Police Mutual Reviews 

543
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 202 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff members are exceptionally helpful, professional, and genuinely knowledgeable when handling various insurance queries and daily requests. Consumers also deeply appreciate the smooth user experience and efficient customer service provided during policy modifications and account updates. However, some reviewers were not happy with the high prices, noting that certain renewal quotes felt far too expensive when compared to previous years. A few other people also felt that annual premiums were unnecessarily costly, while mentioning occasional frustrations with specific administrative procedures and communication.

What people talk about most

Service

People report positive experiences with service, highlighting exceptional professionalism, helpful support,... See more

Price

Reviewers mention ambiguous feedback about price, as some consumers praised the competitive and reduced... See more

User experience

Consumers find user experience to be positive, highlighting a website that is simple to use and filled... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Exceptional service. Efficient. Staff very helpful, knowledgeable and listen to the customers needs. Every single person we have ever spoken to at PM have been absolutely lovely. Friendly, courteous.... See more

Company replied

Rated 5 out of 5 stars

Have had the genuine pleasure of speaking to police mutual customer services twice over the last few years as power of attorney for my parents. 1st to cash in their savings , 2 nd to adjust house insu... See more

Company replied

Rated 5 out of 5 stars

Outstanding Customer service. Had a little wait on the phone before I spoke to Sue Stott. What a lovely lady very helpful and courteous and went out of her way to assist me with my enquiry about addi... See more

Company replied

Rated 5 out of 5 stars

Today, I contacted the Police Mutual team looking to continue my existing home insurance while going through the process of moving home. Paul was really helpful, explaining the process and... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Financial services exclusively for serving or retired Police Officers, Staff and your families


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

543 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 88% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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4.7

All reviews

(543)

193 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

First class customer service

Adviser Karen Terry was helpful,friendly and knowledgeable and helped me to come to a decision without influence or bias.
She is an asset to the organisation.

August 27, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

We're pleased to hear that Karen was able to help with your call. Providing clear, information and supporting our members to make informed decisions is an important part of the service we aim to deliver. It's great to know Karen's friendly and knowledgeable approach was helpful.

Thank you for your kind comments. We'll make sure your feedback is shared with Karen.

Rated 5 out of 5 stars

Excellent help from Lauri

I just got off the phone with Lauri. I had lots of questions for her. She was extremely helpful and took her time to answer all of them very professionally. She is a credit to Police Mutual.

August 25, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

We're so pleased to hear Lauri was able to help with your call and take the time to answer all of your questions. Providing helpful, professional support and ensuring our members feel fully informed is something we strive for, so it's wonderful to know this was reflected in your experience.

We'll be sure to pass your kind words on to her, as recognition like this means a great deal to our colleagues.

Rated 5 out of 5 stars

Kieth has been brilliant very friendly…

Kieth has been brilliant very friendly quick and easy transfer of car insurance.

August 24, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We're pleased to hear that Keith was so helpful and made the transfer process quick and easy. I'll make sure your comments are passed on to him.

Rated 5 out of 5 stars

Easy to understsnd and a great…

Easy to understsnd and a great competitive price.

August 11, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We're pleased to hear that you found it easy to understand and competitively priced.

Rated 3 out of 5 stars

My call initially related to a…

My call initially related to a cancellation of a renewal quote for my wife's car as it was in our opinion far too expensive in relation to last year's. Initially the quote had increased by by over £300. Sue Stott explained as the make and model was new to the UK it will take time to assess repair costs etc over the next 12 months when the cost may be reduced. However, we will be taking up the quote from another reputable insurer at a more acceptable price. Sue was understanding and gave information on other types of insurances.

August 19, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. While we're sorry to hear you've chosen an alternative insurer, we appreciate your understanding of the reasons behind the premium increase. We are pleased Sue was able to explain the position clearly and provide helpful information. We will pass on your kind comments to her.

Rated 5 out of 5 stars

Amazing customer service by Lauri

I've just recently rang their customer service department where I got the most warm service from an advisor called lauri.

She was very gentle and spoke softly but clearly in order to explain all their services and answer all my questions. She wasn't shy of repeating herself when I was too slow and shy to comprehend what she said.

So far, I definitely have good feelings towards police mutual based on that one call.

August 18, 2026
Unprompted review
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Reply from Police Mutual

We're delighted to hear abut the positive experience you've had with Lauri. Providing a personal, caring and professional service is very important to us, and it's wonderful to know that Lauri took the time to answer your questions clearly and make you feel at ease throughout your call.

Your comments will mean a great deal to her and we'll be sure to share your feedback with her and the wider team.

Rated 5 out of 5 stars

Simple and straightforward

Simple and straightforward.very fast. Just what was needed in my circumstances

August 13, 2026
Police Mutual logo

Reply from Police Mutual

Thank you, that's great to hear. I'm glad the information was quick, clear, and met your needs.

