutual, Sue offered excellent customer service.

April 23, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your great feedback. We’re pleased Sue was able to help review your policy and secure a more competitive premium.

Rated 5 out of 5 stars

I spoke with Susan Stott today and she…

I spoke with Susan Stott today and she was professional, helpful and efficient. She helped me update my car insurance policy and I'm very happy with the experience. Please pass my thanks on to her.

April 17, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your positive feedback. We’re pleased to hear that Susan provided such a professional, helpful, and efficient service while assisting you with your car insurance policy.

Rated 5 out of 5 stars

Very helpful which was of great…

Very helpful which was of great assistance in making right choice for me.

April 7, 2026
Police Mutual logo

Reply from Police Mutual

Thank you so much for your kind review.

We're pleased to hear the service you received was helpful and supported you in making the right choice.

Rated 5 out of 5 stars

Dear Customer services ,

Dear Customer services ,
I wish to thank Tanya from your team who responded and resolved an issue I had with my insurance renewal. The way in which she applied her problem solving skills , which utilised her vast knowledge of the product was outstanding.
Her telephone manner was excellent and I am so grateful for her help.
I have been with you in excess of 20 years now and I’m so glad I have kept my business with you .
Please send our sincere thanks to her and if I could give her more than 5 stars I would. You have certainly gone above and beyond
Kind regards
Craig
Sent from my iPhone

April 9, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you Craig for your lovely feedback.
We're delighted that Tanya was able to sort your renewal so efficiently, and we'll make sure your thanks are passed on to her. Your loyalty over the past 20+ years means a great deal to us.
Kind Regards
Police Mutual

Rated 5 out of 5 stars

Good price

Good price, no extra for direct debit

March 30, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback — we’re glad you’re happy with the price and payment options.

Rated 5 out of 5 stars

Swopping cars

Very very helpful quick and courteous service

April 2, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your comments. We’re pleased to hear you were happy with the service.

Rated 5 out of 5 stars

Changing number plate to a private plate

Rebecca was very helpful and made changing my number plate to a private plate very easy.

April 1, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for your review.

We're pleased to hear that Rebecca was helpful when making the recent changes to your policy. We'll be sure to pass on your kind words.

Rated 1 out of 5 stars

I laboured under the impression that…

I laboured under the impression that Police Mutual operated for the benefit of it's members rather than shareholders? Having been sold to Royal London in 2020, and then further sold the general insurance and heathcare portion to Bspoke Group in March 2024.
Bspoke increased turnover to £13.35M, an increase of £8.18M to 30 March 2024, and had Cash in Bank of £7.26M an increase of £4.13M in the same period.
Don't believe the PMAS you once knew are the same beast, its quite a different company with hungry shareholders to satisfy (though not publicly listed). The Company has recently been acquired again by Aon, the second largest insurance company in the world! So a far cry from the PMAS who looks after it's members and not shareholders.........

March 30, 2026
Unprompted review
Rated 5 out of 5 stars

Fast

Fast, experienced operative friendly staff.

March 16, 2026
Police Mutual logo

Reply from Police Mutual

Thank for your great review.
We're pleased to hear the service you received was fast and friendly.

Rated 5 out of 5 stars

Great service

Have long been associated with Police Mutual for both home and vehicle insurance. Needed to change my vehicle details today and spoke to Keith. An anticipated increase in premium was arranged until renewal date and the remainder of the change over completed. Immediate emails in order that items like the certificate would be available immediately. Great work by Keith who was pleasant, efficient with a great customer focussed approach. Be back for renewal later this year

March 24, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for sharing your feedback. We’re really pleased to hear that Keith was able to make updating your vehicle details quick and easy, and that you received everything you needed straight away. We look forward to supporting you again at renewal later this year

Rated 5 out of 5 stars

Elaine was an absolute delight!

Elaine was an absolute pleasure to deal with. She arranged a good deal and was such a lovely person to talk to. She is a total asset to PMAS, thanks Elaine

March 20, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for your lovely review.

We're thrilled to hear that Elaine was such a pleasure to deal with and that she was able to arrange a good deal for you.

Elaine really is an asset to our team and we'll be sure to share your kind words with her.

Rated 5 out of 5 stars

Elaine was a truly positive…

Elaine was a truly positive representative of the company. Helpful, informative and more importantly an excellent commentator.
A refreshing experience.

March 17, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your lovely feedback. We're so pleased to hear you had such a positive and refreshing experience with Elaine.

We really appreciate you sharing this and will make sure your review is shared with Elaine.

Rated 5 out of 5 stars

The police Mutual website was easy to…

The police Mutual website was easy to use. The quote I got for car insurance was very good. I had no hesitation in accepting the quote. I would recommend Police Mutual services.

March 12, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We’re pleased to hear you found the Police Mutual website easy to use and that you received a competitive car insurance quote.

Rated 5 out of 5 stars

Needed to ring and sort out my Dad's…

Needed to ring and sort out my Dad's breakdown cover. Susan Stott was so helpful. We sorted everything out and it was so easy. This is the second time I've dealt with the company this year and each time the customer service has been brilliant. Didn't wait long either to have my call answered. Will use again.

March 13, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We’re glad to hear we were so helpful in sorting out your dad’s breakdown cover. We appreciate your comments and look forward to assisting you again.

Rated 5 out of 5 stars

Hone insurance

I contacted PMAS today with regards to home insurance I spoke to a call handler by the mane of Rebecca who was very helpful and was able to resolve my query.
Excellent customer service received 👍

March 13, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We’re pleased to hear that Rebecca was able to assist you and resolve your query. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

What a fantastic experience

What a fantastic experience, professional and really put the customer at the centre of their enquiry. I spent time with Sue she sorted through all my quotes then found me an amazing deal. They do really try to help which is such a breadth of fresh air when trying to sort car insurance. I was trying to put my 19 year old son on my insurance as he had just passed his test. All other companies were giving me outrageously high quotes but Sue managed to really surprise me with this amazing overall quote. So thanks team Police Mutual for all your help. Xx

March 10, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your feedback. We’re pleased to hear that you had such a positive experience and that Sue was able to support you through what can often be a stressful process.
It’s great to know you felt supported and we understand how challenging it can be to find the right insurance.

Rated 5 out of 5 stars

Easy to purchase the correct cover and…

Easy to purchase the correct cover and good value. Good personal advisors if you prefer to telephone.

March 10, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We're glad the cover was easy to purchase and good value, and that our advisors were helpful.

Rated 5 out of 5 stars

Simple to use website

Simple to use website

Awaiting paper copy of insurance by post but realise post is slow at moment

March 8, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We appreciate you taking the time to share your experience

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look