Rated 5 out of 5 stars

Ive just phoned and dealt with Lesley

Ive just phoned and dealt with Lesley. Amazing service. I was so unsure how to renew my policy whilst still being insured for my old vehicle.
Lesley put me at ease and dealt with it so swiftly. That's why police mutual is the best. Thsnks Lesley. 🌟 🌟 🌟 🌟 🌟

August 12, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback! We are pleased to hear Lesley put you at ease and made the process so simple. Thank you for choosing Police Mutual!

Rated 1 out of 5 stars

Car quote for small Citreon belingo

Car quote for small Citreon belingo - extra car so only 1 year NCB - although have more than 10 years on existing car - no accidents, no health issues, no convictions ever - quoted over £2,500 annual premium - got same cover for £350 from a well known major provider.
That’s it for me - police mutual should be ashamed .

August 11, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Hi, thank you for your review.
We're sorry to hear that the quote did not meet your expectations.
We'd welcome the opportunity to discuss your quotation with you, so please get in touch if you'd like us to review this further.

Rated 5 out of 5 stars

Easy access

Easy access, clear and precise questions.

August 5, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We are pleased to hear that you found the process easy to access.

Rated 5 out of 5 stars

Outstanding Customer Service

Today, 10th August 26 I had reason to contact Police Mutual about a rather complicated and unusual motor insurance matter. Mr Lee Hansen to whom I dealt with readily understood the issue and his professionalism , advice and resolution went above and beyond my expectations. His expertise and help saved so much time on my part with my attempts to bring the circumstances to a satisfactory conclusion. I can only hope his manager sees these comments and congratulates Lee for his outstanding customer service.

August 10, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your feedback. We are pleased to hear that Lee provided such professional and knowledgeable support, and that he was able to resolve your complex motor insurance query so effectively. We'll make sure your kind comments are shared with Lee and his manager. Thank you again for recognising his outstanding customer service.

Rated 5 out of 5 stars

Easy, simple and fair!

Great system interface and friendly to use and navigate.

August 7, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. It's great to hear that you found the system interface user-friendly and easy to navigate.

Rated 5 out of 5 stars

Easy Five out of Five Stars

I can easily give the service I’ve received a score of 5 stars. I have an existing Health Insurance claim and have had to add another. It’s been so simple. It’s been well explained and the staff I have encountered have been kind, caring and faultless. What a pleasure to have things made easy through what is a difficult time for me.
I’ve added my other half on to my policy as well and this was done - as were all my contacts - without any drama or fuss.
I’ve been a member of PMAS since I joined in 1979 up to retiring in 2009 and then - thank goodness - I opted to stay in the scheme. It’s been a Godsend to me. I wish I could thank all the staff - but a special mention to Laurie B for her kind words, reassurance and help.
I am a happy chap today. ❤️

August 5, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your review. We're delighted to hear that we've been able to make things simple and straightforward during what has been a difficult time for you. It's especially lovely to know that our team provided the kindness, reassurance and support you needed. We'll be sure to pass on your comments on to Lauri, who will be thrilled to receive your feedback.

Rated 5 out of 5 stars

Really supportive and helpful

Following an accident, I had to telephone Police Mutual to get cover for a new vehicle. I explained some of the issues I had with the Insurer and I found Ms Susan Stott to be extremely helpful, very knowledgeable and a prime example of good customer care. She explained everything to me in understandable words, helped with all my queries and dealt with it all in a most professional manner. Well done Police Mutual, now I know why I have stayed with you over all these years.

August 5, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind comments.
We are pleased to hear that Susan provided such excellent service and support when you needed it most. We will share your feedback with her and the wider team.

Rated 5 out of 5 stars

Very quick

Very quick, no nonsense service with a friendly manner.

August 5, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your review.
We're pleased you found our service quick and friendly.

Rated 5 out of 5 stars

My contact today was an administrative…

My contact today was an administrative matter. The call was dealt with promptly, professionally and with great courteous and understanding.
Furthermore todays team member provided important additional information to support our health and well being.
This again underpins a high quality service, whether making a claim sorting triage, physio.
F. Prompt payment of invoices . First class, well done Lauri, keep up the good work.
Mr M J C

August 4, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind feedback. We are pleased to hear that your enquiry was handled promptly and professionally, and that the additional wellbeing information was helpful.

Rated 5 out of 5 stars

Police Mutual Healthcare query

My situation with payroll not paying 2 months payment to police mutual caused some concern with no explanation from anyone. This appears to be a system blip which i will deal with separately. Having received a letter from Police mutual I immediately contacted the company. Agent Lauri from Police Mutual carried out security checks and was immediately on the case explaining the issue .My wife and I did niot stop our payment it was done unknown to us. We have been with the company many years and availed ourselves of their expert guidance through medical requirements in a flawless manner.It was a delight to deal with Lauri who was patient informative and very helpful. I highly commend her to her company she is an asset to be treasured.

August 3, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We're sorry for the concern caused by the missed payments, but we're pleased Lauri was able to quickly explain the situation and provide the support you needed. We will pass on your kind comments to Lauri. Thank you for your continued loyalty to Police Mutual and for taking the time to recognise her excellent customer service.

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